Money won’t grow in your mattress.
It will grow in a Fixed Deposit!
Money won’t grow in your mattress.
It will grow in a Fixed Deposit!
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  • DHFL Wealth 2 Health Fixed Deposit is Rated as "Excellent!" by 7 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    DHFL Wealth 2 Health Fixed Deposit

    Wealth2Health Deposit Cards issued along with this fixed deposit scheme can be used by a customer to avail of various benefits such as cashless hospitalization, discounts (up to 25%) on diagnostic tests, 24/7 access to a physician (phone), free service from a panel comprising specialists for choosing the right hospital for a specific ailment and accidental death cover of Rs.1 lakh (first deposit holder). Wealth2Health fixed deposit can be availed by resident individuals (first deposit holder).

    Features of the Wealth2Health Deposit Card are listed below:

    The salient features of the Wealth2Health Deposit Card are as follows:

    • A customer can use the card for hospital payments after three months from the date of the formation of the fixed deposit. However, discounts are readily available upon receipt of the Wealth2Health Deposit Card. Customer verification will precede authorization of any financial transactions.
    • The card can be used for cashless hospitalization and diagnostic tests up to 75% of the fixed deposit amount. It is important to note that the limit is adjusted every day based on the deposit amount which is used and the amount which is repaid.
    • The Wealth2Health Deposit Card has a limit in that a customer can use up to 75% of the deposit amount. The card can be used for linking multiple fixed deposits. It is important to note that the cumulative limit (on the card) is up to 75% of the cumulative principal of each fixed deposit.
    • When a customer utilizes the Wealth2Health Deposit Card to pay for any hospitalization expenses, it will result in the generation of loan against his fixed deposit. The loan amount will depend on the amount used by the customer at a hospital. The tenure of the loan is equivalent to the remaining maturity period of the fixed deposit. Also, the interest rate for the loan against fixed deposit will be 2% higher than the fixed deposit rate of interest.
    • A customer can repay the loan at any time. It is important to note that if the loan remains unpaid till the said fixed deposit reaches maturity, the total amount (outstanding) is deducted from the maturity proceeds.

    Features and benefits of DHFL Wealth 2 Health Fixed Deposit

    The salient features of DHFL Wealth 2 Health Fixed Deposit are listed below:

    • Minimum Deposit Amount: The minimum deposit amount under this scheme is Rs.25,000.
    • Tenures: The DHFL Wealth 2 Health Fixed Deposit is available for varying tenures such as 12 to 120 months.
    • Interest Rate: The interest rate offered by this deposit scheme does not differ from the regular fixed deposits offered by DHFL. However, single deposits of Rs.50 lakh and above are offered at an additional interest of 0.25%. Similarly, senior citizens, DHFL SME/home loan/mortgage loan customers, widows and Army personnel can avail of an additional interest of 0.25% under this deposit scheme.

    The interest rates for deposit amounts less than Rs.50 lakhs are listed in the table below:

    Tenure Non-cumulative (quarterly) Non-cumulative (monthly) Non-cumulative (yearly) Cumulative
    12 months 8.45% 8.35% 8.75% 8.75%
    18 months 8.75% 8.70% 9.1% 9.1%
    36 months 8.65% 8.60% 9% 9%
    40 t0 120 months 8.65% 8.60% 9% 9%

    Rates of Interest

    For Deposit Amount < Rs 50 Lacs
    Tenure Minimum Deposit (for Cumulative Scheme) Cumulative Non-Cumulative
    Monthly Quarterly Half Yearly Yearly
    12 months Rs 25000 8.50% 8.10% 8.20% 8.30% 8.50%
    14 months Rs 25000 8.75% 8.35% 8.40% 8.55% 8.75%
    18 months Rs 25000 8.85% 8.45% 8.50% 8.65% 8.85%
    24 months Rs 25000 8.75% 8.35% 8.40% 8.55% 8.75%
    36 months Rs 25000 8.75% 8.35% 8.40% 8.55% 8.75%
    40 months Rs 25000 8.90% 8.50% 8.55% 8.70% 8.90%
    48-120 months Rs 25000 8.75% 8.35% 8.40% 8.55% 8.75%
    For Deposit Amount `50 Lacs and above
    Tenure Minimum Deposit (for Cumulative Scheme) Cumulative Non-Cumulative
    Monthly Quarterly Half Yearly Yearly
    12 months Rs 25000 8.75% 8.35% 8.45% 8.55% 8.75%
    14 months Rs 25000 9.00% 8.60% 8.65% 8.80% 9.00%
    18 months Rs 25000 9.10% 8.70% 8.75% 8.90% 9.10%
    24 months Rs 25000 9.00% 8.60% 8.65% 8.80% 9.00%
    36 months Rs 25000 9.00% 8.60% 8.65% 8.80% 9.00%
    40 months Rs 25000 9.15% 8.75% 8.80% 8.95% 9.15%
    48-120 months Rs 25000 9.00% 8.60% 8.65% 8.80% 9.00%

    Additional rate of interest of Privilege Customers: 0.25%

    Note: Privilege customers include Armed forces personnel, senior citizens, DHFL SME Loan / Home Loan / Mortgage Loan borrowers.

