Bangiya Gramin Vikash Bank FD Rates

The Bangiya Gramin Vikash Bank (BGVB) is a regional rural bank (RRB) in West Bengal. It is sponsored by the Punjab National Bank (PNB). The bank offers fixed deposit schemes for its customers at rates of interest starting at 3.50% p.a.

Senior Citizens are also eligible for an additional interest of 0.5% p.a. The FD schemes can be availed for a minimum period of 7 days.

Updated On - 05 Sep 2025

Bangiya Gramin Vikash Bank (BGVB) Fixed Deposit Interest Rates: For General Public

Tenure  

Rate of Interest (p.a.)  

7 days to 14 days  

3.50% p.a. 

15 days to 29 days  

3.50% p.a. 

30 days to 45 days  

3.50% p.a. 

46 days to 90 days  

4.50% p.a. 

91 days to 179 days  

4.50% p.a. 

180 days to 270 days  

5.50% p.a. 

271 days to less than 1 year  

5.50% p.a. 

1 year to 399 days 

6.75% p.a. 

400 days (Re-investment plans only) 

6.85% p.a. 

401 days to 2 years 

6.75% p.a. 

2 years 1 day to 3 years  

6.50% p.a. 

3 years 1 day to 5 years  

6.50% p.a. 

5 years 1 day to 10 years  

6.50% p.a. 

Note: The rates of interest mentioned above are effective from 26 December 2024.

Bangiya Gramin Vikash Bank (BGVB) Fixed Deposit Interest Rates: For Senior Citizen

Tenure  

Rate of Interest (p.a.)  

7 days to 14 days  

3.50% p.a. 

15 days to 29 days  

3.50% p.a. 

30 days to 45 days  

3.50% p.a. 

46 days to 90 days  

4.50% p.a. 

91 days to 179 days  

4.50% p.a. 

180 days to 270 days  

5.50% p.a. 

271 days to less than 1 year  

5.50% p.a. 

1 year to 399 days 

7.25% p.a. 

400 days (Re-investment plans only) 

7.35% p.a. 

401 days to 2 years 

7.25% p.a. 

2 years 1 day to 3 years  

7.00% p.a. 

3 years 1 day to 5 years  

7.00% p.a. 

5 years 1 day to 10 years  

7.00% p.a. 

Note: The rates of interest mentioned above are effective from 26 December 2024.

FAQs on Bangiya Gramin Vikash Bank FD Rates

  • Can I check the balance of my Fixed Deposit of Bangiya Gramin Bank online?

    Yes, you can check the balance online by logging into the internet banking of Bangiya Gramin Vikash Bank portal.

  • What is the interest rate for senior citizens on BGVB Fixed Deposits?

    The interest rate for senior citizens ranges from 3.50% to 7.30% per annum depending on the deposit tenure. 

  • What is the maximum tenure for an FD in Bangiya Gramin Vikash Bank?

    The maximum tenure for a fixed deposit in BGVB is ten years. 

  • What is the minimum amount I can invest in a Fixed Deposit with BGVB?

    You can invest a minimum of Rs.1000 in a Fixed Deposit with Bangiya Gramin Vikash Bank (BGVB).

  • What is the fixed deposit interest rate for the general public at BGVB?

    The interest rate for the general public ranges from 3.50% to 6.85% p.a. as it depends on the tenure of deposit.

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