• YES Bank Car Loan

    YES BANK offers car loans for as low an amount as Rs.1 lakh, which is useful for when you want to buy a used car. Whether you want a used car or a new car, YES BANK offers one of the most competitive interest rates. Enquire through BankBazaar and get all the information you need within 30 minutes or less.
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    YES Bank Car Loan

    YES BANK is a private bank in India with headquarters in Mumbai, a pan India network of 900 branches. YES BANK offer retail loans to product like Home Loan, Personal Loan, Car Loan, Commercial Vehicle Loan. All you have to do is to follow some simple steps to get attractive deals.

    Documentation needed to apply for an YES BANK Car Loan

    • 1. Signed application form with photograph
    • 2. Photo ID and age proof
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
    Search for Car Loans >>

    YES BANK Car Loan Interest RatesUpdated on 04 Jul 2020

    YES BANK Car Loan Details
    Interest Rate 9.25%
    Processing Fees Up to 1%
    Loan Tenure Up to 7 years
    Pre-closure Charges 6% of principal outstanding within 6 months to 24 months from 1st EMI, 5% thereafter
    Guarantor Requirement No Guarantor Required

    The above mentioned interest rates are subject to change as per the revised GST rates.

    Search for loan >>

    Overview- YES BANK Car Loan

    When it comes to car loans, YES BANK has emerged as one of the preferred choice amongst people looking to purchase their ideal set of wheels. The bank’s slogan ‘Say YES to your BIG car dream’ is in perfect sync with the Bank’s popularity, its core value of providing comprehensive car loans that match the customers’ taste as per the automobile of their choice, and its overall loan approval and dispersal machinery that is transparent and hassle free.

    Perfect Car Loan Deals for you

    Mr. Sharma was tired of taking a cab every day. We helped him get his own car. Explore Car Loans

    Avail Car Loans from YES BANK

    YES BANK car loans come attached with attractive interest rate, multiple repayment options with the tenure stretching from 1 to 7 years and the availability of loans for a wide segment of the Indian population. An assurance of speedy document processing and coverage of up to 90% of the car value (on select models), alongside a minimum and maximum loan amount of Rs.1 lakh and Rs.500 lakhs respectively, make car loans from YES BANK an ideal proposition for the serious buyer.

    To apply for YES BANK’s car loans, the following documents need be produced at the time of application (pre-approval stage):

    • Duly filled up car loan application form.
    • KYC Docs as per YES BANK policy.
    • Proof of Income.
    • Bank statement copies.
    • Signature proof verification.
    • Proforma invoice.
    • Passport size photographs.

    The following documents must be produced post- approval/ pre-disbursement:

    • Loan agreement that is duly signed by the local RTO.
    • Post-dated cheques (PDCs) / ECS form / Standing instruction (SI) request with security PDCs as applicable.
    • Receipt of margin money.

    Choose that suits you, now..

    Features of YES BANK Car Loan

    The YES BANK car loan option is ripe with many customer friendly features. First up, it’s available to a wide customer bracket- individuals, proprietorship firms, partnership firms and public or private limited companies. Next, for select models, the loan provides a coverage of up to 90% on the vehicle cost and seals the deal with some very competitive, attractive interest rates. The loan ensures a minimum pay-out of Rs.1 lakh, while the maximum amount could be Rs.500 lakhs. Also, multiple repayment options are available with the payback tenure ranging from 1 to 7 years.

    Eligibility

    The eligibility criteria to attain a YES BANK car loan rests on multiple factors, with the requirements differing for various target groups, as listed below-

    For Salaried Individuals:
    • Minimum age to apply: 21 years
    • Maximum permissible age at loan maturity: 58 years
    • Minimum annual income: Rs.3 lakhs (3 months’ salary slips/ Form 16 needed for confirmation)
    • Minimum work experience in current job: 1 year
    Self Employed Individuals:
    • Minimum age to apply: 21 years.
    • Maximum permissible age at loan maturity: 65 years.
    • Minimum annual income: Rs.2 lakhs (2 years ITR/ Previous year ITR with adv. tax challan for current year showing higher tax paid than previous year, needed for confirmation).
    • Minimum experience in same business: 2 years.
    Partnership Firms:
    • Minimum Annual Income: Rs.2 lakhs (2 years Audited Financials / ITR for last 2 years if audited financials not available are needed for confirmation).
    • Minimum experience in same business: 2 years.
    Private Limited Company/ Ltd. Co.
    • Minimum Annual Income: Rs.2 lakhs (Last 2 years ITR & Audited Financial statement needed for confirmation).
    • Minimum experience in same business: 2 years

    Compliance of the simple requirements listed above puts the applicant on the fast-track to a robust car loan from YES BANK, in turn leading to his/her cherished set of wheels.

