A special policy catering to HIV positive persons who are, more often than not, socially isolated and disowned by family members across the country. The benefits under the policy will be paid to the insured person only if it is proposed by Non-Governmental Organisations (NGOs), government agencies or registered societies involved in the care and treatment of HIV-infected persons. The HIV Care Policy can be issued to a group of persons already infected with the disease. Covered patients must, however, be members of the proposer.
Features & Benefits of Star Netplus
|Entry Age||No age limit|
|Sum Insured||Maximum is Rs. 50,000; minimum is Rs. 30,000|
|Medical Screening||Required to ascertain contraction of the ailment. The costs will, however, be borne by the company|
|Waiting Period||AIDS confirmation (CD4 test) within 90 days of commencement of the policy.|
|Annual Premium||Insured Amount Rs. 30,000 (Rs. 2,500) |
Insured Amount Rs. 50,000 (Rs. 4,000)
The following table shows the premium under the additional health cover (optional) provided by the policy
|Rs. 30,000||Rs. 390|
|Rs. 50,000||Rs. 650|
Also Read: How to File a Claim with Star Health?