• Star Unique Health Insurance Plan

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    Responsiveness

    It is an online health insurance policy that offers cover for pre-existing diseases within 11 months.

    Features & Benefits of Star Unique Health Insurance:

    Entry age Minimum age: 18 years Maximum age: 65 years
    Maximum age for renewal 70 years
    Policy term 2 year
    Type of plan Individual
    Sum Insured Minimum- Rs.1 lakh Maximum- Rs.3 lakh
    Cover
    • Hospital room rent and boarding expenses
    • Cost of blood, oxygen, anesthesia
    • Cost of diagnostic materials and x-ray
    • Chemotherapy
    • Radiotherapy
    • Pre hospitalisation expenses
    • Post hospitalisation expenses
    • Emergency ambulance charges
    • Cost of medicines and drugs
    • Doctor’s fee
    Key features
    • Coverage for both in-patient and out-patient treatment under one policy
    • Pre-existing diseases are covered after 11 months
    • Covers HIV positive persons with minimum CD 4 count
    • Offers cover for non-allopathic treatment
    • Easy documentation
    • Hassle free claim settlement
    Benefits
    • Ambulance charges for emergency transportation to hospital as per specified limits.
    • Tax benefits
    • Specific day care procedures
    • Cashless facility available
    • Cover for HIV
    Co pay 30% of admissible claim amount, in respect of each and every claim
    Tax benefits Tax benefits under section 80D of the Income Tax Act
    Free look period A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied they can seek cancellation of the policy and in such event the company will allow refund of premium after adjusting the cost of the expenses incurred at the time of availing the policy.
    Exclusions
    • Any treatment within the first 30 days of the policy
    • First 2 years exclusion on cataract, hysterectomy, varicose veins and ulcers, chronic kidney disease, etc
    • Cosmetic procedures
    • Naturopathy treatment
    • 4 year exclusion on cancer, bone marrow transplant, cirrhosis of liver, retinal detachment, chronic kidney disease

    Read terms, conditions and exclusions mentioned in the policy document.

    Find cashless network hospitals nearby: Star Health Network Hospitals

    Other Health Insurance Plans from Star Health Insurance:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    Star Unique Health Insurance Plan Reviews

