If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    HDFC Bank Car Loan

    If you’re looking for car loans with affordable interest rates and up to 100% of the car value, HDFC Bank car loans are what you want. Get to know interest rates, eligibility, documentation required, and much more all on BankBazaar. Get instant approval online within 30 minutes and shorten your loan process to drive home your dream at the earliest
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    We found 1 HDFC Bank Car Loan
    Bank Name
    Interest Rate Range/Lease rental range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.10% - 11.35% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    HDFC Bank Car Loan is Rated as "Excellent!" by 8057 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    HDFC Bank, which was incorporated in 1994, is the fifth largest bank in India by assets. HDFC Bank provides best Auto loans/Car Loans in India. It offers attractive car finance plans for all car segments at lowest rate and covers the widest range of cars and multi-utility vehicles. HDFC Bank can offer a car loan for up to 100% of the value. On BankBazaar.com you can check your eligibility in seconds for a HDFC car loan by filling in a short form and you can apply online. Read on to learn about the eligibility and documentation requirements for HDFC car loan.

    Today, owning a car is more of a convenience factor than a status symbol. And the HDFC Car Loan is regarded as one of the most versatile and well-rounded loan options in India to make this dream a reality. With its India centric approach, over two decades of domain experience, and a comprehensive arsenal of financial products, HDFC Bank is at the forefront of customer satisfaction and range of products, including such ‘in-demand’ options as HDFC Bank Car Loan.

    Documentation needed to apply for an HDFC Bank Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    HDFC Bank Car Loan Interest RatesUpdated on 19 Jun 2019

    HDFC Bank Car Loan Details
    Interest Rate (Monthly reducing balance) 10.10% to 11.35%
    Processing Fees Up to Rs. 5,310
    Loan Tenure 1 year to 7 years
    Pre-closure Charges Preclosure permitted after 6 months. 6% of principal outstanding (plus GST) from 7 to 12 months. 5% (plus GST) in 2nd year. No preclosure charges thereafter.
    Guarantor Requirement No guarantor required

    An Introduction to HDFC Car Loan

    The HDFC Bank Car Loan is loaded with features that are sure to impress the most discerning customer. From the prospect of upto 100% finance to the short duration of just 2 working days for loan disbursal, from fixed interest rates that apply through the duration of the loan tenure to the provision to not submit any income documents when applying for the car loan, these alongside a flexible loan tenure of 7 years make the HDFC Car Loans an irresistible option. No wonder, HDFC counts this product as one of its premier sellers and is further committed to bringing it to many more Indians in the coming times.

    Why Choose HDFC Bank Car Loan?

    The bywords are comfort, simplicity of acquisition and a feature rich product portfolio. A HDFC Car Loan is tuned to make the entire process of acquiring a loan, simple and as comprehensive as possible. Why should you apply for a HDFC Car Loan online? The principle reasons are as follows-

    • Super Attractive Interest Rates- When compared to the other car loan options available in the market, the HDFC Car Loan interest rate is in a league of its own.
    • Super-Fast Loan Disbursal- The entire loaning process with HDFC is hassle free, transparent and quick. HDFC isn’t too keen to be a delaying factor between you and your cherished set of wheels.
    • Super Customer Friendly- From the get-go, the onus is the customer. This will be abundantly obvious in the way HDFC treats you as a potential/existing customer via its competent customer support initiatives.

