Indian Bank IFSC and MICR Code:

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Indian Bank IFSC Code

Indian Bank IFSC Code

Indian Financial System Code is a 11-digit code that consists of numbers and alphabets. Every bank branch in the country has a specific IFSC key. The key is used for money transfers made through NEFT, RTGS, IMPS and net banking. IFSC code is made up of three parts, the first part represents the bank name, the second one is usually ‘0’ while the last part represents the branch.

IFSC codes are assigned to all banks in India by the country’s apex bank namely Reserve Bank of India (RBI). The code is used to identify bank branches without any error. It also helps in eliminating any errors in the fund transfer process.

Here, we have compiled a list of a couple of branches of Indian Bank that operates in Bangalore (Urban) in the south Indian state of Karnataka.

IFSC Code  IDIB000B075 IDIB000J028
Remittance Services  NEFT NEFT
Mode of payment  Cash, Cheque, Demand Draft and Net Banking Cash, Cheque, Demand Draft and Net Banking
Open Hours (Monday to Saturday)  10:00 am to 4:00 pm 10:00 am to 4:00 pm
Bank Details  Indian Bank Commercial Street IDIB000B075 Indian Bank J P Nagar IDIB000J028
Car Loan

How to Search for Indian Bank IFSC and MICR codes

Both IFSC and MICR code is printed on the cheque leaf that is issued by Indian bank to its customers. The codes may also be printed on other bank material.

The codes can also be found very easily using the internet as there are a number of websites and third-party sites. The sites can help in finding the necessary information in a matter of minutes. BankBazaar is one such website through which individuals can find the IFSC and MICR code of any bank that operates in the country. This can be done by following the mentioned below steps:

  • First, the individual needs to visit the the BankBazaar website
  • Next, he/she needs to visit the IFSC main page
  • The next step is to fill up all the options displayed in the drop down menus
  • Once the step is completed properly,  the IFSC code of the particular bank branch along with the MICR code, bank address and phone number are displayed

Indian bank has made it thoroughly easy or its customers to transfer money safely and securely to other Indian Bank accounts as well as accounts held with other banks. Customers can make use of NEF and RTGS services offered by the bank.


NEFT or National Electronic Funds Transfer is an electronic payment method which is highly secure for carrying out monetary transactions between banks within India. Any customer of a CBS branch can carry out an NEFT transaction, without any limits on the amount of the transaction. Non customers of the bank can carry out NEFT transactions only against cash remittance of a maximum of Rs 50,000. Transfer of funds can be done from any account in any bank within the same day, provided the branch is NEFT enabled. Customers must provide details like the beneficiary’s name, account number, address, bank and branch IFSC code to initiate NEFT transactions. Timings for NEFT transactions are fixed between 8 AM to 7 PM, for weekdays. For Saturdays, customers can perform NEFT transactions only between 8 am to 1 PM. All NEFT transactions will be done on an hourly basis.


RTGS or Real Time Gross Settlement is another method of making electronic payments which is used for high value monetary transfers. RTGS transactions are much quicker as they take place in real time, which means that the transaction is processed as soon as the bank received instructions for it. So transactions are carried out as soon as they’re requested, one at a time. The minimum amount for an RTGS transaction is Rs 2 lakh and the customer must provide necessary information like the beneficiary’s name, account number, address, bank and branch name and IFSC code for the particular branch to which the money is being remitted.

Type of Transactions



Customer Transactions


8 AM – 4:30 PM

Customer Transactions


8 AM – 2 PM

Inter Bank Transactions


8 AM – 7:45 PM

Inter Bank Transactions


8 AM – 3 PM

Established in very early 1900’s, Indian Bank is one of the nation’s top public sector banks. It is headquartered in Chennai with which has branches not only within India but overseas as well. Having displayed rapid and steady growth over the years, the bank now boasts of a whopping revenue of Rs 2119.88 billion. Serving a diverse customer base, the bank offers a suite of financial services and products surrounding consumer banking, finance, insurance, mortgage, loans, savings, private banking, investment banking, and credit cards, among others.

Other IFSC Related Article

NEFT Timing Digital Wallet Mobile Wallet
News Related to Indian Bank IFSC Code
  • Indian banks Embrace Basel-III Models in a Phased Way

    Shyamala Gopinath, past Assistant Governor of RBI, has said that Indian banks are already implementing Basel-III norms in a phased way and are gradually moving ahead towards this international standard. Ms. Gopinath said this at an Assocham occasion here. She also vouched that a greater ratio as per the Basel II and III were not exactly similar.

    Along with the lowest investment ratio of 8 percent, Basel-II states money buffers to be maintained by banks concerning capital preservation (2.5 percent). Yet another trial faced by the banks is that ever since pre-Basel-III appliances do not have loss perviousness aspects, it is mandatory that the banks make sure that the unrecognized part of current extra Tier I and II resources is substituted with Basel III.

    She also reiterated about RBI’s immense support in letting the banks estimate government securities (G-Secs).

    4th September 2015

  • Indian Bank Launches IndPay: Its Latest Mobile Banking Application

    Jumping on to the digitalisation bandwagon, Indian Bank has introduced its latest mobile application, IndPay, which will enable customers to efficiently operate and manage their bank accounts from anywhere across the globe. IndPay is available on Windows, Android and iOS operating systems for Indian Bank customers.

    Banking customers can easily perform various transactions like fund transfers with IFSC codes to any account across the country, get mini statements and make enquiries using the mobile application as per an Indian Bank statement that was released recently.

    1st September 2015

Indian Bank Malkajgiri Branch Indian Bank Masulipatnam Branch Indian Bank Sector 55 Gurgaon Branch
Indian Bank Sultanpalya Branch Indian Bank Punalur Branch Indian Bank Airoli Branch
Indian Bank Mira Road Branch Indian Bank Specialised Credit Branch Dharavi Indian Bank Tilak Nagar Mumbai Branch
Indian Bank Ambegaon Budruk Branch Indian Bank Bhubaneshwar Branch Indian Bank Pondicherry Main Branch
Indian Bank Ariyalur Branch Indian Bank Indira Nagar Branch Indian Bank T Nagar Branch
Indian Bank Velachery Branch Indian Bank Raja Street Branch Indian Bank Ramnagar Branch
Indian Bank Saibaba Colony Branch Indian Bank Sivananda Colony Branch Indian Bank Ramanatham Branch
Indian Bank Dharmapuri Branch Indian Bank Karimangalam Dharm Branch Indian Bank Marandahalli Branch
Indian Bank Morappur Branch Indian Bank Nallampalli Branch Indian Bank Palacode Branch
Indian Bank Erode Main Branch Indian Bank Mullai Nagar Branch Indian Bank Nallambakkam Branch
Indian Bank Thoothoor Branch Indian Bank Singarapettai Branch Indian Bank Kumbakonam Main Branch
Indian Bank Tirunelveli Jn Branch Indian Bank Maraimalai Nagar Branch Indian Bank Salem Fort Branch
Indian Bank Salem Main Branch Indian Bank Thiruppuvanam Branch Indian Bank Tenkasi Branch
Indian Bank Easwari Nagar Branch Indian Bank Mugalivakkam Branch Indian Bank Kunniyur Branch
Indian Bank Pullavarayan Kudikkadu Branch Indian Bank Trichy Market Branch Indian Bank Ngo Colony Tirunelveli Branch
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Indian Bank Nimmiyambattu Branch Indian Bank Shyam Bazaar Branch

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