Nippon India Regular Saving Fund

Overview of Nippon India Regular Saving - Equity Mutual Fund

1. Type or nature of fundNippon India Regular Saving - Equity Fund is an open-ended equity mutual fund scheme
2. Investment objectiveNippon India Regular Saving - Equity Mutual Fund is primarily aimed at generating consistent returns and capital appreciation by investing actively into equity and equity related securities.
3. Fund InformationInception date•9th June 2005CRISIL rank•3OptionsDividend and GrowthSchemesNippon India Regular Savings Fund - Debt OptionNippon India Regular Savings Fund - Equity OptionNippon India Regular Savings Fund - Balanced OptionEntry loadNILExit load1% if redeemed before completion of 1 year, NIL if units are redeemed after completion of 1 year from the date of allotment of unitsMinimum investmentRs.500 and then in multiples of Re.1 and Rs.1000 (plus multiples of Re.1)SIPYes. Following is the break-up for various plans. Minimum investment amount for investing in SIP for Nippon India Regular Savings Plan is listed below:Product label - Risk and target investorsModerately High, most suitable for investors who want long-term capital appreciation and are willing to take a higher riskBenchmarkS&P BSE 100SWPYes, AvailableSTPYes, AvailableRedemptionNippon India Regular Savings Fund offers unique feature of Any Time Money Card enabling investors to withdraw its investment anytime,anywhere.TaxationApplicable taxes depend upon the type of mutual fund scheme availed and the amount and time of redemption of units. However, it is in the best interest of investors to consult a tax adviser for computation of applicable tax before redemption of units.
   1. Rs.100/- per month then in multiples of Re. 1/- for minimum 60 months
   2. Rs.500/- per month then in multiples of Re. 1/- for minimum 12 months
   3. Rs.1000/- per month then in multiples of Re. 1/- for minimum 6 months
   4. Rs.500/- per quarter then in multiples of Re. 1/- for minimum 12 quarters
   5. Rs.1500/- per quarter then in multiples of Re. 1/- for minimum 4 quarters
   6. Rs. 5000/- per year then in multiples of Rs. 500/- for minimum 2 years
4. Fund managerOmprakash Kuckian is the Fund Manager of Nippon India Regular Savings Fund. Mr. Kuckian is a B.Com (H) and AICWA. Prior to joining Nippon India Mutual Funds, he had worked with Religare Invesco AMC and HDFC Securities. Other funds managed by Omprakash Kuckian are listed below.Nippon India NRI Equity Fund-GrowthNippon India Focused Large Cap FundNippon India Capital Builder Fund III Series A-GrowthNippon India Capital Builder Fund III Series A Direct-GrowthNippon India Regular Savings Fund Equity Plan Direct-GrowthNippon India Focused Large Cap Fund Direct - GrowthNippon India NRI Equity Fund Direct-Growth
5. Investment philosophy or strategyFollowing is the philosophy and strategy at which Nippon India Regular Savings Mutual Fund is based.
   1. Aimed at participation in multi-cap strategy in order to leverage investment opportunities across all sectors and market capitalization
   2. Based on current market situation, fund manager has the authority to switch between large-cap and medium funds to boost profitability and mitigate risk
   3. Nippon India Regular Savings fund is focused on investment in niche companies and observing macro trends in order to invest capital wisely
   4. The fund investment strategy involves concentrated holdings resulting in around 21% exposure in top 5 holdings.
   5. Nippon India Regular Fund sometimes takes cash calls depending on market trends in order to participate in sudden potential opportunities
6. Portfolio - Sector / Top 10 holdingsGiven below is the stock names and the sector break-up of stocks that Nippon India Regular Savings Fund is currently invested in.HOLDINGASSET TYPEALLOCATION(%)SECTORHoneywell Automation India Ltd.Equity5.33%Industrial Capital GoodsBombay Burmah Trdg. Corpn. Ltd.Equity4.25%BanksLarsen & Toubro Ltd.Equity4.07%ConstructionHDFC Bank Ltd.Equity3.89%BanksTorrent Pharmaceuticals Ltd.Equity3.53%PharmaDivi's Laboratories Ltd.Equity3.43%ChemicalUltratech Cement Ltd.Equity3.30%CementAditya Birla Nuvo Ltd.Equity3.08%ServicesInfosys Ltd.Equity3.01%ITALSTOM India Ltd.Equity2.88%IT
7. Risk measures -The risk measures listed below have been calculated by taking rolling return for a 3 year period from 31/08/2012 to 31/08/2015•Sharpe Ratio•0.14•Alpha•NA•Beta•NA•Portfolio Turnover Ratio•0.32
8. Fund Performance•AUM•Rs. 2,650.89 crores•NAV•51.83•Expenses, expense ratio•2.49%

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