Star Senior Citizens Red Carpet Health Insurance Plan

Star Senior Citizens Red Carpet is a health insurance policy offered by Star Health Insurance Company. Any individual between the age of 60 to 75 years can take this insurance policy. This policy is specially designed to cater to the medical needs of senior citizens.

Features & Benefits of Star Senior Citizens Red Carpet:

Entry Age  Any individual between the age of 60 to 75 years can take this . 
Basis  Individual 
Medical Screening  No pre-acceptance medical screening is required. 
Renewability  Lifelong renewability is offered. 
Special Features 
  • Treatment available at network hospitals only 
  • All pre-existing disease are covered after 12 months of continuous insurance renewal. 
  • The policy will automatically terminate upon the death of the insured persons and upon exhaustion of the limit of coverage. 
Policy Term  Policy is available for 1, 2 and 3 years. In case of a 2-year policy, a discount of 5% is offered on the two-year premium paid. 
Sum Assured  Sum assured ranges from Rs.1,00,000 to Rs.10,00,000 lakhs. 
Premium  Premiums range from Rs.4,450 to Rs.22,500 depending on the sum assured and age. 
Co-Payments  A co-payment of 50% is applicable for pre-existing disease claims and 30% for other claims. 
Discount  A discount of 5% on premiums (based on certain criteria) 
Star Advantages 
  • Get direct in-house claim settlement. No third-party administrator is involved. 
  • Hassle-free claim settlement. 
  • Tie-up with 7800 network hospitals. 
  • Personalized E -health records. 
  • Cashless hospitalization. 
  • Free medical consultation over phone 24x7. 
  • Free storage facility for keeping medical records in electronic form. 
  • Get tax benefit for the amount paid as premium under section 80D of the Income Tax Act, 1961. 
  • A free look period of 15 days from the date of receipt of the policy is available to the insured person. 
  • Inpatient hospitalization expenses covered. 
  • Ambulance charges for emergency transportation to hospital is covered. 
  • Post-hospitalization paid as lump-sum up to the limit specified. 
  • Certain day-care procedures are covered. 
  • The policy offers portability. You can transfer your policy from one insurance provider to another. 
  • ICU expenses are covered. 
  • Nursing expenses are covered 
  • Consultation fee, surgeon's fee, anesthetist's fee and specialist’s fee are covered up to 25% of the sum insured. 
Exclusions  Hospital registration charges, admission charges, telephone charges, cost incurred in weight control services and neuropathy treatments, expenses in vitamins and tonics etc. are not covered under this policy. 

Find cashless network hospitals nearby: Star Health Network Hospitals

Other Health Insurance Plans from Star Health Insurance:

GST rate of 18% applicable for all financial services effective July 1, 2017.

Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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