    Features of HDFC Bank Car Loan

    As with any competent loaning bank, HDFC has loaded its car loan product with sufficient attractive features to attract your undivided attention-

    1. Loan amount equals upto 100% of the cost of the vehicle. Equates also to lowest down payment.
    2. Loan disbursal in just 2 short working days.
    3. The loan processing stage is certified hassle free, transparent and quick.
    4. Fixed interest rates provide security against the upheavals in the market and leave your EMI payments constant.
    5. One of the lowest EMI options in the Indian context.
    6. As per the ‘No Income Document Scheme’, documents detailing your income aren’t mandatory.
    7. Relaxed repayment tenure stretching upto 7 years.
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    The simplicity driven loan comparison website, BankBazaar.com, helps you clearly understand the pros and cons of the HDFC Car Loan, thereby evaluating its applicability in terms of your own express situation. Also, the following factors are compelling reasons to choose BankBazaar as the initiator for your prospective HDFC Bank Car Loan-

    Get Instant Quotes- Filling up a simple online form helps us evaluate the perfect loan options for you. Rather than spending a substantial amount of time in finding the right cut, relax, have some coffee.

    Get All the Information- Various parameters are in play when zeroing in on a car loan, including rate of interest, EMI, processing fees, customer feedback etc. With Bankbazzar.com, know every major and miniscule element of your prospective HDFC Car Loan.

    Transparent Workings- Bankbazaar.com isn’t a mediator, a promoter or in cahoots with any bank. Our assessment of the available loan options for you is always impartial and objective, such that you have every last shred of information to make that informed decision.

    Privacy- We treat your personal information with the highest regard. The information you provide is only shared with HDFC Bank, and never shared with a third party for any reason whatsoever.

    Trust- Top banks in India like HDFC, swear by the Bankbazaar.com name. Infact, our reliable online technology has been powerfully adopted by these lenders to provide their customers the best loan experience on their own websites.

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    Applying for the HDFC Bank Car Loan on Bankbazaar.com, is a simple and intuitive process. The following lists the various steps involved-

    Step 1- On Bankbazaar.com’s homepage, access the navigational menu that is located at the top of the page and select the LOANS menu item. Next, select from CAR LOAN option from the drop-down menu. Next, select HDFC Bank Car Loan from the available options.

    Step 2- Spread before you is the page detailing the various attributes of the HDFC Car Loan. Kindly scroll through the page and check the features and benefits associated with this lender. The ‘Apply Now’ option allows you to apply for the car loan from HDFC Bank.

    Step 3- Breeze through an interactive application form that helps us understand your specific requirements. Don’t worry, this form takes all of 3 minutes to fill up and isn’t very technical.

    Step 4- After the submission of the online application, you will receive an instant e-approval from Bankbazaar.com. This application is next transferred to HDFC from wherein a customer support executive will get in touch with you within a short duration of time. Meanwhile, you can track your application through SMS alerts and email.

    Simple? Of course. Subscribing to Bankbazaar.com helps save your time, money and efforts, while assuring you the best loan options that specifically address your exclusive requirements.

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    The interest charges billed by HDFC on car loans depends mainly on the segment of the vehicle availed. Check with the nearest branch or call the customer service to ascertain the applicable rate.

    HDFC Car Loan Interest Rate for New Borrowers

    Ranges from 9.15% to 11.60%

    Note: The interest rate is subject to periodic revision as per bank’s credit policy and RBI’s quarterly reviews. Make sure to confirm with the bank on prevailing rates at the time of applying and choose the terms accordingly.

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    When talking of the HDFC Car Loan eligibility, there are many factors at play. Kindly match your personal situation with the requirements given below and gauge your eligibility for the same.

    Salaried Employee-

    • Minimum age of 21 years (at inception) and maximum of 60 years (at end of loan tenure).
    • Is employed for a minimum of 2 years, with 1 year at the current employer.
    • Annual income of Rs.1,80,000 (this can include the income of the co-applicant).
    • Has a fixed landline number or a post-paid mobile number.

    Self Employed-

    • Minimum age of 21 years (at inception) and maximum of 65 years (at end of loan tenure).
    • Must be in business for at least 2 years.
    • Annual income of Rs.60,000 (standard car) or Rs.1,00,000 (mid-sized and premium cars).
    • Have a fixed landline number or a post-paid mobile number.