    Factors to consider before applying for a car loan at Yes Bank

    Purchasing a car is a big investment. Therefore, it is advisable to make an informed decision about your auto financing options. Here are some important factors that you should take into account when taking a car loan to purchase a car of your choice:

    • Rate of interest on car loan: The interest rate on a car loan depends on the loan amount, loan tenure, and the eligibility of the applicant. Yes Bank offers car loans at attractive interest rates depending on your eligibility and the loan amount and loan tenure that you choose.
    • Documentation for car loan application: To process car loan application, banks require identity, age, income, and address proofs from the applicant. Applying for a car loan is a simple process but the documentation process could be a hassle for customers. Which is why, lenders compete with each other to attract and retain customers by offering speedy documentation. Some banks offer minimal documentation for existing customers as they already have the KYC details of the applicant. Other than easy documentation, two other things to look out for in a car loan lender are fast processing and instant approval.
    • Car loan eligibility: Before applying for a car loan, check whether you meet the eligibility criteria set by the bank. Car loan eligibility criteria vary from lender to lender. Some banks have a free online car loan eligibility calculator on their website to help applicants calculate their car loan eligibility. Any salaried or self-employed applicant aged between 21 and 58 years with a good credit score, a stable occupation, and a steady income is eligible for a Yes Bank car loan. Credit score of an individual represents his or her creditworthiness while the income of a person represents his or her loan repayment capacity.
    • Car loan fees and charges: Banks levy service fees and charges on car loans such as processing fee, foreclosure fee, prepayment fee, stamp duty charges, late payment fee, etc. Processing fee is a small percentage of the principal amount that is deducted from the loan amount at the time of loan disbursal. Prepayment charge is a small percentage of the prepayment amount wherein the percentage varies depending on the time period during the loan tenure at which the loan is partly or wholly prepaid. Late payment charges are imposed on borrowers who fail to make EMI payments on the due date. The penalty fee for a late payment is a small percentage of the outstanding due of the loan amount. Foreclosure charge is a small percentage of the outstanding loan amount that a borrower decides to fully prepay before the end of the loan tenure.
    • Down payment: At Yes Bank, you can avail up to 90% of the car value. Therefore, for the remaining amount of the car price, you will have to make a down payment out of your pocket. Applicants without a good credit score or who don't meet the car loan eligibility criteria can obtain an auto loan by making a higher down payment on a car of their choice. Making a high down payment can reduce the cost of your car loan on the whole.
    • Car Loan EMI: Finding out how much your car loan will cost you on a monthly basis can help you choose an affordable loan amount and a suitable loan tenure. It is advisable to maintain a low debt-to-income ratio wherein the EMI does not exceed more than 50% of the borrower’s income. A high debt-to-income ratio can lead to defaulting on your car loan. Use the free online car loan EMI calculator available on the bank website or a reliable third-party website to get instant and accurate results. Car loan parameters such as loan amount, loan tenure, and interest rate are required to calculate car loan EMI.

    Yes Bank Car Loan Service Charges and Fees

    Charges Amount
    Part prepayment Charges Part prepayment is allowed only after 12 EMI payments. It can be done only twice during the loan tenure and only once a year. Part prepayment can’t be more than 25% of the principal outstanding. 5% on the part prepayment amount within 13-24 months of first EMI. 3% on the part prepayment amount post 24 months of first EMI.
    Loan reschedulement/rebooking Charges Rs.1,000
    Loan cancellation Charges Cancellation can be done only before clearance of the first EMI. Rs.1,000
    Stamp Duty Charges At Actual
    Documentation Charges Rs.600 per case
    Cheque Swapping Charges Rs.750 per transaction
    Cheque Bounce Charges Rs.750 per bounce
    CIBIL Charges (only on request) Rs.50
    Commercial/Personal Use NOC (conversion subject to credit approval) Rs.2,250 per NOC
    Collateral Charges Rs.450 per case
    Late Payment Charges 2% per month
    Duplicate NOC/NDC Issuance Charges Rs.750 per NOC
    Loan Statement Charges Rs.750 per statement
    Amortisation Schedule Charges Rs.750 per schedule
    Special NOC Rs.500 per request

    Check Yes Bank Car Loan EMI

    Yes Bank Car Loan FAQs

    1. How do I apply for a Yes Bank Car Loan?

      You can opt to apply for a car loan using one of the following methods.

