Indiabulls Mutual Fund

Indiabulls Mutual Fund is an Indian Mutual Fund which is offered by Indiabulls Asset Management and is registered under SEBI. It has been established as a Trust with Indiabulls Housing Finance Limited as its sponsor and Indiabulls Trustee Company Limited as its Trustee. Indiabulls Housing Finance Limited is one of the fastest growing private sector financial services companies which is committed to providing multiple financial services.

Types of Mutual Funds Offered by Indiabulls Asset Management:

Indiabulls Asset Management offers two types of funds. They are as follows:

• Debt Funds
• Equity Funds

Debt Funds Offered by Indiabulls Asset Management:

The following debt funds are offered by Indiabulls Asset Management:

1. Indiabulls Liquid Fund

Fund Type	Open-ended Liquid Scheme
Date of Allotment	25 October 2011
Entry Load	N/A
Exit Load	Nil
Benchmark Index	Crisil Liquid Fund Index
Fund Manager	Mr. Malay Shah
Risk Factor	Low Risk

Investment Objective of Indiabulls Liquid Fund

The basic objective of the Indiabulls Liquid Fund is to provide a high level of liquidity with returns which are proportionate to low risk through a portfolio of debt securities and money market with maturity up to 91 days. Nevertheless, there is no assurance of the investment objective of the Scheme being achieved.

Who is the Indiabulls Liquid Fund for?

The Indiabulls Liquid Fund is a product which is suitable for investors who are seeking high level of liquidity with corresponding returns over short term, through investment in money market and debt securities with up to 91 days of maturity.

2. Indiabulls Ultra Short Term Fund

Fund Type	Ultra Short Duration Fund - An open ended ultra-short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3 months and 6 months
Date of Allotment	Not Applicable
Entry Load	N/A
Exit Load	Nil
Benchmark Index	Crisil Liquid Fund Index
Fund Manager	Mr. Malay Shah
Risk Factor	Moderately Low Risk

Investment Objective of Indiabulls Ultra Short Term Fund

The main objective of Indiabulls Ultra Short Term Fund is to provide liquidity with returns which is proportional with low risk through a portfolio of money market and debt securities such that the Macaulay duration of the portfolio is between 3 months and 6 months. Who is Indiabulls Ultra Short Term Fund for?The Indiabulls Ultra Short Term Fund is suitable for investors who are seeking liquidity with corresponding returns over short term, through investment in money market and debt securities

3. Indiabulls Short Term Fund

Fund Type	An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 years and 3 years
Date of Allotment	Not Applicable
Entry Load	N/A
Exit Load	Nil
Benchmark Index	CRISIL Short Term Bond Fund Index
Fund Manager	Mr. Malay Shah
Risk Factor	Moderate Risk

Investment Objective of Indiabulls Short Term FundThe main objective of the Indiabulls Short Term Fund is to generate stable returns over short term with a low risk strategy while maintaining liquidity through a portfolio comprising debt and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years. However, there is no assurance of the investment objective of the Scheme being achieved. Who is Indiabulls Short Term Fund for?The Indiabulls Short Term Fund is suitable for investors who are seeking stable returns over short term while maintaining liquidity through investment in debt and money market instruments.

4. Indiabulls Income Fund

Fund Type	Medium Duration Fund - An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3 years and 4 years
Date of Allotment	Not Applicable
Entry Load	N/A
Exit Load	Nil
Benchmark Index	CRISIL Composite Bond Fund Index
Fund Manager	Mr. Malay Shah
Risk Factor	Moderate Risk

Investment Objective of Indiabulls Income FundThe main objective of the Indiabulls Income Fund is to generate a steady flow of income and medium to long term capital gains through investment in fixed income securities. The Macaulay duration of the portfolio is generally between 3 years to 4 years. However, under predicted adverse situation, the duration is 1 year to 4 years. There is no assurance that the investment objective of the scheme will be achieved. Who is the Indiabulls Income Fund for?The Indiabulls Income Fund is suitable for investors who are seeking a regular income along with capital gains over medium to long term through investment in fixed income securities.

5. Indiabulls Gilt Fund

Fund Type	Gilt Fund - An open ended debt scheme investing in government securities across maturity
Date of Allotment	Not Applicable
Entry Load	N/A
Exit Load	Nil
Benchmark Index	I-Sec Composite Index
Fund Manager	Mr. Malay Shah
Risk Factor	Moderate Risk

Investment Objective of Indiabulls Gilt FundThe primary objective of the Indiabulls Gilt Fund is to generate income and/or capital gains by investing in government securities (Central Government and State Governments) without any restriction on the maturity. However, the fund does not assure guaranteed returns and the investment objective of the scheme. Who is the Indiabulls Gilt Fund for?The Indiabulls Gilt Fund is mainly suitable for investors who are seeking income and capital gains over medium to long term through investments made in sovereign securities issued by Central Government or State Governments, without any restriction on the maturity of the portfolio.

