If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    Patna Car Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.25% - 12.5% Fixed
    Up to ₹2,300 One time fee
    75K Min
    1-7 Years
    Response Time Within 30 minutes
    Paperless approval option available
    13.1% - 15% Floating
    0
    20,000 - 10L
    1-5 Years
    Response Time Within 30 minutes
    Paperless approval option available
    9.50% - 10.75% Fixed
    Up to ₹ 6,153 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    9.5% - 15% Fixed
    Up to ₹5500
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    9.25% - 11.25% Fixed
    Up to ₹5,150 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Paperless approval option available
    9.85% Floating
    0 One time fee
    1L - 2Crs Women's Special!
    1-7 Years
    Response Time Within 30 minutes
    13% - 14.5% Floating
    0.75% One time fee
    ₹ 1.5L - ₹ 25L
    1-7 Years
    Response Time Within 30 minutes
    100% financing on car value
    9.95% Floating
    0 One time fee
    1L - 2Crs
    1-7 Years
    Response Time Within 30 minutes
    16% Fixed
    1.25% (Min. ₹ 5,175) One time fee
    50,000 - 15L
    1-4 Years
    Response Time Within 30 minutes
    17% - 23% Floating
    1% One time fee
    50,000 - 15L
    1-4 Years
    Response Time Within 30 minutes
    11.95% Floating
    0 One time fee
    1L Min
    1-3 Years
    Response Time Within 30 minutes
    12% - 13% Fixed
    1% One time fee
    50000 - 10L
    1-4 Years
    Response Time Within 30 minutes
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    Patna Car Loan Reviews

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    Patna Car Loan is Rated as "Great!" by 95 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    Car Loan BYTES FROM OUR KITCHEN

    Patna is the capital of Bihar, has emerged as one of the most booming cities in the state.Patna has since long been a chief agricultural business hub.Patna in the last few years has gone through a sustained growth phase owing to the ‘Green Revolution’ business, the rise of the FMCG industry and an excellent performance of the service sector.In 2009 June, the World Bank assigned Patna a 2nd position (in India) for easiness of business commencement

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Patna Car Loan if you are

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    Patna Car Loan Minimum Age

    At least 21 years old

    Patna Car Loan Maximum Age

    Less than 67 years old

    Patna Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Patna Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Patna Car Loan amount eligibility is based on these factors

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    Patna Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Patna Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Patna Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Patna Car Loan amount by these steps

    01
    02
    Patna Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Patna Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Patna Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Patna Car Loan Interest RatesUpdated on 05 Dec 2016

    Patna Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Check For Latest Gold Rate in Patna
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