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  • Karur Vysya Bank Home Loan

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  • Karur Vysya Bank offers home loans at an affordable rate of interest and starts at 8.90%. The processing fee charged by the lender ranges between Rs.2,500 and Rs.7,500 plus GST. The repayment tenure for the availed loan can go up to 25 years

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    We found 1 Karur Vysya Bank Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.00% Floating
    3,750 to ₹12,500 + applicable tax One time fee
    -
    25 Years
    What you'll love
    Documents
    Perks
    Think about

    Karur Vysya offers home loans for both resident Indians and NRIs (Non-Resident Indians) at attractive interest rates starting from 8.90% p.a. The repayment period is 25 years and the applicable processing fee ranges from Rs.2,500 to Rs.7,500 plus GST (Goods and Services Tax).

    Karur Vysya Bank Home Loan Schemes

    Happy Home Loans

    Key Highlights
    • Competitive rates starting from 8.90% p.a.
    • Flexible repayment tenures of up to 25 years
    • Financing of up to 90% of the total property cost
    • No prepayment charges
    Interest Rate 8.90% p.a. to 11.65% p.a.
    Processing Fee Rs.2,500 to Rs.7,500 + GST

    KVB Gruhapravesh for NRI

    Key Highlights
    • Competitive rates starting from 9.65% p.a.
    • Flexible repayment tenures of up to 25 years
    • Financing of up to 90% of the total property cost
    • No prepayment charges
    Interest Rate 9.65% p.a. to 11.65% p.a.
    Processing Fee Rs.2,500 to Rs.7,500 + GST

    Karur Vysya Bank Home Loan EMI Calculator

    Manage your finances in a better way by calculating your EMI (equated monthly instalment) beforehand. That way, you will be able to know how much money you have to put aside for monthly instalments and processing fee (paid upfront).

    To compute, you can use Home Loan EMI Calculator. The entire process is relatively simple with a quick turnaround time. All you need to do is enter all the relevant details related to your loan, including the loan amount, rate of interest, tenure, and processing fee, and hit calculate to check your monthly instalment. This will be followed by an amortisation table giving you a complete breakdown of your payment schedule.

    Karur Vysya Bank Home Loan Eligibility Criteria

    Age 23 years to 65 years
    Type of Employment Salaried and self-employed
    Nationality Resident Indians and NRIs

    Documents Required

    For salaried

    • Identity proof
    • Residential address proof
    • Last 6 months’ salary slips
    • Last 2 years’ Income Tax Returns proof
    • Property-related documents

    For self-employed

    • Identity proof
    • Residential address proof
    • Last 2 years’ Income Tax Returns proof
    • Property-related documents

    For NRIs

    • Valid Indian passport for NRIs
    • Valid foreign passport for PIOs (Persons of Indian Origin)
    • At least 2 years of employment (overseas)
    • Overseas work permit proof
    • Minimum monthly income of $1500 or annual income of $18000 or equivalent of the same in some other foreign currency

    Sign up for Karur Vysya Bank Home Loan schemes and enjoy attractive interest rates. There are no prepayment charges, so if you plan to foreclose your loan to save on interest, you can do so without paying any penalty charges. Read the fine print carefully before signing up.

      

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    Karur Vysya Bank Home Loan Reviews

    • Karur Vysya Bank Home Loan
      "Need to decrease charges"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan in KARUR VYSYA BANK on 4 years back which was processed through a bank. On time I have sanctioned a loan which the amount was sufficient for the tenure of 10 years. The rate of interest and processing fee are high when compare to other.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Jul 24, 2019
    • Karur Vysya Bank
      Karur Vysya Bank Home Loan
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      My home loan is with KVB. I had no hassles to get the loan through. The customer services are good and they are responsive too. The documentation was collected on time and the I had no hassles. The interest rate and processing charges are nominal.
      Was this review helpful? 3
      , chennai
      Reviewed on Apr 30, 2019
    • Karur Vysya Bank Home Loan
      "Average experience"
      0.5 3.0/5 "Satisfactory"
      My home loan is with KVB and I am not happy with the process because all the banks have a rate of 8.25% and this bank alone maintains a rate of 10.25%. The interest makes a lot of difference. I am not too happy with the rate of interest. The process was good.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Feb 09, 2018
    • Karur Vysya Bank Home Loan
      "High ROI and charges"
      0.5 2.0/5 "Expected more"
      Karur Vysya Bank has not been very satisfactory. I wanted to apply for a home loan from them. The services and response was very much average. They offered a high rate of interest. And they had a lot of hidden charges. Overall it has not been average.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 26, 2016
    • Karur Vysya Bank Home Loan
      "Manageable "
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from Karur Vysya Bank as it met my requirements. The interest rate offered to me is 10.5% on a floating rate basis. I am quite comfortable with the rates and charges they offer but think the other state banks offer much lesser than KVB.
      Was this review helpful? 1
      , kolkata
      Reviewed on Mar 12, 2016
    • Karur Vysya Bank Home Loan
      "easy going"
      0.5 4.0/5 "Great!"
      My home loan was taken from KARUR VYSYA BANK before seven years. They have offered me 9.25% rate of interest fro 8 lakhs loan amount. They have pre closing option with them. Once I missed to pay the EMI on time and I charged for that.
      Was this review helpful? 4
      , coimbatore
      Reviewed on Oct 13, 2015
    • Karur Vysya Bank Home Loan
      "Nice to go with KVB"
      0.5 5.0/5 "Blown Away!"
      I have taken the home loan with the Karura Vysya bank for the rate of interest as 12.5% around. Customer service is good because they are having the 90 years of experience in the banking industry. Documentation and the collateral documents are required. Within a month of time the loan got disbursed to my account.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 25, 2015
    • Karur Vysya Bank Home Loan
      "Good!!!"
      0.5 4.0/5 "Great!"
      I have taken a home loan with Karur vysya bank. I had no issues with this bank. Customer service was good, they responded to me very quickly. Within a week or so I got my loan amount. I am okay with the interest rates and the charges applied. They should continue the same work.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jun 05, 2015
    • Karur Vysya Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got my home loan processed within 5 days of time with prior response from karur vysya bank. They provided the best solutions where to get the property and the benefits of the land and its value . I got a complete graph about the place which they listed. Interest rates also quite affordable. They should continue the same
      Was this review helpful? 1
      , bangalore
      Reviewed on Oct 11, 2014
    • Karur Vysya Bank Home Loan
      "Fantastic experience"
      0.5 5.0/5 "Blown Away!"
      It was very easy for me to avail a personal loan from KVB in the month of Jan'2014 because of my salary account. I had requested my company HR team for a personal loan. All the formalities have been completed by the HR team and my loan was disbursed within 20 days of time at a rate of interest around 14%. I would recommend the bank only to the employees of my company.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Sep 23, 2014
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