If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Vadodara Car Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 10% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    8.90% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    13.1% - 15% Floating
    Up to 2%
    20K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    8.80% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free SPECIAL OFFER FOR WOMEN
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    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5,500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
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    Fees & Charges
    Good To Know
    Eligibility Criteria
    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Perks
    Fees & Charges
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    Eligibility Criteria
    11.40% Floating
    0
    35K - 25L
    5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
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    Eligibility Criteria
    12% - 13% Fixed
    1% One time fee
    50K - 10L
    1-4 Years
    Response Time : Within 30 minutes
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  • Vadodara Car Loan is Rated as "Excellent!" by 274 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    Car Loan BYTES FROM OUR KITCHEN

    Vadodara Car Loan

    Vadodara or Baroda is an important city in Gujarat, the Indian state. It is situated towards the south-east corner of Ahmedabad - another significant metropolis in the state.It is the 20th largest city in India and the 3rd biggest city in Gujarat. Due to its rich cultural heritage, Vadodara is also popularly known as the “Sanskrit Nagar” or the “Kala Nagari”.Vadodara’s economy is mostly focused on compounds & fertilizers, medicines, fisheries, fiber weaves, dairy and machine gears. Some significant crops harvested in Vadodara are rice, wheat, grams, yellow peas, yarn and sugarcane. More than 120 public schools and 100 odd private schools exist in Vadodara and it also houses many important educational institutes of the nation.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Vadodara Car Loan if you are

    01
    02
    03
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    Vadodara Car Loan Minimum Age

    At least 21 years old

    Vadodara Car Loan Maximum Age

    Less than 67 years old

    Vadodara Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Vadodara Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Vadodara Car Loan amount eligibility is based on these factors

    01
    02
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    Vadodara Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Vadodara Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Vadodara Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Vadodara Car Loan amount by these steps

    01
    02
    Vadodara Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Vadodara Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Vadodara Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Vadodara Car Loan Interest RatesUpdated on 21 Oct 2017

