If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Pune Car Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.1% - 15% Floating
    0
    20K - 10L
    1-5 Years
    Response Time Within 30 minutes
    Ad Rs.2,500 Amazon voucher free Paperless approval option available
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% - 15% Fixed
    Up to ₹ 6,153 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.95% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 9% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free PAPERLESS APPROVAL OPTION AVAILABLE
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
    What you'll love
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    Perks
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    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5500
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    13.50% - 15% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% - 9.30% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.85% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free SPECIAL OFFER FOR WOMEN
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Pune Car Loan Reviews

    • Bank Bazaar Customer Support
      "Excellent service"
      0.5 4.0/5 "Great!"
      Bank bazaar helped me to get the car loan from the good partner bank. The bank bazaar is the channel which helps to decide to get the financial product in a single roof. The customer service is good with bank bazaar. The website of bank bazaar is easy to use and user friendly. I am happy with the bank bazaar service.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 10, 2017
    • HDFC Bank Car Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with HDFC in concern to my car loan application. The customer service was good with HDFC bank. The rate of interest is nominal with HDFC bank. They have disbursed my car loan within 3 days of time after the documentation process . I am happy with the loan amount.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 10, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 4.5/5 "Excellent!"
      Once after I post the request for car loan I got immediate response from them. I am satisfied with their website information too.Bank Bazaar always connects with the customers and gives responsiveness on the customer based on the request and this was 1st experiance
      Was this review helpful? 0
      , pune
      Reviewed on Aug 10, 2017
    • Axis Bank Car Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      I am an Axis bank account holder, I applied the car loan through online channel, the bank executive have reached me directly and processed the car loan. AXIS offered me 9.25% of interest rate for the amount Rs.9.25 lakhs, it has tenure period of seven years
      Was this review helpful? 0
      , pune
      Reviewed on Aug 10, 2017
    • Vijaya Bank Car Loan
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      My car loan is running in Vijaya bank. I got this four wheeler loan from government sector bank. The interest rate is 10.5% and it is same in almost all the banks. Actually the loan got approved in just two days and I got the amount in third day. So it went simple.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 09, 2017
    • Bank Bazaar Customer Support
      "Smooth process"
      0.5 5.0/5 "Blown Away!"
      It was a very smooth process at Bankbazaar.com, as within an hour a customer service representative contacted me and post which I received a call from the bank as well . It was a nice process, I got a complete insight of what to do and how to get along with the site.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 08, 2017
    • Axis Bank Car Loan
      "Services are good"
      0.5 4.0/5 "Great!"
      I have taken a car loan from Axis Bank and it was a very pleasant experience. It was on time as well and I did not find the process inconvenient. With regards to the rate of interest and processing charges. I do not want to talk about numbers as every bank charges. I am happy that the bank was transparent as they charged me as to what I was informed.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 08, 2017
    • Bank Bazaar Customer Support
      "One stop solution"
      0.5 4.5/5 "Excellent!"
      Bank Bazaar is pretty impressive, you guys recommended 9.1% of interest for the car loan and gave me good follow up between me and Bank. Hence bank have reduced the interest rate. I used to get personalized call from Bank Bazaar for my request and it is really good.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 04, 2017
    • HDFC Bank Car Loan
      "Look into the charges before avail it"
      0.5 4.0/5 "Great!"
      I got pretty good interest rate of 8.5% from HDFC it is low in the market, but charges was high. when I went to HDFC for car loan, they asked me to hold on. But they keep on pushing me for another day because of GST was coming at the time. They asked me to take the insurance, of Rs. 6000 I denied to process. But on the disbursement day their executive told me if I am not taking the insurance loan gets rejected. Finally they taken all the charges from the disbursement.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 04, 2017
    • Bank Bazaar Customer Support
      "SATISFACTORY"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been satisfactory. I was contacted on time and I was given all the details of the banks I was eligible for. The follow calls has also been up to the mark and supportive. The website is good and overall I had no issues
      Was this review helpful? 0
      , pune
      Reviewed on Aug 03, 2017
    • HDFC Bank Car Loan
      "average"
      0.5 3.0/5 "Satisfactory"
      HDFC Bank has contacted me for the car loan, since I decided to take the loan later in future. I cancelled my application. The customer services and response has been on time and they provided the details as well. The interest rate and processing charges were discussed
      Was this review helpful? 0
      , pune
      Reviewed on Aug 03, 2017
    • Dena Bank Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Dena bank disbursed my car loan within 7 days of time. They are fair enough in providing response and service. Moreover the interest rate was same with Dena bank and other banks car loan. The service rendered by Dena bank was good and I am happy with it,
      Was this review helpful? 0
      , pune
      Reviewed on Aug 02, 2017
    • HDFC Bank Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      First of all, I was unable to submit my documents to HDFC so that was the reason why I have chosen Dena bank. On the other hand HDFC was kind enough in providing service. The Rate of interest levied by them was same as others. I would say, that I have got an average service from HDFC.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 02, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is too good to approach for any financial assistance. The website is very much easy to handle and it is really a good site. I do not have any suggestions for bankbazaar as I am fully satisfied with their services. Customer service and the response provided by them were really good.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 01, 2017
    • Axis Bank Car Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      When I applied for the car loan with Axis bank, I had simultaneously applied with other bank as well. Axis bank was a bit slow when compared with other bank in process so I did not take the loan from Axis. But, AXIS Bank provided a good response and service.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 01, 2017
    • ICICI Bank Car Loan
      "Very Good service"
      0.5 4.5/5 "Excellent!"
      The ICICI bank has disbursed my car loan within a week's time. The process was very smooth , they have explained me almost everything and asked me to submit the required documents, immediately they have disbursed the loan. The customer service and the response is really good with ICICI bank. The rate of interest is average with ICICI car loan. I am very much satisfied with ICICI and I am completely happy to use their service.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 27, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Bank bazaar website is really helpful for the customers who are seeking any kind of financial products. The customer service and the response is really good with bank bazaar. The website of bank bazaar is easy to use and user friendly. It would be great if bank bazaar recommends all possible bank partners to its customers.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 27, 2017
    • Capital First Car Loan
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I just made an inquiry with Capital first through a channel partner website, moreover I got the car loan with best deal from other bank, so that was the reason I haven't got the loan with Capital first . The customer service and the response was good with capital first, only thing they need to do is they have to reduce the interest rate in future.
      Was this review helpful? 1
      , pune
      Reviewed on Jul 27, 2017
    • Bank Bazaar Customer Support
      "Good service"
      0.5 4.5/5 "Excellent!"
      For about one year I am a customer of bankbazaar.com. I got to know about bankbazaar through google web search. The customer service and the response provided by bank bazaar is really good. The web site of bank bazaar is easy to use and user friendly. I am happy with the level of service offered by bankbazaar.com.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 18, 2017
    • HDFC Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I didn't get the car loan from HDFC bank, because my loan got sanctioned by AXIS bank so that was the reason I haven't proceed with HDFC bank car loan. The rate of interest provided by HDFC is nominal . The customer service and the response was also good with HDFC.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 18, 2017
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    Pune Car Loan is Rated as "Great!" by 1965 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Pune is in Maharashtra, India. It is second largest city in the state and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government & Private sector Research Institutes, Information technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Pune Car Loan if you are

