Star Wedding Gift Insurance Plan

It is a that offers cover for childbirth, prenatal and postnatal expenses.

Features & Benefits of Star Wedding Gift:

Entry age Minimum age: 18 years and 5 months for children Maximum age: 40 years
Maximum age for renewal 45 years
Policy term 1 or 2 years
Type of plan Individual health insurance
Sum Insured Minimum- Rs.3 lakh Maximum- Rs.5 lakh
Cover
  • Hospital room rent and boarding expenses
  • Nursing expenses
  • Post-delivery complications covered for the mother
  • New born baby cover which includes existing diseases at birth
  • Pre hospitalisation expenses
  • Post hospitalisation expenses
  • Emergency ambulance charges
  • Cost of medicines and drugs
  • Doctor’s fee
Key features
  • Coverage for both in-patient and out-patient treatment under one policy
  • Hassle free claim settlement
  • Floater basis policy
  • Delivery and new born cover
Benefits
  • Ambulance charges for emergency transportation to hospital as per specified limits.
  • No pre acceptance medical screening
  • Tax benefits
  • Specific day care procedures
  • Cashless facility available
Tax benefits Tax benefits under section 80D of the Income Tax Act
Free look period A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied they can seek cancellation of the policy and in such event the company will allow refund of premium after adjusting the cost of the expenses incurred at the time of availing the policy.
Exclusions
  • Exclusion of 48 months for all pre-existing diseases
  • Naturopathy treatments
  • Cosmetic treatment
  • Congenital external defects except for new born baby
  • Expenses that are diagnostic in nature

Read terms, conditions and exclusions mentioned in the policy document.

Find cashless network hospitals nearby: Star Health Network Hospitals

Also Read: Check Incurred Claim Ratio of Health Insurers

Also Read: Best Health Insurance Plans

Also Read: How to File a Claim with Star Health?

Other Health Insurance Plans from Star Health Insurance:

GST rate of 18% applicable for all financial services effective July 1, 2017.

Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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