    Updated on 24 September ‘16

    DHFL Wealth 2 Health FD Reviews

    • DHFL Fixed Deposit
      "Good FD to have"
      0.5 3.0/5 "Satisfactory"
      I have a Fixed Deposit account with DHFL and felt the experience to be pretty good. I am expecting a very good return for the money I am investing in. I heard they have one of the best interest rate in the market. Overall the experience with them is good.
      Was this review helpful? 1
      , motihari
      Reviewed on Nov 07, 2017
    • DHFL Fixed Deposit
      "Good organization to keep best investment"
      0.5 5.0/5 "Blown Away!"
      In my five year of experience I have invested more amount in DHFL Fixed deposit account, they are providing the interest rate around 7 to 8% per annum. I used to make the cash payment by visiting their branch. I hope its a trusted one, will get good investment return.
      Was this review helpful? 2
      , kolkata
      Reviewed on Oct 19, 2017
    • DHFL Fixed Deposit
      "Processing is very fast"
      0.5 4.0/5 "Great!"
      I have allocated certain amount as Fixed deposit with DHFL around a year back. The rate of interest of the deposit offered at the time was 7% approximately and was better compared to the other bank rates offered. The tenure of the deposit was a year and It matured 4 months back. Their processing after maturity is also hassle free and easy.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jun 03, 2016
    • DHFL Fixed Deposit
      "Special interest"
      0.5 5.0/5 "Blown Away!"
      The reason for choosing DHFL FD is because they are providing a special interest exclusively for ladies which is 9.35% for a period of 18 months. It is a good company and it is a number one housing finance when compared with others DHFL is providing the highest interest.
      Was this review helpful? 14
      , hyderabad
      Reviewed on Dec 09, 2015
    • DHFL Fixed Deposit
      "open fixed deposit"
      0.5 5.0/5 "Blown Away!"
      I opened a fixed deposit with DHFL with a Special Deposit Scheme for tenure of 40 Months with Interest Rate 9.85%. Company fixed deposits will give you a higher return than comparative bank fixed deposits. This is because of the additional risk, for example the DHFL fixed deposit that was concluded a few months ago offered interest rate of 9% per annum, when the highest rate offered by any bank was 7%. Normally, a higher time period will get you higher interest rates, but if you are not very comfortable with investing money in a company fixed deposit then you can select a shorter time frame like a  year. Like most investing decisions, whether you invest in these things or not, and how much money you do will depend on your particular circumstances. If you prefer safety over everything else, then it is best to leave these things alone. If you have a moderate risk appetite then you might as well try investing money with some of the better known companies.
      Was this review helpful? 19
      , mumbai
      Reviewed on Mar 26, 2015
    • DHFL Fixed Deposit
      "Best Interest Rate on Corporate FD like DHFL"
      0.5 4.5/5 "Excellent!"
      Dewan housing finance is a housing finance company ,,started its journey on 11th april 1984. Over 25 years passed since company inception, today DHFL stands strong as the third largest housing finance company and second largest in private sector. I opened fixed deposit with in this Bank Special Deposit Scheme for tenure of 40 Months with Interest Rate 9.85%. Company fixed deposits will give you a higher return than comparative bank fixed deposits. This is because of the additional risk, for example the DHFL fixed deposit that was concluded a few months ago offered interest rate of 9% per annum, when the highest any bank was offering was 7%. Normally, a  higher time period will get you higher interest rates, but if you are not very comfortable with investing money in a company fixed deposit then you can select a shorter time frame like a  year.
      Was this review helpful? 22
      , mumbai
      Reviewed on Nov 01, 2014
    • DHFL Fixed Deposit
      "Interest rate is impressive"
      0.5 5.0/5 "Blown Away!"
      I don't know much fixed deposit as depositing through brokers. Interest rate is 10.45% for 500 days. Once gets matured, either will take or renew it. Before 1 month, they would send the renewal letter through post. Overall am happy with the services.
      Was this review helpful? 27
      , chennai
      Reviewed on Aug 08, 2014
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