A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 1 DBS Bank Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    What you'll love
    Fees & Charges
    Good to Know
    Eligibility Criteria
    DBS Bank Home Loan is Rated as "Great!" by 7 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service



    DBS Bank Home Loan

    DBS is a leading financial services group in Asia. We are headquartered in Singapore, with a growing presence in Greater China, Southeast Asia and South Asia. As a bank born and bred in Asia, we are well-positioned as your partner to capture opportunities across the region. DBS is fully committed to effective governance to protect the interests of all our stakeholders and to promote the long-term sustainability of the Group. The Group's efforts in improving corporate governance were recognised and we picked up the Gold for Best Managed Board for companies with SGD 1 billion and above in market capitalization at the Singapore Corporate Awards 2014 in the Big Cap Category.


    You’re probably eligible for an DBS Bank Home Loan if you are

    DBS Bank Home Loan Minimum Age

    At least 21 years old

     DBS Bank Home Loan Maximum Age

    Less than 65 years old

    DBS Bank Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    DBS Bank Home Loan Minimum Income

    Earn more than the minimum
    income required


    Your DBS Bank Home Loan amount eligibility is based on these factors

    DBS Bank Home Loan Minimum Salary

    EMI limited to about 50% of monthly

    DBS Bank Home Loan Maximum Loan to property value

    Loan capped @ 75% of property value

    DBS Bank Home Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible DBS Bank Home Loan amount by these steps

    DBS Bank Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    DBS Bank Home Loan Maximum Tenure

    Choose longer tenure loan up to 25 years

    DBS Bank Home Loan Add parents as Co-applicant

    Alternatively add your parents


    Documentation needed to apply for an DBS Bank Home Loan

    • 1. Signed application form with photograph
    • 2. ID and residence proof
    • 3. Processing fee cheque
    • 4. Last 6 months bank statements
    • 5. Documentation for salaried applicants:
      • Last 3 months salary-slips
      • Form 16 along with recent salary certificate
    • 6. Documentation for self-employed applicants:
      • Last 2 years Income Tax Returns
      • Last 2 years computation of income


    DBS Bank Home Loan Interest RatesUpdated on 25 Sep 2017

    DBS Bank Home Loan Details
    Interest Rate (Monthly reducing balance) 8.25%
    Processing Fees Rs.5,000 (plus applicable tax)
    Loan Tenure 1 year to 25 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil
    Guarantor Requirement No Guarantor required



    Owning your own home is a dream that many people wish to fulfill and this has become a priority to the financially independent section of society. Indian banks and other financial institutions offer a wide range of competitive and unique home loan packages to customers. DBS Bank offers one such housing loan scheme to help customers to finance their housing needs.

    Home Loans from DBS Bank:

    The DBS Bank Limited, previously known as the Development Bank of Singapore Limited, offers home loans up to Rs. 5 crore, based on the repayment capacity of the customer and the city where the loan is offered. The minimum loan amount that can be availed by a customer for meeting their home buying/building requirements, is Rs. 5 lakhs.

    Why apply for a DBS Bank Home Loan through BankBazaar?

    Applying for a DBS Bank home loan on BankBazaar.com offers the following incomparable benefits-

    1. Time-efficient - Applying for a house loan has never been easier! With features that enable customers to quickly gather information on the available options, confirm eligibility, create a check-list of the required documents, getting updated DBS Home Loan interest rates, etc., everything happens in a hassle-free manner that is not time consuming.
    2. Analyze, Compare and Review- With a host of available home loan options displayed side by side, customers can easily compare and analyse the DBS Bank home loan with them. Users can also read reviews of existing customers of the Bank and get their queries clarified by contacting BankBazaar’s dedicated customer support team.
    3. Knowledge Base- BankBazaar.com has a huge database of banking-related information. You can get to know the various terms and conditions, eligibility factors, documentation and so on of these banking products and can make an informed decision.
    4. Efficient and Hassle-free Application Process- The application process is quick, efficient and transparent. There are no hidden charges or agendas, and the bank’s expert customer support team extends its full support throughout the process, with complete consideration for your requirements and privacy.
    5. Security is Ensured- Personal information is thoroughly protected, and not shared with anyone other than the concerned Bank and is only circulated through top-notch encrypted systems.

