A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    Karnataka Bank Home Loan

    Karnataka Bank offer home loans to eligible customers at attractive interest rates. The rate of interest starts at 8.90%. The maximum repayment tenure of the housing loan can be up to 30 years

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    We found 1 Karnataka Bank Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.80%- 9.20% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Karnataka Bank Limited is a private sector banking institution based in the coastal city of Mangalore in Karnataka, India. As a premier bank, we have developed comprehensive range of customized products & services suitable for every kind of market, trade or perceived need - Business or Personal. They include, borrowing facilities, deposits, providing optimum returns on surplus funds or helping with overseas transactions. The products we offer to you are honest in intent and quality in content. It offers you the individuality with respect to your needs and to your earnings. And most of all, it comes with understanding you and your special individual needs.Karnataka bank provide you home loan by understanding your changing financial needs, we have developed products that cater to your every step in life, be it luxury or providing quality standard of life to your family.All you have to do is to follow some simple steps to get attractive deals.


     

    You’re probably eligible for an Karnataka Bank Home Loan if you are

    01
    02
    03
    04
    Karnataka Bank Home Loan Minimum Age

    At least 21 years old

    Karnataka Bank Home Loan Maximum Age

    Less than 70 years old

    Karnataka Bank Home Loan Eligible Employment Type

    Salaried or self-employed
    with regular income

    Karnataka Bank Home Loan Minimum Income

    Gross monthly salary of Rs. 40,000/-


     

    Your Karnataka Bank Home Loan amount eligibility is based on these factors

    01
    02
    03
    Karnataka Bank Home Loan Minimum Salary

    Earn more than the minimum
    income required

    Karnataka Bank Home Loan Maximum Loan to property value

    Loan capped @ 70% to 75% of property value

    Karnataka Bank Home Loan EMI

    EMIs of other loans lower
    your eligibility


     

    Increase your eligible Karnataka Bank Home Loan amount by these steps

    01
    02
    03
    Karnataka Bank Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Karnataka Bank Home Loan Maximum Tenure

    Choose longer tenure loan up to 30 years

    Karnataka Bank Home Loan Add parents as Co-applicant

    Alternatively add your parents


     

    Documentation needed to apply for an Karnataka Bank Home Loan

    • 1. Duly filled application form affixed with passport size photographs of the applicant/co-applicant
    • 2. Identity Proof
    • 3. Address Proof
    • 4. Documentation for salaried applicants:
      • Income Tax Returns and Form 16 for the last 2 years
      • Bank statements showing salary credits for the last 6 months
      • Salary slips for the last 6 months
    • 4. Documentation for self-employed applicants:
      • Business address proof
      • Latest Form 26AS
      • Memorandum and Articles of Association of the company
      • VAT/Service Tax registration
      • Incorporation details of if the business entity is a company
      • Balance sheet and Profit and Loss account audited by a certified CA
      • Copy of partnership deed in case the business entity is a partnership firm
      • Proof of business existence
      • Business profile

     

    Karnataka Bank Home Loan Interest RatesUpdated on 17 Jun 2019

    Karnataka Bank Home Loan Details
    Interest Rate (Floating) 8.80% to 9.20%
    Loan Tenure 30 years
    Processing fees 0.25% with a minimum of Rs 250
    Guarantor Requirement Guarantor required

     

    Karnataka Bank Home Loan

    Karnataka Bank was established in the year 1924 and is now an ‘A’ class scheduled commercial bank. Over the last 88 years, Karnataka Bank has worked its way towards being the leading financial service provider in India and has been a trailblazer when it comes to providing innovative banking solutions for common people. Karnataka Bank serves over 6 million happy customers by offering products like loans, deposits and insurance services.

    A leader in home loans portfolio, Karnataka Bank home loans will financially assist you in fulfilling your dream of owning a property. Quality customer service, nationwide presence and flexible options make Karnataka Home Loans, every borrower’s choice.

