A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 45 Mumbai Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 8.7% Floating
    Up to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.75% Floating
    0.35% (max. 10,000) + S.T.
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.70% - 9.25% Floating
    0.50% (min. ₹10,000) + S.T.
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.55% Floating
    10,000 + S.T. One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.5% - 17% Fixed/Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.65% - 8.85% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
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  • Mumbai Home Loan Reviews

    • Bank Bazaar Customer Support
      "Centralized online portal to make the comparison"
      0.5 3.5/5 "Pretty good"
      Bankbazaar.com is good thing like I can make the comparison of every bankers relating to the financial requirements. I would like to say that they could make the information to be get forwarded to unique bank only, which customer is really opted. Online portal of the Bankbazaar.com is an average one.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Service to be get improved"
      0.5 1.0/5 "Really Bad"
      Nobody have contacted me from the HDFC limited for the home loan, which I have inquired. Rate of interest was around 8.6%, also I am okay with them. In future, I would like to go ahead with them in future and I request them to contact the customer as soon as possible.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Fantastic "
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is very good and am using it from the last two to three years of time. I would like to say all the current scenario of the financial market can be understand through the Bankbazaar.com, also the online portal is very much easy to access.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      I did not taken the home loan with the HDFC limited because I have already arranged the funds from my end. Customer service is very good one and the response is also good one. The rate of interest was around 8.5% with the HDFC limited, also I am comfort with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is very helpful and they have contacted me for many times, also in future I would like to go ahead with them only for the financial requirement. Response and other things are also fine one with the Bankbazaar.com.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • Punjab National Bank Home Loan
      "Good going"
      0.5 4.0/5 "Great!"
      I did not availed the home loan with the PNB housing finance limited because I have arranged the finance from the other sources. I have not found any issues with them till now and the rate of interest rate was not aware by my end but their services are really good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • IDBI Home Loan
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      During the year of 2010, I availed the home loan from IDBI bank. The current interest rate for my home loan is 8.35% which is nominal. The bank is good in providing services in all the aspects. Their customer service is approachable and I am quite satisfied.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • LIC Housing Home Loan
      "Horrible after sale service"
      0.5 0.5/5 "Unacceptable"
      Worst organization to deal with. Doesn't provide information at one go to the customer inspite of asking again and again. Gives half information and makes customer take multiple rounds to their office. I will never recommend LICHFL to anyone else.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 19, 2017
    • Bank Bazaar Customer Support
      "Quick service "
      0.5 5.0/5 "Blown Away!"
      Bank bazar is very fast service provider. The customer services are good and overall a smooth process to get connected to the banks,The website is very useful to find a bank. The customer service is good and overall a smooth process to get connected to the banks. I'm happy with the Bankbazaar.com
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 18, 2017
    • Bank Bazaar Customer Support
      "HOME LOAN"
      0.5 3.5/5 "Pretty good"
      IT IS BEST , THIS SITE IS VERY MUCH COMMUNICATIVE, IT IS VERY MUCH FASTER THANKS AND REVERT ME BACK AS SOON AS POSSIBLE. The site is friendly and good to use. I would like to recommend this site to others in future. I hope I will get the loan soon. My experience with bankbazaar is good and you can cut short the testimony. Thanks !!!
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 18, 2017
    • SBI Home Loan
      "Average one"
      0.5 3.0/5 "Satisfactory"
      I got the home loan with the State bank of India and the interest rate was very lesser one with them on that time. They have provided the loan amount after some long time like their processing time was very long time ,like it took around more than one month of time. They have provided around 80% of cost of home .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 16, 2017
    • Bank Bazaar Customer Support
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      The services at Bankbazaar has been good and the overall experience is perfect. It was a immediate reply and the regular calls during the process was good too. The portal is satisfactory because it is simple and easy to understand and follow.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 15, 2017
    • HDFC Limited Home Loan
      "Good in response"
      0.5 3.0/5 "Satisfactory"
      Due to my personal reasons I have postponed my plan for the home loan at HDFC LTD. The team responded to me on time and given me proper information. There were calls in between the process as well. The rate of interest and processing charges was normal.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 15, 2017
    • Bank Bazaar Customer Support
      "Overall good"
      0.5 4.0/5 "Great!"
      Bankbazaar has been good and the response provided by them is always excellent. This is not my first time at this portal. My first experience was excellent as the company who I was connected too contacted me pro actively and mu job was completed on time. The portal is good and it is very much satisfactory too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 14, 2017
    • HDFC Limited Home Loan
      "Delayed response"
      0.5 2.0/5 "Expected more"
      I had applied for a home loan at HDFC Ltd through an online channel. I finally could not go ahead with because they delayed by two days in contacting me. So in the meantime I went ahead directly with the same institution through another source and got the loan through.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 14, 2017
    • Bank Bazaar Customer Support
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      It was a immediate response from Bankbazaar as soon as I registered my information online. The portal is clear and also works fast so I can navigate through without any hassles. There are other useful tools as well on the portal to help one decide better which bank to go ahead with.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 14, 2017
    • HDFC Limited Home Loan
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      HDFC Ltd was very much responsive after I had applied for a home loan. They called in and inquired about the details and the follow up was also there. I did not go ahead as I was pretty busy to submit my documentation at that moment. The interest rate was normal, it was around 8.5%.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 14, 2017
    • Bank Bazaar Customer Support
      "Quick financial advisor"
      0.5 4.0/5 "Great!"
      On Bank Bazaar website, I got lot of information its good and the comparison page is good to check all the offers. There is a feature to check credit score. I using it randomly to check my score. Bank Bazaar has good interface to access for the banking product. I got happy and satisfactory service from them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 13, 2017
    • HDFC Limited Home Loan
      "Its Better"
      0.5 4.5/5 "Excellent!"
      I just gave online inquiry to HDFC ltd to check home loan offer. Then I taken it directly, totally they have taken twenty days of time to process my home loan, They gave the sanction letter quickly from their end, they almost sanctioned 80% of loan, my loan approved for Rs.50 lakhs but disbursed for Rs.47 lakhs. I am happy with the interest rate its nominal.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 13, 2017
    • Bank Bazaar Customer Support
      "Supportive Service"
      0.5 5.0/5 "Blown Away!"
      I had installed bankbazaar mobile app which is useful and it is user friendly. Bankbazaar provided a good service for my loan application and they provided proper response for me. I had no issues with bankbazaar while processing my application with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 13, 2017
    Common Loader Icon

