If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
  • loading

    Pune Car Loan

    We found 34 Pune Car Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.1% - 15% Floating
    0
    20K - 10L
    1-5 Years
    Response Time Within 30 minutes
    Ad Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% - 13.25% Fixed
    Up to ₹ 6,153 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% Floating
    ₹500 to ₹7000 + S.T.
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% - 11.6% Fixed
    Up to ₹5,150 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    PAPERLESS APPROVAL OPTION AVAILABLE
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time Within 30 minutes
    100% financing on car value
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    9% - 11.50% Fixed
    Up to ₹5500
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.25% - 13.99% Fixed
    Up to ₹2,300 One time fee
    75K Min
    1-7 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.00% Floating
    ₹500 to ₹7000 + S.T.
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    SPECIAL OFFER FOR WOMEN
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
     Loading your search... Loading your search...
  • Pune Car Loan Reviews

    • HDFC Bank Car Loan
      "Good Experience"
      0.5 4.5/5 "Excellent!"
      I remember car loan got disbursed within three to four days of time. HDFC car loan interest rate is nominal compared to other banks. Still my car loan is running but I could do the part payment option. But there is a foreclosure option after six months of loan.
      Was this review helpful? 0
      , pune
      Reviewed on May 26, 2017
    • SBI Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Loan amount I have opted for 5 lakhs and the bank has given me 5.5 laks Documentation was less with State bank of India as well as within 1 days car loan got disbursed. Within short span of time. almost all formalities were completed and the communication was so good with their customer service team works good as well.
      Was this review helpful? 1
      , pune
      Reviewed on May 25, 2017
    • Bank Bazaar Customer Support
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      The services at Bankbazaar has been good and it was a nice experience as I got all the information I needed I suggest bank bazaar to have more options of banks in website. The website is pretty much useful and it would be better off there are lesser rates available on the site for the customer to choose the least.
      Was this review helpful? 1
      , pune
      Reviewed on May 25, 2017
    • Oriental Bank of Commerce Car Loan
      "Service Was not Good"
      0.5 1.0/5 "Really Bad"
      Actually I did not receive enough response from Oriental Bank of Commerce for my car loan. I have not even received one call from the bank. So I just postponed my plan in getting a loan and I canceled my car loan application with OBC. Later I opted from other resources with low ROI
      Was this review helpful? 0
      , pune
      Reviewed on May 25, 2017
    • Bank Bazaar Customer Support
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is very good and I can get all the references through them, also I can get the information related to the funding process in a handy way. Website of the Bankbazaar.com is easy to access and user friendly too.
      Was this review helpful? 0
      , pune
      Reviewed on May 22, 2017
    • TVS Credit Services Car Loan
      "Partially satisfied"
      0.5 2.0/5 "Expected more"
      Interest rate was around 14% for the car loan with the TVS credit services. Loan amount got disbursed after some delayed like it took more than a month of time. Till now, 100% of the payment is not yet released, though owner have released the papers. I would like to suggest that they need to stick with the commitments.
      Was this review helpful? 1
      , pune
      Reviewed on May 22, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 4.5/5 "Excellent!"
      The services at Bankbazaar has been good and it was a nice experience as I got all the information I needed In one page without having to visit the bank physically. The website is pretty much useful and it would be better off there are lesser rates available on the site for the customer to choose the least.
      Was this review helpful? 0
      , pune
      Reviewed on May 19, 2017
    • HDFC Bank Car Loan
      "High on ROI & charges"
      0.5 3.5/5 "Pretty good"
      HDFC Bank did respond to me on time when I applied for a car loan. I could not go ahead for the loan because I finally could not get the vehicle that I was looking for. The vehicle I preferred was "Chevrolet enjoy" and since the vehicle was not available and its because of which my plan was revoked. The rate of interest was high when compared to other banks.
      Was this review helpful? 0
      , pune
      Reviewed on May 19, 2017
    • Bank Bazaar Customer Support
      "Good experience with very good customer support"
      0.5 4.5/5 "Excellent!"
      With the help of web search, I came to know about bankbazaar.com. Its been a year I am with bank bazaar. I have used mobile application to apply for my car loan. The bank bazaar web portal and the mobile application is easy to use and customer friendly. Overall I can say bankbazaar.com gives very good service to their customers, because there policies which the customer support describes are really benefits which are provided to their customers.
