If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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We found 28 Varanasi Car Loan
Bank Name
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure Range
8.85% - 11.60% Fixed
Up to ₹4,720 One time fee
1L Min
1-7 Years
Response Time : Within 30 minutes
Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
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8.60% - 11.50% Fixed
Up to ₹5,500
1L Min
1-7 Years
Response Time : Within 30 minutes
What you'll love
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Perks
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Fees & Charges
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Eligibility Criteria
13.50% - 14.50% Floating
2% One time fee
1.5L - 25L
1-7 Years
Response Time : Within 30 minutes
Rs.2,500 Amazon Voucher 100% financing on car value
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Eligibility Criteria
12.75% - 15.50% Fixed
Up to ₹5,310 One time fee
75K Min
1-7 Years
Response Time : Within 30 minutes
Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
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16% Floating
1% One time fee
50K - 15L
1-4 Years
Response Time : Within 30 minutes
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Eligibility Criteria
12% - 13% Fixed
1% One time fee
50K - 10L
1-4 Years
Response Time : Within 30 minutes
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Fees & Charges
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Eligibility Criteria
8.95% - 13.40% Fixed
Up to ₹ 5,000 One time fee
1L Min
1-7 Years
Response Time : Within 30 minutes
Rs.2,500 Amazon Voucher
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Perks
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9.15% Floating
575 One time fee
1L - 2Crs
1-7 Years
Response Time : Within 30 minutes
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Perks
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Eligibility Criteria
11.50% Floating
575 One time fee
1L Min
1-3 Years
Response Time : Within 30 minutes
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Eligibility Criteria
9.05% Floating
575 One time fee
1L - 2Crs
1-7 Years
Response Time : Within 30 minutes
SPECIAL OFFER FOR WOMEN
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9.55% Floating
0.5% (min. ₹575)
1L Min
1-7 Years
Response Time : Within 30 minutes
What you'll love
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12.05% - 12.25% Fixed
0
1L to 15L
1-6 Years
Response Time : Within 30 minutes
Documents
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Fees & Charges
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  • Varanasi Car Loan is Rated as "Great!" by 48 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Varanasi Car Loan

    Varanasi is the one of the oldest cities in the country and world which is constantly inhabited by people.Varanasi is known for its Panchakarma and authentic ayurvedic treatment. There are a large number of ayurvedic treatment centers and clinics in the city.Varanasi is home to a number of beautiful temples. The Kashi Vishwanath Temple is one of the most significant temples in the city. It is visited by millions of people from all over the world every year.The Banaras Hindu University which is situated in the city is known to be the largest residential universities in entire Asia. As the city is visited by millions of people every year, tourism has led to the economic development of the state. Some of the other industries in the city are manufacturers of heavy equipment, copperware, brassware, handicrafts, gold jewelry, rugs, carpets, clay toys and so forth.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Varanasi Car Loan if you are

    01
    02
    03
    04
    Varanasi Car Loan Minimum Age

    At least 21 years old

    Varanasi Car Loan Maximum Age

    Less than 67 years old

    Varanasi Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Varanasi Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Varanasi Car Loan amount eligibility is based on these factors

    01
    02
    03
    Varanasi Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Varanasi Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Varanasi Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Varanasi Car Loan amount by these steps

    01
    02
    Varanasi Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Varanasi Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Varanasi Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Varanasi Car Loan Interest RatesUpdated on 17 Dec 2018

    Varanasi Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Varanasi Car Loan Reviews

