Kotak Mahindra Bank is the 4th largest private sector bank in India in terms of market capitalization. It has been rated 245th among the world’s top 500 banks, with a brand value of US$ 481 million and has a brand rating of AA+.

Kotak Mahindra Mutual Funds has Rs. 41,337.85 crore assets under management and has over 40 mutual fund schemes to choose from.

Kotak Equity Funds

Equity funds (or growth funds) invest over 65% of their corpus in stocks, equities and equity-related securities of companies – effectively making the investor a part owner of all the securities in the fund’s portfolio. The objective of these funds is long-term capital appreciation and involves a high level of risk, with the highest potential rewards.

Kotak Mahindra has a range of equity funds on offer with varying levels of risk, different proportions of funds being invested in equities and equity-related securities. There are also funds on offer which grant tax saving benefits and those which utilize the potential of arbitrage investments. The various different funds also differ based on the kind of companies that will be invested in – small companies with little capital to huge multinational conglomerates. There are also funds that invest solely in infrastructure and development.

Kotak Debt Funds

A debt fund is set up with the primary objective of generating stable income returns and preservation of capital. A large portion of the corpus is invested in fixed-income securities like government securities (GILTS), corporate debentures and money market instruments. These funds are far less volatile than equity funds, but also deliver substantially lower rewards. There is safety of capital, but only moderate growth.

Kotak Mahindra has a huge variety of debt funds to choose from, from short term monthly income plans to highly liquid schemes which invest in debt securities with quick maturity dates. There are also GILT investments which invest in sovereign securities issued by the Central and/or State governments which offer risk free returns. The risk level for most or all of these funds is medium and low and they offer short term liquidity and safety with moderate investment growth.

Kotak Balanced Funds

These funds invest in both, equities and fixed income instruments in accordance with pre-determined investment objectives. Effectively, they provide the stability of returns and appreciation of capital to investors. The general investment pattern is 60% in equity and 40 in debt.

By combining the safety of investing in debt-securities and the high reward potential of investing in equities, Kotak Mahinda has a balanced fund on offer called Kotak Balance.

Kotak Asset Allocator Fund

The investment objective of this fund is to generate long-term capital appreciation through investments in specific open-ended equities and debt schemes of Kotak Mahindra Mutual Fund.

Kotak Gold Fund

The investment objective of this scheme is to generate returns through investments in units of Kotak Gold Exchange Traded Fund.

Why invest with Kotak Mahindra’s Mutual Funds?

• Kotak has a huge value of assets under management and your investments are being handled by the best fund managers and professionals.
• Diverse investment options based on risk appetite and term of capital appreciation required.
• Investments predominantly in AA and AAA rated companies.
• Gives tax benefits under Sec 80C of the Income Tax Act, 1961.
• Finds debt securities and low-volatility investments to maximise safety.