    Features of Karnataka Bank Home Loan:

    • Karnataka Bank home loan is a multipurpose loan that is available for the construction or purchase of a flat or a house. The loan is also extended for renovation, repair and remodeling of the existing property.
    • The loan is offered for a tenure of up to 15 years. Also, as a unique advantage, borrowers also get a repayment holiday of up to 18 months.
    • The margin required for Karnataka Bank home loan is also very feasible for the borrower and it ranges from 20% to 30% depending on the property type.
    • Loan applications are processed within 15 working days at branch level provided all documentations are correct. This ensures a quick property purchase.

    Karnataka Bank enters into an agreement with BankBazaar for digital home loan sourcing

    Karnataka Bank has now engaged the services of BankBazaar as part of a transformation exercises to source home loan leads digitally. Karnataka Bank Managing Director and CEO M.S. Mahabaleshwara expects the pact to be beneficial to prospective tech-savvy customers and millennials by helping them make the right choice of home loan products offered by the bank.

    Types of Home Loan products offered by Karnataka Bank

    1. KBL Apna Ghar 
    2. KBL Home Comfort 
    3. KBL Ghar Niveshan 

    KBL Apna Ghar Home Loan

    The KBL Apna Ghar can be availed by those looking to construct a house or purchase a flat/house.

    The loan can also be availed for the purpose of remodelling/renovation/repair an existing flat/house.

    KBL Apna Ghar Home Loan Interest Rates:

    Loan Amount Effective Rate of Interest (%) p.a.
    Up to Rs.75 lakh 8.80%
    Above Rs.75 lakh and up to Rs.3 crore 9.20%
    Above Rs.3 crore and up to Rs.5 crore 9.20%

    Eligibility Criteria:

    • The applicant must be a resident of India 
    • Non-Resident Indians (NRI) holding an Indian passport can also apply for KBL Apna Ghar home loan
    • The minimum age limit of the applicant is 18 years 
    • Income for Resident Indians: 
      • Salaried Individuals: The applicant must have a minimum gross monthly salary of Rs.10,000 
      • Agriculturists: The applicant must have a minimum annual net income of Rs.1,20,000 
    • Self-Employed Individuals/Businessmen/Professionals: The applicant must have a minimum annual gross income of Rs.1,20,000 
      • Income for Non-Resident Indians (NRI): 
        • Salaried Individuals: The applicant must have a minimum gross monthly salary of Rs.40,000 
        • Self-Employed Individuals/Businessmen/Professionals: The applicant must have a minimum annual gross income of Rs.4,80,000 

      Amount of Finance:

      • For salaried individuals: 60 times the applicant’s latest net salary 
      • For businessmen/self-employed individuals/professionals: 5 times the average net income/profit plus depreciation provided, if any, of the previous two years as stated in the P&L account if the applicant is a professional/trader/self-employed individual 
      • For agriculturist: 5 times the present year net income 

      Maximum Amount: 

      Purpose Maximum Loan Amount
      Purchase/Construction Up to Rs.5 crore
      Remodelling/Renovation/Extension/Repair Up to Rs.30 lakh

      Loan Tenure: 

      Category Loan Tenure
      Construction Up to 30 years
      Remodelling/Renovation/Extension/Repair 7 years

      Security:

      • The applicant will have to submit the mortgage of the property to be purchased/renovated/ remodelled/constructed/repaired 
      • Guarantee of the spouse wherever applicable. A third-party solvent guarantor if the applicant is unmarried 

      Loan repayment:

      Category Repayment Type
      General In Equated Monthly Installments (EMIs)
      Agriculturist Yearly basis with the annual interest

      Margin:

      Property Type Margin
      New construction 10% - 25%
      Flat/House above 10 years 30%

      KBL Home Comfort Loan

      The KBL Home Comfort home loan can be availed by those looking to furnish, interior work, solar heating/lighting system, buy furniture-fixtures for an already existing house/flat.

      KBL Home Comfort Loan Interest Rates:

       
      Loan Tenure Effective Rate of Interest (% p.a.)
      Up to 60 months 9.80
      Above 60 months 10.20

      Eligibility Criteria:

      • Applicant must have already availed a loan under the KBL Apna Ghar/Elite Scheme 
      • Applicant must not have availed any home loan from another financial institution. 
      • In the case an applicant had already availed a loan from another financial institution, the housing loan must be closed in order to avail the KBL Home Comfort housing 

      Amount of Finance:

      The KBL Home Comfort housing loan shall cover up to 75% of the estimated cost of resources to be bought/works to be carried out during the period. 