    Self Employed (Partnership firms)-

    • Annual income of Rs.60,000 (standard car) or Rs.1,50,000 (mid-sized and premium cars).
    • Minimum annual turnover of Rs.4,50,000.
    • Have a fixed landline number at office or residence.

    Self Employed (Private Limited Companies)-

    • Annual income of Rs.60,000 (standard car) or Rs.1,50,000 (mid-sized and premium cars)
    • Minimum annual turnover of Rs.4,50,000
    • Have a fixed landline number at office.

    Self Employed (Public Limited Companies)-

    • Annual income of Rs.60,000 (standard car) or Rs.1,50,000 (mid-sized and premium cars)
    • Minimum annual turnover of Rs.4,50,000
    • Have a fixed landline number at office.
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    Calculating your EMI amounts to simply clicking away on your computer mouse with the HDFC Car Loan EMI Calculator. This handy tool helps you arrive at your monthly EMI numbers in a matter of seconds. Just follow the simple steps listed below-

    1. At the top of this page, find the ‘Finance Tools’ option in the navigation bar. Click on this to unearth the ‘Car Loan EMI Calculator’ tool.
    2. This tool has two simple scales- ‘Loan Amount’ and ‘Tenure’. Mark your applicable loan amount and tenure on these scales.
    3. Next, on the fields denoted as ‘Interest Rate in %’ and ‘Processing Fee (% of loan amount)’, insert the interest rate and processing fee as applicable to you respectively. Note that, the fields already contain a default value. Change these numbers accordingly.
    4. Click on the red button marked ‘Calculate’ to complete the process.

    The resultant page displays the total interest due, monthly EMI, the amortization details and other specifics concerning your car loan. This simple process would have taken you all of 30 seconds to complete and results in a slab of very comprehensive data. Quick and reliable.

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    • On the HDFC Car Loan website, customers can check their eligibility within a minute and make the loan application online.
    • On submitting the documents required for the HDFC car loan, customers can get their application approved in 10 minutes.
    • Customers can calculate the EMI towards the HDFC car loan using the HDFC Loan EMI Calculator.
    • In addition, customers are offered special discounts on the processing fee and so on by applying online on the HDFC car loan website.
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    HDFC does not allow foreclosure of car loans within 6 months from the commencement of the loan. Listed below are the foreclosure charges:

    • HDFC charges 6% on the principal outstanding loan for foreclosure within one year from 7th EMI (Equated Monthly Installment).
    • 5% of the principal outstanding loan for foreclosure within 13-24 months from the 1st EMI.
    • 3% of the principal outstanding loan for foreclosure after 24 months from the 1st EMI.
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    HDFC promises to approve of loans within 10 minutes for those applying online. For the verification process, customers will have to submit the following documents.

    • Salaried individuals can submit either their Aadhaar card, PAN card, Passport, Voter’s ID card or Driving License, or latest salary slip and Form 16 for identification proof and Aadhaar card, Passport, Voter’s ID card, Telephone bill, Electricity Bill or Life Insurance policy for address proof.
    • Self-employed individuals can submit either their Aadhaar card, PAN card, Passport, Voter’s ID card or Driving License or latest Income Tax Return form for identification proof and Aadhaar card, Passport, Voter’s ID card, Telephone bill, Electricity Bill or Life Insurance policy for address proof.
    • For self-employed individuals from partnership firms, they have to submit either an audited balance sheet, profit or loss account of the past year or the company ITR form for the last two years as proof of income. For address proof, customers can submit either their telephone bill, electricity bill, establishment certificate, SSI registered certificate or sales tax certificate.
    • For self-employed individuals from a Private Limited Company, they have to submit either an audited balance sheet, profit or loss account of the past year or the company ITR form for the last two years as proof of income. For address proof, customers can submit either their telephone bill, electricity bill, establishment certificate, SSI registered certificate or sales tax certificate.
    • For self-employed individuals from a Public Limited Company, they have to submit either an audited balance sheet, profit or loss account of the past year or the company ITR form for the last two years as proof of income. For address proof, customers can submit either their telephone bill, electricity bill, establishment certificate, SSI registered certificate or sales tax certificate.
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    If you’re new to availing a car loan from HDFC Bank, make sure you follow the below listed tips or guidelines.