    Vadodara Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required


    Vadodara Car Loan Reviews

    • Bank Bazaar Car Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      This is the first for me to use bankbazaar.com. It was a nice experience. I have placed an online request through website. They called me and gave me a suggestion, without going into the banks. I have found the bank who can offer the best interest rate. My overall rating is 5 out of 5.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 15, 2017
    • ICICI Bank Car Loan
      "Quicker approval and Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan with ICICI bank without any hassle. The service was very good. The rate of interest was satisfactory and lower than the dealer price. I am not happy with the part payment option, If I close my loan earlier than the EMI period need to pay 5% as extra charge.
      Was this review helpful? 0
      , vadodara
      Reviewed on Oct 15, 2017
    • HDFC Bank Car Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      My car loan is from HDFC BANK. The documentation was a bit difficult, they are good in customer satisfaction and they also are very reasonable on the rate of interest and processing charges. I have taken this loan five years now and the after loan services has also been up to the mark
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 27, 2017
    • Bank Bazaar Car Loan
      "Very simple"
      0.5 4.5/5 "Excellent!"
      I am expecting bankbazaar to have a clear mail format , subject and the content to be more clear otherwise it might confuse the customer. I was not clear with the information which was sent to my mail therefore I had called bankbazaar and spoke with Kunal confirmed that my application is under progress any time it can be reopened once after he confirms his requirements. Otherwise I am happy with their service.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 23, 2017
    • ICICI Bank Car Loan
      "Simple process"
      0.5 4.0/5 "Great!"
      There was a waiting period of 4 months therefore its still on going loan. I had placed this request online. Processing fee is present it would be great if that is wavied off. I can do partial payments anything time after paying the 1st EMI no prepayment charges as my salary account is linked to this loan.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 23, 2017
    • HDFC Bank Car Loan
      "Good one"
      0.5 4.5/5 "Excellent!"
      It is an amazing experience i had with HDFC CAR loan process i took for . it was really a good response i got from the HDFC BANK side they delivered me every information i required in detail and they were real good in the responding side . i really loved the process and it also quite a fast .
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 21, 2017
    • Bank Bazaar Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The website of bank bazaar is easy to use and user friendly, Good service that I received from bank bazaar.com. The customer support and responsiveness were good. They gave satisfactory response to my car loan application. Overall I am happy with the bank bazaar service
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 16, 2017
    • ICICI Bank Car Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The rate of interest was not discussed The response was prompt from ICICI bank. But I have postpone my car loan plan at present so that was the reason I haven't proceed with the ICICI bank car loan. . I would say it was an good service I had idea of taking the loan amount of 4.50 lakhs
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 16, 2017
    • Bank Bazaar Car Loan
      "Car Loan"
      0.5 4.5/5 "Excellent!"
      Feel very comfortable while applying for a car loan, very specific about requirements. Bank Bazaar is good platform which provides a lot of information The services rendered by Bank bazaar was really good. I would say bank bazaar should provide better service to its customers.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 08, 2017
    • Bank Bazaar Car Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar maintains good relationship with the customers. I got the call from bank bazaar customer support within 3 hours of time after I gave my requirement in the bank bazaar website. The website of bank bazaar is easy to use and user friendly, I can recommend bank bazaar to others.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 06, 2017
    • ICICI Bank Car Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank executives did not reach me on my car loan application. The customer service need to be improved with ICICI bank. They need to give importance to the customers requirement. The rate of interest is nominal with ICICI bank when compared with others.
      Was this review helpful? 0
      , vadodara
      Reviewed on Sep 06, 2017
    • Bank Bazaar Car Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      It was a great experience with Bankbazaar and I am happy that the process is on time. It was also a easy process to register my details on the portal. It is a simple and useful website. The follow up calls are supportive and I was able to get connected to the banks on time.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 30, 2017
    • ICICI Bank Car Loan
      "Quick in response"
      0.5 5.0/5 "Blown Away!"
      I have taken my car loan with ICICI Bank and it was a wonderful process. The rate of interest was less than 9% and the processing charges was minimal too. There are flexible options on the repayment facilities and in all I am very happy with the process.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 30, 2017
    • HDFC Bank Car Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      The response part need to be improved with HDFC bank. They gave average service in regards to my car loan disbursement. They have disbursed the loan within a week time . The rate of interest and the processing fee was low when compared with others. I am satisfied with the loan amount.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 29, 2017
    • Bank Bazaar Car Loan
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      The services at Bankbazaar is great. They made my job easy by contacting me and informing me the details for the loan. The online information is also helpful, it is a informative portal. There were follow up calls and in all no hassles faced to get connected to the bank.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 26, 2017
    • HDFC Bank Car Loan
      "High on ROI and charges"
      0.5 4.0/5 "Great!"
      HDFC Bank has been good in the car loan process and services. I got the loan in one week. The documentation is normal. Just that the rate of interest was high. It was of 13% and the processing charges was also very high. I can preclose the loan after six month with a extra charge.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 26, 2017
    • Bank Bazaar Car Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar gave me prompt response on car loan, they understand my request and gave me prompt reply. Service wise also its good their customer support is great, helped on the car loan process. I am quite happy with Bank Bazaar, hence I would like to give full rating.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 21, 2017
    • HDFC Bank Car Loan
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      HDFC is far good, compared to other competitor, they have disbursed the car loan on time and they offered 8.5% of interest for 80% of on road price of the car. I bought Hyundai Xcent worth Rs. 6.20 lakhs, I am much satisfied with their service its recommendable.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 21, 2017
    • HDFC Bank Car Loan
      "Bitter experience"
      0.5 1.0/5 "Really Bad"
      Basically I got the car loan which was approved already and ready for the disbursement from HDFC bank. They asked me to submit the documents which was done immediately . Then at the time of disbursement they were asked me to go with the insurance of Rs.30,000 , there I lost my hope and I have cancelled the loan saying that I don't need the insurance. The processing fee and the rate of interest was also high with HDFC.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 11, 2017
    • Bank Bazaar Car Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      My car loan process was easily processed via bank bazaar. I have chosen bank bazaar when I was looking for the car loan. I am with bank bazaar for more than 4 months. The customer service was really good with bank bazaar, because they have reached me on the same day when I have given the requirement on their website.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 11, 2017
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