      Maximum Amount:

      The maximum loan amount an applicant can avail under the KBL Home Comfort Loan is Rs.1 crore. 

      Loan Tenure:

      The maximum tenure up to which an applicant an extend his repayment period is 120 months or 10 years. 

      Security:

      • The applicant will have to submit the hypothecation of the assets purchased out of the loan 
      • Guarantee of the spouse wherever applicable. A third-party solvent guarantor if the applicant is unmarried 
      • The applicant will have to submit the already mortgaged flat/house obtained from the KBL Apna Ghar/Elite Scheme loan or the mortgage of the concerned house/property for which the loan is being sought. 

      Loan repayment:

      The repayment of the KBL Home Comfort loan shall be computed by the bank in equal/equated monthly instalments. 

      Margin:

      The margin on KBL Home Comfort loans has been set at 25%, meaning the bank shall cover for 75% of the estimated cost of assets to be purchased/works to be done during the period. 

      KBL Ghar Niveshan Home Loan

      The KBL Apna Ghar can be availed by those looking to purchase a site or plot for the purpose of construction of a house on it.

      KBL Ghar Niveshan Loan Interest Rates:

      That rate of interest applicable to Karnataka Bank Ghar Niveshan loan currently stands at 14.35% p.a.

      Eligibility Criteria:

      • The applicant must be a resident of India
      • Non-Resident Indians (NRI) holding an Indian passport can also apply for KBL Apna Ghar home loan
      • The minimum age limit of the applicant is 21 years
      • Income for Resident Indians: 
        • Salaried Individuals: The applicant must have a minimum gross monthly salary of Rs.10,000
        • Others: The applicant must have a minimum annual gross income of Rs.1,20,000
      • Income for Non-Resident Indians (NRI):
        • Salaried Individuals: The applicant must have a minimum gross monthly salary of Rs.40,000
        • Others: The applicant must have a minimum annual gross income of Rs.4,80,000

      Amount of Finance:

      The bank shall cover up to 80% of the Registration Value of the site with a maximum of Rs.50 lakh under the KBL Ghar Niveshan loan.

      Loan Tenure:

      The maximum tenure up to which an applicant can extend his repayment period is 60 months or 5 years. 

      Security:

      • The applicant will have to submit the mortgage of the plot or the site to be acquired
      • Guarantee of the spouse wherever applicable. A third-party solvent guarantor if the applicant is unmarried

      Loan repayment:

      Category Repayment Type
      General In Equated Monthly Installments (EMIs)
      Agriculturist Yearly basis with the annual interest

      Margin:

      The margin on KBL Ghar Niveshan loans has been set at 20%, meaning the bank shall cover for 80% of the registration value of the site.

      Karnataka Bank Home Loan Documents

      For Salaried Applicants:

       
      Purpose Documents
      Identity Proof (any one)
      1. Voter ID
      2. Aadhar Card
      3. Valid Passport
      4. Valid Driving License
      5. PAN 
      Address Proof (any one)
      1. Valid Passport 
      2. Valid Driving License 
      3. Voter ID Card 
      4. Aadhar Card 
      5. Utility Bills 
      6. Registered Rental Agreement 
      Income Proof
      1. Income Tax Returns and Form 16 for the last 2 years 
      2. Bank statements showing salary credits for the last 6 months 
      3. Salary slips for the last 6 months 
      Property Documents
      1. Latest property tax receipt 
      2. Copy of plan for extension/extension, approved by local authority 
      3. Allotment letter 
      4. Title deeds of the plot. 
      5. Past title chains in case of pre-owned properties 
      6. Sales deed 
      7. Conveyance deed 
      Other Documents
      1. Loan account statements showing EMI debit, if any, for the last 6 months 
      2. Processing fee cheque 
      3. Own contribution proof 
      4. Duly filled application form affixed with passport size photographs of the applicant/co-applicant 

      For Self-employed Applicants:

