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    Baroda Maha Utsav Fixed Deposit Scheme  and 2 other FDs

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4.5% - 6.9% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know

    Baroda Maha Utsav Fixed Deposit Scheme is Rated as "Excellent!" by 42 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    Bank of Baroda offers different kinds of fixed deposit schemes, each completely different from the other. Baroda Maha Utsav Deposit scheme is a term deposit scheme launched by the bank specially for the festive season in 2010. The scheme deposit comes for different tenures at a very attractive rate of interest.

    Eligibility criteria for Baroda Maha Utsav Deposit Scheme

    Listed below is the eligibility criteria for Baroda Maha Utsav Fixed Deposit scheme.

    • All individuals and Hindu Undivided Family individuals
    • Should be able to make minimum deposit

    Features of Baroda Maha Utsav Fixed Deposit Scheme

    Listed below are the features of Baroda Maha Utsav Fixed Deposit scheme.

    Period

    Minimum: 1 year

    Maximum: 5 year

    Rate of interest

    Minimum: 4.50%

    Maximum:7.50%

    Rate of interest applicable on Baroda Maha Utsav Fixed Deposit Scheme

    Given below is the rate of interest charged on Baroda Maha Utsav Fixed deposit scheme for deposits under Rs.1 crore.

    7 days to 14 days 4.50%
    15 days to 45 days 4.50%
    46 days to 90 days 6.50%
    91 days to 180 days 6.75%
    181 days to 270 days 7.30%
    271 days to less than 1 year 7.50%
    1 year and above up to 2 years 7.75%
    Above 2 Years and upto 3 Years 7.75%
    Above 3 Years and upto 5 Years 7.75%

    The mentioned rates are applicable only as of 1/12/2015. The interest rates are subject to change from time to time without any prior notification and the customers are advised to contact the bank for updated rates.

    Baroda Maha Utsav Fixed Deposit Scheme- Frequently asked questions

    1. What is the minimum and maximum tenure period for the fixed deposit account?

      The minimum tenure for Baroda Maha Utsav Fixed Deposit scheme is 1 year and the maximum tenure is 5 years.

    2. Can the applicant apply for the term deposit account online?

      Yes, the applicant can avail the application form online. It can be downloaded on the bank’s official website.

    3. Are Hindu Undivided Family individuals eligible for this scheme?

      Yes, Hindu Undivided Family individuals are eligible for this scheme.

    Useful Information on BOB Fixed Deposit

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  • Baroda Maha Utsav Deposit Scheme Reviews

