Star Unique Health Insurance Plan

Minimum age: 18 years Maximum age: 65 years

No exit age for the plan. Renewals can be made beyond 65 years.

2 year

Individual

Minimum- Rs.1 lakh Maximum- Rs.3 lakh

1. Hospital room rent and boarding expenses
2. Cost of blood, oxygen, anesthesia
3. Cost of diagnostic materials and x-ray
4. Chemotherapy
5. Radiotherapy
6. Pre hospitalisation expenses
7. Post hospitalisation expenses
8. Emergency ambulance charges
9. Cost of medicines and drugs
10. Doctor's fee

1. Coverage for both in-patient and out-patient treatment under one policy
2. Pre-existing diseases are covered after 11 months
3. Covers HIV positive persons with minimum CD 4 count
4. Offers cover for non-allopathic treatment
5. Easy documentation
6. Hassle free claim settlement

1. Ambulance charges for emergency transportation to hospital as per specified limits.
2. Tax benefits
3. Specific day care procedures
4. Cashless facility available
5. Cover for HIV

30% of admissible claim amount, in respect of each and every claim

Tax benefits under section 80D of the Income Tax Act

A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied they can seek cancellation of the policy and in such event the company will allow refund of premium after adjusting the cost of the expenses incurred at the time of .

1. Any treatment within the first 30 days of the policy
2. First 2 years exclusion on cataract, hysterectomy, varicose veins and ulcers, chronic kidney disease, etc.
3. Cosmetic procedures
4. Naturopathy treatment
5. 4-year exclusion on cancer, bone marrow transplant, cirrhosis of liver, retinal detachment, chronic kidney disease