If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 31 Srinagar Car Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 11.10% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
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    13.1% - 15% Floating
    999 + applicable tax
    20K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
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    8.60% - 11.50% Fixed
    Up to ₹5,500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
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    Eligibility Criteria
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% financing on car value
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    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
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    Eligibility Criteria
    8.75% - 8.80% Fixed
    3,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
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    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
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    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
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    Eligibility Criteria
    12% - 13% Fixed
    1% One time fee
    50K - 10L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.75% - 13% Fixed
    Up to ₹ 5,000 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time : Within 30 minutes
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    Eligibility Criteria
    11.50% Floating
    575 One time fee
    1L Min
    1-3 Years
    Response Time : Within 30 minutes
    What you'll love
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    Perks
    Fees & Charges
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  • Srinagar Car Loan is Rated as "Great!" by 55 Users

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    Srinagar Car Loan

    Srinagar is the capital of Jammu and Kashmir State in India. Situated in the heart of the Kashmir valley, this beautiful place is rightly known as the “Heaven on Earth”.The city is also famous for fresh fruits, dry fruits and spices. The city is considered to the hub from where handicrafts, woolen clothing and fruits are delivered to different parts of the country.There are a number of educational institutes in the city of Srinagar. The National Institute of Technology, Srinagar, is one of the oldest NIT in the country. There are a large number of retail shops in Srinagar which display some of the most exquisite collections of carpets, shawls, handicrafts and many more. The city also exports spices such as cardamom, cloves, saffron, cinnamon and so forth

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Srinagar Car Loan if you are

    01
    02
    03
    04
    Srinagar Car Loan Minimum Age

    At least 21 years old

    Srinagar Car Loan Maximum Age

    Less than 67 years old

    Srinagar Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Srinagar Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Srinagar Car Loan amount eligibility is based on these factors

    01
    02
    03
    Srinagar Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Srinagar Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Srinagar Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Srinagar Car Loan amount by these steps

    01
    02
    Srinagar Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Srinagar Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Srinagar Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Srinagar Car Loan Interest RatesUpdated on 18 Sep 2018

    Srinagar Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Srinagar Car Loan Reviews

