A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 1 DBS Bank Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    DBS Bank Home Loan is Rated as "Great!" by 27 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    DBS Bank Home Loan

    DBS is a leading financial services group in Asia. We are headquartered in Singapore, with a growing presence in Greater China, Southeast Asia and South Asia. As a bank born and bred in Asia, we are well-positioned as your partner to capture opportunities across the region. DBS is fully committed to effective governance to protect the interests of all our stakeholders and to promote the long-term sustainability of the Group. The Group's efforts in improving corporate governance were recognised and we picked up the Gold for Best Managed Board for companies with SGD 1 billion and above in market capitalization at the Singapore Corporate Awards 2014 in the Big Cap Category.


     

    You’re probably eligible for an DBS Bank Home Loan if you are

    01
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    03
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    DBS Bank Home Loan Minimum Age

    At least 21 years old

     DBS Bank Home Loan Maximum Age

    Less than 65 years old

    DBS Bank Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    DBS Bank Home Loan Minimum Income

    Earn more than the minimum
    income required


     

    Your DBS Bank Home Loan amount eligibility is based on these factors

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    02
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    DBS Bank Home Loan Minimum Salary

    EMI limited to about 50% of monthly
    income

    DBS Bank Home Loan Maximum Loan to property value

    Loan capped @ 75% of property value

    DBS Bank Home Loan EMI

    EMIs of other loans lower
    your eligibility


     

    Increase your eligible DBS Bank Home Loan amount by these steps

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    02
    03
    DBS Bank Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    DBS Bank Home Loan Maximum Tenure

    Choose longer tenure loan up to 25 years

    DBS Bank Home Loan Add parents as Co-applicant

    Alternatively add your parents


     

    Documentation needed to apply for an DBS Bank Home Loan

    • 1. Signed application form with photograph
    • 2. ID and residence proof
    • 3. Processing fee cheque
    • 4. Last 6 months bank statements
    • 5. Documentation for salaried applicants:
      • Last 3 months salary-slips
      • Form 16 along with recent salary certificate
    • 6. Documentation for self-employed applicants:
      • Last 2 years Income Tax Returns
      • Last 2 years computation of income

     

    DBS Bank Home Loan Interest RatesUpdated on 13 Nov 2018

    DBS Bank Home Loan Details
    Interest Rate (Monthly reducing balance) 9%
    Processing Fees Rs. 10000+ taxes
    Loan Tenure 1 year to 25 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil
    Guarantor Requirement No Guarantor required
     

     

    Owning your own home is a dream that many people wish to fulfill and this has become a priority to the financially independent section of society. Indian banks and other financial institutions offer a wide range of competitive and unique home loan packages to customers. DBS Bank offers one such housing loan scheme to help customers to finance their housing needs.

    Home Loans from DBS Bank:

    The DBS Bank Limited, previously known as the Development Bank of Singapore Limited, offers home loans up to Rs. 5 crore, based on the repayment capacity of the customer and the city where the loan is offered. The minimum loan amount that can be availed by a customer for meeting their home buying/building requirements, is Rs. 5 lakhs.

    Why apply for a DBS Bank Home Loan through BankBazaar?

    Applying for a DBS Bank home loan on BankBazaar.com offers the following incomparable benefits-

    1. Time-efficient - Applying for a house loan has never been easier! With features that enable customers to quickly gather information on the available options, confirm eligibility, create a check-list of the required documents, getting updated DBS Home Loan interest rates, etc., everything happens in a hassle-free manner that is not time consuming.
    2. Analyze, Compare and Review- With a host of available home loan options displayed side by side, customers can easily compare and analyse the DBS Bank home loan with them. Users can also read reviews of existing customers of the Bank and get their queries clarified by contacting BankBazaar’s dedicated customer support team.
    3. Knowledge Base- BankBazaar.com has a huge database of banking-related information. You can get to know the various terms and conditions, eligibility factors, documentation and so on of these banking products and can make an informed decision.
    4. Efficient and Hassle-free Application Process- The application process is quick, efficient and transparent. There are no hidden charges or agendas, and the bank’s expert customer support team extends its full support throughout the process, with complete consideration for your requirements and privacy.
    5. Security is Ensured- Personal information is thoroughly protected, and not shared with anyone other than the concerned Bank and is only circulated through top-notch encrypted systems.

