Money won’t grow in your mattress.
It will grow in a Fixed Deposit!
    • loading

    HDFC Super Saver Deposits  and 2 other FDs

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    3.5% - 7.45% Quarterly compounding
    Enquire
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6% - 6.95% Quarterly compounding
    Enquire
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Get Rate
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Get Rate
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know

    HDFC Super Saver Deposits is Rated as "Excellent!" by 303 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN
    Write Review
    Icon for Get Fixed Deposit Rate
    Click here to
    Check your Eligibility!

    Sometimes it may happen that even though a person has deposited money in a fixed deposit, they still need access to the money without having to discontinuing the entire FD. To serve this purpose HDFC offers its customers a Super Saver Deposit which is a fixed deposit that is linked to a savings account that allows depositors to withdraw money from the FD through the savings account. This account also allows depositors to access facilities like overdraft and sweep in.

    Eligibility Criteria for applying for HDFC Super Saver FD

    These deposits are available to all individuals who are residents of India, Hindu Unified Families and companies.

    Features of the Super Saver FD by HDFC

    Account Type Single and Joint
    Amount

    Min: A minimum amount of Rs. 25,000 is the bare minimum that can be invested in this account.

    Max: There is no maximum limit announced by the bank for this deposit.
    Method of operating

    Sweep in: The sweep in facility allows customers to complete financial transactions even if they don’t have enough balance in their account. The extra amount is withdrawn from the FD and paid. (Example, you issue a cheque for Rs. 2,000 when there is only Rs. 500 in your savings account. The bank will honour the cheque and pay the balance of Rs. 1,500 from the FD)

    Overdraft: With the overdraft facility customers will be able to withdraw money from the fixed deposit through the savings account.
    Withdrawal This deposit will allow customers to withdraw as much as 75% of the amount deposited.
    Rate of Interest

    Min: The minimum rate of interest that can be earned is 3.5% per annum

    Max: The maximum rate of interest that can be earned is 7.9% per annum
    Tenure

    Min: The minimum tenure for this deposit is 6 months and 1 day.

    Max: The maximum tenure for this deposit can be 10 years
    TDS Tax will be deducted at source if the interest earned crosses Rs. 10,000. If you are not eligible to pay taxes, make sure you provide the bank with forms 15G or 15H to inform them of the same.
    Loan against the scheme While there is no direct loan that can be taken against such a

    HDFC Super Saver Interest Rates

    The interest rates applicable to these deposits is the same as that prescribed for regular term deposits which are:

    Tenure Interest rates as of Dec 2015 (per annum)
    6 months 1 day to 9 months 15 days 7.25%
    9 months 16 days to less than 1 year 7.5%
    1 Year 7.9%
    1 year 1 day to 5 years 7.65%
    5 Years 1 Day to 8 Years 7.75%
    8 Years 1 Day to 10 Years 7.5%

    If the primary account holder for these deposits is a senior citizen that he or she is eligible to get an interest rate which is 0.5% higher. It is also worth noting that the interest rates keep changing from time to time so it’s always best to investigate them thoroughly before investing in the FD.

    HDFC Super Saver FAQ

    1. Can this deposit be opened online?

      2. Yes, it is possible to open this account online through the bank's website.

    2. Can you have overdraft and sweep in facility active at the same time on the fixed deposit?

      3. No. both facilities cannot be active together on the fixed deposit. But they can be active on the savings account.

    3. Who all can get an ATM card for this account?

      4. If it is a joint account then 2 of the holders of the account can get ATM cards but no more.

    4. Is it possible for a senior citizen and a non-senior citizen to open a joint senior citizen account?

      5. Yes but in such a case the senior citizen will have to be the primary account holder.

    5. Can any Indian who is a senior citizen open the senior citizen account?

      6. No. Only senior citizens who are resident Indians can open this account.

      *All amounts, tenures, repayment requirements, interest rates, charges, fees, ceilings, requirements, criteria, exclusions, terms and conditions are as of December, 2015. HDFC reserves the right to modify, replace, or add to or subtract from any of the above, in any way, at any time, and at its own discretion.

    Useful Information on HDFC Fixed Deposit

    Other Fixed Deposit Schemes Offered by HDFC

    Special FD Schemes

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Resources
    Tools
    Loading your search... Loading your search...

