Bharat Co-operative Bank (Mumbai) Ltd. FD Rates

The Bharat Co-operative Bank Ltd. is a multi state scheduled bank that offers fixed deposit schemes for its customers. The schemes offered by the banks are extended at interest rates starting at 3.50% p.a. The rates go up to 6.00% p.a. The bank also offers special rates for senior citizens wherein they offer an additional 0.50% p.a. The fixed deposit schemes can be availed for a period of minimum 7 days.

Bharat Co-operative Bank (Mumbai) Ltd. Fixed Deposit Interest Rates: Less than Rs.15 lakh - For General Public

Tenure Rate of Interest (% p.a.)
7 days to 14 days 3.50% p.a.
15 days to 29 days 3.50% p.a.
30 days to 45 days 3.75% p.a.
46 days to 60 days 3.75% p.a.
61 days to 90 days 4.00% p.a.
91 days to 180 days 4.25% p.a.
181 days to 269 days 4.75% p.a.
270 days to less than 1 year 4.75% p.a.
1 year to 2 years 5.25% p.a.
More than 2 years to 3 years 5.50% p.a.
More than 3 years to 5 years 5.75% p.a.
More than 5 years 6.00% p.a.

Note: The rates of interest mentioned above are effective from 9 August 2021.

Bharat Co-operative Bank (Mumbai) Ltd. Fixed Deposit Interest Rates: Less than Rs.15 lakh - For Senior Citizens

Tenure Rate of Interest (% p.a.)
7 days to 14 days 3.50% p.a.
15 days to 29 days 3.50% p.a.
30 days to 45 days 3.75% p.a.
46 days to 60 days 3.75% p.a.
61 days to 90 days 4.00% p.a.
91 days to 180 days 4.25% p.a.
181 days to 269 days 4.75% p.a.
270 days to less than 1 year 4.75% p.a.
1 year to 2 years 5.75% p.a.
More than 2 years to 3 years 6.00% p.a.
More than 3 years to 5 years 6.25% p.a.
More than 5 years 6.50% p.a.

Note: The rates of interest mentioned above are effective from 9 August 2021.

Bharat Co-operative Bank (Mumbai) Ltd. Fixed Deposit Interest Rates: More than Rs.15 lakh and less than Rs.1 crore - For General Public

Tenure Rate of Interest (% p.a.)
7 days to 14 days 3.50% p.a.
15 days to 29 days 3.50% p.a.
30 days to 45 days 3.75% p.a.
46 days to 60 days 3.75% p.a.
61 days to 90 days 4.00% p.a.
91 days to 180 days 4.25% p.a.
181 days to 269 days 4.90% p.a.
270 days to less than 1 year 4.90% p.a.
1 year to 2 years 5.40% p.a.
More than 2 years to 3 years 5.65% p.a.
More than 3 years to 5 years 5.90% p.a.
More than 5 years 6.15% p.a.

Note: The rates of interest mentioned above are effective from 9 August 2021.

Bharat Co-operative Bank (Mumbai) Ltd. Fixed Deposit Interest Rates: More than Rs.15 lakh and less than Rs.1 crore - For Senior Citizens

Tenure Rate of Interest (% p.a.)
7 days to 14 days 3.50% p.a.
15 days to 29 days 3.50% p.a.
30 days to 45 days 3.75% p.a.
46 days to 60 days 3.75% p.a.
61 days to 90 days 4.00% p.a.
91 days to 180 days 4.25% p.a.
181 days to 269 days 4.90% p.a.
270 days to less than 1 year 4.90% p.a.
1 year to 2 years 5.90% p.a.
More than 2 years to 3 years 6.15% p.a.
More than 3 years to 5 years 6.40% p.a.
More than 5 years 6.65% p.a.

Note: The rates of interest mentioned above are effective from 9 August 2021.

Bharat Co-operative Bank (Mumbai) Ltd. Flexi Fixed Deposit Current Account

Tenure Rate of Interest (% p.a.)
29 days 3.50% p.a.

Note: The rates of interest mentioned above are effective from 9 August 2021.

Bharat Co-operative Bank (Mumbai) Ltd. Flexi Fixed Deposit Saving Account

Tenure Rate of Interest (% p.a.)
90 days 4.00% p.a.

Note: The rates of interest mentioned above are effective from 9 August 2021.

Bharat Deposit Tax Benefit Scheme*

Tenure Rate of Interest (% p.a.)
5 years 6.00% p.a.

Note: The rates of interest mentioned above are effective from 9 August 2021.

* Maximum deposit amount is Rs.1.5 lakh.

Bharat Co-operative Bank NRE Deposits: Less than Rs.15 lakh

Tenure Rate of Interest (% p.a.)
12 months 5.20% p.a.
More than 12 months up to 24 months 5.20% p.a.
More than 24 months up to 36 months 5.40% p.a.
More than 36 months up to 120 months 5.55% p.a.

Note: The rates of interest mentioned above are effective from 9 August 2021.

Bharat Co-operative Bank (Mumbai) Ltd. NRE Deposits: More than Rs.15 lakh

Tenure Rate of Interest (% p.a.)
12 months 5.35% p.a.
More than 12 months up to 24 months 5.35% p.a.
More than 24 months up to 36 months 5.55% p.a.
More than 36 months up to 120 months 5.70% p.a.

Note: The rates of interest mentioned above are effective from 9 August 2021.

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