      Purpose Documents
      Identity Proof (any one)
      1. Voter ID 
      2. Valid Driving License 
      3. Aadhar Card 
      4. PAN 
      5. Valid Passport 
      Address Proof (any one)
      1. Valid Passport 
      2. Valid Driving License 
      3. Voter ID Card 
      4. Aadhar Card 
      5. Utility Bills 
      6. Registered Rental Agreement 
      Business Proof
      1. Business address proof 
      2. Latest Form 26AS 
      3. Memorandum and Articles of Association of the company 
      4. VAT/Service Tax registration 
      5. Incorporation details of if the business entity is a company 
      6. Balance sheet and Profit and Loss account audited by a certified CA 
      7. Copy of partnership deed in case the business entity is a partnership firm 
      8. Proof of business existence 
      9. Business profile 
      Property Documents
      1. Latest property tax receipt 
      2. Possession letter 
      3. Copy of plan for extension/extension, approved by local authority 
      4. Allotment letter 
      5. Past title chains in case of pre-owned business entities 
      6. Sales deed 
      7. Conveyance deed 
      Other Documents
      1. Loan account statements of the individual and the business entity showing EMI debit, if any, for the last 6 months 
      2. Processing fee cheque 
      3. Duly filled application form affixed with passport size photographs of the applicant/co-applicant 

      Karnataka Bank Home Loan MCLR:

      The Marginal Cost of Funds-based Lending Rate (MCLR) announced by Karnataka Bank are as given in the table below:

      Loan Tenure MCLR Rate
      Overnight 8.50%
      1 month 8.55%
      3 months 8.70%
      6 months 8.75%
      1 year 9.15%

      Karnataka Bank Home Loan EMI Calculator:

      Before you commit yourself to a huge responsibility like a home loan, it is advisable to check your financial stand to see if the loan will be affordable. You should be aware of the EMI that you will be paying monthly and also the interest that you will be paying for the loan. This will not only help you plan your future budget properly but will also ensure that you are not buying a property that is beyond your financial capacity. You need not waste a minute of your precious time calculating the interest and other details. Just follow the steps below to see the amortization details.

      • On BankBazaar.com homepage, choose “Home Loan EMI Calculator” under the financial tools on the top pane.
      • Use the slider to input the loan amount, tenure in years, interest rate and the processing fee if applicable.
      • If you are planning to make prepayments, select “Yes” and fill in relevant details like frequency of prepayments, prepayment amount and penalty fee.
      • Click calculate. The wizardry will project the monthly home loan EMI in addition to other details like total interest payable. Also, amortization details and repayment schedule will be projected as a graph.

      FAQ's

      1. Can I prepay my home loan? 

        Yes, home loan borrowers can opt for foreclosure of the loan. However, the bank might set a rate at which the pre-closure penalty charges might be levied.

      2. What is the penalty for missing out repayment or non-payment of the monthly instalment? 

        The borrower will be charged 2% of the amount not paid for the missed instalment as the penalty

      3. What is the maximum amount of finance offered? 
        KBL Apna Ghar Home Loan: 
        • For salaried individuals: 60 times the applicant’s latest net salary 
        • For businessmen/self-employed individuals/professionals: 5 times the average net income/profit plus depreciation provided, if any, of the previous two years as stated in the P&L account if the applicant is a professional/trader/self-employed individual 
        • For agriculturist: 5 times the current year net income 

        KBL Home Comfort Loan: Up to 75% of the estimated cost of resources to be bought/works to be carried out during the period.

        KBL Ghar Niveshan Loan: Up to 80% of the Registration Value of the site with a maximum of Rs.50 lakh

      4. What is the maximum loan amount that is offered for repairs and renovation? Up to 75% of the estimated cost of resources to be bought/works to be carried out during the period shall be offered under the KBL Home Comfort Loan 
      5. What is to be provided as security? 
        KBL Apna Ghar Home Loan:
        • The applicant will have to submit the mortgage of the property to be purchased/renovated/ remodelled/constructed/repaired 
        • Guarantee of the spouse wherever applicable. A third-party solvent guarantor if the applicant is unmarried 

        KBL Home Comfort Loan:

        • The applicant will have to submit the hypothecation of the assets purchased out of the loan 
        • Guarantee of the spouse wherever applicable. A third-party solvent guarantor if the applicant is unmarried 
        • The applicant will have to submit the already mortgaged flat/house obtained from the KBL Apna Ghar/Elite Scheme loan or the mortgage of the concerned house/property for which the loan is being sought. 