    • Make sure that your credit score is optimum before applying for the loan - anything above 750 is good. The higher your credit score the lower will be the interest rate added to your loan.
    • Keep the tenure short - especially for a car loan as the value of your car depreciates as the years go by.
    • Choose a car within your budget.
    • Ensure that your debt-to-income ratio does not surpass 40% of your monthly net income.
    • Make a down payment north of 20% of the total loan amount. This too will reduce the interest rate significantly.
    • Never miss an EMI payment. If you do, immediately speak to the bank and make an adjustment.
    • Take an insurance policy against your car loan - to cover the loan liability in case of an eventuality.
    • Plan your finances for the month.
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    1. Can I apply for the HDFC Car Loan online on BankBazaar.com?

      Yes. Infact, as a one of HDFC’s privileged partners, your application will be treated on high priority.

    2. I wish to close my HDFC Car Loan before the tenure is up. Is it possible? What is the penalty?

      Yes. With HDFC Car Loans, foreclosure isn’t a problem and the applicable charges are very reasonable. The following rates apply, from the date of availing the loan-

      • Upto 6 months- No charge.
      • 1year from 7th EMI- 6% on outstanding principal
      • 13 to 24 months from 1st EMI- 5% on outstanding principal
      • After 24 months from 1st EMI- 3% on outstanding principal
    3. How do I ascertain the current status of my car loan application?

      After applying for the HDFC Bank Car Loan on BankBazaar, you can track your application through SMS alerts and email. Also, you can get in touch with our customer support team at XXX-FGTY-HH.

    4. Where can I find the HDFC Car Loan application form?

      Applying for the HDFC Bank Car Loan is very simple with BankBazaar.com. Simply, access this page- www.bankbazaar.com/hdfc-car-loan.html and click on the ‘Apply Now’ option.

    5. What are the common documents that will be required when applying for the loan?
      • Identity Proof- Passport, PAN card, Voter’s ID, Driving License.
      • Address Proof- Ration Card, Driving License, Voter’s ID, Passport, Telephone Bill, Electricity Bill, PAN Card, Sales Tax Certificate.
      • Bank Statements- Usually, last 6 months.
      • Income Proof- Latest ITR, Salary Slips, Form 16, Audited Balance Sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company.
    6. How do I contact Customer care for more details on HDFC Bank Car Loan?

      Our friendly customer Care helpdesk will be happy to answer all your queries with regards to the HDFC Car Loans. Hit them at XXX-FGTY-HH or email your queries to xy@bankbazaar.com.

    7. Who can apply for a HDFC Bank Car Loan?

      Salaried Employees, Self Employed Individuals (Sole Proprietorship), Partnership firms, Private, Public Limited Companies, Hindu Undivided Families and Trusts can apply for a HDFC Bank Car Loan, provided they fulfil all the eligibility requirements.

    8. I have an account with HDFC Bank. Will I get any extra benefits when I apply for car loan offered by HDFC Bank?

      Yes, HDFC Bank account holders avail extra benefits such as special interest rates on the car loans offered by the bank. If you have a corporate salary account or a preferred account with the bank for over 6 months, your car loan will be quickly approved. If you already have a HDFC Bank Car Loan and have cleared the amount for up to 12 months and more, then you will receive a Top – Up on your loan.

    9. What type of cars does HDFC Bank provides a car loan for?

      HDFC Bank provides car loan for new and pre-owned cars. In case of new cars, the bank provides loans for passenger cars and multiutility cars that are manufactured by automobile companies in India.

