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    10 Banks offering Fixed Deposit Rates Above 9% in 2015

    We found 111 10 Banks offering Fixed Deposit Rates Above 9% in 2015

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 20 Years
    5% - 8.15% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.5% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4.25% - 7.35% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹1Cr
    15 Days to 20 Years
    4.25% - 6.9% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.5% - 7.10% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6% - 6.4% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year onwards
    6.25% - 6.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.35% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.85% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
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  • Customer Reviews

    • SBI Fixed Deposit
      "Secured investment"
      0.5 5.0/5 "Blown Away!"
      Compared to other banks SBI offering good interest rate on fixed deposit, they offered me 7.95% of interest. I have the amount of Rs. 2.4 lakhs for the tenure of three years. After the maturity period I got the amount around 2.9 lakhs. I am very much fine with that.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 24, 2017
    • Karur Vysya Bank Fixed Deposit
      "Good"
      0.5 3.5/5 "Pretty good"
      I am having the fixed deposit account with the Karur Vysya bank and the account got opened within one to two days of time. Tenure is for five years of time and after that it will be get matured. Rate of interest was around 8.5% to 9% on that time with the tax redemption.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • Karnataka Bank Fixed Deposit
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      I have an account for fixed deposit only with Karnataka bank. I have deposited around fifty five lakhs. I bank with Karnataka for more than twenty years, even my family members are having an account with the same bank. Their services are really good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2017
    • ICICI Bank Fixed Deposit
      "Good one"
      0.5 3.5/5 "Pretty good"
      I have fixed deposit account with the ICICI bank and I got it from them because I had the salary account with them. Within two days of time fixed deposit account got opened and the maturity period is around one year of time. Interest rate is around 8% with them and am not that much happy with that. I would like to suggest that they can increase the rate of interest for the deposits.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • SBI Fixed Deposit
      "Too much of process involved"
      0.5 2.5/5 "Just OK"
      At other private bank a fixed deposit could be opened online and a customer does not have to visit the bank. In my case I had to visit State bank of India to open a fixed deposit and it has a lot of process involved. Like wise to close the same it is the same scenario.
      Was this review helpful? 2
      , pune
      Reviewed on May 10, 2017
    • SBI Fixed Deposit
      "Good "
      0.5 5.0/5 "Blown Away!"
      I am having fixed deposit account with the State bank of India and the interest rate is around 6.2% for the tenure of five years of time. I have opened this account through online, so it got happened very immediately. Charges are nil with them and I can get the money withdrawal in fraction of seconds.
      Was this review helpful? 4
      , pondicherry
      Reviewed on May 09, 2017
    • SBI Fixed Deposit
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Long back I had Fixed deposit account with State bank of India. I selected the tenure period for six years. The bank had fixed a good rate of interest. At last I received the money with the promised interest amount. I am much satisfied with SBI for the FD service.
      Was this review helpful? 3
      , hyderabad
      Reviewed on May 09, 2017
    • Bank of Baroda Fixed Deposit
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had Fixed Deposit account with Bank of Baroda about quite long back. The tenure period is six years and the fixed amount is four to five lakhs. The percentage of interest rate is quite good and they returned the money back with the promised interest amount.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 09, 2017
    • ICICI Bank Fixed Deposit
      "Average "
      0.5 2.0/5 "Expected more"
      I have withdrawn my fixed deposit account with the ICICI bank and the interest rate was around 7%. It took around one to two hours of time to open the account through online. There are no charges while withdrawing the amount , also it took around one month of time to get it.
      Was this review helpful? 1
      , pudukkottai
      Reviewed on May 08, 2017
    • IDBI Fixed Deposit
      "Very Responsive"
      0.5 4.0/5 "Great!"
      I deposited some amount with IDBI bank as a fixed deposit. Actually I deposited this amount for future savings also I will be getting some good interest rate at the end of the year. I got good support from the bank executives and they provided all the information regarding FD.
      Was this review helpful? 1
      , indore
      Reviewed on May 04, 2017
    • YES Bank Fixed Deposit
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      Yes bank have some banking issues with them I believe. I have savings account, recurring and fixed deposit account with them. I never received quick response from the bank. But the bank is good for my fixed deposit account. Simply I opened an account with them and getting better service on it.
      Was this review helpful? 1
      , indore
      Reviewed on May 04, 2017
    • Kotak Fixed Deposit
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have savings account with Kotak Mahindra bank. Even I have fixed deposit account as well. The period of FD is for one year. The bank is assigned relationship manager for me as I have so many accounts with them. I got good response from them for my FD. 1 years, 1years, relationship manager
      Was this review helpful? 0
      , indore
      Reviewed on May 04, 2017
    • SBI Fixed Deposit
      "Satisfactory Service"
      0.5 5.0/5 "Blown Away!"
      Even I have fixed deposit with State bank of India. The tenure period is one year. I deposit certain amount with them as their interest rate is good and incomparable. SBI gives good response to the people and they are very supportive as well. I have no issues with SBI.
      Was this review helpful? 0
      , indore
      Reviewed on May 04, 2017
    • Punjab National Bank Fixed Deposit
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had invested in fixed deposit with Punjab National Bank. I have deposited ceratin amount on my account. I got good response from the bank when I opened FD. The bank was so supportive and they provided all the information regarding FD. The interest rates too are pretty attractive.
      Was this review helpful? 0
      , indore
      Reviewed on May 04, 2017
    • SBI Fixed Deposit
      "Average "
      0.5 1.0/5 "Really Bad"
      I had invested in fixed deposit with the State bank of India and the interest rate is very less like its around 7.15%, also the returns are also very less, which will be also applicable with the tax. Services provided by them is really not good and I would like to suggest that they need to provide the customer service in a much better way.
      Was this review helpful? 2
      , bhopal
      Reviewed on May 03, 2017
    • SBI Fixed Deposit
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      In terms of interest rate and everything State Bank of India is fine to have the fixed deposit and the service aspects are working fine with them. I am having this account from the last six to seven years of time and the response is always very good with the State Bank of India.
      Was this review helpful? 2
      , mundra
      Reviewed on May 03, 2017
    • HDFC Bank Fixed Deposit
      "Excellent to Excellent"
      0.5 5.0/5 "Blown Away!"
      I do have the fixed deposit account with the HDFC bank and the interest rate is differed according to the offers. All of my deposits will be taken care by my relationship manager. Total tenure is around five years of time and its a kind of small deposits. Net banking services are an excellent one with them.
      Was this review helpful? 2
      , bangalore
      Reviewed on Apr 26, 2017
    • Punjab National Bank Fixed Deposit
      "Customer service should be good and unique for everyone"
      0.5 4.0/5 "Great!"
      I do have fixed deposit account with the Fixed deposit and they have provided around 8.5% as interest rate. Services are perfect one for me and I do have good relationship with them because my relatives are working there. Net banking services are also working good and they are started to exhibit most of the services there.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Apr 26, 2017
    • Axis Bank Fixed Deposit
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had invested in fixed deposit account with the Axis bank and the minimum tenure is around five years of time. Response is a good one with them and everything was done through online. Net banking services are working in an excellent way and it is really wonderful.
      Was this review helpful? 1
      , kolkata
      Reviewed on Apr 25, 2017
    • HDFC Bank Fixed Deposit
      "My FD"
      0.5 5.0/5 "Blown Away!"
      I had invested in FD with HDFC. The benefits what I get here is huge. I never used to visit the branch . I had got a phone call from them immediately they had sent their representative for the same. He helped me in filling the form and I do have online access and I view all the FD information online itself
      Was this review helpful? 2
      , kolkata
      Reviewed on Apr 20, 2017
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    10 Banks offering Fixed Deposit Rates Above 9% in 2015 is Rated as "Excellent!" by 1738 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    Lakshmi Vilas Bank:

