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Axis Bank IFSC and MICR Code:

State wise list of Axis Bank IFSC code, MICR code and addresses of all branches in India

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Axis Bank IFSC Code:

All Axis Bank branches has their own unique IFSC Code (Indian Financial System Code). To perform any kind of online transaction from an Axis Bank internet banking account, knowing the specific Axis Bank IFSC Code is instrumental. The code is set by Reserve Bank of India to every bank to use for RTGS, NEFT and Centralized Funds Management System (CFMS), to transfer money to and fro.

Online cash transaction has been a blessing to the world of banking, facilitating clients to wire money and make disbursements electronically, often from the comfort of their home or office. Axis Bank also offers its clients the service of making payments electronically through NEFT (National Electronic Funds Transfer), Immediate Payment Service (IMPS) and RTGS (Real Time Gross Settlement) system. Both these payment systems have been introduced by the RBI and employ a special code known as the IFSC code to function. IFSC codes are issued by the RBI to each bank participating in the NEFT network and helps identify the source bank from the destination bank in the process of a transaction.

Example of an Axis Bank IFSC Code:

Axis Bank IFSC Code

UTIB0002766 is the IFSC Code for Karthik Nagar branch of Axis Bank in Bangalore. This can be utilized for internet funds transaction through NEFT, RTGS and/ or IMPS from your Axis Bank account to any other.

  • In Axis Bank IFSC Code, the first 4 characters (UTIB) denotes the name of the bank.
  • The 5th character is 0 (ZERO), which is maintained for future use (as the branches increase in number).
  • The last 6 characters (002766) show the Axis Bank branch code.
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How to Search for Axis Bank IFSC Codes & MICR Codes?

Axis Bank IFSC Codes are printed on cheque leaves issued by the bank to their clienteles. Customers can get IFSC codes from the official bank website, a third party financial website or a comparison website for financial products and services.

BankBazaar is one such comparison website that gives you detailed information related to IFSC and MICR codes for Axis Bank on its web portal. Go to the main page of BankBazaar and scroll down to the bottom. You can spot the Bank IFSC Code link. Once you click on this link, you will be lead to a page where four dropdowns can be accessed. Users have to choose the specific bank, state, district and the regional branch to find the IFSC code or MICR Code for whichever branch you want. The table that is created also entails details like MICR code, name of the branch complete with contact details.

Axis Bank lets you Transfer Money using Two Procedures – NEFT & RTGS:

National Electronic Funds Transfer (NEFT):

Working based on Deferred Net Settlement, NEFT transactions are handled in batches at explicit times set by Axis Bank. The NEFT fund settlements are done from 9 AM to 7 PM from Monday to Friday and as five batches from 9 AM to 1 PM on Saturdays (except on second Saturdays). Axis Bank does not have any minimum or upper limit for money transactions using NEFT. The cash will be credited to the recipient on the same day or on the next working day.

Real Time Gross Settlement System (RTGS):

Real Time Gross Settlement System (RTGS) offers real time money transactions to Axis Bank clients. The settlement of cash is usually done by taking one instruction at a time. Yet this is one of the quickest modes of transfers existing today. The least amount that has to be transferred through RTGS is INR 2 lacs. Also, the bank does not inflict any upper limit. Once the funds have been received by the receiver’s bank, the money will be credited to the concerned account within a few hours.

Axis Bank offers two processes through which customers can make interbank fund transfers to any bank account in India. These facilities are available under the Fund Transfer Banking section of the Axis Bank website. Any Axis Bank customer can transact cash to any beneficiary across the country using NEFT and RTGS transfers. All RTGS and NEFT transfers can be done on secure platforms, as per the RBI guidelines.

Money Transfer via Axis Bank:

Now you can transact money between two accounts across multiple banks from the comfort of your home or office. The following modes makes it possible.

  1. Immediate Payment Service (IMPS):

    Immediate Payment Service (IMPS), as the name suggests, is a prompt interbank electronic money transfer means. It can be accessed any time, day or night, from your home, thereby avoiding the hassle of going to bank and standing in long queues. Clienteles can send and receive money via IMPS be making use of their Mobile number submitted at the bank and the unique Mobile Money Identifier (MMID) given by the bank.