        KBL Ghar Nivesham Loan: 

        • The applicant will have to submit the mortgage of the plot or the site to be acquired 
        • Guarantee of the spouse wherever applicable. A third-party solvent guarantor if the applicant is unmarried.  
      Home Loan - Sitemap

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    Karnataka Bank Home Loan Reviews

    • Karnataka Bank Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan in KARNATAKA bank before 2 months ago. The process was smooth and good at an initial verification. The amount was sufficient as per my expectation for the duration of 20 years. The rate of interest is nominal. The processing fee was applicable and nominal.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 14, 2019
    • Karnataka Bank
      Karnataka Bank Home Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      The services are really good in Karnataka Bank. The interest rate is fine and have no issues. The processing fee was nominal. I have purchased a residential property. They took almost one month to complete the process. The tenure is 20 years.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 30, 2019
    • Karnataka Bank Home Loan
      "Completely Satisfied with their performance"
      0.5 5.0/5 "Blown Away!"
      Karnataka bank has done justice to me . Though I maintaining a salary account and saving account with other bank . They processed my housing loan in shorter period of time . I didn't face any problem with their interest rate and processing fees .
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 29, 2019
    • Karnataka Bank Home Loan
      "Try to give the loan amount as soon as possible"
      0.5 5.0/5 "Blown Away!"
      I am fine with the Karnataka Bank for providing a housing loan . Satisfied with the interest rate and processing fees . No complaints on their fees and interest charges . But their processing takes almost one month of time .It is slow process comparing with other banks .
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 28, 2019
    • Karnataka Bank Home Loan
      "Very delayed customer response"
      0.5 4.5/5 "Excellent!"
      karnataka bank take some extra amount of time in sanctioning my home loan . Since it is public sector bank I am not able to say anything about their customer service . Very slow in their process and sluggish work of almost one month . But at the same time , I got my expectation amount from them .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 28, 2019
    • Karnataka Bank Home Loan
      "GOOD"
      0.5 4.5/5 "Excellent!"
      There is no reason for taking the housing loan with the KARNATAKA BANK. The documentation process was simple and it took 1 month to get the loan home loan. The loan amount was good and the rate of interest was 8.85% which is nominal. The duration for repaying the loan is for 15 years approx.
      Was this review helpful? 2
      , chennai
      Reviewed on Apr 03, 2019
    • Karnataka Bank Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have applied or the housing loan and i have taken it through the KARNATAKA BANK since i am an staff in that bank i get the rate of interest with this loan is 7% and the duration for repaying the loan is for 28 years. The documentation process was quick.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 13, 2019
    • Karnataka Bank Home Loan
      "Worst experience on Karnataka Bank Home loan"
      0.5 0.5/5 "Unacceptable"
      We (me and my husband) approached Karnataka Bank for Home loan at Karwar Branch (in Karnataka) on October 2018 and our experience was terrible. It took them 2 long months to just decide on legal opinion which any other bank takes maximum a week's time. The bank directly asked us to contact the advocate and the bank was least involved in the whole process. The advocate for killing the time kept demanding for one after another document which delayed the process and at the end we were fed up with their tedious process and decided to back out. Finally, we got home loan from other bank within 2 weeks as we were both salaried person with proper property documents. Better think twice before approaching Karnataka Bank for home loan. You might not get it on the required time you need and the process is very tiring. Its simply a waste of time.
      Was this review helpful? 2
      , karwar
      Reviewed on Jan 06, 2019
    • Karnataka Bank Home Loan
      "Best Banking sevice"
      0.5 5.0/5 "Blown Away!"
      I got my housing loan from Karnataka bank . Am satisfied with rate of interest of 8.5%which is nominal one The customer service and response is good. It instant approval process just they took 10 days but they assured for the loan They gave good tenure period which i make the payment through ecs . Their customer service is good and responsive. There is no processing fees.
