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    We found 37 Mumbai Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.20% Fixed/Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.50% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.5% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Mumbai Home Loan is Rated as "Great!" by 3193 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Mumbai Home Loan

    Mumbai a cosmopolitan metropolis, earlier known as Bombay, is the largest city in India and the capital of Maharashtra state. Mumbai was originally a conglomeration of seven islands on the Konkan coastline which over time were joined to form the island city of Bombay.Mumbai is undoubtedly the commercial capital of India and is one of the predominant port cities in the country.

    Home loans, also known as mortgages, use the borrower's home for collateral. This home can be a single-family house up to a four-unit property, as well as a cooperative unit. Lenders fund home loans, but both the lenders themselves and brokers who act on behalf of the lenders originate, or process, them.


    You’re probably eligible for an Mumbai Home Loan if you are

    01
    02
    03
    04
    Mumbai Home Loan Minimum Age

    At least 21 years old

     Mumbai Home Loan Maximum Age

    Less than 65 years old

    Mumbai Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Mumbai Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your Mumbai Home Loan amount eligibility is based on these factors

    01
    02
    03
    Mumbai Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Mumbai Home Loan Maximum Loan to property value

    Loan capped @ 75% - 85% on property value

    Mumbai Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Mumbai Home Loan amount by these steps

    01
    02
    03
    Mumbai Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Mumbai Home Loan Maximum Tenure

    Choose longer tenure loan up to 20 - 30 years

    Mumbai Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an Mumbai Home Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Processing fee cheque
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Mumbai Home Loan Interest RatesUpdated on 24 Apr 2018

    Mumbai Home Loan Details
    Interest Rate (Monthly reducing balance) 10% - 10.5%
    Processing Fees 0.50% of Loan
    Loan Tenure 1 year to 20 - 30 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil

