Tata Mutual Fund

Tata Mutual Funds is one of the most valued and trusted mutual fund houses in India. It offers investment options for different segments of the society including salaried professionals, businessmen, retired citizens, housewives, conservative capital creators, and aggressive investors. The asset management company focuses on achieving long-term consistent returns on its investments through a transparent and well-defined risk control framework.

Products Offered By Tata Mutual Fund

Below mentioned are the mutual funds offered by Tata Mutual Fund:

  • Solution Based
  • Equity
  • Debt
  • Hybrid
  • Close Ended

Solution Based Funds Offered By Tata Mutual Fund

The following are the solution based funds offered by Tata Mutual Fund:

  1. Child Savings Plan - Tata Young Citizens' Fund
  2. Tata Young Citizens' Fund is for children who are 3 months to 18 years old. It is an open-ended balanced scheme that helps guardians, parents, and well-wishers to systematically save for the needs of the growing children.

    Fund Type

    Open-ended balanced scheme

    Entry Load

    NA

    Exit Load

    Lock-in option compulsory for 5 years or till the child attains the age of 18 years (whichever is earlier).

    1% - In case it is redeemed before the child attains the age of majority.

    Benchmark

    Crisil Hybrid 25+75 - Aggressive Index

    Fund Manager

    Sonam Udasi, Ennette Fernandes, and Akhil Mittal

    Risk Factor

    Moderately high

    Investment Objective of Tata Young Citizens' Fund

    The fund is aimed at generating long term capital growth.

    Who is Tata Young Citizens' Fund Ideal For?

    Parents and guardians planning for the future needs of their children by investing in a mix of debt and equity instruments.

  3. Retirement Solution - Tata Retirement Savings Fund
  4. Tata Retirement Savings Fund is an open-ended retirement solution oriented scheme which has been designed to help investors who are looking to secure funds for their post-retirement life. The scheme offers asset allocation choice to investors based on their risk preference and stage of life.

    Fund Type

    Open-ended retirement solution oriented scheme

    Entry Load

    NA

    Exit Load

    • Nil - If opted-out or redeemed after attaining the age of retirement (60 years)
    • Nil - In case there is Auto switch-out of units due to an ‘Auto-switch trigger event’
    • 1% in case it is redeemed before the attainment of 60 years of age

    Benchmark

    Progressive Plan - S&P BSE SENSEX

    Moderate Plan - CRISIL Hybrid 25+75 Aggressive Index

    Conservative Plan - CRISIL Short Term Debt Hybrid 75+25 Fund Index

    Fund Manager

    Sonam Udasi, Ennette Fernandes, and Murthy Nagarajan

    Risk Factor

    Moderately high

    Investment Objective of Tata Retirement Savings Fund

    To help investors generate medium to long-term capital gains while emphasising on the significance of capital appreciation.

    Who is Tata Retirement Savings Fund Ideal For?

    Ideal for investors who wish to save for their retirement and are looking for alternative to traditional retirement saving options.

Equity Funds Offered By Tata Mutual Funds

The following are the equity funds offered by Tata Mutual Funds in India:

  1. Tata Large Cap Fund
  2. Tata Large Cap Fund is an open-ended equity scheme that primarily invests in undervalued large cap companies and fundamentally strong companies. The large cap biased fund has a top-down and bottom-up approach when it comes to picking stocks.

    Fund Type

    Open-ended equity scheme

    Entry Load

    NA

    Exit Load

    1% if redeemed on or before within 1 year from the allotment date.

    Benchmark

    S&P BSE India Infrastructure Index

    Fund Manager

    Rupesh Patel (Fund Manager) and Ennettee Fernandes (Assistant Fund Manager)

    Risk Factor

    Moderately high

    Investment Objective

    To facilitate income distribution and achieve medium to long-term capital gains while Keeping the focus around capital appreciation.

    Who is Tata Large Cap Fund Ideal For?

    Ideal for investors who wish to diversify across market capitalization and prefer investments in large-cap companies.

Diversified Funds

Below are the diversified funds offered by Tata Mutual Funds:

  1. Tata Equity P/E Fund
  2. Tata Equity P/E Fund is an open-ended equity scheme that aims to invest the least of 70% of its assets in companies that have a lower 12-month P/E ratio compared to the 12-month P/E ratio of the BSE Sensex. It uses a range of qualitative and quantitative factors to buy good stocks at cheap valuation.

