You need health cover regardless of what you take two at a time - pills or stairs.
  • Star Unique Health Insurance Plan

    Star Unique Health Insurance Plan

    It is an online health insurance policy that offers cover for pre-existing diseases within 11 months.

    Features & Benefits of Star Unique Health Insurance

    Entry age Minimum age: 18 years
    Maximum age: 65 years
    Maximum age for renewal 70 years
    Policy term 2 year
    Type of plan Individual
    Sum Insured Minimum- Rs.1 lakh
    Maximum- Rs.3 lakh
    • Hospital room rent and boarding expenses
    • Cost of blood, oxygen, anesthesia
    • Cost of diagnostic materials and x-ray
    • Chemotherapy
    • Radiotherapy
    • Pre hospitalisation expenses
    • Post hospitalisation expenses
    • Emergency ambulance charges
    • Cost of medicines and drugs
    • Doctor’s fee
    Key features
    • Coverage for both in-patient and out-patient treatment under one policy
    • Pre-existing diseases are covered after 11 months
    • Covers HIV positive persons with minimum CD 4 count
    • Offers cover for non-allopathic treatment
    • Easy documentation
    • Hassle free claim settlement
    • Ambulance charges for emergency transportation to hospital as per specified limits.
    • Tax benefits
    • Specific day care procedures
    • Cashless facility available
    • Cover for HIV
    Co pay 30% of admissible claim amount, in respect of each and every claim
    Tax benefits Tax benefits under section 80D of the Income Tax Act
    Free look period A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied they can seek cancellation of the policy and in such event the company will allow refund of premium after adjusting the cost of the expenses incurred at the time of availing the policy.
    • Any treatment within the first 30 days of the policy
    • First 2 years exclusion on cataract, hysterectomy, varicose veins and ulcers, chronic kidney disease, etc
    • Cosmetic procedures
    • Naturopathy treatment
    • 4 year exclusion on cancer, bone marrow transplant, cirrhosis of liver, retinal detachment, chronic kidney disease

    Read terms, conditions and exclusions mentioned in the policy document.

    Other Health Insurance Plans from Star Health Insurance

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