Overview of DBS Bank Fixed Deposit 2025
DBS Bank fixed deposits are good financial tools to help you save and grow your money. These deposits offer competitive rates of interest. DBS fixed deposits offer freedom of liquidity and a range of deposit tenures which customers can choose from.
These FD schemes offer good investment opportunities to customers who do not want to risk their savings and are looking for a steady growth of their money.
Features and Benefits of DBS Bank Fixed Deposit
- Low minimum deposit: You can open a Fixed Deposit account at DBS Bank by depositing a minimum amount of Rs.10,000.
- Higher deposits mean higher returns: Higher your deposit amount, higher will be the returns you will earn at the end of the investment tenure.
- Different tenures to choose from: You can choose your investment tenure as per your convenience. The tenure can range between 90 days and 5 years and above.
- Choose your income payout: You can choose how you wish to receive your interest i.e. on a monthly, quarterly basis, or whether you want to re-invest the maturity amount again.
Benefits of Investing in DBS Bank Fixed Deposits
Some of the reasons why you must invest in DBS Bank Fixed Deposit are given below:
- Higher DBS interest rates are earned due to which you get higher returns.
- You can choose the tenure for which you wish to invest in FD.
- There are multiple interest pay-out options available.
DBS Bank Fixed Deposit Interest Rate 2025
The interest rates for DBS Bank fixed deposits of deposits less than Rs.2 crore are given below:
Tenure | Rate of Interest for General Public | Rate of Interest for Senior Citizen |
7 days | 2.50% p.a. | 2.50% p.a. |
8 days and up to 14 days | 2.75% p.a. | 2.75% p.a. |
15 days and up to 29 days | 4.00% p.a. | 4.00% p.a. |
30 days and up to 45 days | 4.50% p.a. | 4.50% p.a. |
46 days and up to 60 days | 4.50% p.a. | 4.50% p.a. |
61 days | 5.00% p.a. | 5.00% p.a. |
62 days and up to 90 days | 5.00% p.a. | 5.00% p.a. |
91 days to 180 days | 5.00% p.a. | 5.00% p.a. |
181 days to 269 days | 6.00% p.a. | 6.50% p.a. |
270 days to less than 1 year | 6.00% p.a. | 6.50% p.a. |
1 year to 375 days | 7.00% p.a. | 7.50% p.a. |
376 days to 540 days | 7.50% p.a. | 8.00% p.a. |
541 days to 599 days | 7.25% p.a. | 7.75% p.a. |
600 days | 7.25% p.a. | 7.75% p.a. |
601 days to less than 2 years | 7.25% p.a. | 7.75% p.a. |
2 years to less than 2 years and 6 months | 7.00% p.a. | 7.50% p.a. |
2 years and 6 months | 7.00% p.a. | 7.50% p.a. |
2 years 6 months 1 day and less than 3 years | 7.00% p.a. | 7.50% p.a. |
3 years and less than 4 years | 6.50% p.a. | 7.00% p.a. |
4 years to less than 5 years | 6.50% p.a. | 7.00% p.a. |
5 years and above | 6.50% p.a. | 7.00% p.a. |
Note: The interest rates are effective from 11th December, 2023 and may change as per the bank’s rules and regulations.
Eligibility Criteria to Open a DBS Bank Fixed Deposit
You can visit the DBS Bank official website where on the FD page you will find the 'Apply Now' option. Click on it and fill the application form and submit it. A relationship manager from the bank will get in touch with you and will assist you with the process of opening an FD account at DBS Bank. Also, online customers can open deposits of up to INR 99,99,999.99 instantly through online banking.
FAQs on DBS Bank Fixed Deposit
- What is the minimum amount that can be used to open a Fixed Deposit with DBS Bank?
The minimum amount required to open a short-term Fixed Deposit with DBS Bank is Rs.10,000 and thereby in multiple of Rs.1000.
- What is the minimum and maximum deposit period available for Fixed Deposits of DBS Bank?
The minimum deposit period is 7 days and the maximum is 10 years.
- Are special rates offered to senior citizens on FD schemes of DBS Bank?
Yes, DBS Bank offers special rates to senior citizens on FD schemes for tenures above 6 months (an additional 50 basis points).
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