If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    Bankbazaar Car Loan Eligibility

    We found 31 Car Loan Eligibility
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.35% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
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    13.1% - 15% Floating
    999 + applicable tax
    20K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
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    Eligibility Criteria
    8.60% - 11.50% Fixed
    Up to ₹5,500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
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    Good to Know
    Eligibility Criteria
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% financing on car value
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    Eligibility Criteria
    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
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    Eligibility Criteria
    8.75% - 8.80% Fixed
    3,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
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    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
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    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
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    Eligibility Criteria
    12% - 13% Fixed
    1% One time fee
    50K - 10L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.75% - 13% Fixed
    Up to ₹ 5,000 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time : Within 30 minutes
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    Perks
    Good to Know
    Eligibility Criteria
    11.50% Floating
    575 One time fee
    1L Min
    1-3 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
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  • Car Loan Eligibility is Rated as "Great!" by 34570 Users

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    Car Loan Eligibility

    Car Loan Eligibility Particulars Details
    Minimum Age 18 years
    Maximum age 60 Years for salaried & 65 years for self-employed and businessmen
    Monthly income of loan applicant Rs.10,000 per month
    Pre-existing EMI amount Depends on loan amount, loan tenure, and interest rate
    Country/Place of residence India Rural/semi-urban/urban
    Stability in residence At least 1-year stay at present residence
    Car manufacturer Any approved Indian or foreign car manufacturer
    Car model Any approved car model
    Type of employment Salaried or self
    Date of birth Applicant’s age should be at least 18 years and not more than 75 years
    Type of residence Any approved residence with a good parking space inside or outside the house

    Car loans are advances made by banks and other auto-finance companies to financially enable borrowers to purchase a car for private or commercial use.

    In today’s world, a car can come in handy in a number of different situations. Not only does it help in commuting from one place to another, it also is a lot safer to travel in when compared to a two-wheeler. There are some who purchase a car to raise their status in society while others have a more practical reason for their purchase. Either way, a car comes with its own features and benefits. A number of car dealers and financers have developed new schemes to help individuals make their dreams of owning a car come true. There are a various banks and lenders who have developed new and lucrative car loan products to aid new car owners. These products are generally offered at low interest rates to make them affordable for all divisions of society. Each one of these banks and financiers have a pre-set eligibility criteria. These criteria may range from one lender to another.

    Car Loan Eligibility differs based on the criteria set by the lender taking into account the borrower’s profile.


    Car Loan Eligibility Calculator

    A Car Loan Eligibility Calculator is a tool used to determine the car loan amount that a person can apply for with a bank. The eligibility calculator can help an individual get a preview of the percentage of the maximum loan amount that can be sanctioned by the bank. The maximum loan amount and tenure of the loan vary depending on whether the car is new or used, value of the car, and the maximum EMI that the applicant can pay. The car loan amount sanctioned by a banking institution also depends on the loan tenure opted for and the monthly income of the loan applicant.

    Car Loan Eligibility

    An individual will have to provide a few basic details such as:

    • The monthly income of the applicant
    • Pre-existing EMI amount
    • Country/place of residence
    • Car manufacturer
    • Date of birth
    • Car model
    • Type of employment
    • Annual Income
    • Type of residence

    With a Car Loan Eligibility Calculator, an individual can compare car loan amounts and tenures offered by various banks. Once an individual selects either the “New Car or Used Car” options, they would have to input their monthly income and the EMI amount on any existing loan amount.

    Car Loan Eligibility for Salaried Individuals

    A number of these lenders offer lucrative car loan schemes to salaried individuals. With a steady income, these individuals are more likely to repay their car loan without any hiccups. Depending on the type of car loan that’s available, banks and financiers have different conditions and criteria that an individual would have to meet. A salaried individual should earn more than Rs.2 lakh per annum to be eligible for most car loans. These individuals will be eligible to avail a car loan ranging between Rs.6 lakh and Rs.7 lakh at an affordable rate of interest. Salaried individuals who earn an annual salary that’s mentioned will be entitled to receive a higher car loan amount.

    A car loan is sanctioned to an individual after he/she has submitted their salary slips along with their PAN card information. In some cases, financial firms or banks will require a copy of the applicant’s income tax returns which were paid by the applicant in the previous financial year. Other requirements may include the type of work that they are involved in. The lender will want to ensure that the applicant has a stable job to ensure that the applicant has a steady income coming in during the tenure of the car loan. The applicant will also have to provide a PAT (Profit After Tax) if they work in a private firm or company. The minimum PAT should be over Rs.2 lakh. The business of the company or firm that the applicant is working for must show stability for more than 3 years.

