DHFL Aashray Deposit Plus
DHFL Aashray Deposit Plus offers attractive interest rate and yields high returns. Highest degree of safety is assured and timely service is offered.
The account holder also gets insurance cover of Rs.1 lakh for single and first depositor in case of joint account.
Eligibility Criteria for Applying for DHFL Aashray Deposit Plus
To open DHFL Aashray Deposit Plus, you must be:
- Resident individual
- Joint account holders
- Proprietorship concerns
- Companies
- Trusts
- Clubs
- Educational institution
- Partnership firm
- Charitable institution
- Minor but a guardian must apply in the minor's name.
Features of DHFL Aashray Deposit Plus
Account type | Joint or single accounts are offered to:
|
Rate of interest | Applicable interest rate will be levied on the deposits schemes. |
Interest payments | Interest payments are made through ECS. |
Repayments | |
Renewals | Fixed deposits will be renewed from the date of maturity at the prevailing rate. If renewal is received within 6 months of maturity, FDR value date will be the deposit maturity date and not the date of receiving request from branch. If renewal request is received after 6 months from maturity date, the value date of the deposit that is renewed will be on which FDR and renewal request was received at the branch. The interest rate will be the prevailing rate on the date the FDR was received at the branch. If renewal request is received after 6 months from maturity, then the interest won’t be payable for the period between the date of maturity and renewal. |
Nomination | Nomination facility is available. |
Loan | Loan against individual deposit you will get up to 75% of the deposit amount as loan. |
DHFL Aashray Deposit plus Rates of Interest
Rate of Interest offered by DHFL Aashray Deposit plus Scheme for Individual, Trust and Double My Money are listed below:
DHFL Aashray Deposit plus Rates of Interest for Individual: (Less than Rs 50 Lacs)
DHFL Aashray Deposit plus Rates of Interest for Individual: (Rs 50 Lacs and above)
Tenure | Minimum Deposit | Rate of Interest |
14 months | Rs 10000 | 9.00% |
24 months | Rs 2000 | 9.00% |
36 months | Rs 2000 | 9.00% |
40 months | Rs 2000 | 9.15% |
48-120 months | Rs 2000 | 9.00% |
Additional rate of interest of Privilege Customers: 0.25%
Note: Privilege customers include Armed forces personnel, senior citizens, DHFL SME Loan / Home Loan / Mortgage Loan borrowers.
Minimum deposit for earning interest on a monthly basis with the Non-Cumulative Scheme is Rs 20,000. The minimum deposit for any other non-cumulative scheme is Rs 1,000.
DHFL Aashray Deposit plus Rates of Interest for Trust:
Tenure | Minimum Deposit | Rate of Interest |
13 months | Rs 50000 | 8.75%(below Rs 50 Lacs) |
13 months | Rs 50000 | 9.00%(Rs 50 Lacs and above) |
Tenure | Deposit Amount | Rate of Interest | |||
Monthly | Quarterly | Half Yearly | Yearly | ||
13 months | < Rs 50 Lacs | 8.35% | 8.40% | 8.55% | 8.75% |
13 months | >= Rs 50 Lacs | 8.60% | 8.65% | 8.80% | 9.00% |
Note: Minimum deposit for earning interest on a monthly basis with the Non-Cumulative Scheme is Rs 20,000. The minimum deposit for any other non-cumulative scheme is Rs 1,000.
DHFL Aashray Deposit Plus Rates of Interest for Double My Money:
Minimum Deposit (for Cumulative Scheme) | For Deposit Amount < Rs 50 Lacs | For Deposit Amount Rs 50 Lacs and above |
Cumulative | Non-Cumulative | |
Rs 10000 | 98 Months for deposits up to Rs 50 Lacs 95 Months for deposits of Rs 50 Lacs and above | |
Note: No additional benefits.
Also, Check - FD Rates
FAQs on DHFL Aashray Deposit plus
- What is the lowest and the highest period of deposit offered?
The lowest period is 12 months and the highest period is 120 months.
- How many deposit schemes does DHFL offer?
DHFL offers individual, trusts and institutes and double my money scheme.
- Can I avail loan against my deposit?
Yes, loan can be availed against DHFL Aashray Deposit plus individuals. The loan amount that can be sanctioned is up to 75% of the deposit amount.
- Is nomination facility available?
Yes, nomination facility is available.
- How are interest paid?
Interest is paid through ECS.
- How are repayments made?
Repayments are made through cheque or RTGS or NEFT.
- Will I get additional earnings?
If you are a senior citizen, widow, Armed forces personnel, DHFL loan or SME loan or Mortgage borrower you will get additional earnings.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.