    • HDFC Super Saver Deposits Reviews

    Write a Review
    • HDFC Bank Fixed Deposit
      "Best"
      0.5 4.0/5 "Great!"
      I do have fixed deposit account with the HDFC bank and the interest rate is common one with every bank like it used to get varied up to 0.5% . Penalty charges are nil with them for the premature withdraw, which is the really good one.
      Was this review helpful? 1

      Thank you for your vote

      Thanks, you've already rated this review

      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Bank Fixed Deposit
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am having the fixed deposit account with the HDFC bank and the services are always an excellent one. I have opened the account on immediate basis like everything used to get happened in instant way. Rate of interest is around 6.5% and the response is an excellent one.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , mumbai
      Reviewed on Jun 09, 2017
    • HDFC Bank Fixed Deposit
      "Excellent to Excellent"
      0.5 5.0/5 "Blown Away!"
      I do have the fixed deposit account with the HDFC bank and the interest rate is differed according to the offers. All of my deposits will be taken care by my relationship manager. Total tenure is around five years of time and its a kind of small deposits. Net banking services are an excellent one with them.
      Was this review helpful? 3

      Thank you for your vote

      Thanks, you've already rated this review

      , bangalore
      Reviewed on Apr 26, 2017
    • HDFC Bank Fixed Deposit
      "My FD"
      0.5 5.0/5 "Blown Away!"
      I had invested in FD with HDFC. The benefits what I get here is huge. I never used to visit the branch . I had got a phone call from them immediately they had sent their representative for the same. He helped me in filling the form and I do have online access and I view all the FD information online itself
      Was this review helpful? 2

      Thank you for your vote

      Thanks, you've already rated this review

      , kolkata
      Reviewed on Apr 20, 2017
    • HDFC Bank Fixed Deposit
      "My FD"
      0.5 5.0/5 "Blown Away!"
      Only for a short span of time I had invested in HDFC FD say for example 10 days or 15 days, for safety purpose I invested here and later withdraw dont have to worry about my balance on my ATM. I do this deposit frequently yearly do I it up to 6 to 7 times. online I had opted for this FD
      Was this review helpful? 10

      Thank you for your vote

      Thanks, you've already rated this review

      , bangalore
      Reviewed on Feb 23, 2017
    • HDFC Bank Fixed Deposit
      "Fixed deposit is fine"
      0.5 4.0/5 "Great!"
      HDFC Fixed deposit is fine I had never interacted with their executive everything was done online. It hardly took around 5 minutes for me to open the FD. online I am ale to renew the FD and everything is online . Interest rate is the best 6.75% it varies according to the tenure online is recommendable manual payment option is not recommendable.
      Was this review helpful? 5

      Thank you for your vote

      Thanks, you've already rated this review

      , hyderabad
      Reviewed on Jan 06, 2017
    • HDFC Bank Fixed Deposit
      "Grow with hdfc"
      0.5 5.0/5 "Blown Away!"
      Normally, Rate of interest wont play much role for my fixed deposit account with HDFC bank. I can mention trust and loyalty are the major perspective there. There is no minimum lock in period with the HDFC bank for the fixed deposit, so accessibility is smoother one with them. Internet banking and other rendered services are really working fine.
      Was this review helpful? 2

      Thank you for your vote

      Thanks, you've already rated this review

      , gurgaon
      Reviewed on Dec 10, 2016
    • HDFC Bank Fixed Deposit
      "Good saivngs account for customer"
      0.5 5.0/5 "Blown Away!"
      With HDFC Bank we cannot earn good interest when ti comes to FD. Though their lending rates are very high. When it comes to FD the interest rate what they provide is too low. It hardly takes about 2 minutes to open this account. There is no preclosure charges which is applicable and it is very minor too.
      Was this review helpful? 3

      Thank you for your vote

      Thanks, you've already rated this review

      , shimla
      Reviewed on Nov 28, 2016
    • HDFC Bank Fixed Deposit
      "Marvelleous service"
      0.5 5.0/5 "Blown Away!"
      Even FD with HDFC Bank is marvelous. Online I had raised a request for the closure and the funds were transferred to my account immediately. Over and above they did not charge anything for the foreclosure . This FD is one year old I can close it any time after 6 months.
      Was this review helpful? 5

      Thank you for your vote

      Thanks, you've already rated this review

      , new delhi
      Reviewed on Nov 26, 2016
    • HDFC Bank Fixed Deposit
      "Easy FD"
      0.5 5.0/5 "Blown Away!"
      I got my bonus from my company and want to invest the same in Fixed Deposit. Thorough net banking it takes only a minute to open FD for me. It was just awesome saves my time. The online banking service of the hdfc bank is just mindd blowing and time saving. Thanks
      Was this review helpful? 6

      Thank you for your vote

      Thanks, you've already rated this review

      , thane
      Reviewed on Oct 03, 2016
    • HDFC Bank Fixed Deposit
      "Convenient process"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has given their customers the liberty to open a fixed deposit online and even to close it as per the customers convenience. The rate of interest was good. Likewise they are not high on charges. The best is, I do not have to visit the bank for anything.
      Was this review helpful? 10

