Money won’t grow in your mattress.
It will grow in a Fixed Deposit!
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    We found 112 10 Banks offering Fixed Deposit Rates Above 9% in 2015

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 20 Years
    5% - 8% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.25% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4.25% - 7.05% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹1Cr
    15 Days to 20 Years
    4.25% - 7.25% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.5% - 6.8% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6% - 6.75% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year onwards
    6.25% - 6.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.30% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.80% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
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  • Customer Reviews

    • Central Bank of India Fixed Deposit
      "CBI is the best bank for Fixed Deposit"
      0.5 4.5/5 "Excellent!"
      HI! This is Santosh, I had been using from last 8 years with best service without any issue. This Bank Fixed Deposit rate of interest is higher then other banks. The Banking and services are good, There is no Fixed deposit breaking charges. I will recommend this Bank for the Best FD services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 18, 2017
    • HDFC Bank Fixed Deposit
      "Go ahead with your choice"
      0.5 4.0/5 "Great!"
      I have the fixed deposit account with the HDFC bank and I been with them from the last three to four years of time. The rate of interest was reduced as of now but I have got it as fixed. Customer service and other things are really okay and I have not interacted with them.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 06, 2017
    • SBI Fixed Deposit
      "Wonderful "
      0.5 4.0/5 "Great!"
      I had the fixed deposit account with the State bank of India and the interest rate was around 6% to 7% before three years of time. Response and other aspects are good enough. Customer service was also good one and their online banking services are up to the mark.
      Was this review helpful? 6
      , visakhapatnam
      Reviewed on Jul 03, 2017
    • ICICI Bank Fixed Deposit
      "Its Good"
      0.5 4.0/5 "Great!"
      In terms of interest rate, ICICI IS providing lower benefits for Fixed deposit account. For premature they not calculating the proper interest rate. It would be better to give clear information about interest rate calculation within the period of transaction.
      Was this review helpful? 4
      , chennai
      Reviewed on Jun 30, 2017
    • SBI Fixed Deposit
      "Its Average"
      0.5 2.0/5 "Expected more"
      I am having recurring deposit with SBI, I opened the RD by visiting SBI branch. On the same day RD account got activated. But I felt interest rate is low they offering only 7.1% of interest, I have invested the amount of Rs. 1 lakh for the tenure of 15 month, after maturity of the RD. I would be getting the return around 1.08 lakh.
      Was this review helpful? 3
      , ahmedabad
      Reviewed on Jun 30, 2017
    • ICICI Bank Fixed Deposit
      "Good for tax saving "
      0.5 5.0/5 "Blown Away!"
      I have opened the fixed deposit through ICICI I mobile application, I have invested the amount of Rs.5000 for the tenure of five years. After the tenure I would be getting Rs.20,000 as a return. I could track the fixed deposit details over the netbanking.
      Was this review helpful? 5
      , bangalore
      Reviewed on Jun 29, 2017
    • HDFC Bank Fixed Deposit
      "Best"
      0.5 4.0/5 "Great!"
      I do have fixed deposit account with the HDFC bank and the interest rate is common one with every bank like it used to get varied up to 0.5% . Penalty charges are nil with them for the premature withdraw, which is the really good one.
      Was this review helpful? 5
      , chennai
      Reviewed on Jun 22, 2017
    • SBI Fixed Deposit
      "Good Service"
      0.5 4.0/5 "Great!"
      When I have started to deposit the money I was getting good interest rate but know the rate of interest is decreased with SBI Fixed deposit. I have started the fixed deposit around 6 years ago with SBI. Initially I got around 9.5% as interest rate but now I am getting only 7.5% interest rate. The service with State is good.
      Was this review helpful? 6
      , bangalore
      Reviewed on Jun 22, 2017
    • Canara Bank Fixed Deposit
      "Good"
      0.5 2.5/5 "Just OK"
      I am having the fixed deposit account with the Canara bank and the rate of interest is around 8.5%, which was very lesser one on that time. Total tenure is around three years of time, also the penalty charges are not really huge. Customer service is not really up to the mark.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 20, 2017
    • IDBI Fixed Deposit
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I would suggest IDBI bank is the best one to get the fixed because of the good rate of interest . Customer service is good one and am with them from the last three years of time. Penalty charges are lesser one with the m for the premature withdraw.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 19, 2017
    • ICICI Bank Fixed Deposit
      "Good Indian bank"
      0.5 4.0/5 "Great!"
      I do have fixed deposit account with the ICICI bank and the interest rate is around 6.5% per annum , also the maturity period is also one year of time. Customer service is also a good one with the ICICI bank, also the response too. Online banking services are also working in good way and am very familiar with them till now.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jun 16, 2017
    • Axis Bank Fixed Deposit
      "Its good investment"
      0.5 4.5/5 "Excellent!"
      I have invested one lakh in fixed deposit with AXIS bank. Its going to matured in this august, Then I would be getting around Rs.1.12,000. I have opened this FD through online and I will be getting the amount same to my account. AXIS gave me premature withdrawal, I can close whenever I want.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 13, 2017
    • Canara Bank Fixed Deposit
      "For common man"
      0.5 5.0/5 "Blown Away!"
      I do have the fixed deposit account with the Canara bank and am using it from the last ten years of time. Customer service aspects are good one with them and the online banking services are not really working in a good according the new generation bankers. The interest rate is around 7.25% as of now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 12, 2017
    • YES Bank Fixed Deposit
      "Wonderful "
      0.5 5.0/5 "Blown Away!"
      I have the fixed deposit account with the Yes bank and the interest rate is around 6.5% above and the customer service is not yet experienced because everything used to dealt with through online experience. I have not faced any server down issues with the Yes bank.
      Was this review helpful? 3
      , ghaziabad
      Reviewed on Jun 12, 2017
    • HDFC Bank Fixed Deposit
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am having the fixed deposit account with the HDFC bank and the services are always an excellent one. I have opened the account on immediate basis like everything used to get happened in instant way. Rate of interest is around 6.5% and the response is an excellent one.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 09, 2017
    • Vijaya Bank Fixed Deposit
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am having the fixed deposit account with the Vijaya bank and the interest rate is around 6.5% and the customer service is good one , also they are nearby my locality and also the access is really friendly. Online services are good one with the Vijaya bank.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 09, 2017
    • Central Bank of India Fixed Deposit
      "Fund transfer"
      0.5 0.5/5 "Unacceptable"
      The worst banking system I have ever seen. if i want to transfer amt to other bank through IFSC they can't detect the bank or automatically logged out .if I want current statement they can't.net banking automatically logged out.if i go for pass book entry server down problem. if I go to ATM only 2k available etc...
      Was this review helpful? 4
      , kolkata
      Reviewed on Jun 01, 2017
    • SBI Fixed Deposit
      "Very good in services"
      0.5 5.0/5 "Blown Away!"
      When I wanted to open a fixed deposit account at State Bank of India. I did not have to visit the bank. I opened the account online and though the rate of interest is not that appealing. I am happy with the overall experience and process and the convenient banking process.
      Was this review helpful? 11
      , guwahati
      Reviewed on May 31, 2017
    • SBI Fixed Deposit
      "Convenient to Hold"
      0.5 4.0/5 "Great!"
      It has been two years when I opened fixed deposit with State bank of India. The period is for five years. Since I completed two years, three years to go. Interest rate is of 11%. Actually SBI is located near to my house so I feel more comfortable in visiting the bank at any instance. All the staffs are very friendly and very cooperative.
      Was this review helpful? 6
      , visakhapatnam
      Reviewed on May 25, 2017
    • SBI Fixed Deposit
      "Secured investment"
      0.5 5.0/5 "Blown Away!"
      Compared to other banks SBI offering good interest rate on fixed deposit, they offered me 7.95% of interest. I have the amount of Rs. 2.4 lakhs for the tenure of three years. After the maturity period I got the amount around 2.9 lakhs. I am very much fine with that.
      Was this review helpful? 4
      , hyderabad
      Reviewed on May 24, 2017
    Common Loader Icon