      • Apply on the Yes Bank Website.
      • Visit the nearest Yes Bank branch.
    2. Where can I get a Yes Bank Car Loan Application form?

      Yes Bank provides car loan application forms at its bank branches or on its website online.

    3. What kind of four wheeler can I purchase with finance from Yes Bank?

      You can purchase any kind of four-wheeler with a loan from Yes Bank. The car should be bought for personal use.

    4. How do I apply online for a Yes Bank car loan?

      To apply for a car loan on the Yes Bank website, follow these simple steps.

      • Click on “Bank Branching” and Choose Retail Banking - Loans. Then choose Car Loans and you will see an option to Apply Now! Click on the button, fill out the form and apply.
    5. Can I check the status of my Yes Bank loan application online?

      No, there is no option on the Yes Bank website.

    6. Who is eligible to apply for a Yes Bank car loan?

      The eligibility requirements are given below.

      • Individuals
      • Proprietorship Firms
      • Partnership Firms
      • Public / Private Limited Companies
    7. What is the minimum income required to be eligible for this loan?

       

      Applicant

      Minimum Salary

      Minimum Work Experience

      Salary Basis

      Salaried

      Rs. 3 lakhs per annum

      2 years overall work experience with 1 year in the current field.

      Last 3 months salary slip and Form 16

      Self-employed

      Rs. 2 lakhs per annum

      2 years in the same business

      Last 2 years ITR
      OR 1 year ITR and Advance Tax challan of current year which shows higher tax paid than in the previous year.

      Partnership Firms

      Rs. 2 lakhs per annum

      2 years in the same business

      Last 2 years Audited Financials
      OR Last 2 years ITR

      Private Limited / Limited Companies

      Rs. 2 lakhs per annum

      2 years in the same business

      Last 2 years Audited Financials
      AND Last 2 years ITR
    8. What are the age limits for the Yes Banks car loan?

      Age restrictions for Yes Bank Car Loan is given in the table below.

      Applicant

      Minimum age at the time of application

      Maximum age at loan maturity

      Salaried

      21 years

      58 years

      Self-employed

      21 years

      65 years

      Partnership Firms

      NA

      NA

      Private Limited / Limited Companies

      NA

      NA
    9. How much of the cost of the car will Yes Bank finance?

      Yes Bank can finance up to 90% of the loan to value ratio on select models of four wheelers.

    10. What is the maximum loan amount offered by Yes Bank?

      You can get up to Rs. 500 lakhs to finance the purchase of your car.

    11. Is there any minimum loan amount with the Yes Bank Car Loan?

      Yes, the bank offers Rs. 1 lakh minimum on their car loans.

    12. What is the minimum car loan tenure?

      Yes Bank offers a minimum loan repayment time of 1 year.

    13. What is the maximum repayment tenure for a Yes Bank car loan?

      The maximum repayment tenure is 7 years.

    14. What is the interest rate offered by Yes Bank on new car loans?

      The rate of interest ranges from 10.75% to 13.50% per annum. Your rate of interest is determined on the basis of the car model. The interest rate can vary with changes to the base rate. Kindly check with Yes Bank for any revision in the rate of interest.

    15. Are there any processing fees on Yes Bank Car Loans?

      Yes, there are non-refundable processing charges applicable. The processing charges are inclusive of GST and are listed below.

      Loan Amount

      Charge

      Up to Rs. 10 lakhs

      Rs. 5,000

      Above Rs. 10 lakhs to Rs. 25 lakhs

      Rs. 7,500

      Above Rs. 25 lakhs

      Rs. 10,000
    16. What are the stamp duty charges?

      Stamp duty is charged at the actual cost.

    17. Can I foreclose my Yes Bank car loan?

      Yes, you can prepay the loan in full after 6 months from the date of taking the loan.

    18. Can I make part payments on my Yes Bank Car Loan?

      No, part prepayments are not allowed. However, the bank may allow this at its sole discretion provided that the prepayment charges are paid.