    LVB offers fixed deposits for planned expenditure or savings. The deposit period ranges from 15 days to 10 years. The minimum deposit amount is Rs.100, there is no limit on the maximum amount. Loan and nomination facility is available to the depositors.

    The senior citizens get a 9.30% interest per annum for maturity periods 1 year and above but less than 2 years, for 2 years and above up to 899 days, for 901 days to less than 3 years and for 3 years and above but less than 5 years. 9.50% interest per annum for a period of 900 days and 9.25% interest per annum for a period of 5 years and above.

    DCB Bank:

    The tenure ranges from 14 days to 10 years. The minimum deposit is Rs.10,000. Loans are available against fixed deposits. The maximum drawing power is up to 80% of the value of the fixed deposit. On maturity, the deposit is automatically renewed so that the money is not idle.

    The interest rates per annum for domestic deposits less than Rs.1 crore is:

    • For 60 days: 9% for general citizen and 9.5% for senior citizen.
    • For period of 6 months - less than a year and for 12 months - 13 months and for more than 60 months – 120 months the interest rate is 9.25%.
    • For 24 months – 36 months and for more than 36 months – 60 months, the interest is 9.40%.

    The interest rate per annum for NRO fixed deposit less than Rs.1 crore is:

    • For 60 months the interest is 9% per annum.

    For NRE fixed deposits less than Rs.1 crore, the interest per annum is:

    • 13 months to less than 24 months: 9.10%
    • 24 months- 36 months and more than 36 months to 60 months and for 60 months: 9%.

