If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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  • Car Loan Reviews

    • ICICI Bank Car Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      It was a mere inquiry and after which the request was can celled from my side otherwise the service and response provided by ICICI bank was very good . They contacted me on time that is the highlight of ICICI and they were very much eager to offer the loan. The car model which I have shortlisted is MARUTI SUZUKI ERTIGA VX
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      , hyderabad
      Reviewed on Sep 22, 2017
    • ICICI Bank Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      ICICI Bank has been good in their services. The response was good. They completed the whole process on time. The rate of interest was not discussed as I have postponed the plan from my side I will avail after Diwali. The processing charges was also not discussed. Overall it was a good experience for the car loan.
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      , surat
      Reviewed on Sep 22, 2017
    • ICICI Bank Car Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      The experience with ICICI bank was pretty disappointing. As they did not respond properly when I applied for a car loan for that's why I have opted car from kotak the once the response was okay later they did not turn up that is why I was not satisfied with them.
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      , new delhi
      Reviewed on Sep 22, 2017
    • ICICI Bank Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      ICICI is very quick in response in terms of my car loan application. They were very polite in their service and really good they were completely in touch with me throughout the process. They just took 5 days of time to disburse my car loan. The rate of interest and processing fee is very low like 8.5%, when compared with others.
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      , gurgaon
      Reviewed on Sep 22, 2017
    • ICICI Bank Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank has been really good in the services for the car loan. They where about to completed the process for my car loan I have postponed it. The rate of interest was normal and that was a good offer when compare to this. The processing charges was on the average side.so I have opted from other source.
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      , gurgaon
      Reviewed on Sep 22, 2017
    • ICICI Bank Car Loan
      "SATISFACTORY"
      0.5 3.5/5 "Pretty good"
      Since I have postponed my plan in buying the vehicle because the rate of interest was high compare to other banks . I did not go ahead with ICICI bank for the car loan. The customer services are good and they have responded well. It was a timely process. Over all it was good
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      , gurgaon
      Reviewed on Sep 22, 2017
    • ICICI Bank Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The customer service and response from the bank executive was really good..The response was good. I had applied for a car loan with ICICI Bank. They contacted me and informed me the details. I have planned to availed the car in 2018 so I did not proceed ahead with them, overall it was good.
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      , hyderabad
      Reviewed on Sep 21, 2017
    • ICICI Bank Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I applied car loan from icici bank. This process was also smooth and it was completed as per my requirement. The rate of interest and charges was not discussed and they where not ready to provide commercial vehicle so I have postponed the plan , I did not face any hassles and it was a good overall
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      , new delhi
      Reviewed on Sep 21, 2017
    • ICICI Bank Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I haven't got the car loan with ICICI bank ,because I have cancelled the loan will plan after taking diwali, so that was the reason I haven't proceeded with the ICICI bank car loan application. The rate of interest was not discussed. I would say it was a good service from ICICI bank
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      , ghaziabad
      Reviewed on Sep 21, 2017
    • ICICI Bank Car Loan
      "Very good car loan"
      0.5 5.0/5 "Blown Away!"
      I have planned to purchase travel vehicle therefore I have placed my request on hold. Customer service and response provided by ICICI Bank was very good. Interest rate and processing fee charged by them were kind of okay.
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      , chennai
      Reviewed on Sep 21, 2017
    • ICICI Bank Car Loan
      "Good car loan process"
      0.5 5.0/5 "Blown Away!"
      Being a staff of Tata motors I was offered a better rate there, thereby I decided to opt for their service. TATA MOTORS offered a lower rate of interest than ICICI Bank. As far as ICICI Bank is concerned it was very good in corresponding mainly because of the rates I switched over.
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      , pune
      Reviewed on Sep 21, 2017
    • ICICI Bank Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have not taken the car loan with the icici bank because I have already applied with some other services. I would like to say that the services with the icici bank is really good and the rate of interest was not aware because it was discussed and idea of taking the loan amount was 3 lakhs.
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      , new delhi
      Reviewed on Sep 21, 2017
    • ICICI Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Both service and response was very good with ICICI Bank. I am very much happy with the treated me. They had provided very good information about the car loan. I had postponed the plan of taking the loan at that point of time therefore, I had not opted for their service nothing much.
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      , jaipur
      Reviewed on Sep 21, 2017
    • ICICI Bank Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I haven't got the car loan with ICICI bank, because I have postponed from my end. The axis bank customer service and response part is very nice and they have made a good follow up in concern to my car loan application. The rate of interest is less, when compared with other banks. I would say ICICI Is very good service.
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      , noida
      Reviewed on Sep 21, 2017
    • ICICI Bank Car Loan
      "AVERAGE SERVICE"
      0.5 3.0/5 "Satisfactory"
      Service was very fine from ICICI ,they don't have pre partial payment in their service which was the main draw back in their service which other banks have and also they have to improve more options in their service. Representatives and customer service was also very responsible in their service overall I can say it was average service from ICICI.
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      , bangalore
      Reviewed on Sep 20, 2017
    • ICICI Bank Car Loan
      "GOOD SERVICE"
      0.5 3.5/5 "Pretty good"
      It was a fine service from ICICI ,representatives of ICICI was very responsible in providing service. Even I use to get regular followups during my loan process,interest rate was high compare to others in the market rate. Overall service was excellent from ICICI .
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      , noida
      Reviewed on Sep 20, 2017
    • ICICI Bank Car Loan
      "Very good process"
      0.5 5.0/5 "Blown Away!"
      Interest rate offered by ICICI Bank for the car loan was very high that is why I had not take the car loan from ICICI. Advantage would be no processing fee. But other bank was able to provide zero processing fee with the same interest rate and that is why I had opted for their service.
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      , bangalore
      Reviewed on Sep 20, 2017
    • ICICI Bank Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I did not availed car loan from ICICI. The interest rate was normal I have not availed the loan from them I have postponed later in Diwali planning to take it. There was no issues with the process. I am happy with icici because they provided good response and customer service. Overall it is convenient.
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      , nasik
      Reviewed on Sep 20, 2017
    • ICICI Bank Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I would like to give normal ratings for ICICI. It is very good for me, everything was in place. They came to my place for documents collections and ilI have informed them that i was not interest in loan any more i have posponde the plans. Responsiveness is good from the bank as well.
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      , new delhi
      Reviewed on Sep 20, 2017
    • ICICI Bank Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      ICICI bank had coordinate well they gave very prompt and genuine service.They processed the application very shortly i got instant response from ICICI bank and I have informed them that i have postponed the plan later. I totally had very good service from ICICI
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      , indore
      Reviewed on Sep 20, 2017
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    ICICI Car Loan Eligibility Calculator is Rated as "Great!" by 1981 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    ICICI Car Loan Eligibility Calculator