    19. What are the foreclosure charges on the Yes Bank Car Loan?

      The foreclosure penalty charges are based on the loan tenure already completed. The loan tenure is calculated from the 1st EMI.

      Tenure

      Penalty

      Up to 6 months

      Not allowed

      6 months to 24 months

      6% of POS

      24 months and above

      5% of POS
    20. Are there any penalties for late payment?

      Yes, you will be charged 2% per month for late payments on your loan.

    21. What are the charges for bounced cheque?

      For bounced cheques, Yes bank charges Rs. 750 per instrument. For cheque swapping the charges are the same.

    22. Can I cancel my loan application?

      Yes, you can cancel your loan application. You can also cancel a rebooking of the loan.

    23. Are there charges for canceling the loan?

      Yes, you will be charged Rs. 1,000. The cancellation charges and the interest charges will be borne by you.

    24. What are the other charges applicable on a Yes Bank car loan?

       

      Particulars

      Charges

      Duplicate Repayment Schedule charges

      Rs 750/- per schedule

      Loan Reschedulement charges

      As applicable at the time of reschedulement

      Duplicate no due certificate / NOC

      Rs 750/- per NOC

      Special NOC

      Rs 500/- per request

      Legal, Repossession and Incidental charges

      At actual

      Statement of Account Charges

      Rs 750/- per statement

      Rs 750/- per statement

      Bounced cheque

      Rs. 750 per cheque

      Cheque Swapping

      Rs. 750 per cheque
    25. What Credit score is required for the Yes Bank car loan?

      When you apply for a car loan, the bank can enquire about your credit score. The acceptable credit score is 750 and above. Under certain conditions, the banks may accept scores as low as 550 points.

    26. How do I repay my Yes Bank Car Loan?

      Yes, Bank provides three methods of car loan repayment.

      • Electronic Clearing Service (ECS) - You can use the Electronic Clearing Service (ECS) which authorises Yes Bank to automatically debit your other bank account to make payments towards your loan.
      • Standing Instructions (SI) - If you maintain a bank account with Yes Bank, you can set standing instructions (SI). Yes Bank will debit the set amount from your bank account on the EMI due date.
      • Post dated cheques - You can also pay via post dated cheque where ECS and SI facility is not available.
    27. What are the documents required for Yes Bank Car Loan?

      For a car loan from Yes Bank, you need to submit the following:

      • Recent Photograph
      • Duly filled Application
      • Identity Proof
      • Age Proof
      • Address Proof
      • Signature Proof
      • Proforma Invoice
      • Bank Statement
    28. What are the income documents required?

      Income documents required varies between different applicants.

      • For salaried individuals, the latest 3 months salary slip and Form 16
      • For Self-employed, last 2 years ITR OR 1 year ITR and Advance Tax challan of current year which shows higher tax paid than in the previous year.
      • For partnership firms, last 2 years Audited Financials OR last 2 years ITR
      • Private Limited / Limited Companies, last 2 years Audited Financials AND last 2 years ITR
    29. What are the documents required after the loan is approved?

      After the loan is approved and before it is disbursed, you are required to submit the following:

      • The loan agreement which has been signed with RTO set.
      • Margin Money receipt
      • Repayment forms - Post dated cheques, ECS form, Standing instructions form with post dated cheques.
    30. What security is acceptable to Yes Bank?

      Acceptable security includes the following:

      • Landed property
      • House Deed
      • Fixed Deposits
      • LIC Policy
      • PF/PPF
      • Any other security acceptable by Yes Bank.
    31. Do I need to hypothecate the vehicle to Axis Bank?

      Yes, hypothecation of the four wheeler is necessary.

    32. Can I calculate my car loan EMI amount before applying for a Yes Bank car loan?

      You can calculate your EMIs using the calculator available on BankBazaar. Access Finance Tools, and click on the calculator. Input your details such as loan amount, interest rate, processing charge and tenure. You can view your results that will include the total cost of the car loan, the interest payable and the EMI amount.

    33. How is the loan disbursed?

      The loan can be disbursed in the following ways:

      • Credit to a designated Axis bank account in the name of the borrower.
      • Credit to a designated bank account in the name of the borrower where Electronic Debit Instructions are specified.
      • Pay order or demand draft made in favour of the Car Dealer or Manufacturer.
    34. Can I purchase commercial purpose vehicles with a car loan from Yes Bank.

