• Indian Bank IFSC and MICR Code:

    State wise list of Indian Bank IFSC code, MICR code and addresses of all branches in India

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    Indian Bank IFSC Code

    Indian Bank IFSC Code

    It is a 11-digit code that consists of numbers and alphabets. Every bank branch in India has a specific IFSC key and this is used for money transfers made through NEFT, RTGS and IMPS. Indian Financial System Code is also referred to as IFSC code. This is key is made up of three parts, the first one represents the bank name, while the next one is the usually ‘0’ and the last part is the one that represents the branch. For instance, the Indian Bank IFSC code for the Haveri branch in Karnataka is ‘IDIB000R012’. Here, ‘IDIB’ stands for the name of the bank and the next digit, which is ‘zero’, is kept aside for future use. The next 6 digits, which is ‘00R012’, specifically denotes the name of the branch concerned. In this case, the branch is Haveri.

    IFSC codes are assigned to all banks in India by the Reserve Bank of India (RBI) and is used to identify bank branches without any error. This key helps eliminate any errors in the fund transfer process. The main purpose of this code is to uniquely identify a particular bank in the fund transfer network while sending money through an RBI regulated system.

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    How to search Indian Bank IFSC & MICR codes

    Both IFSC and MICR code is printed on the cheque leaf that is issued by the bank and these codes may also be printed on other bank material. It is also very easy to find this information online as there are a number of websites and third-party sites that can help you find this information at the click of a button in a matter of seconds.

    BankBazaar is one such website through which you can find the IFSC and MICR code of any bank in the country. This can be done by:

    • Logging on to the BankBazaar website
    • Going to the IFSC main page
    • And filling all the options displayed in the drop down menus in the IFSC main page
    • The options you have to choose include bank name, branch, state and district
    • Once this step is completed, you can see the IFSC code of the particular bank branch along with the MICR code, bank address and phone number

    Indian bank has made it thoroughly easy or its customers to transfer money safely and securely to other Indian Bank accounts as well as accounts held with other banks. Customers can make use of NEF and RTGS services offered by the bank.


    NEFT or National Electronic Funds Transfer is an electronic payment method which is highly secure for carrying out monetary transactions between banks within India. Any customer of a CBS branch can carry out an NEFT transaction, without any limits on the amount of the transaction. Non customers of the bank can carry out NEFT transactions only against cash remittance of a maximum of Rs 50,000. Transfer of funds can be done from any account in any bank within the same day, provided the branch is NEFT enabled. Customers must provide details like the beneficiary’s name, account number, address, bank and branch IFSC code to initiate NEFT transactions. Timings for NEFT transactions are fixed between 8 AM to 7 PM, for weekdays. For Saturdays, customers can perform NEFT transactions only between 8 am to 1 PM. All NEFT transactions will be done on an hourly basis.


    RTGS or Real Time Gross Settlement is another method of making electronic payments which is used for high value monetary transfers. RTGS transactions are much quicker as they take place in real time, which means that the transaction is processed as soon as the bank received instructions for it. So transactions are carried out as soon as they’re requested, one at a time. The minimum amount for an RTGS transaction is Rs 2 lakh and the customer must provide necessary information like the beneficiary’s name, account number, address, bank and branch name and IFSC code for the particular branch to which the money is being remitted.

    Type of Transactions



    Customer Transactions


    8 AM – 4:30 PM

    Customer Transactions


    8 AM – 2 PM

    Inter Bank Transactions


    8 AM – 7:45 PM

    Inter Bank Transactions


    8 AM – 3 PM

    Established in very early 1900’s, Indian Bank is one of the nation’s top public sector banks. It is headquartered in Chennai with which has branches not only within India but overseas as well. Having displayed rapid and steady growth over the years, the bank now boasts of a whopping revenue of Rs 2119.88 billion. Serving a diverse customer base, the bank offers a suite of financial services and products surrounding consumer banking, finance, insurance, mortgage, loans, savings, private banking, investment banking, and credit cards, among others.

    Other IFSC Related Article

    NEFT Timing Digital Wallet Mobile Wallet
    News Related to Indian Bank IFSC Code
    • Indian banks Embrace Basel-III Models in a Phased Way

      Shyamala Gopinath, past Assistant Governor of RBI, has said that Indian banks are already implementing Basel-III norms in a phased way and are gradually moving ahead towards this international standard. Ms. Gopinath said this at an Assocham occasion here. She also vouched that a greater ratio as per the Basel II and III were not exactly similar.

      Along with the lowest investment ratio of 8 percent, Basel-II states money buffers to be maintained by banks concerning capital preservation (2.5 percent). Yet another trial faced by the banks is that ever since pre-Basel-III appliances do not have loss perviousness aspects, it is mandatory that the banks make sure that the unrecognized part of current extra Tier I and II resources is substituted with Basel III.

      She also reiterated about RBI’s immense support in letting the banks estimate government securities (G-Secs).

      4th September 2015

    • Indian Bank Launches IndPay: Its Latest Mobile Banking Application

      Jumping on to the digitalisation bandwagon, Indian Bank has introduced its latest mobile application, IndPay, which will enable customers to efficiently operate and manage their bank accounts from anywhere across the globe. IndPay is available on Windows, Android and iOS operating systems for Indian Bank customers.

      Banking customers can easily perform various transactions like fund transfers with IFSC codes to any account across the country, get mini statements and make enquiries using the mobile application as per an Indian Bank statement that was released recently.

      1st September 2015

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