    Accordingly IMPS is generally categorized into two:

    • IMPS funds transaction with registered mobile number and MMID
    • IMPS cash transaction with your Account Number & IFSC Code and IMPS Merchant payments (P2M).

    Other ways of handling fund transfers are Internet Banking using the beneficiary’s account number and IFSC code of his/ her bank branch. Apart from instant crediting, it requires little documentation and can be performed from any place with an internet connection.

  2. Instant Money Transfer (IMT):

    Instant Money Transfer is a ground-breaking cash remittance service that lets you transfer funds to a beneficiary only by using his registered mobile phone number. The beneficiary can take out cash from any Axis Bank ATM with or without swiping a credit/ debit card. The receiver get all the info needed for withdrawal on his/ her phone.

    The significance of IMT is manifold as it can be utilized if the receiver prefer to avail cash, requires money urgently or does not even have his/ her own bank account. This method is also useful when you don’t know the other party’s bank account number or if the recipient is not within easy reach.

  3. Power Transfer:

    To send cash, all you need to do is to register your recipient’s account information via Axis Bank Internet Banking. And your work is done. How? Log in to your Axis Bank Net Banking Account. Click on ‘Payments’ and then select ‘Transfer Funds’. You can register the receiver's account number and other info via ‘Add Beneficiary’ option. It will take up to eight hours to activate this. Once it is activated, select the concerned Beneficiary and select ‘Begin Payment’. That’s all there is to it. You also have a 'Pay Standard (NEFT)' option. Do you have numerous accounts linked together? No fuss. Simply pick the specific account and do the same process.

  4. Visa Money Transfer:

    Axis Bank fund transferring service is also endowed with Visa enabled services to suitably settle bills of a Visa Credit Card of any bank. You can also use this to send money to another account by using your Visa Debit Card number.

    The Visa Money Transfer facility shall be retrieved online too. Go to the bank webpage and log in to i-Connect. Using this you can pay bills as well as track the process. Visa Money Transfer is totally dependent on the time taken by the Recipient's bank to carry out the payment. Usually it takes around up to four days to take the payment forward.

Information required for Funds Transfer using any payment mode:

While making a NEFT or RTGS transaction with Axis Bank, customers need to provide the below information:

  • Remittance Amount
  • Axis Bank customer’s account number
  • Beneficiary’s bank name
  • Beneficiary’s name
  • Beneficiary’s Account number
  • Sender to receiver information
  • IFSC code of the beneficiary’s bank branch

Axis Bank, came into effect in 1994 as a UTI Bank. In the span of 22 years of exemplary service in the field of banking, the bank has witnessed a remarkable progression. It is indeed commendable that it has achieved the stature of ‘the country’s third largest private lender’ in terms of assets (following ICICI and HDFC Bank) beating those banks with generations of legacy. Offering a host of financial products, facilities and services like loans, insurances and swift money transfer choices, Axis bank has always emphasized on the importance of customization while adopting a ‘never-fear-to-take-risk’ attitude. If you take a look at their campaigns, they were always empowering and unconventional. As a bank ahead of the current flow, it caters to people from diverse backgrounds and nobody has anything out-of-sync to say about the bank’s service quality and comprehensibility.

News Related to Axis Bank IFSC Code
  • Bharat Bill Payment System unveiled by Axis Bank

    Axis Bank and National Payment Corporation of India (NPCI) announced the launch of Bharat Bill Payment System (BBPS), a facility that enables interoperable and accessible bill payment facilities and provides instant payment confirmations. In the first phase, the service will be made available to customers from select branches and billers from the telephone, gas, electricity and DTH segments.

    Axis Bank is the first bank in the country to introduce a facility that allows customers to pay multiple bills on a single platform. In the subsequent phases of the BBPS project, customers would be able to pay bills across multiple channels like mobile or internet banking, online website, etc.

    The BBPS is expected to serve as a cost-effective and efficient alternative to the existing bill payment systems.