    In today’s times, banks and lenders have made it easy for an individual to apply for a car loan. With vehicle financing being made readily available online, people can upload their documents and have a car loan sanctioned in no time at all. Auto dealers help their customers finance their vehicles by providing all necessary information that a person would require. Extensive research can help a person zone in on a car loan scheme that best suits their needs and requirements. An individual who’s looking for a car loan option can also visit a financial website like BankBazaar to search and compare car loans offered by various banks to help them choose a suitable car loan.

    Pre-approved Car Loans for Salaried Employees

    Applicants who have a salary account with certain banks can get pre-approved loans if they are employed at any of the following organisations:

    • Multinational Corporations (MNCs).
    • Public Limited and Private Limited Companies.
    • Permanent employees of any Public Sector Undertakings (PSUs).
    • Permanent employees of the State or Central Government.
    • Permanent employees of reputed educational institutions like schools or colleges.

    If you apply for a car loan at a bank that you have been currently banking with, then you not only have better chances of loan approval but also get the added benefit of minimum paperwork.

    Apply for Car Loan Online

    Car Loan Eligibility Criteria for a Used Car Loan

    With the used car market steadily growing in India, banks and lenders have realised that affordable and lucrative car loan options would bear fruit in the auto market. Lenders have realised this and have started introducing used car loan products into the auto market to cater to the needs and requirements of the people. In today’s times, car owners change cars every few years which has resulted in a number of used cars entering the market. A buyer can either purchase a used car from the original owner directly or they can purchase their car from a certified dealer. Banks have been quite flexible in offering customisation options which customers can avail on their used car loans. An individual is eligible for a used car loan option if they meet the following criteria:

    • The borrower (if he/she is a salaried individual) should earn a minimum annual salary of Rs.3 lakhs and should also be employed for a minimum term of two years while working with the current employer for at least one year.
    • The borrower (if he/she is a self-employed individual) should earn a minimum annual income of Rs.2 lakhs and should be involved in business for a minimum period of 3 years.
    • A potential used car loan applicant will have to submit the following documents to have their application approved:
      • Proof of Identity: A borrower can submit their PAN Card, passport, driving licence or any other document that has been issued by the government.
      • Proof of Age: The borrower's age should be more than 21 years to avail a used car loan. The borrower can provide a relevant document that has been authorised by a legal authority for proof of age. Documents like ration card, driving license, voters card, passport, school leaving certificate, etc. are accepted.
      • Proof of Income: Salaried individuals can submit their ITR/Form-16/Salary Slips as a proof of income. Self-employed individuals can submit their balance sheets or ITRs. P&L accounts can also be submitted.
      • Proof of Address: A borrower can submit their driving license, ration card, voters card, school leaving certificate, passport etc.
      • Other documents that will be required are a signature verification proof and 2 passport photographs.

    Guide to Choosing the right Car Loan

    Choosing the right car loan can be a tedious job requiring a lot of research and time. But if a borrower does their research on car loans offered by various banks and lenders, he/she can save a lot of money when choosing their car loan. With an increase in consumer needs, car makers have launched a number of new products that come with attractive features. A good car loan can help a potential car owner realise their dream of owning their own four-wheeler. Some of the important points that a borrower will have to keep in mind are:

    • The borrower should do their research to ensure that they choose the right car loan option that best suits their needs and requirements. Various banks offer car loans and charge different interest rates. It is therefore advisable that a borrower compares car loans offered by different banks.
    • The borrower should use a car loan EMI Calculator to assess their finances during the tenure of the loan. Banking sites like the official website of BankBazaar offers a comprehensive EMI Calculator that can be used any number of times to determine the EMI that needs to be paid on a car loan.
    • It is very important for borrower to stick to his/her budget to determine their repayment capability. It is advisable that the borrower should finalize on a car that best suits their budget.
    • The borrower should consider the additional charges and fees which are levied on a car loan.
    • The borrower should ensure that they are aware of the rate of interest that's levied on a car loan. A lower interest rate would indicate that the EMIs that are paid towards a car loan would also be low. However, a lower interest rate that's offered on a car loan signifies that a few features or services would not be available with the car loan.