    • Bank Bazaar Car Loan
      "Good services"
      0.5 5.0/5 "Blown Away!"
      The website is good at Bankbazaar and the customer services they provided was on time. There were a number of follow up calls. The details was clearly conveyed and the details on the site is also simple and easy to understand and follow. Satisfies overall.
      Was this review helpful? 0
      , varanasi
      Reviewed on Sep 23, 2017
    • HDFC Bank Car Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I am pretty happy with the services of HDFC Bank. They have done a good process for the car loan. The customer services are good and the response was on time. The loan letter is also sent on time. I got the rate of interest of 9%. The processing charges is also normal.
      Was this review helpful? 0
      , varanasi
      Reviewed on Sep 23, 2017
    • IndusInd Bank Car Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      Indus ind bank had disbursed my car loan within a span of 2 to 3 days of time. The customer service and the response provided by Indus Ind bank is really good. The rate of interest is nominal with Indus ind. The requested loan amount has been approved and I am very much happy with the loan amount too.
      Was this review helpful? 0
      , varanasi
      Reviewed on Jul 30, 2017
    • Bank Bazaar Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I know bank bazaar for a very long time, but I have used it recently. The customer service and the response is really good with bank bazaar. The portal is good to use and user friendly. The customer service also enabled me to get in touch with the partner bank based on my requirement. In all, I got good service from bank bazaar.
      Was this review helpful? 0
      , varanasi
      Reviewed on Jul 30, 2017
    • HDFC Bank Car Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have planned to get the car loan from HDFC bank , but the executives told that my residence pin code doesn't have the eligibility to get the loan so that was the reason I haven't got the loan from HDFC bank. The customer service and the response provided by HDFC bank is good. I would say it was an average service.
      Was this review helpful? 0
      , varanasi
      Reviewed on Jul 30, 2017
    • HDFC Bank Car Loan
      "Better Service"
      0.5 2.0/5 "Expected more"
      Still, I am waiting for the response from HDFC bank for the car loan process. I had approached HDFC for the car loan through online source. I had not received any calls or information from the bank. Also I am out of station, it would be great if they respond properly.
      Was this review helpful? 0
      , varanasi
      Reviewed on Jun 24, 2017
    • Bank Bazaar Car Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is really good and Mr. Venkatesh from the team, also really have helped me very well, also he resolved many issues . Prompt response is the one, which I really liked in Bankbazaar.com and am using it from the last four to five months of time.
      Was this review helpful? 0
      , varanasi
      Reviewed on Jun 20, 2017
    • HDFC Bank Car Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      Rate of interest for the car loan with the HDFC bank was nominal one. The loan amount got disbursed to my account within two days of time, also the services were good one with them. Processing charges were really nominal one, also they have funded around 100% cost of ex showroom price of the car.
      Was this review helpful? 1
      , varanasi
      Reviewed on Jun 20, 2017
    • Bank Bazaar Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I came to know about bank bazaar through help of social networks. I am with bank bazaar for about 2 to 3 months. I had applied car loan through bank bazaar web portal , which is easy to use and customer friendly. The response was really good with my car loan application with the bank bazaar support team.
      Was this review helpful? 0
      , varanasi
      Reviewed on May 09, 2017
    • HDFC Bank Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      When I approached Hdfc bank for my car loan, the documentation process did not take place, because I hold a salaried account with HDFC bank. They just took 2 days to disburse my car loan. The rate of interest is nominal with HDFC bank. Overall it was an excellent service provided by HDFC bank.
      Was this review helpful? 0
      , varanasi
      Reviewed on May 09, 2017
    • Bank Bazaar Car Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I did not have any issues with Bankbazaar when I submitted my loan application with them. They were good enough in providing enough support to the consumers. Also they had provided the information about interest rate and processing fees as well.
      Was this review helpful? 1
      , varanasi
      Reviewed on Apr 18, 2017
    • HDFC Bank Car Loan
      "Delayed Response"
      0.5 3.5/5 "Pretty good"
      Though I received a good response from HDFC bank for my car loan, they were delaying the car loan process so I just went ahead and applied with PNB bank. I got a fast service from PNB and I had taken a car loan. If I got a timely response from HDFC bank I would not have gone with other banks.
      Was this review helpful? 0
      , varanasi
      Reviewed on Apr 18, 2017
    • Bank Bazaar Car Loan
      "Simple process for a loan"
      0.5 5.0/5 "Blown Away!"
      The process followed by bankbazaar is not complexed, it is actually made simple for any customer to get loan easily. Coming to the response part of it, it is very fast. They quickly forward the application to the banks . To sum up, my experience was good.
      Was this review helpful? 0
      , varanasi
      Reviewed on Aug 11, 2016
    • TVS Credit Services Car Loan
      "Nice services and hassle free process"
      0.5 5.0/5 "Blown Away!"
      The servicing team of TVS credit offered a good service, also TVS hardly took a week's time to accomplish the task. They had contacted me on time and collected all my papers on time. The rate of interest offered was 15% and the processing charges was hardly 1K and the fee is pretty nominal.
      Was this review helpful? 0
      , varanasi
      Reviewed on Aug 11, 2016
    • Bank Bazaar Car Loan
      "Fine"
      0.5 5.0/5 "Blown Away!"
      I am completely happy with the way bankbazaar functions. It was when, I was surfing to take a car loan through the car dekho or carwale.com I was routed to bankbazaar. After logging into the website I felt it is very easy to navigate around. Overall it was a fine experience.
      Was this review helpful? 0
      , varanasi
      Reviewed on Jul 08, 2016
    • HDFC Bank Car Loan
      "No complaints"
      0.5 5.0/5 "Blown Away!"
      The reason why I did not go ahead with my car loan with the HDFC bank with whom I had submitted my application was, I got the car loan from the Union bank with where I hold my account and was near to my office. Interest rate with HDFC was 16.25% and it was fixed.
      Was this review helpful? 0
      , varanasi
      Reviewed on Jul 08, 2016
    • Bank Bazaar Car Loan
      "Good"
      0.5 4.0/5 "Great!"
      My experience was good with bankbazaar. They have good website because we can check the best interest rate in the market for the loans. It is easy to handle the site and get the information. The communication with the customer executive was good
      Was this review helpful? 2
      , varanasi
      Reviewed on Mar 12, 2016
    • HDFC Bank Car Loan
      "Good"
      0.5 4.0/5 "Great!"
      On time i got the response from hdfc bank for the car loan application. The overall process was completed within one week. They are charging 9.85% interest rate for the new car and there was no processing fee . They approved 90% of the loan amount.
      Was this review helpful? 3
      , varanasi
      Reviewed on Mar 12, 2016
    • HDFC Bank Car Loan
      "Good. "
      0.5 4.0/5 "Great!"
      My car loan experience with HDFC was extremely good. HDFC officials directly came to my home and collected all the documents. The entire process was perfect and fast too. Interest rate offered to me was quite a moderate one. Disbursement was within 24 hours.
      Was this review helpful? 0
      , varanasi
      Reviewed on Feb 15, 2016
    • Bank Bazaar Car Loan
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      I got to know bankbazaar through one of my friend who uses it. After going through the website I realized bankbazaar provides everything that a customer needs. The website is colorful too. Bankbazaar's way of serving their customers is great.
      Was this review helpful? 0
      , varanasi
      Reviewed on Feb 02, 2016
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