Baroda Utsav Fixed Deposit Scheme

1. Higher rates for Senior Citizens (above 60 years) and Super Senior Citizens (above 80 years)  

1. Applicable only to resident Indians. 

1. Limited period offer. 

Interest Rates 

The interest rates for the bob Utsav Deposit Scheme have been structured to offer attractive interest rates for both callable and non-callable deposits over a tenure of 400 days. The interest rates are as follows:  

Callable Deposits 

Non-Callable Deposits

Note: These interest rates are applicable from 14 October 2024   

Eligibility Criteria  

The eligibility criteria for opening a bob Utsav Deposit Scheme account are as follows: 

1. Accounts can be opened by individuals in their own names. 

1. Accounts can be opened jointly by multiple individuals. 

1. Available for clubs, associations, educational institutions, partnerships, joint stock companies, and other eligible entities in accordance with bank regulations. 

Documents Required 

You will need to provide the following documents to open an account under the bob Utsav Deposit Scheme:  

• Application Form: Completed and signed application form for the fixed deposit.
• Identity Proof: Any of the following:   

1. Aadhar Card 

1. Passport 

1. Voter ID 

1. Driving License 

3. Address Proof: Any of the following:   

1. Utility Bill 

1. Rental Agreement 

1. Aadhar Card (if not used as ID proof) 

1. Passport 

4. PAN Card: Permanent Account Number (PAN) card for tax purposes. 

5. Photograph: Recent passport-sized photographs of all account holders.   

6. KYC Documents: Additional Know Your Customer (KYC) documents may be required based on bank policies. 

7. Income Proof: For certain depositors, income proof may be needed, such as salary slips or income tax returns. 

Note: The specific requirements may vary based on the type of account and the depositor's profile.