    In summary, a lot goes into the whole process of selecting and applying for a car loan with a bank or lender. A borrower will spend a good deal of time in ensuring that the car loan that has been sanctioned is repaid with interest. A car loan can be a very handy tool to possess and people who wish to purchase a new car can do so with the help of a car loan that's sanctioned by a reliable bank or lender.

    How to Apply for Car Loan Online?

    Nowadays, it is easy to apply for a car loan from the comfort of your home or office. All you have to do is visit the bank website, download the application form, fill it up and submit it along with the necessary documents. You can also visit the nearest bank branch to submit the application form and get the guidance of a bank executive on the car loan application process.

    Documents Required for a Car Loan

    To apply for a car loan, you are required to submit identity proof, age proof, income proof, and address proof along with a duly-filled and signed application form to the bank or NBFC. You can submit the following documents as necessary proofs to support your car loan application:

    • ID proof - PAN Card, Aadhaar Card, Passport, Driving Licence, and Voter’s ID Card.
    • Age Proof - Birth certificate and 10th or 12th school certificate.
    • Application form - Download from the bank website, fill it up and sign it before submitting.
    • Photograph - Recently taken passport-size photographs.
    • Address proof - Ration card and utility bills like telephone and electricity bills.
    • Income proof - The latest salary slip, the last 3 months’ bank statement, and Form 16.

    The bank will verify the documents and details furnished by you. It will process your car loan application and upon approval, disburse the loan amount to your bank account within a few hours.

    Car Loan Eligibility - Factors

    • Income levels: Higher the income better the chances for a higher loan amount
    • Income regularity: Regular income improves chances for loan approval
    • Kind of Car: New cars are more easily financed than used cars; a high-end model will be expensive which means the borrower has to be able to pay the portion not funded by the loan (LTV ratio)
    • Longer tenors will enhance repayment capacity

    Are You Eligible for Car Loan?

    A multitude of options makes it difficult for borrowers to gauge their car loan eligibility from each lender.

    Bank Bazaar resolves this issue by allowing users to input their background information in a user-friendly way for instant quotes.

    The results are displayed in a convenient manner so as to facilitate easy comparison of car loan offers from different lenders.

    Once users choose the offer of choice they can apply for the same availing unique deals offered by Bank Bazaar through partner collaborations.

    Car Loan Eligibility and CIBIL Score

    Some of the important factors that play a major role in determining a person’s car loan eligibility are as follows:

    • The EMI amount that you can pay without hindering any daily household duties or expenses, EMI amount that you pay on an existing loan, etc.
    • Car loan tenure also plays an important role
    • A CIBIL score of 750 and above is considered a good score as this increase your chances of having the loan amount sanctioned.

    Car Loan Eligibility for SBI, Axis Bank and HDFC Bank

    SBI Bank

    If an individual intends on applying for a car loan with SBI Bank, he/she should be aged between 21 to 65 years. The individual should belong to any one of the following categories mentioned below:

    SBI Bank Car Loan Eligibility Criteria
    Category Annual Income Maximum Loan Amount
    • Regular employee of a reputed establishment
    • Private Sector
    • The Central/State Government Public Sector Undertaking
    Net Annual Income should be greater than Rs.3 lakh Net Monthly Income times 48
    • Self-employed individuals
    • Professionals
    • Partnership/Proprietary firms that are income tax assesses
    • Businessmen in various fields
    Gross Taxable or Net Profit income of over Rs.4 lakh p.a. Gross Taxable Income or Net Profit times 4
    • Individuals who are engaged in allied and agricultural activities
    Net Annual Income of the applicant should be greater than Rs.4 lakh Net Annual Income times 3

    Axis Bank

    If an individual applying for a car loan from Axis Bank is a salaried applicant, he/she should be aged between 21 to 70 years. If the applicant is self-employed, the applicant should be aged between 18 and 75 years. The eligibility criteria for Axis Bank:

    Axis Bank Car Loan Eligibility Criteria
    Category Self-Employed Individual Salaried Self-Employed Non-Individual
    Income Rs.1.8 lakh p.a. for standard and premium cars Rs.2.4 lakh p.a. for standard and premium cars Rs.1.8 lakh p.a. for standard and premium cars
    Income Proof Latest ITR Form 16 and latest salary slip ITRs for the past 2 years, computation of income, and audited financials of 2 years
    Job Stability Minimum of 3 years with the same employer Minimum of 1 year of employment in the same stream of business Minimum of 3 years of employment in the same stream of business

