Digit International Travel Insurance

The International Travel Insurance offered by Digit helps you travel safer and smarter. Under the insurance policy, cover is provided for adventure sports injuries, medical emergencies, loss of belongings, and unpredictable flight delays. The process to buy the insurance and make a claim is simple and can be completed online. 

Benefits of Digit's International Travel Insurance 

Given below are the main benefits of the International Travel Insurance offered by Digit: 

Support Across the World: The company's partnership with Allianz has ensured support is provided at around 216 islands and countries worldwide. Missed-Call Facility:In the case of any claims, you can call +91-7303470000. You will get a call back within 10 minutes. No charges are levied in the case of international calling. Simple Claim Process:In the case of a claim, the relevant documents can be uploaded online. You will not need to visit the office and submit any documents to make a claim. Flight Delay Compensation:In case your flight has been delayed by above 4 hours, you will be provided an Rs.500 compensation immediately Cover for Adventure Sports:Cover is provided for adventure sports such as sky diving, bungee jumping, and scuba diving. However, the duration of the activity cannot be more than one day. No Deductibles:No money will need to be provided in the case of a claim. The claim amount will be provided by Digit. 

Types of International Travel Insurance Plans 

The two different International Travel Plans that are offered by the company are given below: 

Basic Option:Common mishaps that can occur in an international trip are covered under the Basic Option plan. Comfort Option:Apart from the common mishaps, cover is provided for any other issues that may arise under the Comfort Plan. 

Features of Digit's International Travel Insurance 

Given below are the main features of the International Travel Insurance offered by Digit: 

  1. Zero deductibles need to be paid. 
  2. This policy provides cover across 216 islands and countries worldwide. 
  3. The premium that must be paid starts from Rs.206. 
  4. In the case of a claim, support is provided at any given time. 
  5. Compensation will be provided in the case of flight delays (above 4 hours). 
  6. The claims process is simple. 

Cover Provided under Basic Option and Comfort Option 

Category 

Basic Option 

Comfort Option 

Flexible Trip 

Loss of passport 

  1. Personal liability and bail bond 
  2. Trip abandonment 
  3. Emergency trip extension 
  4. Emergency cash 
  5. Loss of passport 

Smoot Transit Covers 

  1. Complete loss of baggage that has been checked-in 
  2. Check-in baggage delay 
  1. Complete loss of baggage that has been checked-in 
  2. Check-in baggage delay 
  3. Missed connection 
  4. Common carrier delay 
  5. Cancellation of trip 

Medical Cover 

  1. Accidental death and disability 
  2. Personal accident 
  3. Medical treatment and evacuation in the case of an emergency 
  4. Accidental treatment and evacuation in the case of an emergency 
  1. Accidental death and disability 
  2. Personal accident 
  3. Medical treatment and evacuation in the case of an emergency 
  4. Accidental treatment and evacuation in the case of an emergency 
  5. Dental treatment (emergency) 
  6. Daily cash allowance (maximum of 5 days) 

Process to make a Claim 

The procedure to raise a claim with Digit is mentioned below: 

  1. In case you are in India, call 1800-258-5956. In case you are abroad, give a missed call to +91-7303470000. 
  2. A link will be sent, where the relevant documents and bank details must be uploaded. 
  3. The claim will be processed by the company. 

Mandatory Travel Insurance - List of Countries 

The list of countries where it is mandatory to carry a travel insurance policy are given below: 

  1. Turkey 
  2. Russia 
  3. Qatar 
  4. Antarctica 
  5. Ecuador (includes Galapagos Islands) 
  6. Schengen Countries 
  7. The United Arab of Emirates 
  8. The United States of America 
  9. Cuba 

FAQs on Digit International Travel Insurance

  • Can I purchase the international travel insurance policy after the flight tickets are booked?

    Yes, you can purchase an international travel insurance policy after the flight tickets are booked. 

  • Will I need to undergo a medical examination to purchase a travel insurance policy?

    No, you will not need to undergo a medical examination to purchase a travel insurance policy. However, in case you have a pre-existing condition or disease, you must inform Digit about the same. 

  • In case I cancel my trip, will cover be provided under the International Travel Insurance?

    Yes, cover will be provided in the case of trip cancellation. However, cover will be provided only under the Comfort Option. 

  • In case I miss my flight, will cover be provided under the International Travel Insurance policy?

    Yes, cover will be provided in case you miss the flight. However, cover will be provided only under the Comfort Option. 

  • Will I need to provide any document to purchase an International Travel Insurance policy?

    The travel schedule must be provided to buy an International Travel Insurance policy. 

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