      Was this review helpful? 6
      , new delhi
      Reviewed on Sep 04, 2018
    • Karnataka Bank Home Loan
      "Best Service"
      0.5 4.5/5 "Excellent!"
      I have taken a home loan from Karnataka Bank and my loan experience was good. the loan amount was for Rs 17 lakhs with nominal interest rate when compared to other banks. There are no charges on preclosure and the customer service was good. The tenure period of this loan is 15 years.
      Was this review helpful? 4
      , new delhi
      Reviewed on Apr 17, 2018
    • Karnataka Bank Home Loan
      "Bad experience "
      0.5 3.0/5 "Satisfactory"
      I had a worst experience with Karnataka Bank. From Karnataka bank i have taken a home loan for 8 lakh with a high rate of interest. Actually I visited the bank for my status regarding the home loan . It had taken so much of time to get processed. I paid 10800 as EMI for 15 years. The processing fees for the approval was around 4000 and last 6 years there is no communication form bank side as well if they levied any additional charges.
      Was this review helpful? 3
      , ahmedabad
      Reviewed on Sep 06, 2017
    • Karnataka Bank Home Loan
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      Long back I had taken a housing loan from Karnataka bank. The loan amount is 75 lakhs with tenure of seven years. I almost completed the loan in 4 years and the pending amount is for 2.72, it will be done early. The current interest rate is 9.23%. The bank supported me a lot as I am a long term customer of them.
      Was this review helpful? 2
      , chennai
      Reviewed on May 22, 2017
    • Karnataka Bank Home Loan
      "Interest rate should be market competitive"
      0.5 3.0/5 "Satisfactory"
      I had taken a mortgage home loan from Karnataka bank, I pledged my property and got the principal amount of Rs.9 lakhs for a tenure of five years, but their interest rate was not competitive. Apart from that everything else is good and my loan would get compelted by July.
      Was this review helpful? 5
      , bangalore
      Reviewed on Apr 27, 2017
    • Karnataka Bank Home Loan
      "Good Service!!!"
      0.5 5.0/5 "Blown Away!"
      I have my salary account with Karnataka bank. It was okay with them.. I availed my home loan from this bank. Interest rate was marginally high, service was okay. They collected more documents since the bank was near to my office I was easy for me to submit all the required documents hence I had no issues. It took a months time to approve . They have to rationalize their interest rate and it should be competitive as per the market.
      Was this review helpful? 4
      , bangalore
      Reviewed on Sep 23, 2015
    • Karnataka Bank Home Loan
      "just okay"
      0.5 3.0/5 "Satisfactory"
      I got the housing loan with the karnataka bank.The rate of interest is really too high as 10.75%. The rate of interest is also fixed and I had it for the last 3 to 4 years.I would like to transfer the loan to the other financial institution.Apart from the rate of interest am happy with that.
      Was this review helpful? 3
      , pune
      Reviewed on May 30, 2015
    • Karnataka Bank Home Loan
      "Affordable charges.."
      0.5 4.0/5 "Great!"
      I have an account with Karnataka Bank so thought of going with the same bank for home loan as well. As compared to private banks interest rate is very low in Karnataka bank and figure of the rate is 10.15%, which is floating starts from first EMI. Moreover fee and charges are low as just I paid 2k.
      Was this review helpful? 2
      , bangalore
      Reviewed on May 20, 2015
    • Karnataka Bank Home Loan
      "It would be fine if processing fees could be lesser"
      0.5 3.0/5 "Satisfactory"
      Karnataka bank offers home loan with interest rate 10.75% which is at higher end. Processing fees is quite nominal Customer service is quite ok. It would be better if they could reduce interest rate it would be fine.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jan 28, 2015
    • Karnataka Bank Home Loan
      "It would be fine if processing fees could be lesser"
      0.5 3.0/5 "Satisfactory"
      Karnataka bank offers home loan with interest rate 10.75% which is at higher end. Processing fees is quite nominal Customer service is quite ok. It would be better if they could reduce interest rate it would be fine.
      Was this review helpful? 8
      , bangalore
      Reviewed on Jan 28, 2015
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