If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Pune Car Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.1% - 15% Floating
    0
    20K - 10L
    1-5 Years
    Response Time Within 30 minutes
    Ad Rs.2,500 Amazon voucher free Paperless approval option available
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% - 15% Fixed
    Up to ₹ 6,153 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.00% Floating
    ₹500 to ₹7000 + S.T.
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    What you'll love
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% - 11.6% Fixed
    Up to ₹5,150 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free PAPERLESS APPROVAL OPTION AVAILABLE
    What you'll love
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    Good to Know
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5500
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    12.25% - 13.99% Fixed
    Up to ₹4000 One time fee
    75K Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.90% Floating
    ₹500 to ₹7000 + S.T.
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    SPECIAL OFFER FOR WOMEN
    What you'll love
    Documents
    Perks
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    Fees & Charges
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    Eligibility Criteria
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  • Pune Car Loan Reviews

    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar was very prompt in responding the customers on my car loan application. I received good response and proper service from them. Also the website is quite easy to handle and it is full of financial information. Their customer service is good Came to know about bank bazaar through face book.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 22, 2017
    • Axis Bank Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I haven't got the car loan with axis bank, because I have dropped the plan of getting it and The axis bank customer service and response part is very nice and they have made a good follow up in concern to my car loan application the loan amount I have applied for twelve lakhs.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 22, 2017
    • HDFC Bank Car Loan
      "Better Service"
      0.5 5.0/5 "Blown Away!"
      I had received good response from HDFC bank towards my car loan application. I had been contacted by the bank for the loan and they provided the required information for the same. But I dropped my plan in taking the car loan so I just closed the application.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 21, 2017
    • HDFC Bank Car Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I availed car loan from HDFC bank and it has been closed as well. The interest rate was 10.49% which is very nominal when compared with other banks. The customer service is always good with HDFC bank. They done with the loan process in a very good way.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Customer service is really good when it comes to bankbazaar.com. I got to know about bankbazaar for about a year now. However I am using this site for the first time now. I came to know about bankbazaar through web search. The site is very much easy to use and user friendly. I am very much satisfied with bankbazaar service.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • ICICI Bank Car Loan
      "Good "
      0.5 5.0/5 "Blown Away!"
      The whole process hardly took a week's time to get completed. ICICI bank executive came and collected all the relevant documents on the assigned time and date. Further, I had got the required loan amount too. The rate of interest is too high in the beginning later after negotiating,they have reduced the interest rate and they have offered the best interest rate.I am completely happy about the loan service and to conclude, I am very much satisfied with their service.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      I received an excellent service from Bankbazaar. They are very good in providing financial assistance also it was very easy to approach them. They provided proper service and very good response for my loan application. Their website is simple to navigate.
      Was this review helpful? 1
      , pune
      Reviewed on Jun 19, 2017
    • HDFC Bank Car Loan
      "Excellent"
      0.5 2.0/5 "Expected more"
      The car loan application process is very good with HDFC bank. They have contact me but it was bit delay and I had dropped the plan of taking the car loan with them. Overall the services offered by the executives for the car loan application was excellent. Loan amount thot of applying is 2 to 3 lakhs.
      Was this review helpful? 1
      , pune
      Reviewed on Jun 19, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 4.5/5 "Excellent!"
      Bank bazaar is very nice online portal. Bank bazaar gave their full support for my car loan application, their customer support team are very quick in providing response. Bank bazaar helped me to get in touch with the bank partner I found all the information. I am very much satisfied with their service.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 15, 2017
    • HDFC Bank Car Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      I have earlier taken my car loan from HDFC bank and I got the loan without any delay. It was a nice process and a smooth sail. The customer services and response was good and the documentation was normal. The executives were prompt in regular follow ups. I also felt they gave me interest rate of 9.75% which is bit high compare to other banks.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 15, 2017
    • ICICI Bank Car Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      I availed car loan from ICICI bank and the rate of interest for the loan is around 8.5% which is nominal and I think the rate of interest is same with all the banks for the vehicle loan. ICICI bank is normally high on interest rate. There is no issues with the customer service.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 12, 2017
    • Bank Bazaar Customer Support
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had applied for the car loan through bank bazaar, I got the call from bank bazaar customer service and after 2 hours the bank partner has contacted me. The response is really good and I can say it was a quick and fast response from bank bazaar . The bank bazaar web portal is easy to use and customer friendly. The bank bazaar gave satisfactory service.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 12, 2017
    • HDFC Bank Car Loan
      "Better Service"
      0.5 5.0/5 "Blown Away!"
      I didn't get the car loan from HDFC bank, because I have postponed my plan at present. I might go for car loan after 3 months, The customer service and the response part is good with HDFC bank, The Rate of interest is nominal with HDFC bank. I would say HDFC gave a satisfied service in concern to my car loan application.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 12, 2017
    • Bank Bazaar Customer Support
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I would give five stars for Bankbazaar because it is very convenient to get to know about any financial product. It is like a one stop solution for a customer. One can not only check the eligibility but also compare the same with the comparison tool and EMI calculator which is availiable there on the portal.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 12, 2017
    • ICICI Bank Car Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      I did not take the car loan from ICICI Bank is because the model I was looking for was not yet launched. So I would reapply once more when the vehicle comes through. The interest rate and processing charges was average as it was a bit high. Good overall.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 12, 2017
    • Bank Bazaar Customer Support
      "Good services"
      0.5 4.0/5 "Great!"
      The services at Bankbazaar has been good and I am happy with the response I received. They were on time to inform me the details and the team also called up a couple of time later checking about my status. The website is created well and easy to follow.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 12, 2017
    • Sundaram Finance Car Loan
      "Response is good"
      0.5 4.0/5 "Great!"
      Since I postponed my plans to buy a vehicle. I did not go ahead for the car loan with Sundaram Finance. The services was good as they contacted me on time and inquired about my requirement. I did not go ahead to that level to talk about the interest rate and charges.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 12, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is very regular in providing information via calls, messages and mails. I never found any challenges with bankbazaar at any point of time. The website is so simple to access and it is very informative. It is easy to choose the bank for the loan service with the help of bankbazaar.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 10, 2017
    • review Car Loan
      "Good Process"
      0.5 4.5/5 "Excellent!"
      I am happy with IDFC bank because I had received very good response from the bank for my car loan application. Even I do not have any issues with the rate of interest which is around 13%. They promptly contacted me on my loan request and their services are good.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 10, 2017
    • Capital First Car Loan
      "No Response"
      0.5 3.0/5 "Satisfactory"
      Recently I had applied for the car loan with Capital First. With the help of third party online source I submitted my loan application with Capital First. But from the day I applied for the loan, I never received proper response from Capital First. I just closed my application and switched over to IDFC where I received good response.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 10, 2017
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    Pune Car Loan is Rated as "Great!" by 1872 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Pune is in Maharashtra, India. It is second largest city in the state and is considered the state's cultural capital.Pune has had traditional old-economy industries which continue to grow. The city is now also known for Manufacturing, Automobile, Government & Private sector Research Institutes, Information technology (IT) as well as Educational, Management and Training institutes that attract migrants, students and professionals not only from India but also from South East Asia, Middle East and African countries.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Pune Car Loan if you are