    HDFC Bank

    If an individual applying for a car loan from HDFC Bank is a salaried applicant, he/she should be aged between 21 to 60 years. If the applicant is self-employed, the applicant should be aged between 21 and 65 years. The eligibility criteria for HDFC Bank:

    HDFC Bank Car loan Eligibility Criteria
    Category Self-Employed Individual Salaried Self-Employed Non-Individual
    Income Rs.60,000 p.a. for standard cars and Rs.1 lakh p.a. for mid-sized and premium vehicles Minimum annual income of Rs.1.8 lakh which includes the income of a spouse or co-applicant Rs.60,000 p.a. for standard cars and Rs.1.5 lakh p.a. for car loans
    Income Proof Latest ITR Form 16 and salary slips ITRs for the past 2 years, computation of income, and audited financials of 2 years
    Job Stability Should be in the business for a minimum of 2 years Minimum employment of 2 years and a minimum of 1 year employed with current employer Minimum of Rs.2.5 lakh p.a. turnover

    Documents Required for Salaried and Self-Employed Car Loan Applicants

    State Bank of India (SBI) Car Loans

    Document Required for State Bank of India (SBI) Car Loans
    For salaried For self-employed
    Car loan application form along with photograph, proof of identity, proof of residential address, most recent salary slips, Form 16, and bank statement for proof of income Car loan application form along with photograph, proof of identity, proof of residential address, most recent Income Tax Returns, and bank statement for proof of income

    Axis Bank Car Loans

    Document Required for Axis Bank Car Loans
    For salaried For self-employed
    Car loan application form along with photograph, proof of identity, proof of age, proof of residential address, most recent salary slips, Form 16, and bank statement for proof of income Car loan application form along with photograph, proof of identity, proof of residential address, most recent Income Tax Returns, and bank statement for proof of income

    HDFC Bank Car Loans

    Document Required for HDFC Bank Car Loans
    For salaried For self-employed
    Car loan application form along with photograph, proof of identity, proof of age, proof of residential address, most recent salary slips, Form 16, and bank statement for the last 6 months Car loan application form along with photograph, proof of identity, proof of residential address, most recent Income Tax Returns, bank statement for the last 6 months, audited balance sheet, profit and loss account

    Perfect Car Loan Deals for you

    Car Loan Documentation:

    Documents required to support car loan applications can vary depending on the lender.

    Documents commonly required are:


    • Proof of employment: Appointment letter/ Employer’s certificate/ Business establishment documents like MOA or partnership deed etc. (depending on the type of employment)
    • Proof of income: In the form of latest Salary slips/ Bank Statements/Audited Statements of Accounts (depending on the type of employment) (salaried/self-employed)
    • Proof of tax paid: Form 16 or ITR forms (depending on the t.ype of employment)
    • Proof of age: Driving License/ Passport Copy/ Voter’s ID
    • Proof of address: Passport copy/ Voter’s ID/ Rental agreement/ Property Deed/ Water or Electricity or Landline or Gas Bill
    • Processing fee cheque and photographs

    Outlook Articles on Car Loan 2018

    • Top 10 Banks for Car Loan in India 2018

      Cars are not a luxury anymore - they have become a necessity in today’s era. However, purchasing a car is an expensive feat. There are many banks and non-banking financing companies in India that offer car loans to help customers realise their dream of purchasing a car that can suit their specific requirement. Car loans are gaining popularity within the country since they provide borrowers the flexibility to pay for the car through equal monthly installments (EMIs) over a predetermined period of time. Due to the rising demand for car loans and paperless transactions gaining popularity, the banks are striving to improve their services by offering quick loan processing and approvals. Therefore, customers can gain access to funds for the purchase of a new or old car in no time attributing to the fast loan disbursals offered by the banks. If you want to apply for a car loan but can’t decide which bank or NBFC to approach, you can check out the list of the top 10 banks for car loans in India for 2018. This will not only help you select the best plan according to your requirement, but will also aid you in finding the best deal out of all the options available.
      Read More...

    • Upcoming Car Launches in India 2018

      Planning to a buy a new car in this year? Whether you want to purchase a car with a petrol or diesel-powered engine, a number of new hatchbacks, sedans, and SUVs are going to make way to the Indian market in 2018. With car manufacturing giants such as TATA, Toyota, Maruti, Hyundai, and Honda planning to launch their products sporting the state-of-the-art technologies, the Indian customers will be spoilt for choice. Numerous popular cars such as Hyundai Creta, Maruti Swift, Honda Civic, etc. will re-enter the market featuring various updates in terms of interior and exterior to keep up with latest trends in the industry and attract more customers. As the government is urging the customers in India to opt for electric vehicles that can help the buyer save money while taking care of the environment, many car manufacturers are planning to introduce their electric products to meet the rising demand for electric vehicles. While 2018 is foreseen to be an exciting year for the automobile industry in India, it might become quite overwhelming for the prospective car buyer to choose the right car out of all the options available. BankBazaar has compiled a list of the upcoming cars in India for 2018 in order to help customers check out the features of the vehicles that are going to venture the Indian market and choose their new favourite.
      Read More...