    Fund Type

    Open-ended equity scheme

    Entry Load

    Nil

    Exit Load

    1% - if redeemed on or before 1.5 years from the date of allotment

    Benchmark

    S&P BSE SENSEX

    Fund Manager

    Sonam Udasi (Fund Manager) and Amey Sathe (Assistant Fund Manager)

    Risk Factor

    Moderately high

    Investment Objective

    To achieve consistent income and capital appreciation for its unitholders.

    Who is Tata Equity P/E Fund Ideal For?

    Suitable for investors who believe in value style of investing and wish to invest in

    good stocks at cheap valuations.

  3. Tata Equity Savings Fund
  4. Tata Equity Savings Fund is an open-ended scheme investing primarily in debt, equity, and arbitrage. The scheme is tax efficient as the arbitrage exposure ensures that 65% of the assets are invested in equity. It mainly invests in equity arbitrage options, equity and equity related instruments, and debt and money market instruments.

    Fund Type

    Open-ended scheme investing in equity, arbitrage, and debt

    Entry Load

    N/A

    Exit Load

    Nil

    Benchmark

    35% in Nifty 50

    35% of Crisil Short Term Bond Index

    30% of Nifty 50 Arbitrage Index

    Fund Manager

    Danesh Mistry (Fund Manager for Equity Portfolio) and Murthy Nagarajan - Fund Manager (for Debt Portfolio)

    Risk Factor

    Moderately high

    Investment Objective

    The primary objective of the fund is to provide income distribution and long-term capital appreciation to the investors.

    Who is Tata Equity Savings Fund Ideal For?

    Ideal for those investors who are looking to invest in a hybrid yet tax-efficient portfolio to achieve regular income and relative stability.

  5. Tata Large And Mid Cap Fund
  6. Tata Large And Mid Cap Fund is an open-ended equity scheme that invests in both mid cap and large cap stocks. The fund engages in extensive market research to identify potential capital appreciation opportunities that may emerge with changing economic fundamentals.

    Fund Type

    Open-ended equity scheme investing in both large cap and mid cap stocks

    Entry Load

    N/A

    Exit Load

    If redeemed on or before the expiry of 1 year from the allotment date, 1% of the applicable NAV will be charged as exit load

    Benchmark

    S&P BSE 200

    Fund Manager

    Rupesh Patel (Fund Manager)

    Risk Factor

    Moderately high

    Investment Objective

    The scheme aims to provide medium to long term capital gains and income distribution to investors while emphasizing the capital appreciation at all times.

    Who is Tata Large And Mid Cap Fund Ideal For?

    Tata Large And Mid Cap Fund is suitable for those investors who are looking for opportunities in equity markets over medium to long terms. It is for those who invest in companies that are undergoing re-rating or turnaround, or are benefiting from change in economic scenario.

  7. Tata Mid Cap Growth Fund
  8. Tata Mid Cap Growth Fund primarily invests in equity related instruments of growth oriented mid cap companies.

    Fund Type

    Open-ended equity scheme

    Entry Load

    N/A

    Exit Load

    If redeemed on or before the expiry of 1 year from the date of allotment, 1% exit load will be charged

    Benchmark

    Nifty Midcap 100 TRI

    Fund Manager

    Rupesh Patel (Fund Manager) and Ennette Fernandes (Assistant Fund Manager)

    Risk Factor

    Moderately high

    Investment Objective

    The scheme aims to provide income distribution and facilitate medium to long term capital gains for the investors with focus on investing in mid cap stocks.

    Who is Tata Mid Cap Growth Fund Ideal For?

    Tata Mid Cap Growth Fund is ideal for those investors who are looking for income opportunities by investing in high growth companies that are categorised in the mid cap segment.

Sectoral Funds Offered By Tata Mutual Funds

The following are the sectoral funds offered by Tata Mutual Funds:

  1. Tata Banking & Financial Services Fund
  2. Tata Banking & Financial Services Fund primarily invests in equity and equity related instruments of banking and financial services companies. The open-ended equity fund invests not less than 80% of its net assets in equity and equity related instruments of BFSI companies.