    10. What is the minimum and maximum age requirement for applying for a car loan from HDFC Bank?

      An individual needs to be minimum 21 years old to apply for a car loan from HDFC Bank. The maximum age for a salaried employee is 60 years and a self – employed individual is 65 years.

    11. What is the minimum income that an individual should earn to be eligible for HDFC Bank Car Loan?

      A salaried individual should earn a minimum of Rs.1, 80, 000 yearly to be eligible for HDFC Bank Car Loan. A self – employed individual, who is a sole proprietor, must earn a minimum of Rs.60, 000 yearly, if he or she is planning on buying a standard car and Rs.1, 00, 000, if he or she is planning on purchasing a premium or a mid – sized car.

    12. Is it mandatory to have a co – applicant or guarantor while applying for a car loan by HDFC Bank?

      No, it is not mandatory to have a co – applicant or guarantor while applying for a car loan by HDFC Bank. It is mandatory only for the applicants who do not qualify the income criteria to have a co – applicant or a guarantor.

    13. Where can I find the application form for HDFC Bank Car Loan?

      You can find the application form for HDFC Bank Car Loan on the website of the bank. HDFC Bank allows its customers to apply for a car loan online on the website of the bank itself.

    14. How to apply for a HDFC Bank Car Loan?

      To apply for a HDFC Bank Car Loan, people have to visit the website of the bank and scroll down to the ‘Apply Online’ section on the homepage. There they have to select ‘Car Loan’ from the ‘Loans’ drop down menu. They will be redirected to the online application form, where they have to first check if they are eligible for the car loan or not. If they are eligible, they can proceed with the next step of completing the form and submitting it online.

    15. Can I track the status of my HDFC Bank Car Loan application online?

      Yes, you can track the status of your HDFC Bank Car Loan application online. To check, you have to visit the website of HDFC Bank and click on ‘Loan’ on ‘Track your application – Card, Loan’. Enter the details on the next page to know the status. You can also track the status by clicking on ‘Car Loan’ on the homepage of the website and selecting the type of car loan you have applied for (New or Pre- owned Car Loan), where you will find the option for checking the application status.

    16. What documents do applicants have to submit as income proof while applying for a HDFC Bank Car Loan?

      Applicants have to submit the following documents as income proof while applying for a HDFC Bank Car Loan –

      • Salaried Employees have to submit their latest salary pay slip along with form 16
      • Self Employed Individuals have to submit their latest Income Tax Return
      • Partnership firms have to submit their Audited Balance Sheet, Profit and Loss Account for recent 2 years and Income Tax Returns of the company for the recent 2 years
      • Private Limited Companies have to submit their Audited Balance Sheet, Profit and Loss Account for recent 2 years and Income Tax Returns of the company
      • Public Limited Companies have to submit their Audited Balance Sheet and Profit and Loss Account for recent 2 years
    17. What is the processing fee for HDFC Bank Car Loan?
    18. The processing fee for HDFC Bank Car Loan is dependent on the amount of loan.

      • For a loan amount of up to Rs.2, 50, 000, the processing fee is Rs.2825
      • For a loan amount of more than Rs.2, 51, 000 and up to Rs.4, 00, 000, the processing fee is Rs.3850
      • For a loan amount of more than Rs.4, 01, 000 and up to Rs.5, 00, 000, the processing fee is Rs.4300
      • For a loan amount of more than Rs.5, 01, 000 and up to Rs.10, 00, 000, the processing fee is Rs.4650
      • For a loan amount of more than Rs.10, 00,000, the processing fee is Rs.5150. This processing fee is not refundable.
    19. Does CIBIL score make a difference while applying for a HDFC Bank Car Loan?

      Yes, CIBIL scores makes a difference while applying for a HDFC Bank Car Loan. The higher your score, the better chances you have in getting a good deal on your loan from the bank.

    20. What is the minimum amount that I can borrow through a HDFC Bank Car Loan?

      You can borrow a minimum amount of Rs.1, 00, 000 through a HDFC Bank Car Loan.