    • Repayment Options for Car Loans

      It is becoming increasing easy for customers to apply for a car loan these days. Since most of the banks and non-banking financing companies offer prospective buyers the option to apply for a loan from the comfort of their homes and provide prompt loan approval and disbursal of the funds, car loans have become the new norm when it comes to financing a car purchase. When you opt for a car loan in order to receive financial aid while making a car purchase, the biggest concern that you might have is the repayment of the loan. While there are a few methods that the borrower can repay a loan, it is important to know the pros and cons of each of these techniques to be able to choose the best plan according to one’s circumstances and avoid any future surprises. Read further to learn about the various repayment options of a loan and make an informed decision by selecting the one that best suits your situation. You can also learn how you can calculate the repayment schedule of your loan using a car loan EMI calculator.
      Read More...

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    Car Loan Eligibility Reviews

    • HDFC Bank Car Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      I have taken car loan with HDFC BANK . There is no hidden charges. I use to pay EMI per month and tenure period is 5years. I am satisfied with customer service. I did not remember about processing fee. My loan experience was good. My loan amount is up to the mark and interest rate is 9% it is nominal in the market. There is no preclosure option .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 14, 2018
    • HDFC Bank Car Loan
      "Overall good experience"
      0.5 5.0/5 "Blown Away!"
      I have also taken a car loan with HDFC Bank and the process to get this loan is good. There were no hassles as there was minimal documentation. The rate of interest and processing charges is normal. The after loan services are also good and convenient.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2018
    • Canara Bank Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My home loan was taken with CANARA BANK 20 years back. The loan amount was 10 lakhs and the interest rate was satisfactory . The tenure period was 15 years . The customer service and responses was very good. The documentation was very smooth,
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2018
    • SBI Car Loan
      "Good"
      0.5 4.0/5 "Great!"
      My car loan was taken with SBI 2 years back.The loan amount was 6 lakhs and the interest rate was satisfactory . He tenure period was 5 years.There is no issues faced with the service here. The customer service and responses was up to the mark. There is no processing fee at all.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2018
    • HDFC Bank Car Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My car loan was taken with HDFC bank 2 days back. The loan amount was 6 lakhs and the Interest rate was 14.5% which see bit high . The tenure period was 5 years. The customer service and responses was very good. They have sanctioned the loan with the committed time. They have lot of formalities and pre closer is after 6 months here.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2018
    • Bank Bazaar Car Loan
      "good service"
      0.5 4.5/5 "Excellent!"
      I came to know about BANK BAZAAR website through online when i am searching for loan. Mostly i use this website to check credit scores and credit card offers . I have been using bank bazaar for past 2year . Customer service response is pretty good. My experience was good with BANK BAZAAR.
      Was this review helpful? 0
      , tirupati
      Reviewed on Aug 14, 2018
    • TVS Credit Services Car Loan
      "good service"
      0.5 4.5/5 "Excellent!"
      I have taken car loan with TVS CREDIT services . So far my experience is good with this bank i have not face any inconvenience at the time of documentation . Initially they said interest rate is 8% but later they charge 15% . I use to pay 11000 as EMI and processing fee is 5% on loan amount . There is option for preclosure and it is free . My loan amount is 4.6 lakh and processing fee is 15% .
      Was this review helpful? 0
      , tirupati
      Reviewed on Aug 14, 2018
    • Bank Bazaar Car Loan
      "good service"
      0.5 4.0/5 "Great!"
      I have been using BANK BAZAAR services for past 4year, i am happy with the banking services which has been provided through this bank is pretty good . Customer service response is good they are very helpful. Mostly i use this website to check loan . I came to know about this website through online .
      Was this review helpful? 0
      , allahabad
      Reviewed on Aug 14, 2018
    • HDFC Bank Car Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken car loan from HDFC BANK . There is no hidden charges. I use to pay 17900 as EMI per month . Customer service response is quick and smooth . Processing fee is 9000 and tenure period is 5yaer . My loan experience was good. My loan amount is 856000 and interest rate they promise me to charge 9% but they charge 9.5%. So far my experience is good with HDFC BANK .
      Was this review helpful? 0
      , allahabad
      Reviewed on Aug 14, 2018
    • Bank Bazaar Car Loan
      "Good"
      0.5 4.5/5 "Excellent!"
