If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Srinagar Car Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 10% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    8.90% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Good to Know
    Eligibility Criteria
    13.1% - 15% Floating
    Up to 2%
    20K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    8.80% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free SPECIAL OFFER FOR WOMEN
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    Eligibility Criteria
    8.60% - 11.50% Fixed
    Up to ₹5,500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
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    Eligibility Criteria
    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    11.40% Floating
    0
    35K - 25L
    5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
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    Eligibility Criteria
    12% - 13% Fixed
    1% One time fee
    50K - 10L
    1-4 Years
    Response Time : Within 30 minutes
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  • Srinagar Car Loan is Rated as "Great!" by 49 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Srinagar Car Loan

    Srinagar is the capital of Jammu and Kashmir State in India. Situated in the heart of the Kashmir valley, this beautiful place is rightly known as the “Heaven on Earth”.The city is also famous for fresh fruits, dry fruits and spices. The city is considered to the hub from where handicrafts, woolen clothing and fruits are delivered to different parts of the country.There are a number of educational institutes in the city of Srinagar. The National Institute of Technology, Srinagar, is one of the oldest NIT in the country. There are a large number of retail shops in Srinagar which display some of the most exquisite collections of carpets, shawls, handicrafts and many more. The city also exports spices such as cardamom, cloves, saffron, cinnamon and so forth

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Srinagar Car Loan if you are

    01
    02
    03
    04
    Srinagar Car Loan Minimum Age

    At least 21 years old

    Srinagar Car Loan Maximum Age

    Less than 67 years old

    Srinagar Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Srinagar Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Srinagar Car Loan amount eligibility is based on these factors

    01
    02
    03
    Srinagar Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Srinagar Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Srinagar Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Srinagar Car Loan amount by these steps

    01
    02
    Srinagar Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Srinagar Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Srinagar Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Srinagar Car Loan Interest RatesUpdated on 20 Nov 2017

    Srinagar Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Srinagar Car Loan Reviews