    DBS Bank Home Loan Calculator:

    Home Loan Calculator or Home Loan EMI Calculator assists in the computation of the Equated Monthly Installments (EMI) that is applicable on your home loan from DBS Bank. BankBazaar.com offers an efficient, time-saving and highly interactive Home Loan EMI Calculator that breaks down this complicated task and simplifies it. Also, this tool offers the following benefits-

    1. Time-saving - The process of EMI calculations is fast and calculations can be done in seconds!
    2. Information Base- Gather relevant information about your DBS Bank Home Loan, including applicable EMI amount, amortization details, etc.
    3. Free of Charge service- BankBazaar’s housing loan calculator tool is completely free of cost.
    4. Experiment- Calculate EMI applicable for DBS home loan interest rate, tenure and other applicable features. Find the right outcome that meets your requirements.

    DBS Bank Home Loan Interest Rate:

    DBS Bank Home Loans is popular due to the highly attractive interest rates associated with it. The interest is calculated on a daily reducing balance and is charged with monthly intervals. DBS Bank Limited has revised its annual Base Rate or the minimum lending rate from 9.75% to 9.40%.

    Features of DBS Bank Home Loan:

    The key features of the housing loan from DBS Bank are as follows-

    • A ready and under construction property can be purchased from bank approved developers only.
    • The interest rates for Home loans are incomparable and cater to the customer’s individual requirements.
    • Easy Home Loan offered to customers with a loan amount as high as INR 5 Crores.
    • Flexible repayment tenure up to 20 years.
    • For loans up to Rs. 25 lakhs, home loans up to 80% of the property value is funded by the Bank. The customer only has to pay 20% of the property value.
    • Option to pay only interest during the period of construction.
    • Home Loans are available for NRIs as well.

    DBS Bank Home Loan Documentation:

    The requisite documents to be submitted to initiate the home loan procedure are as follows-

    1. Completed application form, with proper signatures and attested photograph.
    2. Proof of Age, Identity and Address- Any Government issued document, including PAN Card, Voter’s ID, Driver’s License, Aadhaar Card, Electricity/Water bill, etc. could be used.
    3. Property Papers- All documents pertaining to your ownership of the concerned property.
    4. Bank Statements and Income Documents to establish income and financial status.
    5. Requisite Processing Fee.
    6. Cheque.
    7. Additional documents as and when required by the bank.
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  • DBS Bank Home Loan Reviews

    • DBS Bank Home Loan
      0.5 5.0/5 "Blown Away!"
      My home loan was taken from DBS bank. They provided door step service for the documentation collection and their customer service and responsiveness was excellent for which i would like to rate them 5. In addition to that my loan amount was released in single shot and My rate of interest was 8.3% per annum. I had a very good experience overall.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 08, 2017
    • DBS Bank Home Loan
      "Good "
      0.5 4.0/5 "Great!"
      I have not taken the home loan with the DBS bank because of some other documentation issues form the third party end. I would like to say that the customer services and other things are really good and am really okay with the rate of interest.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 28, 2017
    • DBS Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The DBS bank gave immediate call in concern to my home loan application , I would rather say they are very prompt in their response. Their Regional Manager are very upfront and truth in offering the product and they don't want just the product to be sold they were making understand the customer what they going to get, in fact the transparency was seen in the service. The rate of interest was nominal with DBS bank. I didn't go for the loan , because my home loan got approved with other bank with the same interest rate.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 12, 2017
    • DBS Bank Home Loan
      "Good and prompt service"
      0.5 4.0/5 "Great!"
      I have not got rate of interest with the DBS bank for the home loan, which I have expected. I expected the rate of interest as 8.5% for the home loan. Everything is up to the mark and the customer service is really good with the DBS bank.
      Was this review helpful? 1
      , new delhi
      Reviewed on Apr 29, 2017
    • DBS Bank Home Loan
      "Okay "
      0.5 2.0/5 "Expected more"
      I have not got the proper follow up from the DBS bank for the home loan application, so only I have not go ahead with them. Interest rate was a kind of okay for me, also I cant say its good one. I would like to suggest that they need to make the follow up with the customer immediately.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 15, 2017
    • DBS Bank Home Loan
      0.5 5.0/5 "Blown Away!"
      I have not go ahead the housing loan balance transfer with the DBS bank and they were not okay to provide the funds , what I have asked. Rate of interest with the DBS bank was around 8.5% and the zero processing fee is applicable. Response and everything was fine and I have not found any issues with them till now. Everything was done in stipulated time period, even I can say its instant too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 14, 2017
    • DBS Bank Home Loan
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      Since my existing bank was giving me a better offer, I did not go ahead with DBS Bank for the home loan. Overall it was good as there was no delay from them in giving me the details. It would be more better if they could provide a better deal on the rates.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 10, 2016
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