    Fund Type

    Open-ended equity scheme

    Entry Load

    N/A

    Exit Load

    If redeemed on or before the expiry of 3 months from the allotment date, 0.25% of NAV will be charged as exit load

    Benchmark

    Nifty Financial Services

    Fund Manager

    Sonam Udasi (Fund Manager) and Amey Sathe (Assistant Fund Manager)

    Risk Factor

    High

    Investment Objective

    The main objective of the scheme is to provide long term capital appreciation to investors by investing the least of 80% of net assets in equity and equity based securities of companies in the Banking and Financial Services Sector in India. However, the fund does not guarantee any returns.

    Who is Tata Banking & Financial Services Fund Ideal For?

    Tata Banking & Financial Services Fund is ideal for those investors who are looking for capital appreciation opportunities in the Banking & Financial Services sector in India as a result of economic growth. It is apt for investors with high risk-taking capabilities.

  3. Tata Digital India Fund
  4. Tata Digital India Fund is an open-ended equity scheme that invests in equity and equity based instruments in the Information Technology sector in India.

    Fund Type

    Open-ended equity scheme

    Entry Load

    N/A

    Exit Load

    If redeemed on or before the expiry of 3 months from the allotment date, 0.25% of NAV will be charged as exit load

    Benchmark

    S&P BSE IT Index

    Fund Manager

    Danesh Mistry

    Risk Factor

    High

    Investment Objective

    The primary objective of the scheme is to invest at least 80% of its net assets in equity related securities in the Information Technology sector in India. However, there is no guarantee of any returns.

    Who is Tata Digital India Fund Ideal For?

    The fund is ideal for those investors who are looking for opportunities for capital appreciation in the Indian IT sector. It is apt for investors who have a high risk profile.

  5. Tata Ethical Fund
  6. Tata Ethical Fund invests in diversity equity funds based on the principles Shariah. It is an open ended equity fund that aims to provide medium to long-term capital gains to investors by making investments in equity related securities that comply with Shariah.

    Fund Type

    Open-ended equity scheme

    Entry Load

    NIL

    Exit Load

    1% exit load will be charged if redeemed on or before the completion of 1 year from the allotment date

    Benchmark

    Nifty 500 Shariah

    Fund Manager

    Pradeep Gokhale

    Risk Factor

    High

    Investment Objective

    The scheme aims to invest in equity related securities of well-researched growth-oriented companies that offer medium to long term capital gains.

    Who is Tata Ethical Fund Ideal For?

    Tata Ethical Fund is ideal for those investors who are looking to invest in Shariah compliant stocks.

  7. Tata India Consumer Fund
  8. Tata India Consumer Fund primarily invests in equity and equity related securities of the companies that come under the consumption oriented industry category in India. The scheme aims to attain long term capital appreciation by investing the least of 80% of its net assets in equity and equity related securities. These industries may be media and entertainment, textiles, consumer durables and FMCG, automobiles, amongst others.

    Fund Type

    Open-ended equity scheme

    Entry Load

    N/A

    Exit Load

    1% will be charged as exit load if the fund redeemed on or before 1.5 years from the allotment date.

    Benchmark

    Nifty India Consumption

    Fund Manager

    Sonam Udasi (Fund Manager) and Ennette Fernandes (Assistant Fund Manager)

    Risk Factor

    High

    Investment Objective:

    The primary objective of the scheme is to invest a minimum of 80% of the net assets in equity and equity related securities of the consumer and consumption related industries in India. However, the scheme does not guarantee or assure any returns.

    Who is Tata India Consumer Fund Ideal For?

    Tata India Consumer Fund is suitable for individuals looking for capital appreciation in the consumption oriented sector that has potential for growth resulting from the growth in Indian economy. It is ideal for those investors who have a higher risk profile and want to invest in theme based funds.

  9. Tata India Pharma & Healthcare Fund
  10. Tata India Pharma & Healthcare Fund primarily invests in equity and equity related stocks of growth oriented companies in the pharma and healthcare industry in India. These may include pharmaceutical and healthcare service companies.

    Fund Type

    Open-ended equity scheme

    Entry Load

    N/A

    Exit Load

    0.25% of NAV will be charged as exit load if redeemed on or before the expiry of 90 days from the allotment date

    Benchmark

    Nifty Pharma Index

    Fund Manager

    Danesh Mistry (Fund Manager)

    Risk Factor

    High

    Investment Objective

    The main objective of Tata India Pharma & Healthcare Fund is to attain long-term capital appreciation by investing a minimum 80% of the NAV in equity and equity related securities in the pharma and healthcare service sector in India. The fund, however, does not guarantee any returns.