    01
    02
    03
    04
    Pune Car Loan Minimum Age

    At least 21 years old

    Pune Car Loan Maximum Age

    Less than 67 years old

    Pune Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Pune Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Pune Car Loan amount eligibility is based on these factors

    01
    02
    03
    Pune Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Pune Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Pune Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Pune Car Loan amount by these steps

    01
    02
    Pune Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Pune Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Pune Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Pune Car Loan Interest RatesUpdated on 17 Aug 2017

    Pune Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Pune Car Loan

    Lively and commercial, verdant and unhurried, multicultural yet old-worldly, Pune easily carries a larger than life persona though its glorious past is not always palpable. This is the place where Shivaji lived as a child, the seat of Maratha confederation at the peak of its heyday. This is the Pune that belonged to the Peshwas. Soon it became the monsoon capital of the British, who laid grounds for the cantonment you see today. Peppered with top-notch educational institutions like Symbiosis, The Film and Television Institute of India and many other renowned academic centers, Pune is famed as the ‘Oxford of the East’. It has meandering roads, most of which cut according to the natural slopes of the hilly terrain hugging the River Mutha.

    As the city developed haphazardly, a great number of highways were constructed while witnessing an IT boom. The fact that the usage of private motor vehicles like cars and bikes have escalated over the past decade in the place is not news. What is new though is that the city has the largest number of vehicle owners in Maharashtra, surpassing even Mumbai. Of all the 35 Maratha districts, 13.2% of families in Pune use cars as their mode of transport while Mumbai stands at 2nd place with only 12%. In the meantime, a similar progress were noticed in the usage of two-wheelers such as bikes, scooters and mopeds, which is a strapping figure of 48.8%.

    With the economic growth living up to the famous adage of Kennedy - ‘a rising tide can lift every boat’- it is not hard to fund one’s dream car. Pune car loan providers and dealers have understood this rise in tide and offer numerous loan options to their people. Hence, borrowing a portion of the entire car price from a bank or a financier is quite common nowadays. Depending on the bank, there will be a few eligibility criteria to be met and you will be asked to submit the required documents (ID proof, address proof, employment/ income proof etc). In the end, going for personal car loans is a much safer and cheaper option than other loans.

    If you are planning to purchase a new or used car and are looking for financiers, please have a look at the below points before approaching any car loan provider.

    • Do you have any additional pending loan EMIs?

      This is not to say that you will not be eligible in case of an existing loan or you have to pay off everything before applying for another loan. They will check and assess whether your present financial condition lets you settle up that loan together with the new one. You also have the option of consolidating the previous and current loans into one. Not only will this make for easy loan settlement but also avail you a reduced interest rate.

    • Why choose bank 1 compared to bank 2?

      Selecting a bank to apply for a car loan can be baffling as the market is highly competitive. High variation of interest rates can be spotted when you do some research. Hence surf through those price comparison websites regarding car loans and pick the bank that offers the lowest rates. But that is not all. Do not miss the oh-so-well-hidden fees lurking on the page. Your list will soon become shorter and that is the time to get in touch with the nearest branches and make detailed inquiries. Food for thought- there have been cases where loan providers receive way less money as interest but levy an outrageous processing fee, which effectively nullify what you save on interest. Think before you sign!

    Check For Latest: Gold Rate in Pune Or Silver Rate in Pune
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