      This car loan is only for personal use vehicles. You can avail of a separate loan to purchase commercial vehicles.

    35. How do I contact the Yes Bank Customer Care for car loan queries?
      • The Yes Bank customer care helpline can be reached on their toll free number 1800 2000.
      • You can also email them at yestouch@yesbank.in

    News About YES Bank Car Loan

    • Skoda India states that customers will have an improved ownership experience

      Skoda India is looking to fortify its brand image in India with improved sales and services. The company is offering a 4-year roadside assistance cover with an optional 4-year maintenance package. Digital ownership experience through MySkoda app and iService app are other offerings from the company. An AI-enabled chat bot is also available for customer support activities.

      Additionally, the car manufacturer has revamped its dealerships throughout India. The Package Pricing System Online (PPSO) has been merged with Auto Part which is the company’s analytical and inventory management tool. This is expected to help with the pricing of jobs, uniformity in charges, spare parts stocking, and overall transparency.

      23 August 2018

    • Rollout of 10,000th vehicle from Andhra Pradesh plant of Isuzu Motors India

      The 10,000th vehicle from the SriCity factory of Isuzu Motors India was rolled out recently. The vehicle was a D-MAX V-Cross. The SriCity plant is located in Andhra Pradesh and has been in operation since April 2016. The factory has been producing the MU-X family SUV, D-MAX V-Cross Adventure Utility Vehicle, and D-MAX S-CAB/regular cabs for commercial use. It is one of Isuzu’s key manufacturing plants on a global scale. The plant exports vehicles to Bhutan and Nepal as well.

      The Managing Director of the company said that the rollout of the 10,000th vehicle from the manufacturing facility is a landmark for the company’s operations in India. He said that the company will continue to deliver quality and value through its products.

      16 July 2018

     

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    YES BANK Car Loan Reviews