    Who is Tata India Pharma & Healthcare Fund Ideal For?

    Tata India Pharma & Healthcare Fund is ideal for those investors who are looking for capital appreciation opportunities by investing in pharma and healthcare service sector in India. Investors with a higher risk profile can invest in this theme oriented scheme.

  11. Tata Infrastructure Fund
  12. Launched in 2004, Tata Infrastructure Fund is an open-ended equity scheme that aims to capitalise on the growth of the Indian economy and its positive effects on the infrastructure sector. The open-ended equity scheme aims to create long term value by investing in infrastructure oriented segments.

    Fund Type

    Open-ended equity scheme

    Entry Load

    N/A

    Exit Load

    0.25% of NAV is charged as exit load if the fund is redeemed on or before 3 months from the allotment date

    Benchmark

    S&P BSE India Infrastructure Index

    Fund Manager

    Rupesh Patel (Fund Manager) and Abhinav Sharma (Assistant Fund Manager)

    Risk Factor

    High

    Investment Objective

    The primary objective of Tata Infrastructure Fund is to facilitate income distribution and generate medium to long term capital gains by making investments in equity and equity related securities of companies in the infrastructure category.

    Who is Tata Infrastructure Fund Ideal For?

    Tata Infrastructure Fund is ideal for those investors who are looking to gain from capital appreciation by investing in the growth-oriented companies in the infrastructure segment.

  13. Tata Resources & Energy Fund
  14. Tata Resources & Energy Fund is an open-ended equity scheme that invests in energy and resources sector which is one of the important enablers of the Indian economy. The fund invests a minimum of 80% of its net assets in the resources and energy sectors including metal, energy, cement, fertilisers, chemicals, paper, and more.

    Fund Type

    Open-ended equity scheme

    Entry Load

    N/A

    Exit Load

    0.25% of NAV will be charged as exit load if the investment is redeemed on or before 3 months from the allotment date.

    Benchmark

    Nifty Commodities Index

    Fund Manager

    Danesh Mistry

    Risk Factor

    High

    Investment Objective

    Tata Resources & Energy Fund aims to gain long-term capital appreciation by investing in equity and equity related instruments in the resources and energy industry segment in India. The scheme, however, does not guarantee any returns.

    Who is Tata Resources & Energy Fund Ideal For?

    Tata Resources & Energy Fund is ideal for those who are looking for capital appreciation as a result of growth in the energy and resources sectors in India. The scheme is for those with a higher risk-taking capacity.

ELSS - Tata India Tax Savings Fund

The Tata India Tax Savings Fund aims to generate returns from long term investments in equity market. The open-ended equity linked tax saving scheme has a lock-in period of 3 years. It helps investors make considerable tax savings under Section 80C of the Income Tax Act. Due to a 3-year lock-in period, the fund has better stability in terms of performance.

Fund Type

Open-ended equity scheme

Entry Load

N/A

Exit Load

The scheme has a lock-in period of 3 years post which no exit load will be charged.

Benchmark

S&P BSE SENSEX

Fund Manager

Rupesh Patel and Ennette Fernandes (Assistant Fund Manager)

Risk Factor

Moderately High

Investment Objective

The primary objective of the Tata India Tax Savings Fund is to generate medium to long term capital gains and facilitate income distribution while focusing on capital appreciation.

Who is Tata India Tax Savings Fund Ideal For?

The Tata India Tax Savings Fund is beneficial for those investors who are looking to save tax up to Rs.1,50,000 under section 80C of the Income Tax Act 1961. The scheme is ideal for those looking for medium to long term capital gains. However, it is recommended to take advice from a tax expert to know the implications of investing in the scheme.

Tata Index Fund - Nifty/Sensex

Tata Index Fund is an open-ended equity scheme that adopts a ‘passive investment’ approach. It focuses on generating returns that correspond with the average returns of the SENSEX/NIFTY. The scheme reduces the risk of active investment management by emphasising on low portfolio trading and portfolio diversification.