      I have been using BANK BAZAAR services for past 3 month . I came to know about this website through online when i was searching for credit card even i use to search for loan . Customer service is good and they responded on time . So far my experience is good with BANK BAZAR.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 14, 2018
    • Capital First Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken car loan from CAPITAL FIRST and my loan experience was good. My loan amount is 510000 and interest rate is 13.5% and it is satisfactory.There is no hidden charges. I used to pay EMI per month and tenure period is 3years. I am satisfied with customer service. Processing fee is 14300 and it is nominal in the market. There is an option for preclosere and it is 5% on loan amount .
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 14, 2018
    • Bank Bazaar Car Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been using BANK BAZAAR services for past 6month, i came to know about this website through mail which i use to get on regular basis from bank bazaar . Customer service is good they are very helpful . Till now i have not started using mobile application of bank bazaar.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2018
    • HDFC Bank Car Loan
      "good service"
      0.5 4.0/5 "Great!"
      I have taken car loan with HDFC BANK and my loan experience was good i did not face any issues at the time of documentation. My loan amount is up to the mark and interest rate is 9% and it is too high compare to others.I use to pay 21000 as EMI per month including insurance and tenure period is 5years. Processing fee is 4000. There is no hidden charges. I am satisfied with customer service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2018
    • Bank Bazaar Car Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been using BANK BAZAAR services 3year back. Mostly i use this website for credit card offers . Customer service is excellent they answer to all my question point to point, i did not face any difficulty at any point of time.So far my experience is good with bank bazaar.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Aug 14, 2018
    • HDFC Bank Car Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken car loan from HDFC BANK and my loan experience was good i did not face any issues at the time of documentation. My loan amount is up to the mark and interest rate is fine and it is satisfactory.I use to pay 6930 as EMI per month and tenure period is 5years.There are no hidden charges. I am satisfied with the customer service.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Aug 14, 2018
    • HDFC Bank Car Loan
      "best services"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan from HDFC BANK and my loan experience is pretty good. My loan amount is up to the mark and interest rate is it is nominal in the market. There are no hidden charges. Customer service is good i did not face any issues at the time of documentation.They did not charge for processing fee. The process was very quick no challenges faced till date.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Aug 14, 2018
    • HDFC Bank Car Loan
      "Best services"
      0.5 5.0/5 "Blown Away!"
      I have taken car loan from HDFC BANK . There are no hidden charges. I use to pay 11077 as EMI per month . I am satisfied with customer service. Processing fee is 1% on loan amount and it is nominal. My loan experience was good. My loan amount is 6.8 lakh and interest rate is 8% it is nominal in the market . So far my experience is good with HDFC BANK .
      Was this review helpful? 0
      , kumbakonam
      Reviewed on Aug 14, 2018
    • Bank Bazaar Car Loan
      "good services"
      0.5 5.0/5 "Blown Away!"
      I have been using BANK BAZAAR services for past 3years . Mostly i use this website to check personal loan . I came to know about bank bazaar through online and i did not face any issues at the time of documentation . The services which has been provide with this bank is good compare to others . For the first time i have taken financial product from bank bazaar.
      Was this review helpful? 0
      , kumbakonam
      Reviewed on Aug 14, 2018
    • TVS Credit Services Car Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan with TVS CREDIT BANK. I am disappointed with customer service because they have not provided me original rc book they hold that they did not informed me initially about this. Apart from this my loan experience is pretty good. The process was very quick no challenged face . My loan amount is 2.5lakh and interest rate is 13% it is nominal in the market. There is no hidden charges. I use to pay 5000 as EMI per month. Processing fee is 2000 .
      Was this review helpful? 0
      , kumbakonam
      Reviewed on Aug 14, 2018
    • Bank Bazaar Car Loan
      "The customer service and responses were good"
      0.5 4.0/5 "Great!"
      I have been using BANK BAZAAR services from past so many months . I have not started using mobile application . For the first time i have taken financial product from bank bazaar . The service which has been provided through this bank is pretty good compare to others. Customer service si up to the mark . I came to about this website through this online portal.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 14, 2018
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