    Mumbai Home Loan is Rated as "Great!" by 2747 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Mumbai a cosmopolitan metropolis, earlier known as Bombay, is the largest city in India and the capital of Maharashtra state. Mumbai was originally a conglomeration of seven islands on the Konkan coastline which over time were joined to form the island city of Bombay.Mumbai is undoubtedly the commercial capital of India and is one of the predominant port cities in the country.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Mumbai Home Loan if you are

    01
    02
    03
    04
    Mumbai Home Loan Minimum Age

    At least 21 years old

     Mumbai Home Loan Maximum Age

    Less than 65 years old

    Mumbai Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Mumbai Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Mumbai Home Loan amount eligibility is based on these factors

    01
    02
    03
    Mumbai Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Mumbai Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Mumbai Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Mumbai Home Loan amount by these steps

    01
    02
    03
    Mumbai Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Mumbai Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Mumbai Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Mumbai Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Mumbai Home Loan Interest RatesUpdated on 26 Jun 2017

    Mumbai Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    News about Mumbai Home Loan

    • JM Financial Limited acquires stake in India Home Loan Limited

      JM Financial Limited, which was founded by Nimesh Kampani announced that it will be acquiring a 24.5% stake in India Home Loan Limited on a secondary/preferred allotment basis. JM Financial Products Limited a subsidiary of JM Financial Limited will transfer the entire equity stake in India Home Loan Limited to a fund which will be managed by JM Financial Investment Managers Limited. Mumbai-based India Home Loan Limited is known for providing home loans to families and individuals for affordable housing.

      16th December 2016

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