Fund Type

Open-ended equity scheme

Entry Load

N/A

Exit Load

0.25% of the NAV is charged as exit load if the fund is redeemed on or before 7 days from the issue date.

Benchmark

Nifty 50/S&P BSE SENSEX

Fund Manager

Sonam Udasi

Risk Factor

Moderately High

Investment Objective

The objective of Tata Index Fund is to achieve the market returns by minimising the tracking error.

Who is Tata Index Fund Ideal For?

The scheme is ideal for those who wish to keep the risk factor to a minimum and gain from low portfolio trading and portfolio diversification.

Tata Mutual Funds – Debt Funds

Liquid Funds

  1. Tata Liquid Fund
  2. Tata Liquid Fund invests in short term securities for investors who wish to get their money back within a short span. The money deposited in savings account often yields low returns and thus investing in liquid funds can be a good option to earn tax-efficient returns.

    Fund Type

    Open-ended liquid scheme

    Entry Load

    N/A

    Exit Load

    Nil

    Benchmark

    CRISIL Liquid Fund Index

    Fund Manager

    Amit Somani

    Risk Factor

    Low

    Investment Objective

    Tata Liquid Fund aims to generate considerable returns with greater liquidity to the investors.

    Who is Tata Liquid Fund Ideal For?

    Tata Liquid Fund is ideal for those with idle cash savings who wish to earn greater returns than the interest received on savings account.

  3. Tata Money Market Fund
  4. Tata Money Market Fund serves the need of investors who wish to invest in short term money market instruments with lower risk.

    Fund Type

    Open-ended debt scheme

    Entry Load

    N/A

    Exit Load

    Nil

    Benchmark

    CRISIL Money Market Index

    Fund Manager

    Amit Somani

    Risk Factor

    Moderately Low

    Investment Objective

    Tata Money Market fund aims to generate reasonable returns that have greater liquidity.

    Ideal for Investors

    Tata Money Market fund is ideal for those investors who are looking for funds with lower volatility and lower risk. The fund is suitable for those investors who seek to invest in money-market instruments that have a lower rate of interest and higher liquidity.

Short Term Debt Funds

  1. Tata Money Market Funds
  2. Tata Money Market Fund invests in safer short term money market instruments.

    Fund Type

    Open-ended Debt scheme

    Entry Load

    N/A

    Exit Load

    Nil

    Benchmark

    CRISIL Money Market Index

    Fund Manager

    Amit Somani

    Risk Factor

    Moderately Low

    Investment Objective

    The investment objective of Tata Money Market fund is to generate returns that offer high liquidity to the investors.

    Ideal for Investors

    Tata Money Market fund serves the needs of those investors who are looking to invest in securities that have lower volatility and lower risk. By investing in this fund, investors can invest in money market instruments that have lower credit risk and higher liquidity compared to other debt instruments.

  3. Tata Short Term Bond Fund
  4. Tata Short Term Bond Fund creates a portfolio consisting of money market instruments and debt instruments to offer the investors greater liquidity.

    Fund Type

    Open-ended Debt scheme

    Entry Load

    N/A

    Exit Load

    Nil

    Benchmark

    Crisil Short Term Bond Fund Index

    Fund Manager

    Murthy Nagarajan

    Risk Factor

    Moderately Low

    Investment Objective

    The primary investment objective of Tata Short Term Bond Fund is to generate income for the investors on a regular basis over a short term period.

    Ideal for Investors

    Tata Short Term Bond Fund is ideal for those investors who wish to make accrual income in a short to medium term span. It serves the needs of those investors who are looking for better liquidity than what long term debt instruments offer.

  5. Tata Treasury Advantage Fund
  6. Tata Treasury Advantage Fund aims to invest in different kinds of fixed income and money market securities that offer greater liquidity and offers reasonable returns. The security to invest in is measured by several parameters such as issuer credit rating history, maturity of the security, interest rate, issuer’s financial track record, issuer’s corporate governance track record, amongst others.

    Fund Type

    Open ended low duration debt scheme

    Entry Load

    N/A

    Exit Load

    Nil

    Benchmark

    Crisil Low Duration Debt Index

    Fund Manager

    Akhil Mittal

    Risk Factor

    Moderately Low

    Investment Objective

    The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of debt and money market instruments with relatively lower interest rate risk.