    10 Banks offering Fixed Deposit Rates Above 9% in 2015 is Rated as "Excellent!" by 1757 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    Lakshmi Vilas Bank:

    LVB offers fixed deposits for planned expenditure or savings. The deposit period ranges from 15 days to 10 years. The minimum deposit amount is Rs.100, there is no limit on the maximum amount. Loan and nomination facility is available to the depositors.

    The senior citizens get a 9.30% interest per annum for maturity periods 1 year and above but less than 2 years, for 2 years and above up to 899 days, for 901 days to less than 3 years and for 3 years and above but less than 5 years. 9.50% interest per annum for a period of 900 days and 9.25% interest per annum for a period of 5 years and above.

    DCB Bank:

    The tenure ranges from 14 days to 10 years. The minimum deposit is Rs.10,000. Loans are available against fixed deposits. The maximum drawing power is up to 80% of the value of the fixed deposit. On maturity, the deposit is automatically renewed so that the money is not idle.

    The interest rates per annum for domestic deposits less than Rs.1 crore is:

    • For 60 days: 9% for general citizen and 9.5% for senior citizen.
    • For period of 6 months - less than a year and for 12 months - 13 months and for more than 60 months – 120 months the interest rate is 9.25%.
    • For 24 months – 36 months and for more than 36 months – 60 months, the interest is 9.40%.

    The interest rate per annum for NRO fixed deposit less than Rs.1 crore is:

    • For 60 months the interest is 9% per annum.

    For NRE fixed deposits less than Rs.1 crore, the interest per annum is:

    • 13 months to less than 24 months: 9.10%
    • 24 months- 36 months and more than 36 months to 60 months and for 60 months: 9%.