    • Bank Bazaar Car Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 3 years, the services provided by bankbazaar is good when compared to others in the market. Customer service was good with bankbazaar and they responded on time. Mobile application of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 1
      , srinagar
      Reviewed on Sep 08, 2018
    • HDFC Bank Car Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with HDFC bank for car loan, the loan amount was for Rs 2.35 lacs with nominal interest rate when compared to others. The process was smooth and i received my loan in 10 days. Customer service was good and they responded on time. The tenure period for this loan is 4 years.
      Was this review helpful? 2
      , srinagar
      Reviewed on Sep 08, 2018
    • Jammu Kashmir Bank Car Loan
      "Good Service"
      0.5 4.5/5 "Excellent!"
      Being a local bank they always consider the local customers. I've been banking with them for a while. The documentation was really good and they took care of the documentation. Overall it was a good experience with the car loan application. Overall it was a good.
      Was this review helpful? 2
      , srinagar
      Reviewed on May 15, 2018
    • HDFC Bank Car Loan
      "Poor Follo up from the bank"
      0.5 1.0/5 "Really Bad"
      I applied for the Car Loan from HDFC bank online . The loan amount was 1.5 lakhs and the whole applications process was easy. There were no calls from bank, the loan was closed. The bank did not follow up regularly which was the main reason for cancellation of the loan.
      Was this review helpful? 0
      , srinagar
      Reviewed on May 15, 2018
    • HDFC Bank Car Loan
      "HDFC car loan"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan from HDFC bank and the approved loan amount was 3 lakhs. The rate of interest was 9%. Earlier it was 9.25% and reduced to 9% later.The monthly emi is 6593 for tenure of 5 years.The processing fee was 3500 for the approved loan amount.
      Was this review helpful? 0
      , srinagar
      Reviewed on May 13, 2018
    • Bank Bazaar Car Loan
      "Helpful service"
      0.5 5.0/5 "Blown Away!"
      I have applied for a car loan through bankbazaar. Since i gone through bankbazaar i got the best deal. They have reduced interest for the car loan. After my application the response was good and much easy. Visit the website is future as well.
      Was this review helpful? 0
      , srinagar
      Reviewed on May 13, 2018
    • HDFC Bank Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan service from HDFC in the year 2011 it was a excellent experience with HDFC the documents have been collected directly from the showroom I was paying for three lakhs and the interest rate was 11 % it was a good service from HDFC for my car loan service.
      Was this review helpful? 0
      , srinagar
      Reviewed on Nov 14, 2017
    • Bank Bazaar Car Loan
      "Special advisor on the loan products"
      0.5 5.0/5 "Blown Away!"
      Through Bank Bazaar only I found HDFC bank for the car loan. You people giving each and every information about the financial products. I could check and compare the rate of interest, EMI, tenure period through the site. Bank Bazaar mobile application and online interface is good and userfriendly.
      Was this review helpful? 0
      , srinagar
      Reviewed on Oct 25, 2017
    • HDFC Bank Car Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      As compared to other banks HDFC interest rate and car loan process is good, everything was completed on time. I have purchased Ford Figo car worth Rs. 6.40 lakhs. But I have taken the loan amount of Rs. 4.60 for the tenure of seven y ears. I am really fine with them.
      Was this review helpful? 0
      , srinagar
      Reviewed on Oct 25, 2017
    • Bank Bazaar Car Loan
      "Good Financial Advisor"
      0.5 5.0/5 "Blown Away!"
      I am happy with the service of Bank Bazaar, they used to call me often to check my loan application status. Customer interaction is very good, they are helping the customer to find out the good products. Website information is also pretty good to use.
      Was this review helpful? 0
      , srinagar
      Reviewed on Oct 14, 2017
    • HDFC Bank Car Loan
      "Customer interaction should be implemented"
      0.5 1.0/5 "Really Bad"
      HDFC bank communication was very bad, their customer response is not upto the mark but they have called me a while but they have not supported me on the car loan process. It would be great if HDFC bank is very responsible to the customer queries.
      Was this review helpful? 0
      , srinagar
      Reviewed on Oct 14, 2017
    • Bank Bazaar Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am really happy with Bank Bazaar service, because the service part is good. When I approached them to take car loan, they responded in a prompt manner, I am very much impressed with this site. The executives are very much helpful on the loan process, In-fact the site is also very much simple..
      Was this review helpful? 0
      , srinagar
      Reviewed on Jul 01, 2017
    • HDFC Bank Car Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      For car loan, I approached HDFC bank. And I had submitted the loan application too Since I hold savings account with them for two years, I approached the same bank for the car loan. I got good response against my loan but then I did not avail the loan due to some personal reasons.
      Was this review helpful? 0
      , srinagar
      Reviewed on Jul 01, 2017
    • Bank Bazaar Car Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I know about bankbazaar through Online web search, The bankbazaar web portal is easy to use and customer friendly. The bankbazaar customer support helped me to get in touch with the bank partner. It would be great if Bank bazaar can focus on their follow up. Overall the service is average.
      Was this review helpful? 0
      , srinagar
      Reviewed on May 22, 2017
    • HDFC Bank Car Loan
      "Need to be customer oriented"
      0.5 1.0/5 "Really Bad"
      When I approached HDFC bank to get a car loan they did not explain me anything about the product and they told they will be giving a call back, but no one gave a call back and still waiting for around 45 days but I haven't got the call back that was the reason I haven't got the loan from HDFC bank.
      Was this review helpful? 3
      , srinagar
      Reviewed on May 22, 2017
    • Kotak Car Loan
      "Super fast process"
      0.5 5.0/5 "Blown Away!"
      The process was excellent at Kotak Mahindra bank. I had applied for a car loan and they gave me the loan within three days. They did not have much of a document process like HDFC Bank. The services and response was excellent and the charges and interest was also normal.
      Was this review helpful? 0
      , srinagar
      Reviewed on Apr 26, 2017
    • Bank Bazaar Car Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      The response was on time from Bankbazaar.com, they done their job well as a mediator and the team was quick to process in passing on the information to the bank. It would be better if they coordinate more with the bank with regards to the documentation as well. So it would be helpful for a customer who does not like heavy documentation process.
      Was this review helpful? 0
      , srinagar
      Reviewed on Apr 26, 2017
    • HDFC Bank Car Loan
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I did not take the car loan from HDFC Bank because they were wanting too much of documentation and I was not having the same as well at that moment. I would suggest that the bank should be more flexible in the paper work. I was not comfortable with the interest rate and charges too.
      Was this review helpful? 0
      , srinagar
      Reviewed on Apr 26, 2017
    • Bank Bazaar Car Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      Bank bazaar acts like an bridge to connect the customers and the different partners. It is easy to choose the product with bank bazaar choices. Bank bazaar web portal is easy to use and user friendly. The customer service was very good they gave me a call within 24hours of time,after registering my details in bank bazaar web site.
      Was this review helpful? 0
      , srinagar
      Reviewed on Apr 08, 2017
    • Axis Bank Car Loan
      "Customer Centric"
      0.5 5.0/5 "Blown Away!"
      Axis gave good response and follow up on my car loan application. The rate of interest , fees and charges are nominal with Axis bank. They took around 5 days to disburse my car loan. I can say, I am happy with the loan amount. Axis renders the best treatment to its customers and it is customer centric too.
      Was this review helpful? 0
      , srinagar
      Reviewed on Apr 08, 2017
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