Star Family Health Optima is an insurance plan which is offered by the Star Health Insurance Company. Under this plan, you will be able to include your whole family and is a family floater health insurance plan. The whole sum insured floats among all insured persons within this policy.
Entry Age |
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Sum Assured |
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Basis |
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Medical Screening | All individuals above the age of 60 years need to go through pre-acceptance medical screening at company nominated centres. |
Renewability | Lifelong renewability is available. |
Special Features |
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Premium | Premiums vary depending on sum assured, age, family size and zone. |
Co-Payments | A co-payment of 20% is applicable for fresh as well as renewed policies for insured persons above the age of 60 years. |
Benefits |
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Exclusions | Certain eye related diseases and surgeries, gallbladder and pancreatic diseases, and expenses incurred on high intensity focused ultrasound etc. are not covered under this policy. |
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.
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