    01
    02
    03
    04
    Pune Car Loan Minimum Age

    At least 21 years old

    Pune Car Loan Maximum Age

    Less than 67 years old

    Pune Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Pune Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Pune Car Loan amount eligibility is based on these factors

    01
    02
    03
    Pune Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Pune Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Pune Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Pune Car Loan amount by these steps

    01
    02
    Pune Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Pune Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Pune Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Pune Car Loan Interest RatesUpdated on 22 Jun 2017

    Pune Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Pune Car Loan

    Lively and commercial, verdant and unhurried, multicultural yet old-worldly, Pune easily carries a larger than life persona though its glorious past is not always palpable. This is the place where Shivaji lived as a child, the seat of Maratha confederation at the peak of its heyday. This is the Pune that belonged to the Peshwas. Soon it became the monsoon capital of the British, who laid grounds for the cantonment you see today. Peppered with top-notch educational institutions like Symbiosis, The Film and Television Institute of India and many other renowned academic centers, Pune is famed as the ‘Oxford of the East’. It has meandering roads, most of which cut according to the natural slopes of the hilly terrain hugging the River Mutha.

    As the city developed haphazardly, a great number of highways were constructed while witnessing an IT boom. The fact that the usage of private motor vehicles like cars and bikes have escalated over the past decade in the place is not news. What is new though is that the city has the largest number of vehicle owners in Maharashtra, surpassing even Mumbai. Of all the 35 Maratha districts, 13.2% of families in Pune use cars as their mode of transport while Mumbai stands at 2nd place with only 12%. In the meantime, a similar progress were noticed in the usage of two-wheelers such as bikes, scooters and mopeds, which is a strapping figure of 48.8%.

    With the economic growth living up to the famous adage of Kennedy - ‘a rising tide can lift every boat’- it is not hard to fund one’s dream car. Pune car loan providers and dealers have understood this rise in tide and offer numerous loan options to their people. Hence, borrowing a portion of the entire car price from a bank or a financier is quite common nowadays. Depending on the bank, there will be a few eligibility criteria to be met and you will be asked to submit the required documents (ID proof, address proof, employment/ income proof etc). In the end, going for personal car loans is a much safer and cheaper option than other loans.

    If you are planning to purchase a new or used car and are looking for financiers, please have a look at the below points before approaching any car loan provider.

    • Do you have any additional pending loan EMIs?

      This is not to say that you will not be eligible in case of an existing loan or you have to pay off everything before applying for another loan. They will check and assess whether your present financial condition lets you settle up that loan together with the new one. You also have the option of consolidating the previous and current loans into one. Not only will this make for easy loan settlement but also avail you a reduced interest rate.

    • Why choose bank 1 compared to bank 2?

      Selecting a bank to apply for a car loan can be baffling as the market is highly competitive. High variation of interest rates can be spotted when you do some research. Hence surf through those price comparison websites regarding car loans and pick the bank that offers the lowest rates. But that is not all. Do not miss the oh-so-well-hidden fees lurking on the page. Your list will soon become shorter and that is the time to get in touch with the nearest branches and make detailed inquiries. Food for thought- there have been cases where loan providers receive way less money as interest but levy an outrageous processing fee, which effectively nullify what you save on interest. Think before you sign!

    Check For Latest: Gold Rate in Pune Or Silver Rate in Pune
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