  • Page 1 of 27 1 2 3 4 5
    • Star Health Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a health insurance policy with the Star Health. I have claimed this policy for 2 lacs. The whole claim process was easy, after discharge. The service was very good. I am really happy about the service of Star Health and it is a recommendable health insurance policy to have.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 20, 2018
    • Star Health Health Insurance
      "Excellent"
      0.5 4.0/5 "Great!"
      I am having the health insurance policy with the Star health insurance company. Customer service is good one and their response too. Coverage value is fine one too with the Star health insurance company. I have not faced any such claims with them till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2018
    • Star Health Health Insurance
      "Good to have insurance policy"
      0.5 3.0/5 "Satisfactory"
      Idon't have any experience of claim hence i never get a chance to call their customer care. They used to call me for renewing the policy. I can claim about 3.5 lakhs per annum. If i use 10% or not claim the policy, they wont give additional benefits for the next year. Their is a insured amount by 10%. My premium amount will be same but the claim amount they will increase by 10% next year. Cashless treatment is available in this policy
      Was this review helpful? 0
      , noida
      Reviewed on Jun 18, 2018
    • Star Health Health Insurance
      "Average Service"
      0.5 2.0/5 "Expected more"
      I'm using the Star Health insurance policy. I do not have any claim experience yet. I pay a premium of 8000 Per year. They don't send any renewal notifications. Their Service is good. The coverage is 1 lac for whole family per year. They need to improve their notifications and keep the customer posted about important dates.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 16, 2018
    • Star Health Health Insurance
      "Best Health Insurance policy"
      0.5 5.0/5 "Blown Away!"
      Cashless treatment is available only in cities. In other rural areas, i cannot claim the policy for cashless transaction. In rural side, i have to collect all the bill and claim the policy after i paid my bill. I have claimed the policy once for my father. I used to make the payment of Rs. 7500 for me and any wife. I have already recommended this policy to my friends. I can claim easily and i got the payment as soon as possible if i issue the documents properly.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 12, 2018
    • Star Health Health Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      Got the health insurance policy with the STAR HEALTH & ALLIED INSURANCE company around 3 years ago. This policy covers 4members in my family. This policy has the coverage amount up to Rs,2,00,000 and I am satisfied with it. The medical coverage and the cashless treatment options are good with the Star health insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2018
    • Star Health Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy with the Star Health. We do not have any experience with the policy. Overall service good. My brother handles the payments for this policy. I am not aware of any other details regarding this policy. It offers coverage for the entire family. I never had any issues with the policy and their services.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 08, 2018
    • Star Health Health Insurance
      "Good"
      0.5 3.5/5 "Pretty good"
      I do have the health insurance policy with the Star health insurance company. Coverage value is around 1 lakh Rupees. Customer service is similarly okay , also its not bad too. Response is better one with the Star health insurance company.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 06, 2018
    • Star Health Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Star Health insurance policy for a while. I am paying premium of 16000 per year. The premium amount gets auto debited from my account. I never had any issues with their services. Overall the payment options are really convenient and it is a recommendable policy to have.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 05, 2018
    • Star Health Health Insurance
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Medi-Claim policy from Star Health for the past 4 years. I am paying a premium of 12000 per year. I claimed it once during the first year . The claim process was really smooth and hassle free. I never had any issues with their services.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 02, 2018
    • Star Health Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      Got a health insurance policy from the Star health and allied insurance company. This policy covers 4members in my family. Here it covers the medical coverage amount up to Rs,10,00,000 and I am satisfied with it. This policy is good to use..
      Was this review helpful? 0
      , chennai
      Reviewed on May 31, 2018
    • Star Health Health Insurance
      "Everyone can avail health insurance"
      0.5 5.0/5 "Blown Away!"
      It was smooth process. They are not refunding the money for the plastic items like syringe items. I had a very good claim experience with them. They have a very good hospital list. If they make it fully cashless transaction it will be good. Then they will get lots of customer. I used to pay the premium of Rs. 11000 for my family. The premium amount is increasing every year.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 31, 2018
    • Star Health Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my health insured with Star health from last 5-6 years and it is a good insurance policy. I pay a premium of Rs 26000 for this insurance which is for family. I have a coverage value of Rs 6 lakhs for this insurance and i have not claimed anything so far from this insurance.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 29, 2018
    • Star Health Health Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've a health insurance policy with the Star Health. I pay a premium of 7000 per year. I do not have any claim experience with the policy. I'll have to wait and see how they respond to my claim requests in the future. As of now this too early to evaluate their services.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 29, 2018
    • Star Health Health Insurance
      "Start Health Insurance - Great Provider"
      0.5 5.0/5 "Blown Away!"
      I have taken this Insurance around 5 year back. So far very happy with their services. The claim resolution is very professional and they don't harass customers. I had to claim few times and in all instance it was settled to my satisfaction. Overall very good medical Insurance provider.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2018
    • Star Health Health Insurance
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've been using the employer provided health insurance from the Star Health Insurance company. The company is paying the premium,I do have a claim experience with the policy. They settled a claim of 75000 and the claim process was easy and hassle free.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2018
    • Star Health Health Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I hold a health insurance with Star health from last 1 year, i am happy with the coverage value of this insurance policy as they cover up to Rs 5 lakhs. My claim experience was good with this insurance and they covered 70% of the amount. I am not aware of the premium amount as company pays it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2018
    • Star Health Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a health insurance policy with Star health from last 8 years, i am happy with the coverage of this insurance policy. My claim experience was good with this insurance and the coverage value was good. I pay a premium of Rs 13013 and they cover up to Rs 3 lakhs.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 20, 2018
    • Star Health Health Insurance
      "Claim experience was good"
      0.5 5.0/5 "Blown Away!"
      I hold a health insurance from STAR HEALTH & ALLIED INSURANCE and the policy coverage is for 2.5 lakhs. As this is a corporate insurance and the claim experience was really good. I gone for cashless treatment and the procedure was easy and satisfied.I will be applicable for the dependent in the family.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2018
    • Star Health Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I am happy about the services of Star health. I do have a claim experience for a small amount. The claim process was easy. Their Customer support is also good. I pay a premium of 24000 per annum for a coverage of 20 Lacs for the Whole Family. This is a recommendable policy to have.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2018
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