Dakshin Bihar Gramin Bank FD Rates
Dakshin Bihar Gramin Bank offers the FD Multi-Benefit Scheme to its customers. The interest rates for this scheme range from 3.50% p.a. to 7.50% p.a.
Customers can avail themselves of flexible tenures ranging between 7 days and 10 years.
Table of Contents
Features of Dakshin Bihar Gramin Bank FD Multi Benefit Scheme
The features of the FD Multi-Benefit Scheme offered by Dakshin Bihar Gramin Bank are as follows:
- Yes. With the FD Multi Benefit Scheme, you can get loans up to 90% of principal and accrued interest.
- Multiple tenures ranging between 7 days and 10 years.
- A nomination facility is available.
- Attractive interest rates.
- An automatic Renewal facility is available.
- Loans can be availed up to 90% of principal and accrued interest.
- Premature withdrawal is allowed.
Eligibility Criteria for Dakshin Bihar Gramin Bank FD Multi Benefit Scheme
The following individuals are eligible to open the FD Multi-Benefit Scheme:
- Individuals or joint investors
- Hindu Undivided Family
- Corporate bodies
- Proprietorship
- Partnership firms
- Commercial organisations
- Minors aged 10 years and above in their own names upon providing proof of age
- Minors under the age of 10 years can also open an FD under the guardianship of their Natural/legal guardian
Interest Rates of Dakshin Bihar Gramin Bank FD Multi Benefit Scheme
Given below are the interest rates of the FD Multi-Benefit Scheme for deposits up to Rs.1 crore:
Tenure | Interest Rates (p.a.) |
7 days - 14 days | 3.50% |
15 days - 29 days | 3.50% |
30 days - 45 days | 3.50% |
46 days - 90 days | 4.50% |
91 days - 179 days | 4.50% |
180 days - 270 days | 6.00% |
271 days - below 1 year | 6.00% |
1 year | 6.80% |
Above 1 year - 2 years | 6.80% |
Above 2 years - 3 years | 7.00% |
Above 2 years - 5 years | 6.50% |
Above 5 years - 10 years | 6.50% |
*Interest rates are effective from 1 July 2024.
FAQs on Dakshin Bihar Gramin Bank FD Rates
- What is the minimum deposit amount for the Bank FD Multi Benefit Scheme?
The minimum deposit amount for the Bank FD Multi Benefit Scheme is Rs.1,000.
- Is the nomination facility available?
Yes, a nomination facility is available.
- Can I get a loan against my FD Multi Benefit Scheme?
Yes. With the FD Multi Benefit Scheme, you can get loans up to 90% of principal and accrued interest.
- Can I withdraw my fixed deposit before maturity?
Yes, a premature withdrawal facility is available for the FD Multi Benefit Scheme.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.