    • Bank of Baroda Fixed Deposit
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had Fixed Deposit account with Bank of Baroda about quite long back. The tenure period is six years and the fixed amount is four to five lakhs. The percentage of interest rate is quite good and they returned the money back with the promised interest amount.
      Was this review helpful? 2
      , hyderabad
      Reviewed on May 09, 2017
    • Bank of Baroda Fixed Deposit
      "Bulk amount with good interest and hassle free Opening"
      0.5 5.0/5 "Blown Away!"
      I had opened my Fixed deposit with saving account in BOB. With hassle free opening through netbanking it was more comfortable. I could view the current interest and period of time was transparent in the website. They used to provide interest on quarterly bases. I paid bulk amount single time with good interest credits.
      Was this review helpful? 8
      , jaipur
      Reviewed on Nov 14, 2016
    • Bank of Baroda Fixed Deposit
      "Good experience"
      0.5 4.0/5 "Great!"
      My parents were actually guiding me and its based on their advise, I decided to invest in Bank Of Baroda for FD. BOB has offered a very good rate and it is very much reliable. The tenure of the deposit is 5 years and this FD was taken before 3 years.
      Was this review helpful? 7
      , new delhi
      Reviewed on Jul 01, 2016
    • Bank of Baroda Fixed Deposit
      "Renewal of FD"
      0.5 4.5/5 "Excellent!"
      I was provided the highest interest rate and reminder of matured term deposit has been informed to me on the very next day which saved the interest loss to me . It seems to be very simple to renew the MTD (matured term deposit) at the latest updated interest rate.
      Was this review helpful? 5
      , mumbai
      Reviewed on Jun 13, 2016
    • Bank of Baroda Fixed Deposit
      "Good"
      0.5 4.5/5 "Excellent!"
      Bank of Baroda is offering 7% interest rate currently for the Fixed deposit plan with the tenure of five year. Initially they were offering 8% but now it has been reduced. The minimum amount to start the plan is rs.1000 there is no activation charges. I visited the bank to avail the facility and within five to ten minute the plan was activated.
      Was this review helpful? 10
      , chennai
      Reviewed on May 17, 2016
    • Bank of Baroda Fixed Deposit
      "Easy and Quick to open"
      0.5 5.0/5 "Blown Away!"
      Its really easy to open a fixed deposit with Bank of Baroda and they do offer a good interest rate based on the market price for this account.The customer service provided was good and I have been using this account for few months and waiting for the benefits.Its after 7years I will be getting double the amount through this fixed deposit. Customer Responsiveness is good.
      Was this review helpful? 11
      , ahmedabad
      Reviewed on Feb 25, 2016
    • Bank of Baroda Fixed Deposit
      "Better services"
      0.5 4.0/5 "Great!"
      I hold a fixed deposit with Bank of Baroda. It has been a satisfactory experience with them for the eight years I am banking. There is always a response from the bank. The services are good too. The rate of interest is good. No charges taken for any kind of facilities.
      Was this review helpful? 7
      , thrissur
      Reviewed on Feb 19, 2016
    • Bank of Baroda Fixed Deposit
      "Good scheme "
      0.5 5.0/5 "Blown Away!"
      The services was excellent by BANK OF BARODA for the Fixed Deposit product. I will get one 1% above than the normal rate because I am working for this bank. I can easily monitor the details being as a employee. They should have the attractive schemes like double one double offer which will be really attract the customers.
      Was this review helpful? 9
      , chennai
      Reviewed on Nov 27, 2015
    • Bank of Baroda Fixed Deposit
      "An oldest customers of this bank.."
      0.5 5.0/5 "Blown Away!"
      This is second year running for me and particularly I opened the fixed deposit for my daughter. With Bank of Baroda I have an account as since last five years and so I went with them. 8.3% is the rate for deposit and this is for year. And this is compounding rate. Over draft is also present.
      Was this review helpful? 8
      , mumbai
      Reviewed on Nov 27, 2015
    • Bank of Baroda Fixed Deposit
      "SAME AS OTHER BANKS"
      0.5 4.5/5 "Excellent!"
      Recently I opened an Fixed Deposit account with BANK OF BARODA for the purpose of tax deductions. This is the only reason I invested some money with them. I personally opened this account with them. The interest rates were nominal when compared with other banks. Customer service is also good. And nice servicse
      Was this review helpful? 10
      , mumbai
      Reviewed on Oct 12, 2015
    • Bank of Baroda Fixed Deposit
      "ROI Is Nominal "
      0.5 5.0/5 "Blown Away!"
      Mainly I opened an Fixed Deposit account with BANK OF BARODA for the purpose of tax deductions. This is the only reason I invested some money with them. I personally opened this account with them. The interest rates were nominal when compared with other banks.
      Was this review helpful? 3
      , bhopal
      Reviewed on Sep 15, 2015
    • Bank of Baroda Fixed Deposit
      "Awesome Bank"
      0.5 5.0/5 "Blown Away!"
      I hold a Fixed Deposit Account with BANK OF BARODA for more than eight years. I opened this account under the Double Amount Scheme. It is the only bank which offers 94 months time period for making payments. Under this scheme what are the amount I am making it will get doubled at the end. When compared with other banks BOB is the best bank to hold an F D account.
      Was this review helpful? 9
      , ghaziabad
      Reviewed on Sep 14, 2015
    • Bank of Baroda Fixed Deposit
      "They are fine..."
      0.5 4.0/5 "Great!"
      Rate of interest on fixed deposit is much higher in Bank of Baroda than other nationalized banks. More than that it is compounding and it accumulates yearly once. Penalty charge is of 1%, suppose customers want to break the policy in middle of the availed tenure period.
      Was this review helpful? 4
      , chandigarh
      Reviewed on Sep 12, 2015
    • Bank of Baroda Fixed Deposit
      "Better"
      0.5 5.0/5 "Blown Away!"
      Interest rate offered by Bank of Baroda for the fixed deposit plan is 10% and the minimum lock in period is for 3 months . There is no any activation charges and also no penalty in case we break the plan in between the tenure. The only thing is that we cant do any bargain in terms of the interest rate were as we can do with other banks. After the maturity the amount will be credited to the account automatically.
      Was this review helpful? 17
      , mumbai
      Reviewed on Sep 09, 2015
    • Bank of Baroda Fixed Deposit
      "Best and Safe"
      0.5 4.5/5 "Excellent!"
      My experience with BANK OF BARODA is good.Customers service of this bank is excellent and is satisfactory. The branch is keep updating us about maturity and the new plans through SMS and E-mails. currently i have 3 FDR with bank and i m very happy with the return. Its the Best investment i have ever done.
      Was this review helpful? 12
      , jaipur
      Reviewed on Jul 11, 2015
    • Bank of Baroda Fixed Deposit
      "Good and batter"
      0.5 3.5/5 "Pretty good"
      My experience with bank of baroda is good.bank of baroda interest rate is average and it's some high compared to other some bank. Customers service of this bank is excellent and is satisfactory as well as charges for this is high. My experience is good with thos bank
      Was this review helpful? 11
      , mumbai
      Reviewed on Jun 29, 2015
    • Bank of Baroda Fixed Deposit
      "VERY GOOD"
      0.5 4.5/5 "Excellent!"
      In bank of Baroda i have an fixed deposit plan. Through which i am getting 9.75 % interest rate for my deposit amount.I renew the tenure of the FD every year. In case if we plan to take the money in between the we will be charged the penalty. The customer service is good in the particular branch which i used to visit.
      Was this review helpful? 12
      , mumbai
      Reviewed on Jun 16, 2015
    • Bank of Baroda Fixed Deposit
      "Good"
      0.5 4.0/5 "Great!"
      In bank of Baroda i have an fixed deposit plan. Through which i am getting 9.75 % interest rate for my deposit amount.I renew the tenure of the FD every year. In case if we plan to take the money in between the we will be charged the penalty. The customer service is good in the particular branch which i used to visit.
      Was this review helpful? 9
      , new delhi
      Reviewed on May 21, 2015
    • Bank of Baroda Fixed Deposit
      "Excellent service provided"
      0.5 5.0/5 "Blown Away!"
      Its really easy to open a fixed deposit with Bank of Baroda and they do offer a good interest rate based on the market price for this account.The customer service provided was good and I have been using this account for few months and waiting for the benefits.Its after 7years I will be getting double the amount through this fixed deposit.
      Was this review helpful? 6
      , kolkata
      Reviewed on May 14, 2015
    • Bank of Baroda Fixed Deposit
      "Good Experience"
      0.5 4.0/5 "Great!"
      I am holding the fixed deposit as joint account for the last 4 to 5 years with Bank of Baroda.The rate of interest is okay and the services also good.As it is the government sector bank there is no friendly move with the executives of the bank.Rest things are really nice to deal with them.Overall it can be easily accessible and its nearby my locality.
      Was this review helpful? 4
      , new delhi
      Reviewed on May 05, 2015
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