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    Baroda Maha Utsav Fixed Deposit Scheme

    Bank of Baroda offers different kinds of fixed deposit schemes, each completely different from the other. Baroda Maha Utsav Deposit scheme is a term deposit scheme launched by the bank specially for the festive season in 2010. The scheme deposit comes for different tenures at a very attractive rate of interest.

    Eligibility criteria for Baroda Maha Utsav Deposit Scheme

    Listed below is the eligibility criteria for Baroda Maha Utsav Fixed Deposit scheme.

    • All individuals and Hindu Undivided Family individuals
    • Should be able to make minimum deposit

    Features of Baroda Maha Utsav Fixed Deposit Scheme

    Listed below are the features of Baroda Maha Utsav Fixed Deposit scheme.


    Minimum: 1 year

    Maximum: 5 year

    Rate of interest

    Minimum: 4.50%


    Rate of interest applicable on Baroda Maha Utsav Fixed Deposit Scheme

    Given below is the rate of interest charged on Baroda Maha Utsav Fixed deposit scheme for deposits under Rs.1 crore.

    7 days to 14 days 4.50%
    15 days to 45 days 4.50%
    46 days to 90 days 6.50%
    91 days to 180 days 6.75%
    181 days to 270 days 7.30%
    271 days to less than 1 year 7.50%
    1 year and above up to 2 years 7.75%
    Above 2 Years and upto 3 Years 7.75%
    Above 3 Years and upto 5 Years 7.75%

    The mentioned rates are applicable only as of 1/12/2015. The interest rates are subject to change from time to time without any prior notification and the customers are advised to contact the bank for updated rates.

    Baroda Maha Utsav Fixed Deposit Scheme- Frequently asked questions

    1. What is the minimum and maximum tenure period for the fixed deposit account?

      The minimum tenure for Baroda Maha Utsav Fixed Deposit scheme is 1 year and the maximum tenure is 5 years.

    2. Can the applicant apply for the term deposit account online?

      Yes, the applicant can avail the application form online. It can be downloaded on the bank’s official website.

    3. Are Hindu Undivided Family individuals eligible for this scheme?

      Yes, Hindu Undivided Family individuals are eligible for this scheme.

    Useful Information on BOB Fixed Deposit

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