6. Indiabulls Savings Income Fund

Fund Type	Conservative Hybrid Fund - An open ended hybrid scheme investing predominantly in debt instruments
Date of Allotment	Not Applicable
Entry Load	N/A
Exit Load	1% - if redeemed/switched out within 1 year from the date of allotment Nil - if redeemed/switched out after 1 year from the date of allotment
Benchmark Index	CRISIL Hybrid 75+25 - Conservative Index
Fund Manager	Mr. Malay Shah and Mr. Sumit Bhatnagar
Risk Factor	Moderate Risk

Investment Objective of Indiabulls Savings Income FundThe main objective of the Indiabulls Savings Income Fund is to generate regular monthly returns through investment in debt securities. The secondary objective is to generate long-term capital gains by investing a part of the Scheme’s assets in equity securities. There is, however, no assurance that the investment objective of the scheme will be achieved. Who is the Indiabulls Savings Income Fund for?The Indiabulls Savings Income Fund is suitable for investors who are seeking capital appreciation along with regular monthly returns over a long period of time, primarily through investments in debt securities.

Equity Funds Offered by Indiabulls Asset Management:

The following equity funds are offered by Indiabulls Asset Management:

1. Indiabulls Blue Chip Fund

Fund Type	Large Cap Fund - An open ended equity scheme predominantly investing in large cap stocks
Date of Allotment	Not Applicable
Entry Load	Not Applicable
Exit Load	1% - if redeemed/switched out within 1 year from the date of allotment Nil - if redeemed/switched out after 1 year from the date of allotment
Benchmark Index	NIFTY 50 TRI
Fund Manager	Mr. Sumit Bhatnagar
Risk Factor	Moderately High Risk

Investment Objective of the Indiabulls Blue Chip FundThe main objective of the Indiabulls Blue Chip Fund is to provide long-term capital gains arising from investments made in equity and equity-related securities of blue-chip large cap companies. Although, the investment objective of the scheme might not always be realised. Who is the Indiabulls Blue Chip Fund for?The Indiabulls Blue Chip Fund is suitable for investors who are seeking long-term capital gains through a portfolio that is invested in equity and equity-based securities of blue-chip large cap companies.

2. Indiabulls Arbitrage Fund

Fund Type	An open ended scheme investing in arbitrage opportunities
Date of Allotment	Not Applicable
Entry Load	Not Applicable
Exit Load	0.25% - if redeemed/switched out within 1 month from the date of allotment Nil - if redeemed/switched out after 1 month from the date of allotment
Benchmark Index	Crisil Liquid Fund Index
Fund Manager	Mr. Sumit Bhatnagar
Risk Factor	Moderately Low Risk

Investment Objectives of the Indiabulls Arbitrage Fund

The primary objective of the Indiabulls Arbitrage Fund is to generate income by investing in arbitrage opportunities in the cash and derivative segments of the equity markets and the arbitrage opportunities available within the derivative segment and by investing the balance in debt and money market instruments. There is no assurance of the investment objective of the scheme being realised. Who is the Indiabulls Arbitrage Fund for?

The Indiabulls Arbitrage Fund is suitable for investors who are seeking to generate reasonable returns over short to medium term through investments made partly in arbitrage opportunities and partly in debt and money market instruments.

3. Indiabulls Value Discovery Fund

Fund Type	An open ended equity scheme
Date of Allotment	Not Applicable
Entry Load	Not Applicable
Exit Load	1% - if redeemed/switched out within 1 year from the date of allotment Nil - if redeemed/switched out after 1 year from the date of allotment
Benchmark Index	S&P BSE 500 TRI
Fund Manager	Mr. Sumit Bhatnagar Mr. Malay Shah
Risk Factor	Moderately High Risk

Investment Objectives of the Indiabulls Value Discovery Fund

The main objective of the Indiabulls Value Discovery Fund is to generate capital gains by investing in equity and equity related securities of companies that meet the relative value criteria and fall within top 500 depending on the market cap. The investment objective returns are not assured under this scheme.

Who is the Indiabulls Value Discovery Fund for?The Indiabulls Value Discovery Fund is suitable for investors who are seeking for capital gains and long term capital growth through investments made in companies that offer high relative value.

4. Indiabulls Tax Saving Funds

Fund Type	ELSS - An open ended equity linked saving scheme with a statutory lock-in of 3 years and tax benefit
Date of Allotment	Not Applicable
Entry Load	Not Applicable
Exit Load	Nil
Benchmark Index	S&P BSE 500 TRI
Fund Manager	Mr. Sumit Bhatnagar and Mr. Malay Shah
Risk Factor	Moderately High Risk

Investment objectives of the Indiabulls Tax Saving Fund

The main objective of the Indiabulls Tax Saving Fund is to generate long-term capital gains from diversified portfolio, predominantly consisting of equity and equity related securities. The scheme also offers tax benefits under Section 80C of the Income Tax Act. However, the returns are not guaranteed and the investment objectives might not always be realised.