    Mumbai Home Loan Reviews

    • Bank Bazaar Home Loan
      "Excellent home loan bifurcation along with proper details ty"
      0.5 3.5/5 "Pretty good"
      It was very easy to identify the plan and everything just took 2 mins.hassel free smooth correct information proper verification. Also the cost effective of bankbazar and pnbhfl is also good. You just need to pay one time processing fee that's it
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 23, 2018
    • HDFC Limited Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with HDFC LTD and my loan experience was good, the loan amount was for Rs 7.5 lakhs with nominal interest rate when compared to other sources. Customer service was good and they followed up on time. The tenure period of this loan is 11 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 14, 2018
    • Corporation Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with Corporation bank and my loan experience was very good. The loan amount was for Rs 50 lakhs with 8.45% as interest rate which is nominal when compared to other banks. Customer service was good and they responded on time. I have a tenure period of 20 years for this loan.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 31, 2018
    • Bank Bazaar Home Loan
      "Well designed site"
      0.5 3.5/5 "Pretty good"
      Entire process is time saving and hassle-free. Coordination and support from the executives is good and all the concerned executives give a good responsive. My effort is supposed to be successful due to the services. Well designed site team Bank Bazaar.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 30, 2018
    • IDBI Home Loan
      "Below average service"
      0.5 2.0/5 "Expected more"
      The Idbi bank doesn't have the transparency in the home loan , I have got the home loan from the IDBI bank around 15 years ago. The customer support service is not up to the mark from the IDBI BANK and they are not giving proper response to the customers.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 28, 2018
    • Bank of Baroda Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with Bank of Baroda and my loan experience was very good. The loan amount was for Rs 17 lakhs with rate of interest of 8.35% which is nominal when compared to other banks. Customer service was good and they responded on time. The tenure period of this loan is 15 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 26, 2018
    • HDFC Limited Home Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan with HDFC ltd which was taken 1 years back. The loan amount was 16 lakhs and the interest rate was 9.2% which is average in the market . The process was smooth and hassle free . They've sanctioned the loan within the committed time and they have provided door step service for collecting documents .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 22, 2018
    • Bank Bazaar Home Loan
      "Best site to visit for instant home loan ! !"
      0.5 5.0/5 "Blown Away!"
      Overwhelming experience, user friendly welll designed structured questions. Immediately solves the purpose. Wanted a home loan was to confused where to go, whom to visit, finally got bank bazaar and my purpose got resolved immediately.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 17, 2018
    • HDFC Limited Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Around 5 years ago, I have got the home loan from the HDFC LIMITED, and I have closed it recently . The customer support service is average with the HDFC LIMITED, they give average service to the customers. The rate of interest and the charges are high with the HDFC LIMITED.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 16, 2018
    • DHFL Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I have received the home loan service from DHFL around a year ago. The customer support service was good with the DHFL and they gave me prompt response in regards to my home loan application, they took around 2 months time to disburse the loan amount.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 16, 2018
    • SBI Home Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I have my home loan with SBI which was taken 8 years back. The loan amount was 29 lakhs . The interest rate was 8.45% which is average in the market . The tenure period as 20 years . The loan process was very tedious and lot of documents to submit. Here the processing fee was nominal. My overall experience was satisfactory .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 15, 2018
    • Union Bank of India Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      My home loan is running in Union Bank of India. I have taken it for 10 years and completed 6 years. They processed the loan faster. The rate of interest and charges are good. I have purchased a residential property. I am paying monthly 3500 rupees through net banking.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 28, 2018
    • Indiabulls Home Loan
      "Below Average service"
      0.5 2.0/5 "Expected more"
      I have transferred the home loan from the Dombveli bank to INDIA BULLS , after transferring the loan amount they have given new norms as additional fee, mail charges, processing fee, part payments and they asked me to pay the 25% of the loan amount. The customer support service is not up to mark with the INDIA BULLS. The transparency is not seen in the INDIA BULLS home loan process.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 28, 2018
    • review Home Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I have got the home loan experience from the DOMBIVLI NAGARI SAHAKARI BANK , I have got it around 7 years ago, The customer support service is good with the DOMBIVLI NAGARI SAHAKARI BANK . I have got the home loan amount from Dombivli bank within 10 to 15 days of time. The rate of interest and the charges are average with the DOMBIVLI NAGARI SAHAKARI BANK bank and I am satisfied with the loan amount,.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 28, 2018
    • SBI Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have a Home loan with Sbi,the service is good with Sbi. They offer me with rate of interest of 8.3 %. The documents procedure was been smooth they collected from my office but it was little long process. I feel they needs some more clarity in their communication,it is a average service from Sbi home loan department.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 27, 2018
    • DHFL Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I earlier had my home loan with DHFL. The reason I done a balance transfer is because the rate of interest was very high and I requested them to reduce it. But they did not do it. The customer service is not proper as well. I need to go up the branch for every thing as they do not respond through telephone and online.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 27, 2018
    • Bank Bazaar Home Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      It was overall a nice experience at Bankbazaar.com, they been helpful to me every time by contacting and coordinating with the bank. The follow up is the important thing and they have done that as well. The website is easy to use and understand.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 27, 2018
    • Axis Bank Home Loan
      "Good. Can work more fast in the process"
      0.5 4.0/5 "Great!"
      My home loan is with Axis Bank and the process was not quick, it took me three months. The documentation was also not collected at one go. I had to keep submitting my paper on and off in the process. The rate of interest is around 8.35%. The processing charges was around 5K.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 27, 2018
    • Bank Bazaar Home Loan
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com was prompt and they followed up as well. It was a good process and there were no issues to get connected with the banks. The website is also good and there are no hassles to use it. It is convenient and easy to understand. Overall no issues.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 25, 2018
    • ICICI Bank Home Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      It was a smooth process to get the home loan through with ICICI Bank. The rate of interest and processing charges is normal. I got a rate of 8.35% and the documentation was taken at one go without any delay. The after loan services are also good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 25, 2018
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