State wise list of Indian Bank IFSC code, MICR code and addresses of all branches in India
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Indian Financial System Code is a 11-digit code that consists of numbers and alphabets. Every bank branch in the country has a specific IFSC key. The key is used for money transfers made through NEFT, RTGS, IMPS and net banking. IFSC code is made up of three parts, the first part represents the bank name, the second one is usually ‘0’ while the last part represents the branch.
IFSC codes are assigned to all banks in India by the country’s apex bank namely Reserve Bank of India (RBI). The code is used to identify bank branches without any error. It also helps in eliminating any errors in the fund transfer process.
Here, we have compiled a list of a couple of branches of Indian Bank that operates in Bangalore (Urban) in the south Indian state of Karnataka.
IFSC Code | Â IDIB000B075 | IDIB000J028 |
---|---|---|
Remittance Services | Â NEFT | NEFT |
Mode of payment | Â Cash, Cheque, Demand Draft and Net Banking | Cash, Cheque, Demand Draft and Net Banking |
Open Hours (Monday to Saturday) | Â 10:00 am to 4:00 pm | 10:00 am to 4:00 pm |
Bank Details | Â Indian Bank Commercial Street IDIB000B075 | Indian Bank J P Nagar IDIB000J028 |
Both IFSC and MICR code is printed on the cheque leaf that is issued by Indian bank to its customers. The codes may also be printed on other bank material.
The codes can also be found very easily using the internet as there are a number of websites and third-party sites. The sites can help in finding the necessary information in a matter of minutes. BankBazaar is one such website through which individuals can find the IFSC and MICR code of any bank that operates in the country. This can be done by following the mentioned below steps:
Indian bank has made it thoroughly easy or its customers to transfer money safely and securely to other Indian Bank accounts as well as accounts held with other banks. Customers can make use of NEF and RTGS services offered by the bank.
NEFT:
NEFT or National Electronic Funds Transfer is an electronic payment method which is highly secure for carrying out monetary transactions between banks within India. Any customer of a CBS branch can carry out an NEFT transaction, without any limits on the amount of the transaction. Non customers of the bank can carry out NEFT transactions only against cash remittance of a maximum of Rs 50,000. Transfer of funds can be done from any account in any bank within the same day, provided the branch is NEFT enabled. Customers must provide details like the beneficiary’s name, account number, address, bank and branch IFSC code to initiate NEFT transactions. Timings for NEFT transactions are fixed between 8 AM to 7 PM, for weekdays. For Saturdays, customers can perform NEFT transactions only between 8 am to 1 PM. All NEFT transactions will be done on an hourly basis.
RTGS:
RTGS or Real Time Gross Settlement is another method of making electronic payments which is used for high value monetary transfers. RTGS transactions are much quicker as they take place in real time, which means that the transaction is processed as soon as the bank received instructions for it. So transactions are carried out as soon as they’re requested, one at a time. The minimum amount for an RTGS transaction is Rs 2 lakh and the customer must provide necessary information like the beneficiary’s name, account number, address, bank and branch name and IFSC code for the particular branch to which the money is being remitted.
Type of Transactions |
Day |
Timing |
Customer Transactions |
Weekdays |
8 AM – 4:30 PM |
Customer Transactions |
Saturdays |
8 AM – 2 PM |
Inter Bank Transactions |
Weekdays |
8 AM – 7:45 PM |
Inter Bank Transactions |
Saturdays |
8 AM – 3 PM |
Established in very early 1900’s, Indian Bank is one of the nation’s top public sector banks. It is headquartered in Chennai with which has branches not only within India but overseas as well. Having displayed rapid and steady growth over the years, the bank now boasts of a whopping revenue of Rs 2119.88 billion. Serving a diverse customer base, the bank offers a suite of financial services and products surrounding consumer banking, finance, insurance, mortgage, loans, savings, private banking, investment banking, and credit cards, among others.
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NEFT | RTGS | UPI |
IMPS | BHIM | AEPS |
NEFT Timing | Digital Wallet | Mobile Wallet |
SBI PAY |
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