      Was this review helpful? 0
      , pune
      Reviewed on May 19, 2017
    • Axis Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Axis bank gave me a call and explained me about the product very clearly. The customer support and the response part is really good in concern to my car loan application. The rate of interest is nominal with Axis bank. I have postponed my plan to Diwali, that was the reason, I haven't got the loan with Axis bank. Overall the service is very good with axis bank.
      Was this review helpful? 0
      , pune
      Reviewed on May 19, 2017
    • Bank Bazaar Customer Support
      "Best site!"
      0.5 4.0/5 "Great!"
      Fair enough !! Bankbazaar.com is really a good one , once after I logged in , I got every single information for my financial queries. I got the call from the bankers within an hour of time. Process got started the very next day itself from the date of placing my enquiry.
      Was this review helpful? 0
      , pune
      Reviewed on May 18, 2017
    • TVS Credit Services Car Loan
      "Better"
      0.5 2.0/5 "Expected more"
      Rate of interest was around 9.1% for the car loan with the TVS credit services and the loan amount got disbursed within a week of time. Processing charges were nominal one with them but it was not really clear. TVS credit services executives are fair with their procedures but they need to speed up their services.
      Was this review helpful? 1
      , pune
      Reviewed on May 18, 2017
    • Bank Bazaar Customer Support
      "Easy Handy to check financial updates"
      0.5 4.0/5 "Great!"
      Bank Bazaar is a handy website to check about financial product, When I applied for car loan their service is prompt and their follow up is good, they have coordinated well with me and bank. Bank Bazaar kept updated the application status. The portal has multiple option about loan products and it got tie up with many banks.
      Was this review helpful? 0
      , pune
      Reviewed on May 18, 2017
    • HDFC Bank Car Loan
      "Its Good"
      0.5 3.5/5 "Pretty good"
      When I applied for the car loan with HDFC, they have approved my loan, but they not aware of my car dealer to release the amount. Hence my disbursement took almost twenty five days its quite lengthy. But they are prompt and they sanctioned requested amount. I am fine with HDFC service.
      Was this review helpful? 1
      , pune
      Reviewed on May 18, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Bankbazaar delivered a very good service when I approached them for my loan requirement. I submitted my application over their website. The website is so easy and simple to surf. It has a lot of information for all kind of financial services so it was useful.
      Was this review helpful? 0
      , pune
      Reviewed on May 17, 2017
    • TVS Credit Services Car Loan
      "Supportive Service"
      0.5 4.0/5 "Great!"
      I got very good response from TVS credit services for my car loan. I am happy with the rate of interest because it is not on higher end. Customer service is too good. The way they approached me is nice and they supported me a lot to take the loan from them.
      Was this review helpful? 0
      , pune
      Reviewed on May 17, 2017
    • SBI Car Loan
      "Best Offer in the Market"
      0.5 5.0/5 "Blown Away!"
      Normally with Nationalized bank its hassle to get the loan, SBI also have lot of loan process, but I had submitted proper documents and I had taken the car loan. There i s no customer service, but still they disbursed the amount on time to the dealer. SBI interest rate is low when compared to other banks.
      Was this review helpful? 0
      , pune
      Reviewed on May 16, 2017
    • Bank Bazaar Customer Support
      "One stop solution"
      0.5 4.5/5 "Excellent!"
      Bank Bazaar guided me well on the loan process, when I had some issue and I had some trouble with the bank, Bank Bazaar had resolved my queries. It has all the options, including fixed deposit. I am very much comfortable to use this Bank Bazaar site.
      Was this review helpful? 0
      , pune
      Reviewed on May 16, 2017
    • Capital First Car Loan
      "They should improve the customer support"
      0.5 2.0/5 "Expected more"
      There was a dealy of 25 days by Capital First on my car loan. I had shortlisted resale car but seller was not ready to wait, day by day I called and checked with the Capital First about the disbursement. Finally they released the amount of 1.77 lakhs and this is for the tenure of three years.
      Was this review helpful? 0
      , pune
      Reviewed on May 16, 2017
    • Bank Bazaar Customer Support
      "Overall good"
      0.5 4.0/5 "Great!"
      The overall experience with Bankbazaar was good because I received a immediate response once I registered and I was given the details for the loan. The website is also up to the mark with clear information and user friendly too. It would be better if there was a clarity on the coupon I was offered. The updates could have been consistent when ever I contacted the customer support. I am happy that I received it finally.
      Was this review helpful? 0
      , pune
      Reviewed on May 15, 2017
    Common Loader Icon