    Canara Bank:

    Canara bank offered safe and liquid fixed deposits with high returns. The minimum amount is Rs.1,000, there is no limit to the maximum amount. The tenure for the fixed deposit ranges from 15 days- 120 months. Loans are available against the deposit.

    Term deposits for general public for deposits less than Rs.1 crore:

    • 9.28% p.a. for a period of 2 years & above - less than 3 years.
    • 9.69% p.a. for a period 3 years & above – less than 5 years.
    • 10.09% p.a. for a period of 5 years & above- less than 8 years.
    • 11.52% p.a. for a period of 8 years & above – 10 years.

    Term deposits for Senior Citizen for deposits less than Rs.1 crore:

    • 9.42% for deposits for 1 year and above 1 year- less than 2 years.
    • 9.86% p.a. for 2 years & above - less than 3 years.
    • 10.33% p.a. for 3 years & above – less than 5 years.
    • 10.83% p.a. for 5 years & above- less than 8 years.
    • 12.48% p.a. for 8 years & above – 10 years.

    For the deposits, which you can withdraw before the tenure ends, the interest rates per annum are as follows:

    • 9.72% for 5 years & above – less than 8 years.
    • 11.06% for 8 years & above – 10 years.

    For the deposits, which you cannot withdraw before the tenure ends, the interest rates per annum are as follows:

    • 9% for 3 years & above – less than 5 years.
    • 9.79% for 5 years & above- less than 8 years.
    • 11.15% for 8 years & above – 10 years.

    Karnataka Bank:

    Karnataka Bank offers 0.5% additional interest over the general rate on the fixed deposits up to and inclusive of Rs.3 crore. The rates are as follows: For deposits up to and inclusive of Rs.1 crore:

    • 9.25% interest p.a. for deposit period of of 1 - 2 years.
    • 9% interest p.a. for deposit period above 2 years- 10 years.

    For deposits between Rs.1 crore – Rs.3 crore: 9% interest p.a. is provided for deposit period of 1-2 years.

    Yes Bank:

    Yes bank offers the following interest rates for senior citizens:

    • 9% interest p.a. for amount less than Rs.1 crore and the tenure being 9 months to less than a year.
    • If the fixed deposit is taken for 1 year to or equal to 10 years, the interest is 9% p.a.
    • Special rate interest is given for the fixed deposit below Rs.1 crore:
      • 9.25% interest p.a. for 15 months 10 days – 15 months 20 days.
      • 9.30% interest p.a. for 18 months 8 days- 18 months 18 days.
      • 9.35% interest p.a. for 21 months 10 days- 21 months 20 days.

    South Indian Bank:

    The senior citizens with single fixed domestic deposit less than Rs.1 lakh will get the following interest rates:

    • 12 months – less than 15 months: 9.25% p.a.
    • SIB Freedom i.e. 15 months: 9.30% p.a.
    • Above 15 months- less than 3 years: 9.25% p.a.
    • 3 years – 10 years (inclusive): 9.25% p.a.
    • Tax Gain: 9.25% p.a.

    Dhanlaxmi Bank:

    The interest on term deposits for domestic and NRO deposits for the senior citizen are:

    • 9.30% p.a. for term period of 365 days and above inclusive of 2 years.
    • 9.25% p.a. for the term period of above 2 years up to and inclusive of 10 years.

    The interest rates are for the domestic term deposits one year and above except for Dhanam Tax Advantage deposit.

    Tamilnad Mercantile Bank Ltd:

    The interest rates for the domestic and NRO deposits are:

    • 9% p.a. for the term of 5-10 years for a regular citizen.
    • For Senior Citizen:
      • 9.50% p.a. for the term of 5-10 years.
      • 9.35% p.a. for the term of above 2 years but less than 5 years.
      • 9.30% p.a. for above 20 months 20 days – 2 years.
      • 9.30% p.a. for 20 months 20 days.
      • 9.30% p.a. for 556 days to less than 20 months 20 days.
      • 9.40% p.a. for 555 days.
      • 9.30% p.a. for 1 year to 554 days.

    Catholic Syrian Bank:

    The interest rate for Acharya Deposits for below Rss.1 lakh, Rs.1 lakh and above are as follows:

    • 365 days – 399 days: 9%p.a.
    • 400days: 9.10% p.a.
    • 401 days to and including 24 months: 9% p.a.
    • Above 24 months to and including 120 months: 9% p.a.

    HDFC Bank:

    For the amount less than Rs.1 crore, Rs.1 crore till Rs.5 crore, the senior citizens get 9% interest p.a. for the following term:

    • 1 year.
    • 1 year 1 day to 1 year 3 days.
    • 1 year 4 days.
    • 1 year 5 days to 1 year 15 days.
    • 1 year 16 days.
    • 1 year 12 days to 2 years
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