    21. What is the maximum amount that I can borrow through a HDFC Bank Car Loan for a new car?

      You can borrow a maximum of 90 percent of the value of the car mentioned in the invoice through a HDFC Bank Car Loan for a new car. Salaried individuals can avail up to 3 times their annual salary and self - employed individuals can avail up to 6 times their yearly income.

    22. What is the minimum tenure of a car loan offered by HDFC Bank?

      The minimum tenure of a car loan offered by HDFC Bank is 12 months.

    23. What is the maximum tenure of a car loan offered by HDFC Bank?

      The maximum tenure of a car loan offered by HDFC Bank is 7 years.

    24. Can I pre – close my HDFC Bank Car Loan?

      Yes, you can pre – close your HDFC Bank Car Loan after 6 months of availing the loan. You are not allowed to close it before 6 months.

    25. What are the pre – closure charges on HDFC Bank Car Loan?

      The pre – closure charges on HDFC Bank Car Loan are as follows –

      • 6 percent of the principal pending amount, if you plan to pre – close your loan within 12 months from the 7th EMI
      • 5 percent of the principal pending amount, if you plan to pre – close your loan within 13 months to 24 months from the 1st EMI
      • 3 percent of the principal pending amount, if you plan to pre – close your after 24 months from the 1st EMI
    26. Does HDFC Bank charge a late payment fee from individuals who fail to pay their car loan EMI on time?

      Yes, HDFC Bank charges a late payment fee from individuals who fail to pay their car loan EMI on time. The late payment fee is 2 percent per month.

    27. What is the verification process for car loans offered by HDFC Bank?

      The verification process for car loans is the same for most banks. HDFC Bank car loan applicants will have to meet the eligibility criteria and submit all the required documents and the application form, after which the bank will start the approval and verification process. HDFC Bank provides car loan approvals in 30 minutes.

    28. How long will it take HDFC Bank to process the car loan?

      It will take 48 hours for HDFC Bank to process the car loan.

    29. Do I have to submit any documents to HDFC Bank after the loan is disbursed?

      Yes, you have to submit a copy of the following documents to HDFC Bank after the loan is disbursed –

      • Documents of the car
      • Registration Certificate
      • Tax papers
      • Insurance policy
    30. How can I repay my HDFC Bank Car Loan?
    31. You can repay your HDFC Bank Car Loan in the following ways –

      • You can provide Standing Instructions to the bank. It means that you are permitting the bank to automatically deduct the EMI from your bank account
      • You can use ECS facility if you are repaying the amount using an account that you hold with another bank. ECS or Electronic Clearing Service facility is a service through which you allow the bank to deduct the EMI directly from your other bank’s account
      • You can also repay your car loan through Post- Dated Cheques
    32. Am I allowed to sell the car before I repay the amount that I borrowed through HDFC Bank Car Loan?

      No, you are not allowed to sell the car before you repay the full amount that you borrowed through HDFC Bank Car Loan.

    33. Can I change the repayment mode of my HDFC Bank Car Loan?

      Yes, you can change the repayment mode of your HDFC Bank Car Loan. To do so, you have to visit the nearest Retail Loan Service Centre of the bank and place your request.

    34. How can I avail a NOC for a car loan that have been fully repaid to HDFC Bank?

      You can avail a NOC for a car loan that have been full repaid to HDFC Bank from any of the bank’s Retail Loan Service Centre. You have to submit

      • A self - attested copy of the RC Book (Registration Certificate)
      • A fee of Rs.500 via cheque or DD or pay order in favour of ‘HDFC Bank Ltd Loan Account No. << >>’
      • Request form for duplicate NOC or Form 35

      If someone else places the request on behalf of you, he or she has to provide authorization and KYC documents. Please contact HDFC bank to get more details about NOC.

