Star Comprehensive Insurance is a comprehensive health insurance policy offered by Star Health Insurance Company. The plan is specially designed for self, spouse and dependent children, and offers extensive policy coverage.
Features & Benefits of Star Comprehensive Insurance
|Entry Age||Persons between the ages of 18 years to 65 years can avail this policy. Children can be covered from 3 months to 25 years.|
|Basis||Individual and family floater|
|Renewability||There is upper limit for continuous renewals. Lifelong renewability is available.|
|Waiting Period||A waiting period of 36 months will apply for delivery and new-born cases of continuous coverage.|
|Medical Screening||Individuals over 50 years will be required to do a pre-acceptance medical screening at company nominated healthcare centres. The cost of the test will be borne by the insurance company.|
|Sum Assured||Sum assured varies depending on different sections of the policy. Highest sum assured is Rs.25,00,000.|
|Premium||Premium starts from Rs.9,180 to Rs.2, 56,770. Premiums vary based on sum assured, age and family size.|
|Co-Payments||A co-payment of 10% is applicable for individuals above 60 years at entry level and subsequent renewals.|
|Exclusions||Certain pre-existing diseases, cost incurred in spectacle and contact lens, dental surgery cost, neuropathy treatments expenses, etc. are not covered under this policy.|
Also Read: How to File a Claim with Star Health?