    2nd September 2016

  • Axis bank Taps into technology Yet Again; Launches NFC Payments on GoQii Devices

    Axis bank has been vigorously tapping into the technology aspect and has yet again launched a new feature. Hot on the heels of its augmented reality feature, Axis bank has now launched the capability of making NFC payments on GoQii’s fitness wearable devices. With the needs of the customers changing with technology every day, the bank is no longer just in the business of providing services but has shifted to providing experiences as well. To further bolster their new approach, Axis bank has also opened an innovation lab that will focus on creating solutions to improve customer experience in banking. Partnering with Amazon and OCBC Bank, the innovation lab will also host accelerator programs for startups.

    27th August 2016

  • Axis Bank improves their App; Adds Augmented Reality Features

    Hot on the heels of the worldwide success of Pokémon Go, Axis bank has taken a branch out of the gaming app’s design and incorporated an augmented reality feature in their app called ‘Near Me’. This feature allows customers to not only find out locations around them such as ATM’s or restaurants but are also able to view them in real life pictures and view directions to them as well. The app aims to make the bank an everyday aspect of a customer’s life. The app when opened displays the near me option. When clicked, the app will use GPS and the camera to show the user all locations in the nearby vicinity.

    23rd August 2016

  • Axis Bank launches ‘Thought Factory’ an Innovation Lab Facility for Financial Startups

    Axis Bank has unveiled an accelerator programme for Fintech startups in the city of Bengaluru. The innovation lab facility, named ‘Thought Factory’ was conceptualised based on the great potential that Axis Bank saw in the development of banking sector technology solutions.

    The lab would be the first of its kind in India. As per company sources, it houses an experienced innovation team and an interesting accelerator program that aims to be closely associated with promising startups in the financial vertical.

    Currently, the bank is working with 6-7 startups in Mumbai, and is using the services of an ad tech company to launch better advertisements and optimise sales strategies.

    Thought Factory will work with emerging technologies like cloud, AI, block-chain, etc. to optimise wealth management, credits, security, mobile payments and deposits. They will focus on incubating startups for three months. At the finale of the programme, the startups will be assisted with funding opportunities.

    22nd August 2016

  • LIC Becomes Axis Bank’s Bancassurance Partner

    Life Insurance Corporation of India (LIC), the largest life insurance company in the country, has partnered with Axis Bank, the third-largest private lender, on bancassurance.

    Multiple corporate agency agreements have been made possible by regulations, and under that a bank can partner with 3 entities each on life insurance, general insurance and health insurance. Axis Bank has bancassurance partnership with Max Life Insurance for 5 years now, and this new partnership will bring the trust and quality of LIC’s products at the doorstep of Axis Bank customers.

    The sale of third party insurance products is expected to generate a good amount of retail fee to Axis Bank.

    8th August 2016

  • Axis bank and OT offer open-loop emv contactless smartcards for public transport

    Oberthur Technologies (OT) has joined hands with Axis Bank to offer the first open-loop EMV contactless smartcards for public transport in Bengaluru. OT will provide the smartcards.

    These cards can be used to buy tickets in various public transport modes in the IT hub. Axis Bank, the third largest private lender in the country, is the first bank in India to offer an open-loop card on the RuPay platform.

    Eric Duforest, Managing Director of the Financial Services Institutions at OT, said, “This new payment platform will enable millions of end-users to enjoy convenience of payment in public transportation. It could change the future of payments in the country.”

    1st August 2016

  • Thought Factory Program For New Fin-Tech Firms by Axis Bank

    Many firms in the financial technology arena has been springing up in the country recently. Axis Bank was quick to spot that they can assist these target groups constructively. They launched an innovation lab called as Thought Factory in Bangalore. As the bank stated to the press, the lab is staffed with the best of the best innovation team with an engaging accelerator program. They have already roped in six to seven new companies in Mumbai. They will also manage resources, credits and other payments if required. The bank can also invest in the company and at present, they are working on fashioning a different fund for new companies.

    21st July 2016

  • Young Bankers program launched by Axis Bank

    Axis Bank, the third most prominent private sector bank in the country has launched a training program for young bankers. The program is aimed at equipping young graduates with the necessary knowledge and skills of the finance domain. This program will be conducted in two campuses namely, the Amity campus in Noida and the Manipal campus in Bangalore.