Income Funds

  1. Tata Income Fund
  2. Tata Income Fund primarily focuses on debt funds that offer regular accrual income and provide stability to investors’ portfolio. The fund provides opportunities to investors to earn tax-efficient accrual income and capital gains in a medium to long term time horizon.

    Fund Type

    Open ended medium term debt scheme

    Entry Load

    N/A

    Exit Load

    1% of NAV is charged as exit load if the investment is redeemed before the expiry of 1 year from the date of issue.

    Benchmark

    CRISIL Medium to Long Term Debt Index

    Fund Manager

    Akhil Mittal

    Risk Factor

    Moderate

    Investment Objective

    The primary objective of the Tata Income Fund is to facilitate income distribution and aim for capital appreciation over medium to long term.

    Ideal for Investors:

    Tata Income Fund is ideal for those investors who are looking for accrual returns in a high interest rate environment and capital appreciation opportunities in a low interest rate situation.

  3. Tata Medium Term Fund
  4. Tata Medium Term Fund allocates the fund into different kinds of fixed income instruments to generate considerable returns at a moderate risk. The securities are identified using different parameters such as issuer’s financial track record, issuer’s corporate track record, issuer’s corporate governance track record, maturity of the security, liquidity, rate of interest, and more.

    Fund Type

    Open ended medium term debt scheme

    Entry Load

    N/A

    Exit Load

    Nil

    Benchmark

    CRISIL Medium Term Debt Index

    Fund Manager

    Murthy Nagarajan

    Risk Factor

    Moderate

    Investment Objective

    The primary investment objective of Tata Medium Term Fund is to maximise income and gains from medium term capital appreciation.

Dynamic Fund

  1. Tata Dynamic Bond Fund
  2. Tata Dynamic Bond Fund manages the maturities that according to the fund manager are appropriate in terms of the current interest rate scenario. In a dynamic environment when interest rates are volatile, Tata Dynamic Fund manages the assets keeping in view the future direction of the interest rates.

    Fund Type

    Open ended medium term debt scheme

    Entry Load

    Nil

    Exit Load

    0.50% of NAV is charged as exit load if the investment is redeemed on or before the expiry of 1 month from the date of issue.

    Benchmark

    Crisil Composite Bond Fund Index

    Fund Manager

    Akhil Mittal

    Risk Factor

    Moderate

    Investment Objective

    The primary objective of Tata Dynamic Bond Fund is to build a liquid portfolio that consists of money market instruments and debt securities to provide reasonable returns to the investors.

    Ideal for Investors

    Tata Dynamic Bond Fund is ideal for those looking for skilful interest rate risk management to gain from capital appreciation and accrual income.

Gilt Fund

  1. Tata Gilt Securities Fund
  2. Tata Gilt Securities Fund serves the needs of investors who prefer investing in government securities and debt instruments that provide accrual income and capital appreciation at the same time. These instruments are less risky in comparison with corporate debt instruments.

    Fund Type

    Open ended debt scheme

    Entry Load

    Nil

    Exit Load

    0.50% of NAV is charged as exit load if the fund is redeemed on or before the expiry of 1 month from the date of issue

    Benchmark

    Crisil Dynamic Gilt Index

    Fund Manager

    Naresh Kumar

    Risk Factor

    Moderate

    Investment Objective

    The investment objective of the Tata Gilt Securities Fund is to create medium to long term capital appreciation and provide income distribution by making investments in government securities.

    Ideal for Investors:

    Tata Gilt Securities Fund is ideal for those investors looking to gain from long term accrual income and opportunities for capital appreciation. It is also apt for the investors who wish to invest in government securities.

Hybrid Funds

  1. Tata Hybrid Equity Fund
  2. Tata Hybrid Equity Fund aims to invest in a combination of debt and equity based securities. This optimises the gains from the investment portfolio and minimises the risk associated with the investments.

    Fund Type

    Open-ended hybrid scheme

    Entry Load

    Nil

    Exit Load

    1% of NAV is charged as exit load if the fund is redeemed on or before the expiry of 1 year from the date of issue.

    Benchmark

    Crisil Hybrid 25+75 - Aggressive Index

    Fund Manager

    Pradeep Gokhale and Murthy Nagarajan

    Risk Factor

    Moderately High

    Investment Objective

    The primary objective of Tata Hybrid Equity Fund is to offer income distribution to the investors and help them gain from medium to long term capital appreciation.

