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There are many banks in India that offer more than 9% p.a. on Fixed Deposits (FDs). Term deposits are an ideal investment option, especially for those who are looking for benefits like high liquidity, premature withdrawal facilities, nomination facility, loan/overdraft, etc. It is not difficult to find banks that pay a good rate of interest and there are a few that pay a high rate.
Given below is a revised list of banks that pay over 9% p.a. in 2021:
FDs paying more than 9% | |||
---|---|---|---|
Bank | Tenure | Regular FD Rate (per annum) | Senior Citizen FD Rate (per annum) |
Mahaveer Bank | More than 2 years to 5 years | 8.50% | 9% |
ESAF Small Finance Bank | 365 days to 545 days | 6.50% | 7.00% |
Suryoday Small Finance Bank | 2 years to 3 years | 7.15% | 7.65% |
Suryoday Small Finance Bank | 1 year to 2 years | 6.75% | 7.25% |
*Interest rates are subject to change and can be revised from time to time at the discretion of the bank.
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