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    Dhanalakshmi Bank Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.10% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.5% - 6.6% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.72% - 8.65% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Dhanalakshmi Bank Fixed Deposit Rates
    Fixed Deposit BYTES FROM OUR KITCHEN

    Dhanalakshmi Bank Fixed Deposit Rates

    Established as early as 1927 in Thrissur, Kerala, Dhanlaxmi Bank is a trusted name that has a strong branch network. The bank offers premium quality products and services, Fixed Deposits (FDs) being one among them. There are different types of Dhanlaxmi Bank fixed deposits to choose from, and these include:

    1. Dhanam Abhivridhi
    2. Surabhi Deposit
    3. Sri Dhana Chakra Deposit
    4. Cumulative Deposit Certificate
    5. Tax Advantage Deposit
    6. Senior Citizens Deposit

    The following are the latest interest rates paid by the bank on domestic fixed deposits in 2018:

    Tenure Regular FD rate (per annum) Senior citizen FD rate (per annum)
    7 days to 45 days 4.00% 4.50%
    46 days to 90 days 5.00% 5.50%
    91 days to 179 days 5.50% 6.00%
    180 days to 364 days 6.00% 6.50%
    1 year to 2 years 6.60% 7.10%
    More than 2 years to 10 years 6.50% 7.00%

    Dhanlaxmi Bank Short-Term Fixed Deposit Interest Rates

    • An interest rate of 4.00% p.a. to 6.00% p.a. will be paid for all deposits that are held for a period that is from 7 days to less than 1 year
    • The slab for 180 days to less than 1 year (364) days will pay the FD holder maximum returns, which is at the rate of 6.00% p.a.
    • Those who go for an FD for 91 days to 179 days, will be getting 5.50% p.a. and those who hold one for 46 days to 90 days will get 5.00% p.a.
    • The lowest paying tenure is 7 days to 45 days, where the rate applicable is 4.00% p.a.

    Dhanlaxmi Bank Medium-Term Fixed Deposit Interest Rates

    • Medium-term FDs come with a minimum investment duration of about 1 year and go up to 5 years.
    • The range for interest payment if from 6.50% p.a. to 6.60% p.a.
    • The highest interest rate paid by the bank is 6.60% p.a for keeping a time deposit for more than 1 year to 2 years.
    • In this slab, a customer who is seeking tax benefits can go for the Dhanlaxmi Bank Tax Advantage FD, which offers a tax exemption of up to Rs.1.5 lakh under Section 80C of the Income Tax Act

    Dhanlaxmi Bank Long-Term Fixed Deposit Interest Rates

    • The investment duration for a long-term time deposit is anything that is more than 5 years.
    • The rate of interest paid will be at the rate of 6.50% p.a. for this deposit type.

    Dhanlaxmi Bank Senior Citizen Fixed Deposit Interest Rates

    • Extra interest of 0.50% p.a will be paid to all those belonging to the senior citizen slab.
    • The range at which interest is paid begins from 4.50% p.a. to 7.10% p.a.
    • The maximum returns paid for a person aged 60 and above by the bank is 7.10% p.a.
    • For a duration of above 2 years to 10 years, a pensioner will be able to earn at the rate of 7.00% p.a.

    Dhanlaxmi Bank NRO FD Rates

    Tenure Regular FD rate (per annum) Senior citizen FD rate (per annum)
    7 days to 45 days 4.00% 4.50%
    46 days to 90 days 5.00% 5.50%
    91 days to 179 days 5.50% 6.00%
    180 days to 364 days 6.00% 6.50%
    1 year to 2 years 6.60% 7.10%
    More than 2 years to 3 years 6.50% 7.00%
    More than 3 years to less than 5 years 6.50% 7.00%
    5 years to 10 years 6.50% 7.00%

    Dhanlaxmi NRE FD Rates: Less than Rs.1 crore

    Tenure NRE interest rate (per annum)
    More than 1 year to 2 years 6.60%
    More than 2 years to 10 years 6.50%

    Dhanlaxmi FCNR deposit interest rates:

    Tenure/currency SGD AUD CAD EUR GBP USD
    1 year to less than 2 years 2.28 2.51 2.64 0.28 1.25 3.01
    Above 2 years to less than 3 years 2.48 2.62 2.80 0.37 1.45 3.20
    Above 3 years to less than 4 years 2.62 2.72 2.92 0.53 1.57 3.27
    Above 4 years to less than 5 years 2.71 2.97 2.99 0.67 1.67 3.29
    Up to 5 year 2.80 3.07 3.04 0.82 1.75 3.31

    Dhanlaxmi RFC deposit rates

    Tenure/currency USD GBP EUR
    Above 6 months to less than 1 year 2.97 1.22 0.19
    Above 1 year to below 2 years 3.01 1.25 0.28
    Above 2 years to below 3 years 3.20 1.45 0.37
    3 years 3.27 1.57 0.53

    Dhanalakshmi Bank Fixed Deposit Reviews

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