    35. Does the car loan provided by HDFC Bank cover insurance and registration charges?

      No, the car loan provided by HDFC Bank does not cover insurance and registration charges. The loan amount is calculated on the basis of the ex- showroom price of the car, which is not inclusive of these charges.

    36. Does HDFC Bank provide pre- approved car loans?

      Yes, HDFC Bank provides pre- approved car loans.

    37. How much money can an individual avail through HDFC Bank Pre- owned Car Loan?

      An individual can avail up to 85 percent of the value of his or her car through HDFC Bank Pre-owned Car Loan.

    38. Who can I speak to in order to get more details about HDFC Bank Car Loan?

      In order to get more details about HDFC Bank Car Loan, you can contact the customer care department of HDFC Bank. You can also get in touch with them through the website of the bank or contact on the toll - free number.

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    HDFC Bank Car Loan Reviews

    • HDFC Bank Car Loan
      "Need to decrease charges"
      0.5 3.0/5 "Satisfactory"
      I was taken a car loan in HDFC BANK a year before, the loan amount was sufficient which was provided from bank for the duration of 5 years. The loan got sanctioned on time. The rate of interest was okay. Once taken a loan after 6 months EMI has increase pretty high as well for pre closing charges was high. Due to this I have done pre closed within 1 year.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 18, 2019
    • HDFC Bank
      HDFC Bank Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my car loan with HDFC bank , the loan amount which they have given to me was sufficient , i have given me on based of my requirement, the rate of interest they have charged me was nominal, they have not charged me processing fee in this card, so far i did not face any issue from them.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Jun 17, 2019
    • HDFC Bank Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using my car loan with HDFC bank , the call amount they have given me sufficient and their rate of interest they have charge me was nominal and the processing fee which they have given me is nominal, and the tenure period they have given me is up to 3 years. Now i have closed this loan successfully.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 17, 2019
    • HDFC Bank Car Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I was taken a car loan in HDFC bank for more than a year, which was process directly through bank.As per my requirement I received a loan amount for the duration of 5 years. They have given an option pre closure for this loan so I have paid an entire amount within a year. The rate of interest and fee was nominal.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 15, 2019
    • HDFC Bank Car Loan
      "Can do better in the interest"
      0.5 5.0/5 "Blown Away!"
      I took Rs. 20 lakhs of car loan for the duration of 7 years, I purchased Innova car. The HDFC bank have sanctioned ex show room price and the process was completed on time, I got the car delivery on time, the interest was higher it should come down.
      Was this review helpful? 1
      , pune
      Reviewed on Jun 13, 2019
    • HDFC Bank Car Loan
      "Good Loan"
      0.5 5.0/5 "Blown Away!"
      Purchased my car loan from HDFC nearby 2 years back. I have chosen this bank because they have given me a offers. The given interest rate was convenient for me. I have been paying the EMI of Rs. 7000 approximately for the tenure period of 6000 days. They have sanctioned the loan in 3 days.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 12, 2019
    • HDFC Bank Car Loan
      "On time service"
      0.5 5.0/5 "Blown Away!"
      I took car loan from HDFC , the loan amount was around Rs. 8 lakhs. I purchased ciaz car, the bank have sanctioned ex showroom price. I always recommend this loan, on time they have delivered the car from the showroom, the documents was simpler with their end.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 11, 2019
    • HDFC Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding HDFC bank car loan previously, the loan amount which they have given to me was sufficient, they have given me as per the requirement, the rate of interest and processing fee they have charged me was nominal, they have given me as per my expectations, so far i did not face any issue,Their overall service is good.Now i have successfully closed this loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 11, 2019
    • HDFC Bank Car Loan
      "HDFC is good for car loan "
      0.5 5.0/5 "Blown Away!"
      I have a good relationship with the HDFC car loan since I'm paying the EMIs on time. I had a earlier car loan with HDFC loan and within 24 hours i have received the car loan and the process was very fast and dealer has taken care of all the formalities and they have handover the key to me. Interest rate was nominal and i have not made any down payment and its 100% loan.