    An Overview about ICICI Car Loan

    ICICI offer on car loans to customers exceeds expectations. ICICI Bank offers up to 100% of the ex-showroom price of the car. The car loans come with easy repayment tenures of up to 7 years. Customers can enjoy attractive rates of interest on their loans. ICICI car loans are easy to apply for online. Get instant approvals and quick processing. If you are an existing customer of ICICI Bank, exclusive car loan offers are extended to selected customers. Visit the bank’s official website and enter your account details to see your offer. Existing customers can also enjoy minimal documentation on their loans.


    If you are looking to purchase a used car, ICICI funds up to 80% of the value of the car. Get appealing rates of interest with tenures of up to 5 years. Enjoy fixed rates of interest on your new car loans.

    ICICI Car Loan Eligibility

    ICICI Car Loan is available to salaried individuals and the self employed. Check your eligibility easily on the ICICI Bank website. You can also check your eligibility on BankBazaar.com. Simply fill in your details on our website and view the results. Your loan amount will depend on your credit history, debt-to-income ratio and your earnings per month.

    The interest rates that you can avail of depends on a number of factors. Your relationship with the bank, tenure of the loan and car segment affects new car loan interest rates. The age and segment of your car, loan tenure and product variations like refinancing or topping up will affect the interest rates on pre-owned car loans.

    Factors Affecting ICICI Car Loan Eligibility

    Whether you are eligible for a car loan from ICICI Bank or not is determined by a number of factors that can majorly affect your chances. Before you apply for a loan, you can check if you are eligible for a loan. A few factors that determine your eligibility and loan amount are listed below.

    Apply for Car Loan Online
    • You need to meet the minimum income requirements as set by the bank. Banks need to have a clear estimate of your earning capacity and whether your income is stable enough to handle a long-term loan. The amount you earn will determine the loan amount you can get from ICICI. You can also add on your spouse’s income to increase your earning capacity. The spouse will then become a co-applicant and a co-borrower.
    • A good CIBIL score. Your credit history matters. Banks need proof that you are credible and able to pay back the loan they provide you.
    • If you currently have other debt like an outstanding balance on a credit card, personal loan or any other loan, these affect your eligibility. Banks calculate your debt-to-income ratio to estimate the loan amount they can give you and what EMI amount would suit your monthly budget.
    • Your age also plays a role in determining if the bank should lend you money. Those who are closer to the maximum limit will be less likely to be approved for a car loan unless you have proof to support your repaying abilities.
    • Your employment can also affect your chances of getting a loan. If you’ve been sporadically employed or shifting jobs regularly, banks flag this as unsteady source of income. You need to show that you are stable and have a regular source of income that isn’t going to chance any time soon.

    How CIBIL Score affects ICICI Car Loan Eligibility

    The Credit Information Bureau India Limited keeps a track on everyone’s credit behaviour. Your credit score is determined by your available credit limit, how you spend your credit, and how you repay your loans. Paying your dues in full and on time gives you plus points. But defaulting on payments can negatively affect your score. Spending money all the way up to your credit limit is also not a good idea. A good credit score means you have proved yourself in the past and banks can trust you. Banks can know how you repay your debts through you CIBIL score. And that’s what really matters to them. So a good credit score will get you a better deal on a car loan including loan amount, tenure and interest rates.

    How to Increase your ICICI Car Loan Eligibility

    If you think you might not be approved for the loan amount you need to buy your car, there are a few ways to improve your eligibility.

    • Clear off all debt as soon as possible.
    • Make sure you pay all your bills on time.
    • Paying credit card bills in full before the due date adds extra points!
    • Get your spouse to be a co-applicant in the loan.
    • Stick to one job and show steady income.

    ICICI Car Loan Eligibility Calculator

    You can check your eligibility for an ICICI Car Loan on the BankBazaar website. Simply enter your details and your results will be generated for you. Prospective car loan customers can use the calculator to determine if they can get a loan to buy the car they want. ICICI bank also provides an eligibility calculator on their official bank website. The bank requires you to fill out a few details that include your residence, date of birth, the make and model of the car, ex-showroom price and your type of employment. Get to know if you're eligible for a car loan within a few seconds.

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