Baroda UP Bank FD Rates
Baroda UP Bank Fixed Deposit (FD) offers an option to deposit lump sum amount for a period ranging from seven days to ten years. The customers can select any tenures specified by the bank based on their convenience as well as financial objectives.
Once the customers choose the tenure and deposit the money in the FD account, they will immediately start earning interest based on the particular tenure.
Customers can deposit the lumpsum amount only once into their FD account and afterwards they are not allowed to deposit additional amount on the same FD account. Apart from this,
They can also enjoy tax benefits under Section 80C of the Income Tax Act on the deposit amount ranging from Rs.100 to Rs.15 lakhs by depositing money in the Baroda UP Bank FD account for at least five years or more.
Features of Baroda UP Bank FD
Given below are the features of Baroda UP Bank FD:
- Fixed Deposit tenures: Seven days to ten years.
- You can open an FD account either online or by visiting your nearest Baroda UP Bank branch.
- There is no cap on the maximum amount of fixed deposit.
- They have various payout options like quarterly, monthly, etc.
- Loan or overdraft against fixed deposit facility is available up to 85% of the deposit amount.
- It provides nomination facility.
- The bank provides higher interest rates to the senior citizens.
- The customers can enjoy tax benefit of amount up to Rs.1,50,000 through tax savings term deposit scheme.
- The bank provides Non Resident External Account (NRE), Non-Resident Ordinary Accounts (NRO), and Foreign Currency Non-Resident (FCNR) deposit facility.
Who is Eligible for Baroda UP Bank FD?
Given below are the ones who are eligible to invest in fixed deposits:
- Individual
- Hindu Undivided Family (HUF)
- Minor
- Partnership Firm
- Proprietary Firm
- Company
- Limited Liability Partnership (LLP)
- Trust
- Association of Persons (AOP)
- Body of Individuals (BOI)
- Registered Society
- Local Authority
- Non-Resident Indian (NRI)
Baroda UP Bank FD Interest Rates
Tenor | Interest Rates for below Rs.15 lakhs | Interest Rates for Rs.l5 Lakh to below 100 Lakh | Interest Rates for Rs. 1 Cr. and above |
07 to 45 days | 3.00% | 3.00% | 3.00% |
46 to 90 days | 4.50% | 4.50% | 4.50% |
91 days to 269 days | 4.50% | 4.50% | 4.50% |
270 days to less than 1 year | 5.50% | 5.50% | 5.50% |
1 year | 6.10% | 6.10% | 6.10% |
above 1 yr to less than 2 yrs | 6.10% | 6.10% | 6.10% |
2 yrs to upto 3 yrs | 6.10% | 6.10% | 6.10% |
Above 3yr to less than 5yrs | 6.10% | 6.10% | 6.10% |
5 yrs to upto 10 yrs | 6.10% | 6.10% | 6.10% |
Baroda UP Bank FD Interest Calculator
Baroda UP Bank FD interest calculator is an online financial tool which helps you to calculate the maturity value of your fixed deposit interest rate provided by bank.
The tool considers FD deposit amount, deposit tenure, interest rate and compounding frequency of interest to determine the maturity value of the FD.
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