Who is the Indiabulls Tax Saving Fund for?

The Indiabulls Tax Saving Fund is suitable for investors who are seeking to generate long-term capital appreciation and avail tax benefits under Section 80C of the Income Tax Act at the same time.

Save Tax by Investing in Tax Savings Mutual Funds from Indiabulls Asset Management

As per the provisions of the Income Tax Act, 1961, an individual can avail tax deductions under Section 80C to the extent of Rs.1.5 lakh. This tax benefit can be claimed by investing in mutual funds as well. The Indiabulls Tax Saving Fund offered by Indiabulls Asset Management is a great option where an individual can invest and save on tax by claiming deductions.

Who is Eligible for Indiabulls Mutual Funds?

If an individual falls under any one of the following categories, he/she will be eligible to invest in Indiabulls mutual funds:

• NRIs
• Companies
• Resident individuals
• Partnership firms
• Trusts
• FIIs
• Banking companies
• Hindu Undivided Families
• Insurance companies
• Parents or lawful guardians on behalf of minors
• Pension funds
• Public financial institutions

Documents Required for Indiabulls Mutual Funds

Indiabulls requires you to provide the following documents in order to invest in mutual funds:

• Application forms: One form each to open an MF account, to choose an SIP, and to transfer funds electronically from your bank account. All the forms are to be duly filled and signed.
• KYC documents: KYC individual form and a passport-sized photograph of the individual are to be submitted.
• Identity proof: A Photo Identity proof like PAN Card, Aadhaar Card, Voter’s ID, Driving License, or Passport is to be provided as an identity proof.
• Address proof: Any one of Aadhaar Card, Passport, Voter’s ID, Ration Card, Driving License, utility bills like telephone bill, electricity bill, or gas bill, bank account statement, passbook, flat maintenance bill, insurance copy, or registered sale/lease agreement of residence can be provided as an address proof.
• Third party declaration: In case, the investment is being made on behalf of a minor, a third-party declaration form is to be duly filled, signed, and submitted.

How to invest in Indiabulls Mutual Funds online?

One can invest in Indiabulls Mutual Funds online through their official website. In order to invest online the steps listed below are to be followed:

1. Visit the official website: http://www.indiabullsamc.com.
2. Find the ‘Transact Online’ button on the Homepage and click on it.
3. You will be redirected to a new page which will ask if you are an ‘Existing Investor’ or a ‘New Investor’. Choose ‘New Investor’ (if you are a new investor).
4. You will be redirected to a new page which will mark the beginning of the process of first time online investment. This page will ask for your PAN.
5. Once the PAN has been entered you will be redirected to the eKYC page. On this page, you have to fill up details like date of birth, name, email ID, mobile number, and Aadhaar number.
6. After the submission of the eKYC form, the server will verify the provided information and your login credentials will be generated.
7. You have to use these credentials to log into your account.
8. A list of available products will be shown on the next page. Choose the scheme you are willing to invest in.
9. Payment for a Systematic Investment Plan (SIP) can be made through internet banking only. For other cases, payment can be made using other modes of payment as well.
10. Once you have selected the desired scheme, you can proceed to make an online payment. After the successful payment is made, you will be redirected to a payment confirmation page. You might consider printing this page and keeping it with you for future references.

Why Choose Indiabulls Mutual Funds?

Indiabulls Mutual Funds can be considered as a great option for investment as it is one of India’s leading financial services companies providing Housing Finance, Asset Management, Consumer Finance, Commercial Loans, and Advisory services. The company provides a number of financial services and serves a huge base of 9.2 lakh customers. In terms of net worth, the company also stands among the top players in the private sector financial services groups.

Frequently Asked Questions

1. Is the KYC compulsory?

Yes. Earlier, KYC compliance was compulsory only for investors investing Rs.50,000 or more. However, the KYC compliance has been made compulsory for all groups of investors irrespective of investment value, with effect from 1 January 2011.

2. Do I have to pay a fee to open an online account?

No. Opening an online account is free of cost.

3. Can my KYC application be cancelled or rejected? What happens if it does?

Yes, your KYC application might be cancelled or rejected. In case the application form lacks all the required information or mandatory documentation, the application will be rejected or cancelled. In case of a rejection or cancellation, further investments will not be permitted.

4. Do I have to renew my KYC after a certain period of time?

No. KYC is a one-time formality. Once your KYC is acknowledged, it will be registered against the folio. This will be used for all future account statements.

5. Is it safe to make online payments?

Yes. www.indiabullsamc.com uses Secure Sockets Layer (SSL) technology to ensure security of all the data transmitted over the public domain. SSL is one of the most effective and secure protocols to transmit confidential data over the worldwide web. Thus, making online transactions for buying mutual funds is absolutely safe.