      Thank you for your vote

      Thanks, you've already rated this review

      , salem
      Reviewed on Oct 01, 2016
    • HDFC Bank Fixed Deposit
      "Lower rate"
      0.5 5.0/5 "Blown Away!"
      As the returns were not that great also I found the interest rate was lower than other banks. I had actually shifted the amount which has got matured to another bank where I get an attractive rate of interest. No other facilitates were offered by HDFC Bank.
      Was this review helpful? 7

      Thank you for your vote

      Thanks, you've already rated this review

      , kolkata
      Reviewed on Aug 27, 2016
    • HDFC Bank Fixed Deposit
      "They really need to scale up "
      0.5 1.0/5 "Really Bad"
      I have invested in FD with HDFC Bank for a period of 5 years. The rate of interest offered was a very meagre 5%. I took the policy in 2005 and the policy has matured but there were some technical difficulties which I was facing and I have not been able to take this out. They had told me they were unable to reset the account with my customer id and password and its yet to be sorted out.
      Was this review helpful? 6

      Thank you for your vote

      Thanks, you've already rated this review

      , mumbai
      Reviewed on Jun 28, 2016
    • HDFC Bank Fixed Deposit
      "A good bank"
      0.5 3.0/5 "Satisfactory"
      I am long time customer of HDFC bank. Further, I hold a fixed deposit with them. The services are good. They are responsive. I could open an account online. It is convenient using this facility. Overall I have not faced hassles and overall it has been very much satisfactory.
      Was this review helpful? 2

      Thank you for your vote

      Thanks, you've already rated this review

      , bangalore
      Reviewed on Jun 27, 2016
    • HDFC Bank Fixed Deposit
      "Smooth process for long term benefit"
      0.5 5.0/5 "Blown Away!"
      I had recently invested certain amount in Fixed deposit plan with HDFC bank, before one year they provided 8.50% interest rate for the lock in period of three years. The process was very simple within few minutes the account was activated. After completing the tenure, on the same day the amount was credited to my account.
      Was this review helpful? 12

      Thank you for your vote

      Thanks, you've already rated this review

      , ahmedabad
      Reviewed on Jun 08, 2016
    • HDFC Bank Fixed Deposit
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Intered earned on Fixed deposit is 8.5% with HDFC bank before two years for the lock in period of five years. After the completing the tenure the amount is credited to the account automatically. But for activation the plan we have to visit the bank and we get the response at the earliest. The minimum amount to start the plan is Rs.10,000.
      Was this review helpful? 6

      Thank you for your vote

      Thanks, you've already rated this review

      , jamnagar
      Reviewed on Jun 04, 2016
    • HDFC Bank Fixed Deposit
      "Rate of interest is good"
      0.5 5.0/5 "Blown Away!"
      In August 2015 I had booked a Fixed deposit with HDFC bank through their online portal as its very easy to start a deposit without any hassles. I make my payments online and I pay a premium of Rs.15k on a yearly basis. Their rate of interest currently is 8% and I think its very beneficial as a savings or investment.
      Was this review helpful? 2

      Thank you for your vote

      Thanks, you've already rated this review

      , gandhinagar
      Reviewed on Jun 03, 2016
    • HDFC Bank Fixed Deposit
      "Lock the money and reap the less benefits"
      0.5 4.0/5 "Great!"
      I do lot of transaction with HDFC bank and thats why I choose it to open a fixed deposit account with them and the minimum lock in period which is opt for is more than a year of time. Interest rate is not a big deal for me and I can say its a kind of okay. I can open the deposit through online banking services and the user interface is quite simple and understanding too.
      Was this review helpful? 5

      Thank you for your vote

      Thanks, you've already rated this review

      , bangalore
      Reviewed on Jun 02, 2016
    • HDFC Bank Fixed Deposit
      "Good savings option"
      0.5 5.0/5 "Blown Away!"
      I have been maintaining a fixed deposit scheme with HDFC bank since my salary account is with them. I had booked the deposit scheme through their online services for a period of 90 months. I pay around Rs.40k and I pay it online as its quite comfortable. However they have charges of 1% if the deposit is broken in between before the tenure is over. Its serves as a good savings option.
      Was this review helpful? 2

      Thank you for your vote

      Thanks, you've already rated this review

      , kolkata
      Reviewed on May 27, 2016
    • HDFC Bank Fixed Deposit
      "Customer focus bank"
      0.5 5.0/5 "Blown Away!"
      My fixed deposit account is with HDFC bank and the interest rate is a descent one with them and its very simple to go ahead for opening a fixed deposit like it used to take less than a minute. Minimum lock in period is up to the customer wish. Interest rate of HDFC fixed deposit for me is around 9.5%.
      Was this review helpful? 0

      Thank you for your vote

      Thanks, you've already rated this review

      , bangalore
      Reviewed on May 27, 2016
    Read More
    Common Loader Icon
    • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.