A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • India Shelter Finance Home Loan

    India Shelter Finance offers eligible customers home loan with interest rate from 13% to 20%. It offers a maximum loan amount of Rs.50 lakhs. The processing fee applicable is 2% - 3% of the loan amount. The maximum tenure of the loan can be up to 20 years. The maximum tenure of up to 15 years.

    ISFC Home Loan Interest Rates 2023

    Interest Rate (p.a.) 13% - 20%
    Processing Fee 2% - 3%
    Loan Amount 8 Lakh - 50 Lakh
    Tenure Up to 20 Years
    Loan Approval Within 5 Days

    Compare: Home Loan Interest Rate all Banks

    We found 1 India Shelter Finance Corporation Ltd (ISFC)
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.00% - 20.00% Fixed
    Up to 3.00% One time fee
    Up to Rs.20L
    Up to 20 Years
    What you'll love
    Think about
    Good to Know

    ISFC Home Loan EMI Calculator

    Calculate your EMI (equated monthly instalment) and processing fee beforehand to manage your finances in a better way. To calculate, you can use Home Loan EMI Calculator. The entire process is simple and hassle-free. All you need to do is enter details pertaining to your home loan. This will include, the amount, tenure, rate of interest, and processing fee. Hit “calculate” to check your instalment amount and processing fee.

    This will be followed by an amortisation table that will give you a complete breakdown of your repayment schedule.

    ISFC Home Loan Eligibility Criteria

    Age 23 years to 65 years
    Type of Employment Salaried or self-employed
    Nationality Resident Indians

    Documents Required

    • Passport-size photograph
    • ID proof
    • Age proof
    • Property-related documents
    • Duly signed application form
    • Last 3 months’ salary slips (for salaried)
    • Business records (for self-employed)
    • Income Tax Returns proof
    • Any other loan or other investment details

    You can get a minimum of Rs.5 lakh and a maximum of Rs.50 lakh with ISFC Home Loan. If all your documents are proper, the loan will be approved within 5 days.


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    India Shelter Finance Corporation Ltd (ISFC) Reviews

    • India Shelter Finance Corporation
      "Reduce Hidden Charges"
      0.5 3.5/5 "Pretty good"
      Not satisfied with India Shelter finance corporation. Because they provide Rate of Interest was 13.2% it was slightly high compare to other banks,I was expected Interest rate 12.5%. They was given proper response, but i felt charges are high. Also They were charging processing fees was 2% from loan amount. So I was not processed my home loan application with India shelter. Still I am searching other banks for low interest rate.
      Was this review helpful? 26
      , nagpur
      Reviewed on Jan 30, 2017
    • India Shelter Finance Corporation
      India Shelter Finance Corporation
      "They should work as customer's oriented"
      0.5 2.0/5 "Expected more"
      My property located 70km away from the city, But I approached India Shelter Finance for home loan. But nobody contacted me, I didnt receive any single call to collect the documents from my place. I dropped the plan to take loan with India Shelter.
      Was this review helpful? 16
      , bhubaneshwar
      Reviewed on Jan 30, 2017
    • India Shelter Finance Corporation
      "Good service"
      0.5 4.0/5 "Great!"
      India Shelter Finance Corporation was recommendable, because I was applied for my home Loan . They was very good in customer service, they given proper response for my application. But I was not finalized my property, So I was post boned my plan. Once I finalized my property again I will approach India Shelter Finance Corporation .
      Was this review helpful? 6
      , new delhi
      Reviewed on Jan 30, 2017
    • India Shelter Finance Corporation
      "Good knowledge and Experience"
      0.5 4.0/5 "Great!"
      Good experience with India Shelter Finance Corporation for my home loan. I was submitted my documents with executive, but unfortunately I dropped my plan. Because I was not able to finalized my property,the reason of construction. The rate of Interest was little bit high compare to other banks. Overall experience was good.Once I finalized my property , again I will approach India shelter Finance Corporation.
      Was this review helpful? 7
      , nagpur
      Reviewed on Jan 30, 2017
    • India Shelter Finance Corporation
      "Expecting better results"
      0.5 3.0/5 "Satisfactory"
      When I approached INDIA SHELTER for the Home loan there was on going loan on the same property . Therefore they confirmed that they cannot offer another loan on the same property because I wanted to borrow only 3 Lakhs they refused as the amount was less. One of the property is in Mumbai and they refused to provide the loan for that property.
      Was this review helpful? 7
      , vadodara
      Reviewed on Jan 11, 2017
    • India Shelter Finance Corporation
      "Got smile with India shelter"
      0.5 4.0/5 "Great!"
      My experience was very good with India shelter , it provides me home loan while other bank didn't provide i am happy with the services provided by india shelter.. it takes some time but finally it disbursed the loan amount and it make possible to me to get a own flat in delhi otherwise it was not possible for me at this time to get a own home in delhi so i am very happy due to india shelter.
      Was this review helpful? 16
      , new delhi
      Reviewed on Jul 15, 2016
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