DHFL Swayamsidha Deposit for Women

All fixed deposits offered by DHFL are AAA rated by CARE. DHFL offers a special deposit scheme for women known as 'Swayamsidha' with an investment of Rs.10,000. The DHFL Swayamsidha Deposit for women offers various benefits such as a high rate of interest at 9.1%, free insurance coverage and high returns on the deposits. What's more, senior citizens and privileged customers can avail of an additional interest rate of 0.25%.

Updated On - 12 Feb 2026

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Features of DHFL Swayamsidha Deposit for women

The salient features of DHFL Swayamsidha Deposit for women are listed below:

Minimum Amount of Deposit: The minimum amount to be deposited by women under this scheme is Rs.10,000.
Tenure: The Swayamsidha Deposit is offered for a maximum tenure of 18 months.

DHFL Swayamsidha Deposit Interest Rate

Additional interest: Privilege customers (senior citizens, widows, and DHFL SME / mortgage/home loan customers besides personnel from the Armed forces) can avail of an additional interest rate of 0.25%.
Loan against Swayamsidha: A customer can avail of the loan up to 75% of the deposit amount under this scheme.
Tax: Customers can avail of an exemption of Rs.5000 on the interest earned on the deposit under this scheme.
Insurance: A customer can avail of free accidental death insurance under this scheme for Rs.1 lakh. The first depositor can avail of the insurance in case of joint accounts.
Renewal: Customers can renew the Swayamsidha fixed deposits upon maturity, provided the request for renewal is sent prior to six months of the maturity date of the deposit.

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The table below provides information about applicable rates of interest:

Tenure	Rate of Interest(Rs 50 Lacs and above)
18 months	8.85%	9.10%

Tenure	Rate of Interest(Below Rs 50 Lacs)
Tenure	Monthly	Quarterly	Half Yearly	Yearly
18 months	8.45%	8.50%	8.65%	8.85%
Tenure	Rate of Interest(Rs 50 Lacs and above)
Tenure	Monthly	Quarterly	Half Yearly	Yearly
18 months	8.70%	8.75%	8.90%	9.10%

Minimum deposit for earning interest on a monthly basis with the Non-Cumulative Scheme is Rs 20,000. The minimum deposit for any other non-cumulative scheme is Rs 1,000.

Updated on 22 September '16

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