Star Wedding Gift Insurance Plan

  This health insurance policy offers cover for childbirth, prenatal and postnatal expenses.  

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Features & Benefits of Star Wedding Gift

Entry age

Minimum age: 18 years and 5 months for children Maximum age: 40 years

Maximum age for renewal

45 years

Policy term

1 or 2 years

Type of plan

Individual health insurance

Sum Insured

Minimum- Rs.3 lakh Maximum- Rs.5 lakh

Cover

  1. Hospital room rent and boarding expenses
  2. Nursing expenses
  3. Post-delivery complications covered for the mother
  4. New born baby cover which includes existing diseases at birth
  5. Pre hospitalisation expenses
  6. Post hospitalisation expenses
  7. Emergency ambulance charges
  8. Cost of medicines and drugs
  9. Doctor's fee

Key features

  1. Coverage for both in-patient and out-patient treatment under one policy
  2. Hassle free claim settlement
  3. Floater basis policy
  4. Delivery and new born cover

Benefits

  1. Ambulance charges for emergency transportation to hospital as per specified limits.
  2. No pre acceptance medical screening
  3. Tax benefits
  4. Specific day care procedures
  5. Cashless facility available

Tax benefits

Tax benefits under section 80D of the Income Tax Act

Free look period

A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied they can seek cancellation of the policy and in such event the company will allow refund of premium after adjusting the cost of the expenses incurred at the time of availing the policy.

Exclusions

  1. Exclusion of 48 months for all pre-existing diseases
  2. Naturopathy treatments
  3. Cosmetic treatment
  4. Congenital external defects except for new born baby
  5. Expenses that are diagnostic in nature

Read terms, conditions and exclusions mentioned in the policy document.

GST rate of 18% applicable for all financial services effective July 1, 2017.

Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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