      Was this review helpful? 1
      , thane
      Reviewed on Jun 09, 2019
    • HDFC Bank Car Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The car loan experience with the HDFC BANK was good and using from last 2 years with this bank. The loan amount was good also the rate of interest was lesser 6.75% provided with this bank which was nominal than others. The documentation process was simple and easy.
      Was this review helpful? 0
      , indore
      Reviewed on Jun 08, 2019
    • HDFC Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been applied for my car loan with HDFC bank previously, the loan amount which they have given to me was sufficient, as per the car down payment charged they have given me loan, i have taken tata nano car, the rate of interest they have charged me was nominal, i have completed this loan three years back.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jun 07, 2019
    • HDFC Bank Car Loan
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      I have taken the car loan with the HDFC BANK where the documentation process was easy and smooth to get the car loan. The duration for repaying the loan is 7 years and using it since from last one year. The rate of interest was higher with this loan.
      Was this review helpful? 4
      , mumbai
      Reviewed on Jun 04, 2019
    • HDFC Bank Car Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have applied for th car loan with the HDFC BANK where i am using it since from last 4-5 years where the loan amount given with this loan was good also the rate of interest with this loan was good and it was nominal in this loan. The documentation process was simple.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on Jun 03, 2019
    • HDFC Bank Car Loan
      "Can be reduced"
      0.5 5.0/5 "Blown Away!"
      In month of September I took car loan from HDFC bank, the interest rate was around 9.5% for the loan amount of Rs. 6 lakhs. The customer support is very helpful on the documentation process, I purchased maruthi atica car through them but the charges are higher side.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 03, 2019
    • HDFC Bank Car Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have applied for the two wheeler loan with the HDFC BANK as the documentation process was simple and easy to get the loan added on that i am using it since from last 2-3 months with this loan. The process was simple and quick, the customer support is good.
      Was this review helpful? 2
      , lucknow
      Reviewed on May 30, 2019
    • HDFC Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken previously car loan with HDFC bank long back, the loan amount that time they have given to me was good, they have given me as per my expectation, the rate of interest they have charged me was nominal, i directly approach to the bank for the loan.
      Was this review helpful? 2
      , bangalore
      Reviewed on May 30, 2019
    • HDFC Bank Car Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I was taken a car loan in HDFC bank which was applied directly with bank. As per my requirement I got the loan amount for the duration of 5 years. The rate of interest was nominal. The processing fee was applicable and nominal in this bank. Now I have closed this loan.
      Was this review helpful? 2
      , mohali
      Reviewed on May 29, 2019
    • HDFC Bank Car Loan
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      I would say HDFC BANK is very good. When I applied for the loan in SBI, they will take longer time for verification and forced me to close the small loan where as HDFC process is speedy and also sanctioning higher loan amount. I took a car loan 2 years back and am satisfied with HDFC. Its a customer friendly bank. They are very helpful to the customer.
      Was this review helpful? 2
      , bangalore
      Reviewed on May 29, 2019
    • HDFC Bank Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have taken Car Loan through HDFC Bank directly and the loan amount was 1,50,000 for the tenure of 5 years.The car model is Hyundai Santro.I have taken this loan since the showroom dealer referred this Bank.The loan amount got on time and it was sufficient and not yet faced any issues and i have successfully closed the loan.
      Was this review helpful? 2
      , pune
      Reviewed on May 29, 2019
    • HDFC Bank Car Loan
      "Awesome"
      0.5 5.0/5 "Blown Away!"
      I bought my car from HDFC BANK and they are providing free sanctioned loans without any documents. The interest rate is reasonable. I have purchased Maruti Wagnor and made down payment of 1L 50K and rest has been provided by the bank. The processing fee was okay. The loan process was not much longer and its pre approved, they have sanctioned in a very quick time.
      Was this review helpful? 1
      , mumbai
      Reviewed on May 28, 2019
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