A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Dhanlaxmi Bank Home Loan

    Dhanlaxmi Bank home loan interest rate starts from 7.85% p.a. with loan tenures of up to 20 years and funding of up to 85% of the property value. The maximum loan amount offered by Dhanlaxmi Bank is Rs.2.5 crore and the processing fee is 1% of the loan amount.

    We found 1 Dhanalakshmi Bank Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    7.85% - 9.00% Floating
    1.00%(Min ₹10,000) One time fee
    3 - 20 Years
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    Dhanalakshmi Bank Home Loan Offers

    Dhanalakshmi Bank offers a number of home loan schemes for purchase, construction, renovation, etc. With flexible tenure options and interest rates, make your dream of owning a home a reality.

    1. Dhanam Home Loan
      • Interest Rate: 7.85% to 8.50% p.a.
      • Processing Fee: 1.00% of loan amount plus service tax
      • Upper cap on loan limit is Rs.2.5 crore and Rs.50 lakh for purchase of plot
      • Maximum tenure is 20 years
      • Interest rate based on 1-year MCLR
    2. Dhanam Home Loan - Surrogate
      • Interest Rate: 8.35% to 9% p.a.
      • Processing Fee: 1.00% of loan amount plus service tax
      • Upper cap based on annual income
      • Tenure is capped at a maximum of 20 years

    Compare: Home Loan Interest Rate all Banks

    Dhanalakshmi Bank Home loan Eligibility Criteria

    Age Maximum: 60 years
    Guarantor requirement May be required
    Employment type Salaried and businessmen

    Documents Required for All Home Loan Applicants Under Dhanalakshmi Bank

    • Income proof – salary slips or Income Tax Return
    • Loan Application
    • Identity proof documents – Driving Licence, Passport, PAN, etc

    Note: Additional documents may be required as per the bank’s discretion.


    1. Does a home loan cover the cost applicable for renovation or refurbishing?

      Yes, it does.

    2. Does Dhanalakshmi bank allow the transfer of home loan from another bank?

      Yes, this facility is available.

    3. What is the percentage of the loan offered when it comes to loans granted for repairs/renovation of existing premises?

      Up to 75% of the cost is granted as a loan.

    4. Does the bank offer home loans to NRIs?

      Yes, housing loans are also given out to NRIs as long as they meet the laid out eligibility criteria.


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    Dhanalakshmi Bank Home Loan Reviews

    • Dhanalakshmi Bank
      "Average service"
      0.5 2.0/5 "Expected more"
      I have taken home loan with Dhanalakshmi bank 7 years back and it was quite a good loan experience. The process was very smooth and easy, the loan amount was approved within the stipulated time. Customer service was average and their response was delayed.The loan amount was sufficient and the rate of interest was nominal when compared to other banks.
      Was this review helpful? 10
      , bangalore
      Reviewed on Nov 24, 2017
    • Dhanalakshmi Bank
      Dhanalakshmi Bank
      "Great experience"
      0.5 4.0/5 "Great!"
      Had a very good experience of availing a housing loan from Dhanalaxmi bank in Jan'2013. Documentation was very less however the bank almost took three months to complete the loan process. Rate of interest was little bit higher than other nationalized banks but still I am happy on receiving my loan amount.
      Was this review helpful? 13
      , bangalore
      Reviewed on May 24, 2014
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