    Ideal for Investors The scheme is ideal for those investors who are looking for capital appreciation over a long term and seek to invest in a mix of equity and equity related instruments and fixed income instruments.

Who Is Eligible To Invest In Tata Mutual Funds?

The following individuals and groups are eligible to invest in Tata Mutual Funds?

Individuals above the age of 18 years can singly or jointly invest (maximum 3 persons) in Tata Mutual Funds.

  • Lawful guardians or parents on behalf of minors
  • Corporate organisations, PSUs, trusts, endowments or Wakf boards, institutions, funds, group of individuals, associations of persons and societies registered under the Societies Registration Act, 1860, amongst others
  • Mutual Funds including any Scheme of any other Mutual Fund or any Scheme managed by the AMC.
  • Asset Management Company (AMC) in accordance with the rules and regulations formed by SEBI
  • Partners of a Partnership firm
  • Hindu Undivided Families (HUF) in the sole name of the Karta
  • Banking and financial investment institutions
  • Navy/Army/Air Force, paramilitary Units and other defence institutions
  • Religious organisations and Charitable Trusts allowed to invest by law
  • NRIs/individuals of Indian origin living abroad (NRIs) on a full repatriation basis
  • Government approved International Multilateral Agencies
  • Foreign Portfolio Investors

Documents Required To Invest In Tata Mutual Fund

For KYC registration, there are different document requirements for individual investors and non-individual investors. The KYC registration can be done through KYC Registration Agencies that are registered with the SEBI. Following are the documents required by individual investors for KYC registration:

  • Proof of identity (PAN card copy, Passport Copy, Driving license etc.)
  • Proof of address (any of the documents listed under section B of the KYC application form for individuals)

For KYC registration by non-individual investors, a list of mandatory documents can be found in section C of the KYC application form.

Transact Online Facility of Tata Mutual Funds

Tata Mutual Funds has three options under the Transact Online facility. To avail the facility, the users must have an existing folio with Tata Mutual Fund complied with the KYC.

  • Transact with PIN: With a folio number and a PIN registered with Tata Mutual Fund, users can transact online. To use the Transact with PIN facility, PIN agreement must be signed by the user and a self-attested copy of the PAN card is also required. The PIN agreement can be downloaded and submit a duly-filled form to the Investor Services Centre.
  • Transact with PAN: To use the Transact with PAN facility, the user needs a folio which has all the KYC complied holders. The features available under this option are however limited.
  • Transact Using Username: An individual can create his/her username and password of choice if they have their email address registered.

Why Invest In Tata Mutual Funds

Tata Mutual Funds has been known for delivering consistent performance and world-class service. It offers schemes for various sects of the society including salaried professionals, businessmen, housewives, retired persons, and aggressive and conservative investors. The Tata Asset Management Company focuses on achieving consistent results on a long-term basis. It uses a transparent framework and rigorous risk control mechanisms to attain the investment objective of a scheme.

Frequently Asked Queries

  1. After completion of the KYC process, how does an investor transact online?
  2. Investors need to attach their KYC acknowledgement and the Investment Application Form for first time investment in Mutual Funds. Applications without the KYC acknowledgement may be rejected by the mutual fund.

  3. Is KYC required to invest through Micro SIP?
  4. Yes, to enrol for Micro SIP, completing the KYC formalities is a must. Applicants must submit a valid identity proof and address proof to comply with the KYC requirements.

  5. Are there any special KYC requirements for an NRI?
  6. Yes, NRI investors need to submit a certified copy of the identity proof (PAN Card). The Pan Card is the most important requirement for KYC compliance. Along with the PAN Card, they are required to submit the copy of local/overseas address proof certified by the Indian embassy or other local authority. The documents must be submitted in the English language.

  7. What is OTM facility?
  8. The ‘One Time Mandate’ or OTM facility is a registration process that includes authorising the banker to execute deduction from your bank account (up to a certain limit) based on requests received from Tata Mutual Fund.