    Graduates who have scored 55% and above in their graduation can apply for this program. Applicants need to be between 21 to 25 years of age. After the completion of course, students will be awarded Post Graduate Diploma in Banking or PGDBS. Applications for the program will open on 7th July and will close by 21st July, 2016. Selection of candidates will be done based on a two-step process. One, a written online aptitude test and two, an interview. After successful completion of the above two steps, a medical exam and background verification process will be carried out.

    12th July 2016

  • 5 new Axis Bank branches in Madhya Pradesh

    Axis Bank, the third biggest private sector bank in the country has opened five new branches in the heart of the country, Madhya Pradesh. Out of these 5, 2 have been opened in Bhopal while the remaining 3 branches were inaugurated at Indore.

    With the launch of these new branches, Axis Bank now has a total of 372 ATMs and 121 branches in the state of Madhya Pradesh. Axis bank is committed to a widespread network of ATMs and branches so as to offer maximum convenience to its customers. The bank deals in a variety of banking products and services like loans, credit cards, savings instruments etc. The bank has also been one of the forerunners in terms of furthering and leveraging technological innovations to make banking as hassle-free as possible.

    5th July 2016

  • Axis Bank Raises $500 Million through India’s First Green Bond

    India’s third largest private sector bank on June 6, 2016 raised $500 million at the LSE (London Stock Exchange) after launching the country’s first certified green bond. Certified by the Climate Bonds Standards Board, Axis plans to use the proceeds of this bond to fund clean energy projects around the world.

    In line with India’s plan to generate 175,000 MW of renewable power by 2022, the bank plans to use the money to extensively fund green energy and infra projects. It must be noted that the LSE lists the maximum number of green bonds among all the major stock exchanges around the world. This bond also happens to be the first green bond for Axis bank under the MTN (Medium Term Note) program.

    24th June 2016

Axis Bank Charminar Hyderabad Old City BranchAxis Bank Pulla Reddy Building Hyderabad BranchAxis Bank Dilsukhnagar Branch
Axis Bank Gachibowli BranchAxis Bank Jubilee Hills BranchAxis Bank Madhapur Branch
Axis Bank Sanjeev Reddy Nagar Hyderabad BranchAxis Bank Srinagar Colony BranchAxis Bank Chillakallu Branch
Axis Bank Machilipatnam BranchAxis Bank Uppal BranchAxis Bank Chinnamiram Branch
Axis Bank Green Park BranchAxis Bank Mg Road Gurgaon BranchAxis Bank Hisar Branch
Axis Bank Hsr Layout BranchAxis Bank Koramangala 4Th Block BranchAxis Bank Marathahalli Branch
Axis Bank The National Co Operative Bank Limited BranchAxis Bank Tumkur Karnataka BranchAxis Bank Palakkad Branch
Axis Bank Andheri East BranchAxis Bank Vile Parle East BranchAxis Bank Hadapsar Branch
Axis Bank Bathinda Central Cooperative Bank Ltd BranchAxis Bank Patiala BranchAxis Bank C Scheme Jaipur Branch
Axis Bank Anna Nagar Chennai BranchAxis Bank Mylapore BranchAxis Bank Ramapuram Branch
Axis Bank T Nagar BranchAxis Bank Vadapalani BranchAxis Bank Velachery Branch
Axis Bank Sathyamangalam BranchAxis Bank Cantonment Trichy BranchAxis Bank Ooty Branch
Axis Bank Haridwar BranchAxis Bank Mirzapur BranchAxis Bank Electronic Complex Branch
Axis Bank Durgapur West Bengal BranchAxis Bank Airport Kolkata BranchAxis Bank Rajarhat West Bengal Branch
Axis Bank Aurangabad Bihar BranchAxis Bank Aurangabad Maharashtra BranchAxis Bank Borivali IC Colony Branch
Axis Bank MG Road Mumbai BranchAxis Bank Old Madras Road BranchAxis Bank Cunningham Road Branch
Axis Bank Chamarajanagar BranchAxis Bank Cauvery Bhavan Branch


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