Baroda Gujarat Gramin Bank FD Rates

Baroda Gujarat Gramin Bank was formed under the Regional Rural Bank Act of 1976 by the amalgamation of Surat Bharuch Gramin Bank, Indian Government, Valsad Dang Gramin Bank, and Panchmahal Vadodara Gramin Bank.

The bank offers multiple Fixed Deposit (FD) options at a competitive rate of interest, and varying tenures.

Updated On - 21 Sep 2025

Baroda Gujarat Gramin Bank Fixed Deposit Rates

The interest rates for Baroda Gujarat Gramin Bank fixed deposit are as follows (w.e.f. 17 August 2024):

Deposit tenure 

Interest Rate (p.a.) on Deposits below Rs.2 Crore 

7 days to 14 days 

3.00% 

15 days to 45 days 

3.75% 

46 days to 90 days 

4.00% 

91 days to 180 days 

4.50% 

181 days to less than 270 days 

5.75% 

271 days to less than one year 

5.75% 

One year 

6.70% 

Greater than one year but less than 443 days 

6.85% 

444 days 

7.25% 

Greater than 444 days but less than 15 months 

6.80% 

15 Months 

6.80% 

Greater than 15 months but less than 599 days 

6.80% 

600 days 

6.80% 

Greater than 600 days but less than two years 

6.80% 

Two years and above but less than three years 

7.15% 

Three Years 

6.75% 

Above three Years but less than five years 

6.25% 

Five years and above but less than eight years 

6.25% 

Eight years and above but maximum ten years 

6.25% 

  *Disclaimer: The fixed deposit rate of interest is subject to changes.  

Features and Benefits of Baroda Gujarat Gramin Bank FD:

The features and benefits of Baroda Gujarat Gramin Bank fixed deposit are as follows:

  1. The bank offers short-term as well as long-term fixed deposit.
  2. The bank offers monthly, quarterly and yearly payouts to customers.
  3. The bank offers senior citizens an additional rate of interest.
  4. The bank accepts online as well as offline fixed deposit applications.

Documents required for Baroda Gujarat Gramin Bank FD:

The following documents are required for Baroda Gujarat Gramin Bank FD:

  1. Identity proof: Aadhar card, PAN card, etc
  2. Address proof: Electricity bill, bank passbook, etc
  3. Income proof: Bank details, salary slips (not more than three months old)
  4. Passport size photograph

FAQs on Baroda Gujarat Gramin Bank FD Rates

  • What is the minimum deposit amount for an FD at Baroda Gujarat Gramin Bank?

    The Baroda Gujarat Gramin Bank FD requires a minimum investment of Rs.15 lakhs. The maximum investment amount in a Baroda Gujarat Gramin Bank FD, however, is unlimited. 

  • What are the interest rates on senior citizens fixed deposits at Baroda Gujarat Gramin Bank?

    For the available minimum and maximum investment duration, Baroda Gujarat Gramin Bank's senior citizen fixed deposit interest rates range from 3.50% to 7.80% p.a. 

  • Which FD tenures are offered by Baroda Gujarat Gramin Bank?

    The duration of a Baroda Gujarat Gramin Bank FD is 7 days to 9 years 11 months 28 days. 

  • What is the maximum number of FDs that can be opened in Baroda Gujarat Gramin Bank?

    Baroda Gujarat Gramin Bank does not impose any limits on how many FDs you can open.

  • What is the interest rate for a 5-year fixed deposit scheme with Baroda Gujarat Gramin Bank?

    The Baroda Gujarat Gramin Bank FD scheme has an interest rate of 6.25% per annum for a duration of 5 years. 

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