    Write a Review
    • YES Bank Car Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have availed car loan through YES bank directly.still this loan is active .The car model was Hyundai Creta and the rate of interest was quite nominal it was 9.60%and processing fee was very high. This loan was sanctioned on faster basis ,the loan process was clearly shared by the agent . I am paying the premium on EMI basis which will be done on time.
      Was this review helpful? 11
      , agra
      Reviewed on Mar 06, 2020
    • YES Bank
      YES Bank Car Loan
      "h"
      0.5 0.5/5 "Unacceptable"
      baseless staff behaviour.., hrassing calls before emi due date............. . ........ ......................... .............................!.....................................................................
      Was this review helpful? 1
      , ludhiana
      Reviewed on Jan 08, 2020
    • YES Bank Car Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have a four wheeler loan from Yes Bank. I have already paid 18 months emi. Rate of interest is nominal as comparison to other banks. Yes Bank customer service is very good. Emi payment is very easy. Their charges are very good. I had so pay 1200 penalty for late payment.
      Was this review helpful? 8
      , kolkata
      Reviewed on Oct 04, 2019
    • YES Bank Car Loan
      "Rate of interest is cheap"
      0.5 5.0/5 "Blown Away!"
      The best and lowest interest rate has been provided by yes bank regarding the car loan. Because the rates of interest is low comparing to all other banks hence i have chosen the YES bank for my car loan. The processing fee was nominal. The loan tenure period was 3 years. They have sanctioned the loan immediately and the documentation process was easy.
      Was this review helpful? 16
      , hyderabad
      Reviewed on Jun 11, 2019
    • YES Bank Car Loan
      "Lowest interest in the market"
      0.5 5.0/5 "Blown Away!"
      I went to the showrrom they recommened YES Bank for the car loan, the rate of interest was lowest in the market. The bank have sanctioned on road price around Rs. 10 lakhs, I purchased breeza. The executive are professional they done documentation on time.
      Was this review helpful? 19
      , mumbai
      Reviewed on May 31, 2019
    • YES Bank Car Loan
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have holding car loan with Yes bank from long time, the loan amount was sufficient based on my requirement they have given to me, the rate of interest they have charged me was nominal, it is satisfactory, the service is good, so far i did not face any issue.Still this loan is running.
      Was this review helpful? 3
      , vadodara
      Reviewed on May 14, 2019
    • YES Bank Car Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I took car loan from YES Bank I took the loan amount Rs. 6 lakhs for the duration 7 years , the on road price was Rs.7.8 lakhs. Interest rate was around 9.2% its nominal as compared to other banks. They do have part payment, foreclosure and other feature.
      Was this review helpful? 3
      , chennai
      Reviewed on Apr 12, 2019
    • YES Bank Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      My car loan was taken with Yes bank recently,The process in getting loan was simple and quick,the loan got credited in my account on time,and the loan amount which they have given me was good,the rate of interest they have charged me up to 9.6% which was nominal comparing to market value.
      Was this review helpful? 0
      , noida
      Reviewed on Mar 26, 2019
    • YES Bank Car Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have applied for the car loan with the YES BANK the documentation process simple with basic documentation. I have got the loan within 3 days bank. The rate of interest is 8.90% with this loan which is nominal. The duration for repaying the loan is for 5 years.
      Was this review helpful? 1
      , mumbai
      Reviewed on Feb 22, 2019
    • YES Bank Car Loan
      "Okay bank for car loan"
      0.5 5.0/5 "Blown Away!"
      There is no communication between the call centre and me and they used to auto debiting money from my account as a EMI. I have taken the loan amount of Rs. 6.5 lakhs and I'm not satisfied with the interest rate which they have provided me was 13% since the dealer has provided the loan from YES bank and i don't have option to choose the other bank
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 19, 2018
    • YES Bank Car Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan with YES bank and my loan experience was very good, the car model is Vitarra Brezza and the loan amount is Rs 6.7 lakhs with nominal interest rate and no processing charges. The tenure period for this loan is 5 years and the customer service was good.
      Was this review helpful? 3
      , new delhi
      Reviewed on Jul 31, 2018
    • YES Bank Car Loan
      "Better"
      0.5 4.0/5 "Great!"
      I have taken the four wheeler loan with the Yes bank and the customer service is good, also the response is better one too. I am really happy with them. Rate of interest is around 9.15% for the car loan with the Yes bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 23, 2018
    • YES Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Within a week time , I have got the car loan from the YES BANK . They have disbursed the loan amount within the promised time. The customer support service and the response is good with the Yes bank . The updating process is excellent with the YES BANK.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 01, 2018
    • YES Bank Car Loan
      "Good process"
      0.5 5.0/5 "Blown Away!"
      I also bank with YES Bank for a car loan. They are very fast and prompt in the customer services. The process is good and the documentation was not much. The rate of interest is of 9% and the processing charges is also zero. I am happy with the after loan services too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 01, 2018
    • YES Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a Car loan with Yes bank and it was a good loan experience. The loan amount was for Rs 14 lakhs with the rate of interest of 13% which is high when compared to other banks. The process was smooth and i received my loan amount on time. Customer service was good and they followed up correctly. The tenure of this loan is 4 years and it was overall a good service from Yes bank.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jan 24, 2018
    • YES Bank Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a good service from YES bank for my car loan service the interest rate they offered me was 6.7 which is fine compare to others the customer service is good and the documents have been collected from my door step ,so the process was very easy with YES bank for my car loan service.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 11, 2017
    • YES Bank Car Loan
      "Process is good & swift"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan from YES Bank and the process was very much convenient where documents are concerned and the the disbursement was on time too. The interest rate was a bit on the higher side. It was around 8.8% and the processing charges are good.
      Was this review helpful? 1
      , mumbai
      Reviewed on Oct 20, 2017
    • YES Bank Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Response given by yes bank for my car loan process was very fast. They approved the loan with simple documents collection. Customer service is always good in reminding us about our emi date. . They are very quick in their process. With in two days they have approved and sanctioned my loans.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 28, 2017
    • YES Bank Car Loan
      "Very good approach"
      0.5 4.0/5 "Great!"
      YES car was very prompt in responding, the person came to my place and completed the documentation process in a week's time. But they are yet to come back to me regarding the eligibility regarding the maximum loan sanction amount . But it is the only Bank which provides the option for foreclosure. Name of the car model shortlisted was MARUTI SUZUKI BALENO alpha.
      Was this review helpful? 1
      , mumbai
      Reviewed on Sep 26, 2017
    • YES Bank Car Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I have got the car loan with the Yes bank and the loan amount got disbursed within a week of time. I would like to say that the response is good one for me with them and the customer service is also fine one for me and I don't have any issues on it.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 14, 2017
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