  9. What facilities can one use with a Transact Online account?
  10. The below-mentioned facilities can be availed under the Transact Online Facility:

    • Cancelation of SWP/STP (registered online)
    • Profile maintenance
    • Purchase
    • Redemption
    • Registration of SIP
    • Registration of SWP/STP
    • Switch
    • Viewing of account statement
    • Viewing of multiple banks registered.
    • Viewing portfolio and transaction History
  11. Can multiple SIPs be registered in the same scheme?
  12. Yes, multiple SIPs can be registered in the same scheme. However, such registration should be done in the same plan and on different dates in the same month. One needs to submit separate auto debit standing instructions for multiple SIPs in the same scheme.

  13. What is the eligibility criteria to sign up for the SMS service?
  14. If an individual has his/her email ID and mobile number registered in any of the schemes where CAMS is the registrar and has a registered folio, he/she can avail the ‘Just SMS’ facility extended by Tata Mutual Funds.

  15. For investment in SIP, what is the minimum investment required?
  16. The minimum investment required for SIP is shown in the table below:

SIP Frequency

Monthly

Monthly

Quarterly

Quarterly

Minimum Investment in SIP

Rs.500

Rs.1,000

Rs.1,000

Rs.1,500

Minimum Instalments

12

6

6

4

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News About TATA Mutual Fund

  • Tata Mutual Fund to launch its first small cap mutual fund

    Private investment firm, Tata Mutual Fund is launching its first small cap equity scheme in the coming weeks. According to the fund manager of the scheme Mr. Chandraprakash Padiyar, the reason why Tata Mutual Fund did not enter the small cap universe earlier was because they felt that investing in small caps were very risky. However, after the regulation by the Securities and Exchange Board of India (SEBI) to re-categorise and rationalise the mutual fund schemes, the company felt that it was the right time to enter the small cap segment.

    Also, according to the SEBI mandate, the small cap universe will begin from the 250th firm in the market which previously fell majorly under the midcap segment. Excluding some MNCs, the volatility in profitability, corporate governance practices, and accounting treatment in the small cap universe earlier were all questionable. However, the sharp corrections in the valuations have led to the small cap indices delivering good returns over the past 3 years and hence, the asset company is confident to enter the small cap universe at this time.

    11 October 2018

  • Tata Mutual Fund seeks approval from SEBI for launching a small cap fund

    Private investment firm Tata Mutual Fund has submitted a draft to the Securities and Exchange Board of India (SEBI) for launching a new equity scheme. The scheme will be known as Tata Small Cap Fund and is an open-ended scheme that will predominantly make investments in equity and its related securities of companies with small market capitalisation. A minimum of 65% of the corpus will be invested in equities of small cap firms while up to 35% will be invested in equities of other firms. The scheme will also allocate a portion of the investments in money market and debt securities including liquid and debt schemes of Tata Mutual Fund. Also, up to 10% of the investments will be made in units issued by infrastructure investment trusts and real estate investment trusts.

    The Tata Small Cap Fund will be available in both direct and regular plans. The minimum investment amount is Rs.5,000 and Mr. Rupesh Patel will be the fund manager of the scheme. The Nifty Small Cap 100 TRI Index will be the benchmark index for the scheme which will offer both growth and dividend option to the investors.

    10 August 2018

  • Tata India Advantage Fund offer document filed with SEBI

    The offer document has been filed by Tata Mutual Fund to launch their new fund scheme, which will be a open ended equity oriented fund called Tata India Advantage Fund. The unit price in the new fund offer is Rs. 10. The minimum applicant is Rs. 5000 and in multiple id Re. 1. The entry load is nil and the exit load will be 1% if the redeemed before the expiry of 365 days from the date of allotment. The minimum target they hope to achieve with the Tata Mutual Fund is a sum of Rs. 10 crore, the scheme is a growth option.

    25 September 2015

  • TATA Mutual Fund to leverage on brand name to gain leadership position

    The asset management company of TATA Mutual Fund plans to leverage on the parent group, TATA’s, brand name in order to boost its position in the mutual fund industry. Currently ranked 12th among peers, TATA Mutual Fund hopes to enter the list of top 10 fund houses. The current assets under management (AUM) stand at Rs.28,405 crores. The fund house identified a gap between retail investors and the fund house brand. The fund house feels leveraging on an already successful brand i.e. TATA will promote investments in their schemes. TATA MF’s growth since March 2014 was below the average industry growth rate at 27.75%.

    2 September 2015

GST rate of 18% applicable for all financial services effective July 1, 2017.

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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