    • HDFC Bank Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan service from HDFC in the year 2011 it was a excellent experience with HDFC the documents have been collected directly from the showroom I was paying for three lakhs and the interest rate was 11 % it was a good service from HDFC for my car loan service.
      Was this review helpful? 0
      , srinagar
      Reviewed on Nov 14, 2017
    • Bank Bazaar Car Loan
      "Special advisor on the loan products"
      0.5 5.0/5 "Blown Away!"
      Through Bank Bazaar only I found HDFC bank for the car loan. You people giving each and every information about the financial products. I could check and compare the rate of interest, EMI, tenure period through the site. Bank Bazaar mobile application and online interface is good and userfriendly.
      Was this review helpful? 0
      , srinagar
      Reviewed on Oct 25, 2017
    • HDFC Bank Car Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      As compared to other banks HDFC interest rate and car loan process is good, everything was completed on time. I have purchased Ford Figo car worth Rs. 6.40 lakhs. But I have taken the loan amount of Rs. 4.60 for the tenure of seven y ears. I am really fine with them.
      Was this review helpful? 0
      , srinagar
      Reviewed on Oct 25, 2017
    • Bank Bazaar Car Loan
      "Good Financial Advisor"
      0.5 5.0/5 "Blown Away!"
      I am happy with the service of Bank Bazaar, they used to call me often to check my loan application status. Customer interaction is very good, they are helping the customer to find out the good products. Website information is also pretty good to use.
      Was this review helpful? 0
      , srinagar
      Reviewed on Oct 14, 2017
    • HDFC Bank Car Loan
      "Customer interaction should be implemented"
      0.5 1.0/5 "Really Bad"
      HDFC bank communication was very bad, their customer response is not upto the mark but they have called me a while but they have not supported me on the car loan process. It would be great if HDFC bank is very responsible to the customer queries.
      Was this review helpful? 0
      , srinagar
      Reviewed on Oct 14, 2017
    • Bank Bazaar Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am really happy with Bank Bazaar service, because the service part is good. When I approached them to take car loan, they responded in a prompt manner, I am very much impressed with this site. The executives are very much helpful on the loan process, In-fact the site is also very much simple..
      Was this review helpful? 0
      , srinagar
      Reviewed on Jul 01, 2017
    • HDFC Bank Car Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      For car loan, I approached HDFC bank. And I had submitted the loan application too Since I hold savings account with them for two years, I approached the same bank for the car loan. I got good response against my loan but then I did not avail the loan due to some personal reasons.
      Was this review helpful? 0
      , srinagar
      Reviewed on Jul 01, 2017
    • Bank Bazaar Car Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I know about bankbazaar through Online web search, The bankbazaar web portal is easy to use and customer friendly. The bankbazaar customer support helped me to get in touch with the bank partner. It would be great if Bank bazaar can focus on their follow up. Overall the service is average.
      Was this review helpful? 0
      , srinagar
      Reviewed on May 22, 2017
    • HDFC Bank Car Loan
      "Need to be customer oriented"
      0.5 1.0/5 "Really Bad"
      When I approached HDFC bank to get a car loan they did not explain me anything about the product and they told they will be giving a call back, but no one gave a call back and still waiting for around 45 days but I haven't got the call back that was the reason I haven't got the loan from HDFC bank.
      Was this review helpful? 3
      , srinagar
      Reviewed on May 22, 2017
    • Kotak Car Loan
      "Super fast process"
      0.5 5.0/5 "Blown Away!"
      The process was excellent at Kotak Mahindra bank. I had applied for a car loan and they gave me the loan within three days. They did not have much of a document process like HDFC Bank. The services and response was excellent and the charges and interest was also normal.
      Was this review helpful? 0
      , srinagar
      Reviewed on Apr 26, 2017
    • Bank Bazaar Car Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      The response was on time from Bankbazaar.com, they done their job well as a mediator and the team was quick to process in passing on the information to the bank. It would be better if they coordinate more with the bank with regards to the documentation as well. So it would be helpful for a customer who does not like heavy documentation process.
      Was this review helpful? 0
      , srinagar
      Reviewed on Apr 26, 2017
    • HDFC Bank Car Loan
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I did not take the car loan from HDFC Bank because they were wanting too much of documentation and I was not having the same as well at that moment. I would suggest that the bank should be more flexible in the paper work. I was not comfortable with the interest rate and charges too.
      Was this review helpful? 0
      , srinagar
      Reviewed on Apr 26, 2017
    • Bank Bazaar Car Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      Bank bazaar acts like an bridge to connect the customers and the different partners. It is easy to choose the product with bank bazaar choices. Bank bazaar web portal is easy to use and user friendly. The customer service was very good they gave me a call within 24hours of time,after registering my details in bank bazaar web site.
      Was this review helpful? 0
      , srinagar
      Reviewed on Apr 08, 2017
    • Axis Bank Car Loan
      "Customer Centric"
      0.5 5.0/5 "Blown Away!"
      Axis gave good response and follow up on my car loan application. The rate of interest , fees and charges are nominal with Axis bank. They took around 5 days to disburse my car loan. I can say, I am happy with the loan amount. Axis renders the best treatment to its customers and it is customer centric too.
      Was this review helpful? 0
      , srinagar
      Reviewed on Apr 08, 2017
    • HDFC Bank Car Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      HDFC was very prompt in their response and the follow up. The reason why I did not proceed further in getting the car loan, because I already got a loan from HDFC, due to the credit score, I cant get the car loan from them. HDFC needs to improve in their eligibility criteria . Overall it was a good service with HDFC.
      Was this review helpful? 0
      , srinagar
      Reviewed on Apr 08, 2017
    • HDFC Bank Car Loan
      "Should Improve on Customer Services"
      0.5 1.0/5 "Really Bad"
      I had submitted my request at HDFC bank for my car loan, I had received calls from them. They confirmed that the executive will come and collect the documents. But no one turned up to meet me. After that there is no response from them. Few days back, they called and I was asked to visit their place. It would be great, if HDFC provides proper service to its customers.
      Was this review helpful? 0
      , srinagar
      Reviewed on Feb 27, 2017
    • Bank Bazaar Car Loan
      "Professional services"
      0.5 5.0/5 "Blown Away!"
      I have not used the services of Bankbazaar much, but to what I have they are good. The people known to me also has a good word for this portal. They know how to talk to a customer and they are very much professional in handling my application. There were very good when it comes to follow ups as well which helped me a lot.
      Was this review helpful? 0
      , srinagar
      Reviewed on Feb 20, 2017
    • HDFC Bank Car Loan
      "Not professional in services"
      0.5 1.0/5 "Really Bad"
      HDFC Bank has not been professional to me on phone after I had applied for a car loan. They did not know how to handle a customer or how to motivate a customer to take a loan. The services and response has not been satisfactory at all and I would not want to bank with them in the future as well.
      Was this review helpful? 0
      , srinagar
      Reviewed on Feb 20, 2017
    • Bank Bazaar Car Loan
      "Good website"
      0.5 4.0/5 "Great!"
      Had a very good conversation with bankbazaar and the response was given within one hour. I feel good in visiting the site first time itself. I felt very easy to access the eligibility tool and to know about the offered loan amount.I would like to recommend the service of bankbazaar to others.
      Was this review helpful? 0
      , srinagar
      Reviewed on May 09, 2016
    • HDFC Bank Car Loan
      "Fast loan process"
      0.5 4.0/5 "Great!"
      A very good response was given by hdfc bank when i applied for the loan. They were offering the required loan amount. Rate of interest offered for new car was 10.5% I was bought to buy the Renault KIWID. If they reduce the interest rate it would be good for the customers but I preferred to go with them because they use to process the application very fast.
      Was this review helpful? 0
      , srinagar
      Reviewed on May 09, 2016
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