If you aspire to study abroad, there are various things that you need to watch out for rather than just your travel itinerary, part-time job options, accommodation, and so on. You will be in a strange new place with limited resources and if something unforeseen were to happen, you should be fully prepared for it. Hospitalization and other medical expenses would weigh heavily on your finances if you haven’t got a student travel insurance policy.
Student Travel Insurance Policy, specifically applicable for students studying abroad, provides financial protection to certified students against unforeseen situations arising through a typical travel schedule. Usually, such policies account for both the trip as well as the student’s health insurance.
The following are some of the exclusions applicable on student travel insurance policies in India:
If you have taken a student travel insurance policy but have not travelled during the specified period, don’t worry. Most insurance companies will refund the premium if the insured has not travelled during the policy period. A few documents will have to be submitted to validate that the insured has not travelled overseas and to process the refund. The documents are as follows:
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
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