    Pune Car Loan is Rated as "Great!" by 1789 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Pune is in Maharashtra, India. It is second largest city in the state and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government & Private sector Research Institutes, Information technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Pune Car Loan if you are

    01
    02
    03
    04
    Pune Car Loan Minimum Age

    At least 21 years old

    Pune Car Loan Maximum Age

    Less than 67 years old

    Pune Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Pune Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Pune Car Loan amount eligibility is based on these factors

    01
    02
    03
    Pune Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Pune Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Pune Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Pune Car Loan amount by these steps

    01
    02
    Pune Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Pune Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Pune Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Pune Car Loan Interest RatesUpdated on 30 May 2017

    Pune Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Pune Car Loan

    Lively and commercial, verdant and unhurried, multicultural yet old-worldly, Pune easily carries a larger than life persona though its glorious past is not always palpable. This is the place where Shivaji lived as a child, the seat of Maratha confederation at the peak of its heyday. This is the Pune that belonged to the Peshwas. Soon it became the monsoon capital of the British, who laid grounds for the cantonment you see today. Peppered with top-notch educational institutions like Symbiosis, The Film and Television Institute of India and many other renowned academic centers, Pune is famed as the ‘Oxford of the East’. It has meandering roads, most of which cut according to the natural slopes of the hilly terrain hugging the River Mutha.

    As the city developed haphazardly, a great number of highways were constructed while witnessing an IT boom. The fact that the usage of private motor vehicles like cars and bikes have escalated over the past decade in the place is not news. What is new though is that the city has the largest number of vehicle owners in Maharashtra, surpassing even Mumbai. Of all the 35 Maratha districts, 13.2% of families in Pune use cars as their mode of transport while Mumbai stands at 2nd place with only 12%. In the meantime, a similar progress were noticed in the usage of two-wheelers such as bikes, scooters and mopeds, which is a strapping figure of 48.8%.

    With the economic growth living up to the famous adage of Kennedy - ‘a rising tide can lift every boat’- it is not hard to fund one’s dream car. Pune car loan providers and dealers have understood this rise in tide and offer numerous loan options to their people. Hence, borrowing a portion of the entire car price from a bank or a financier is quite common nowadays. Depending on the bank, there will be a few eligibility criteria to be met and you will be asked to submit the required documents (ID proof, address proof, employment/ income proof etc). In the end, going for personal car loans is a much safer and cheaper option than other loans.

    If you are planning to purchase a new or used car and are looking for financiers, please have a look at the below points before approaching any car loan provider.

    • Do you have any additional pending loan EMIs?

      This is not to say that you will not be eligible in case of an existing loan or you have to pay off everything before applying for another loan. They will check and assess whether your present financial condition lets you settle up that loan together with the new one. You also have the option of consolidating the previous and current loans into one. Not only will this make for easy loan settlement but also avail you a reduced interest rate.

    • Why choose bank 1 compared to bank 2?

      Selecting a bank to apply for a car loan can be baffling as the market is highly competitive. High variation of interest rates can be spotted when you do some research. Hence surf through those price comparison websites regarding car loans and pick the bank that offers the lowest rates. But that is not all. Do not miss the oh-so-well-hidden fees lurking on the page. Your list will soon become shorter and that is the time to get in touch with the nearest branches and make detailed inquiries. Food for thought- there have been cases where loan providers receive way less money as interest but levy an outrageous processing fee, which effectively nullify what you save on interest. Think before you sign!

    Check For Latest: Gold Rate in Pune Or Silver Rate in Pune
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.