    DBS Bank Home Loan Calculator:

    Home Loan Calculator or Home Loan EMI Calculator assists in the computation of the Equated Monthly Installments (EMI) that is applicable on your home loan from DBS Bank. BankBazaar.com offers an efficient, time-saving and highly interactive Home Loan EMI Calculator that breaks down this complicated task and simplifies it. Also, this tool offers the following benefits-

    1. Time-saving - The process of EMI calculations is fast and calculations can be done in seconds!
    2. Information Base- Gather relevant information about your DBS Bank Home Loan, including applicable EMI amount, amortization details, etc.
    3. Free of Charge service- BankBazaar’s housing loan calculator tool is completely free of cost.
    4. Experiment- Calculate EMI applicable for DBS home loan interest rate, tenure and other applicable features. Find the right outcome that meets your requirements.

    DBS Bank Home Loan Interest Rate:

    DBS Bank Home Loans is popular due to the highly attractive interest rates associated with it. The interest is calculated on a daily reducing balance and is charged with monthly intervals. DBS Bank Limited has revised its annual Base Rate or the minimum lending rate is 9 %.

    Features of DBS Bank Home Loan:

    The key features of the housing loan from DBS Bank are as follows-

    • A ready and under construction property can be purchased from bank approved developers only.
    • The interest rates for Home loans are incomparable and cater to the customer’s individual requirements.
    • Easy Home Loan offered to customers with a loan amount as high as INR 5 Crores.
    • Flexible repayment tenure up to 20 years.
    • For loans up to Rs. 25 lakhs, home loans up to 80% of the property value is funded by the Bank. The customer only has to pay 20% of the property value.
    • Option to pay only interest during the period of construction.
    • Home Loans are available for NRIs as well.

    DBS Bank Home Loan Documentation:

    The requisite documents to be submitted to initiate the home loan procedure are as follows-

    1. Completed application form, with proper signatures and attested photograph.
    2. Proof of Age, Identity and Address- Any Government issued document, including PAN Card, Voter’s ID, Driver’s License, Aadhaar Card, Electricity/Water bill, etc. could be used.
    3. Property Papers- All documents pertaining to your ownership of the concerned property.
    4. Bank Statements and Income Documents to establish income and financial status.
    5. Requisite Processing Fee.
    6. Cheque.
    7. Additional documents as and when required by the bank.
    Home Loan - Sitemap

