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  • When Should You Buy Travel Insurance?

    You may purchase travel insurance up until the day before your journey date from most travel insurance carriers. But the quicker you do it, the better, for multiple reasons. For instance, let us say your airline flies insolvency between the time you reserved your holiday and your date of leaving. You will still get a chance to grab a suitable plan prior to your departure, but if the particular airline is already under the bankruptcy protection, then you get no cover. It all depends on how short your trip is and what kind of covers you need.

    Most travel insurance schemes will provide indemnification for pre-existent medical conditions that are properly managed (agreeing to adhere to timely medication and checkups), if you get the cover within a few weeks of your initial tour payment. Since around 20 percent of claims can be easily traced to previous medical disorders, this could be a significant fact. And it eliminates another possible reason for repudiating a claim. So choose the plan earlier rather than late. Keep the expense between 5 and 10 percent of your non-refundable disbursement. Off you go to write a new chapter in your travel diaries.

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