Diabetes Safe insurance plan offered by Star Health covers hospitalization expenses for complications arising from diabetes, both type 1 and type 2. It is one of the specialized comprehensive available for diabetics. The policy can be availed on both individual and floater basis.
Features & Benefits of Star Diabetes Safe:
The salient features of the health insurance policy are listed in the table below. The policy has two sub plans - Plan A and Plan B
Entry Age | Individual with Diabetes Mellitus between 18 to 65 years |
Coverage Type | Individual and Floater (self and spouse) |
Flexibility | Policyholder cannot switch plans in the middle of the policy term |
Medical Screening |
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Sum Insured | Rs. 3 lakh, 4 lakh, 5 lakh and 10 lakh |
Sub-limits |
For Cataract, sublimit under both Plan A and Plan B are as follows:
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Advantages |
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Tax Benefits | Insured Person is eligible for rebate under Section 80-D of the Income Tax Act 1961 in respect of the amount paid by any mode other than cash. |
Exclusions |
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The following table shows the coverage provided under Plan A of the policy
Coverage | Covers hospitalization for complications arising due to diabetes (section 1) | Covers hospitalization for all other illnesses (section 2) |
Waiting Period | No waiting period | No waiting period |
The following table shows the coverage provided under Plan B of the policy
Coverage | Covers hospitalization expenses for Diabetes (section 1) | Covers hospitalization charges for all other illnesses (section 2) |
Waiting Period | 12 Months | 12 Months |
Find cashless network hospitals nearby: Star Health Network Hospitals
Also Read: Best Health Insurance Plans
Also Read: How to File a Claim with Star Health?
Other Health Insurance Plans from Star Health Insurance:
- Star Care Health Insurance Plan
- Star Comprehensive Insurance Policy
- Star Family Health Optima
- Star Medi Classic Insurance Policy
- Star Senior Citizen's Red Carpet
- Star Super Surplus
- Star Health Gain
- Star Criticare Plus
- Star Cardiac Care
- Star Unique Health Insurance Policy
- Star Wedding Gift Insurance
- Star Family Delite Insurance Policy
- Star Health Insurance Netplus
- Star Micro Health Insurance Policy
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.