The primary difference between a Person of Indian Origin (PIO) and an Overseas Citizen of India (OCI) lies in the rights and privileges that the Indian government grants them.
PIO refers to a foreign citizen who holds an Indian passport at any point in time or who has Indian ancestry through their parents, grandparents, or great-grandparents being citizens of India.
On the other hand, OCI is an immigration status that allows foreign citizens of Indian origin to study, work, or live in India on a long-term basis.
Holders of PIO cards are granted certain benefits such as visa-free travel to India, exemption from registering with the local police while in India, and the ability to purchase property and invest in businesses in India.
However, they do not have the same rights as Indian citizens, such as voting, holding public office, or acquiring agricultural land.
OCI cardholders, on the other hand, are granted more extensive rights, such as the ability to live and work in India indefinitely, with no restrictions on the duration of their stay.
They also have the right to register for a PAN card and a driving license and can also purchase property and invest in businesses in India.
Additionally, OCI cardholders are also eligible for scholarships and other educational benefits provided by the Indian government.
In summary, PIO cardholders have limited rights and privileges, while OCI cardholders have more extensive rights and can stay in India indefinitely with more benefits.
A PIO is a foreign national who at any point held an Indian passport or whose parents, grandparents, or great-grandparents were born and permanently resided in India, as defined by the Government of India Act 1935, and territories that later became a part of India, provided they were not citizens of Pakistan, Bangladesh, Afghanistan, China, Iran, Bhutan, Sri Lanka, or Nepal. PIO status can also apply to the spouse of an Indian citizen or a PIO.
The PIO Card brings with it plenty of benefits for the cardholder. Here's a list of the key benefits:
There are a few limitations to PIOs, however, and they are as follows:
The PIO Card requires a prior application to be filled, along with which a number of other supporting documents must also be provided. Here's a list of them:
The list of documents to be submitted by the spouse of a PIO is slightly different. These are as follows:
In order to register as an OCI, the foreign national in question must either have been eligible to become an Indian citizen on 26 January 1950 or have been one at any point after this date, or if they were a resident of a territory that joined India on 15 August 1947.
However, there is a limitation to this, which states that any citizen of either Bangladesh or Pakistan will be eligible to register themselves as an OCI at any given point in time.
OCIs have lifetime multifunctional, multiple-entry visas that let them travel to India whenever they want, for however long they want, and for any reason they like.
Throughout their stay in the country, they are exempt from reporting to the police. Except for the ability to own agricultural or plantation properties, they also enjoy the same economic, financial, and educational rights as NRIs.
Here's a list of documents required for every OCI Card applicant:
Category | OCI Card | PIO Card |
Fees | Rs.1,400 for issuance and Rs.5,500 for re-issuance of duplicate passport | Rs.15,000 for adults and Rs.7,500 for children aged up to 18 years |
Registration in FRO/FRRO | Not required, irrespective of the period of stay | Need to be updated after 180 days, for which an additional 30 days are provided |
Visa validity | Lifelong validity once it is issued | Valid for 15 years once it is issued |
Where to apply | CKGS Application Center in the applicant’s jurisdiction | CKGS Application Center in the applicant’s jurisdiction |
Requirement for Indian Visa | Not required | Not required |
When can the individual enter India | The individual can enter India anytime they want | The individual can enter India 15 years after the issuance of the PIO card. However, they can stay only for 180 days. If they exceed more than 180 days then they will have to re-register |
Document format | OCI card and U visa sticker (which is attached to the applicant’s passport) | PIO booklet with applicant’s information |
Processing period | 8 weeks to 10 weeks | 4 weeks to 6 weeks |
Process |
| All the documents are sent to the CKGS at the same time for approval. |
OCI | PIO |
If you become a citizen on or after January 26, 1950, and you were born in an area of India that qualified to become a part of India on or after August 15, 1947. You can then apply for this card. If you want to apply for an OCI card, your children or grandkids will automatically be eligible. | You can apply for a PIO card if you ever held an Indian passport or if any of your parents, grandparents, or great-ancestors were either born in India or lived there. |
Relationship | OCI | PIO |
Spouse | If the spouse is not of Indian origin, then they will not be eligible. | The spouse is eligible even if they do not belong to an Indian origin. |
Children | One of the parents must have foreign citizenship but should have an Indian lineage. | Only children whose parents have the right to be a citizen of India are eligible. |
No, a member of the family will have to individually apply for an OCI and PIO.
Yes, you can apply for OCI or PIO online.
OCI and PIO cardholders cannot vote, own agricultural land, or exercise their right to vote in India.
Yes, PIO and OCI cardholders will be liable to be taxed.
No, they do not require an education visa to enrol their kids in Indian academic institutes schools. They can get admitted under the NRI quota.
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