Star Senior Citizens Red Carpet Health Insurance Plan

Any individual between the age of 60 to 75 years is eligible for this policy.

Individual

No pre-acceptance medical screening is required.

Lifelong renewability is offered.

1. Treatment available at network hospitals only
2. All pre-existing disease are covered after 12 months of continuous insurance renewal.
3. The policy will automatically terminate upon the death of the insured persons and upon exhaustion of the limit of coverage.

Policy is available for 1, 2 and 3 years. In case of a 2-year policy, a discount of 5% is offered on the two-year premium paid.

Sum assured ranges from Rs.1,00,000 to Rs.10,00,000 lakhs.

Premiums range from Rs.4,450 to Rs.22,500 depending on the sum assured and age.

A co-payment of 50% is applicable for pre-existing disease claims and 30% for other claims.

A discount of 5% on premiums (based on certain criteria)

1. Get direct in-house claim settlement. No third-party administrator is involved.
2. Hassle-free claim settlement.
3. Tie-up with 7800 network hospitals.
4. Personalized E -health records.
5. Cashless hospitalization.
6. Free medical consultation over phone 24x7.
7. Free storage facility for keeping medical records in electronic form.

1. Get tax benefit for the amount paid as premium under section 80D of the Income Tax Act, 1961.
2. A free look period of 15 days from the date of receipt of the policy is available to the insured person.
3. Inpatient hospitalization expenses covered.
4. Ambulance charges for emergency transportation to hospital is covered.
5. Post-hospitalization paid as lump-sum up to the limit specified.
6. Certain day-care procedures are covered.
7. The policy offers portability. You can transfer your policy from one insurance provider to another.
8. ICU expenses are covered.
9. Nursing expenses are covered
10. Consultation fee, surgeon's fee,anesthetist's fee and specialist's fee are covered up to 25% of the sum insured.

Hospital registration charges, admission charges, telephone charges, cost incurred in weight control services and neuropathy treatments, expenses in vitamins and tonics etc. are not covered under this policy.