    DBS Bank Home Loan Reviews

    • DBS Bank Home Loan
      "Waste of time due to unrealistic response"
      0.5 1.0/5 "Really Bad"
      I get much more loan eligibility in market compare to you guys and the banks i short listed through you. While the marker operates at a different reality level, your platform doesn't which led to a feeling of waste of time.. No follow up on what happened to client's call with banker. Did it get through or not? Is there any other way in which we can help you? etc...
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2018
    • DBS Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan application was closed with DBS, the reason why the application was closed is because the required loan amount was not fulfilled. I am happy with the customer service as their response is on time. The rate of interest was high when compared to other banks.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jul 10, 2018
    • DBS Bank Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the home loan from DBS, the loan application was closed because the loan amount which i requested was Rs 1.20 crore but that was not possible. Customer service was fine and their response was up to the mark. The rate of interest was nominal when compared to others.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 09, 2018
    • DBS Bank Home Loan
      "They have to reduce the interest rate"
      0.5 1.0/5 "Really Bad"
      I have applied for loan of 40 lakhs and i have rejected the same due to high interest rates. They are offering a interest rate of 8.45% and the processing fee of Rs. 5000. I don't remember about the EMI option. The customer care is not good. They did not come to collect the documents and all.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 09, 2018
    • DBS Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had a plan to take home loan with DBS bank. Their interest rate was very high than ICICI Bank so I have canceled the request and taken with ICICI BANK. The customer service and responses was up to the mark. I was planning o taken 80,000 and the interest rate was 8,5% here but their customer service was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 06, 2018
    • DBS Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The DBS BANK has disbursed the home loan within a 15days of time. The customer support service is good with the DBS BANK, they were prompt in their response part . The rate of interest and the charges are low with the DBS BANK when compared with other banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 14, 2018
    • DBS Bank Home Loan
      "Good "
      0.5 3.0/5 "Satisfactory"
      I got the home loan with the Deutsche Bank Services and the customer service is okay one for me. Responsiveness is good one with the DBS bank. Rate of interest is also good one for me with them and its a smooth ended process for myself.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 02, 2018
    • DBS Bank Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      It was a good experience that I received from DBS Bank as i applied for the home loan process the bank people cancelled the application . The Rate of interest was high which they gave me as compared to other banks . They were not giving me a full approval on the amount i asked for . The Customer service was good from their end, all the required information was given to me properly .
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 29, 2017
    • DBS Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have my home loan with DBS for about 2.5 years. The loan amount was 37 lakhs and the interest rate was 8.35% which was avergae in the market so It recommendable . The tenure period was 20 years and I had a very good loan process here . The processing fee was nominal so I would like to recommend to others.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 22, 2017
    • DBS Bank Home Loan
      "Good One"
      0.5 4.0/5 "Great!"
      it was a good experience with DBS Bank as i took a home loan from there . No full approval was given . Was asking fr 95% approval but thy were only provide 80% approval . the Customer service was good from the bank side . all the Information was given to me in a proper way . Bank canceled the application from their end .
      Was this review helpful? 2
      , mumbai
      Reviewed on Dec 14, 2017
    • DBS Bank Home Loan
      "Outstanding"
      0.5 5.0/5 "Blown Away!"
      My experience was good with DBS Bank. The documentation process was smooth and good. They provided a doorstep service for document collection. They provided a good customer service. The rate of interest was lower than the market price. There are no charges when it comes to pre closure.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 23, 2017
    • DBS Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a home loan with DBS Bank. They have offered 1L 80K. The payment option is convenient. The customer service and response was good. They have sanctioned the loan on time. There is no pre closing fee. The documentation process is normal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • DBS Bank Home Loan
      "Customer oriented"
      0.5 5.0/5 "Blown Away!"
      DBS bank taken some time to process my loan, because there was documents pending on my end. They DBS completed the disbursement quickly. I have taken the home loan of Rs. 1.5 crore with better interest rate and there was no addition charges or processing fee.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 02, 2017
    • DBS Bank Home Loan
      "Looking for the better offer"
      0.5 3.0/5 "Satisfactory"
      DBS is really nice bank they offering good interest rate for the home loan. But relationship manger was not coordinated well with me . They taken almost two months to process the loan. They need to improve the service and documentation procedure should be faster and should provide loan letter to the customer on time.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 21, 2017
    • DBS Bank Home Loan
      "not bad"
      0.5 4.0/5 "Great!"
      I have approached DBS for my home loan. I was looking for 55 lakhs loan amount but they could offer 48 lakhs maximum so I have cancelled the loan application. The rate of interest was 8.3% which was average and good . The customer service and responses was satisfactory here and I would like to recommend also.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 11, 2017
    • DBS Bank Home Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I have approached DENA BANK for my home loan. I have postponed the plan for 6-1 years so I have cancelled the application. The rate of interest was 8.25% which was bit low comparing to other banks. My overall experience was good and i would like to rate 5 out of 5 overall.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 09, 2017
    • DBS Bank Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      I had a good experience with DBS in regards to my Home loan application. I received a good response with detailed information on the requirements but had decided not to buy a house at the moment. I was happy with the overall service provided to me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 05, 2017
    • DBS Bank Home Loan
      "satisfied"
      0.5 4.0/5 "Great!"
      I had applied for a Home loan with DBS bank and the initial response was good. The details were provided to me and it was a smooth start however i could not proceed with the application as the property deal was not good at the moment. I have had no issues with regards to the bank and the service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 05, 2017
    • DBS Bank Home Loan
      "Goor experience"
      0.5 5.0/5 "Blown Away!"
      I had gone for a home loan to DBS bank and the service was up to the mark. The bank had responded well with clear details of what was required. however i didn't go with the loan process as my decision was postponed. I was satisfied with the overall experience with DBS Bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 05, 2017
    • DBS Bank Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have not go ahead the housing loan balance transfer with the DBS bank and they were not okay to provide the funds , what I have asked. Rate of interest with the DBS bank was not ok and the zero processing fee is applicable. Response and everything was fine and I have not found any issues with them till now. Even I can say its instant too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 28, 2017
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