    Canara Bank:

    Canara bank offered safe and liquid fixed deposits with high returns. The minimum amount is Rs.1,000, there is no limit to the maximum amount. The tenure for the fixed deposit ranges from 15 days- 120 months. Loans are available against the deposit.

    Term deposits for general public for deposits less than Rs.1 crore:

    • 9.28% p.a. for a period of 2 years & above - less than 3 years.
    • 9.69% p.a. for a period 3 years & above – less than 5 years.
    • 10.09% p.a. for a period of 5 years & above- less than 8 years.
    • 11.52% p.a. for a period of 8 years & above – 10 years.

    Term deposits for Senior Citizen for deposits less than Rs.1 crore:

    • 9.42% for deposits for 1 year and above 1 year- less than 2 years.
    • 9.86% p.a. for 2 years & above - less than 3 years.
    • 10.33% p.a. for 3 years & above – less than 5 years.
    • 10.83% p.a. for 5 years & above- less than 8 years.
    • 12.48% p.a. for 8 years & above – 10 years.

    For the deposits, which you can withdraw before the tenure ends, the interest rates per annum are as follows:

    • 9.72% for 5 years & above – less than 8 years.
    • 11.06% for 8 years & above – 10 years.

    For the deposits, which you cannot withdraw before the tenure ends, the interest rates per annum are as follows:

    • 9% for 3 years & above – less than 5 years.
    • 9.79% for 5 years & above- less than 8 years.
    • 11.15% for 8 years & above – 10 years.

    Karnataka Bank:

    Karnataka Bank offers 0.5% additional interest over the general rate on the fixed deposits up to and inclusive of Rs.3 crore. The rates are as follows: For deposits up to and inclusive of Rs.1 crore:

    • 9.25% interest p.a. for deposit period of of 1 - 2 years.
    • 9% interest p.a. for deposit period above 2 years- 10 years.

    For deposits between Rs.1 crore – Rs.3 crore: 9% interest p.a. is provided for deposit period of 1-2 years.

    Yes Bank:

    Yes bank offers the following interest rates for senior citizens:

    • 9% interest p.a. for amount less than Rs.1 crore and the tenure being 9 months to less than a year.
    • If the fixed deposit is taken for 1 year to or equal to 10 years, the interest is 9% p.a.
    • Special rate interest is given for the fixed deposit below Rs.1 crore:
      • 9.25% interest p.a. for 15 months 10 days – 15 months 20 days.
      • 9.30% interest p.a. for 18 months 8 days- 18 months 18 days.
      • 9.35% interest p.a. for 21 months 10 days- 21 months 20 days.

    South Indian Bank:

    The senior citizens with single fixed domestic deposit less than Rs.1 lakh will get the following interest rates:

    • 12 months – less than 15 months: 9.25% p.a.
    • SIB Freedom i.e. 15 months: 9.30% p.a.
    • Above 15 months- less than 3 years: 9.25% p.a.
    • 3 years – 10 years (inclusive): 9.25% p.a.
    • Tax Gain: 9.25% p.a.

    Dhanlaxmi Bank:

    The interest on term deposits for domestic and NRO deposits for the senior citizen are:

    • 9.30% p.a. for term period of 365 days and above inclusive of 2 years.
    • 9.25% p.a. for the term period of above 2 years up to and inclusive of 10 years.

    The interest rates are for the domestic term deposits one year and above except for Dhanam Tax Advantage deposit.

    Tamilnad Mercantile Bank Ltd:

    The interest rates for the domestic and NRO deposits are:

    • 9% p.a. for the term of 5-10 years for a regular citizen.
    • For Senior Citizen:
      • 9.50% p.a. for the term of 5-10 years.
      • 9.35% p.a. for the term of above 2 years but less than 5 years.
      • 9.30% p.a. for above 20 months 20 days – 2 years.
      • 9.30% p.a. for 20 months 20 days.
      • 9.30% p.a. for 556 days to less than 20 months 20 days.
      • 9.40% p.a. for 555 days.
      • 9.30% p.a. for 1 year to 554 days.

    Catholic Syrian Bank:

    The interest rate for Acharya Deposits for below Rss.1 lakh, Rs.1 lakh and above are as follows:

    • 365 days – 399 days: 9%p.a.
    • 400days: 9.10% p.a.
    • 401 days to and including 24 months: 9% p.a.
    • Above 24 months to and including 120 months: 9% p.a.

    HDFC Bank:

    For the amount less than Rs.1 crore, Rs.1 crore till Rs.5 crore, the senior citizens get 9% interest p.a. for the following term:

    • 1 year.
    • 1 year 1 day to 1 year 3 days.
    • 1 year 4 days.
    • 1 year 5 days to 1 year 15 days.
    • 1 year 16 days.
    • 1 year 12 days to 2 years
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