• HDFC IFSC and MICR Code:

    State wise list of HDFC IFSC code, MICR code and addresses of all branches in India

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    HDFC IFSC Code:

    HDFC Bank IFSC Code

    The IFSC is an 11-digit alphanumeric code which is assigned to all banks participating in the NEFT network. It consists of three The IFSC code consists of three parts - first four characters identify the bank name, fifth character is always 0 and the last six characters represent the branch address. For example, the HDFC IFSC code for the Malleshwaram branch is ‘HDFC0000041’, wherein the first four characters ‘HDFC’ stand for the name of the bank, the fifth character is always zero and the last 6 characters specify the exact branch address.

    Electronic funds transfer has changed the way people transact. To this effect, the Reserve Bank of India (RBI) has introduced three methods of fund transfer which are National Electronic Fund Transfer (NEFT), Real Time Gross Settlement (RTGS) and Immediate Payment Service (IMPS). All these platforms make the use of IFSC (Indian Financial system Code) to facilitate quick and secure transfer of funds from one bank to another. The IFSC code is an important element when it comes to fund transfer as it serves multiple purposes. All banks which come under the NEFT network are assigned an IFSC code by the RBI which helps distinguish the sender and receiver bank in the event of a transaction.

    How to Search For HDFC Bank IFSC & MICR Codes?

    If you’re looking for the IFSC codes for HDFC bank, you can easily find them online, not only on the HDFC website but also some third party websites. If you are looking for the IFSC code of your home branch, you can find that printed on your cheque book. Additionally, BankBazaar also provides information on the IFSC codes for HDFC Bank. On the BankBazaar main page, go to the bottom of the page you can find the link titled ‘Bank IFSC Code’. Click on the link and you will be taken to another page which shows 4 drop down menus. You have to select the particular bank that you’re looking for, the state, district and the particular branch whose IFSC code you’re looking for. Once you have selected your options, the site will display not only the IFSC code for the particular branch but also the MICR code, address and contact number for the branch.

    HDFC Bank offers multiple ways to make hassle free and secure fund transfers, not only to other HDFC Bank branches but also to any other bank branch. Customers can make use of NEFT, RTGS and IMPS to transfer money not only to other HDFC accounts but to accounts held in any other bank.

    National Electronic Funds Transfer (NEFT):

    HDFC introduces e-Monies National Electronic Funds Transfer, an electronic fund transfer facility which allows for easy, hassle free and convenient money transfer. NEFT transactions done at the branch do not have any maximum transaction limit. However, for net banking transactions, the daily limit has been fixed from Rs 1 and up to Rs 10 lakh. For NEFT transfers done online or at the branch, the bank follows a set schedule of timings.

    Branch Timing

    Net Banking Timing

    Monday to Friday – Branch Working Hours

    Monday to Friday – 6PM

    Saturday (except 2nd & 4th) – Branch Working Hours

    Saturday (except 2nd & 4th) – 6PM

    Following are the transaction charges as specified by the bank for NEFT transactions.



    Up To Rs 10,000

    Rs 2.5 per transaction (excl. taxes)

    From Rs 10,001 – Rs 1 lakh

    Rs 5 per transaction (excl. taxes)

    Rs 1 lakh – Rs 2 lakh

    Rs 15 per transaction (excl. taxes)

    Rs 2 lakh and above

    Rs 25 per transaction (excl. taxes)

    Real Time Gross Settlement (RTGS):

    RTGS or Real Time Gross Settlement is another quick method of money transfer where the transfers are done in real time. RTGS transactions have faster settlement cycles with the absence of inter-bank or clearing house settlement issues. Also, these transactions are not limited to the geographical boundaries of India. HDFC levies a charge of Rs 25 (per transaction) for transactions between the amounts of Rs 2 lakh to Rs 5 lakh and a charge of Rs 50 (per transaction) for all transactions above Rs 5 lakh. There are no transaction limits for transaction done via the branch, but for ne banking transactions, the bank has specified a daily limit of Rs 2 lakh and up to Rs 10 lakh. The timings for RTGS transactions for branch and net banking are as follows:

    Branch Timing

    Net Banking Timing

    Monday to Friday – 3:30 PM

    Monday to Friday – 4 PM

    Saturday (except 2nd & 4th) – 3:30 PM

    Saturday (except 2nd & 4th) – 4 PM

    Immediate Payment Service (IMPS):

    IMPS (Immediate Payment Service) is another instant inter-bank electronic fund transfer service, offered by HDFC bank. With IMPS, customers can easily send or receive funds, not only on weekdays but Sundays and bank holidays as well. As the name suggests, via IMPS transfers, the money gets credited to the receiver’s account instantly. Charges for IMPS transactions are as follows:


    Charge (per transaction, excluding taxes)

    Up to Rs 10,000

    Rs 5

    Rs 10,001 – Rs 1 lakh

    Rs 5

    Rs 1,00,001 – Rs 2 lakh

    Rs 15

    Founded in the year 1994, HDFC, also known as the Housing Development Finance Corporation, is one of the leading financial services company in India. As one of the first private bank to be authorized by the RBI, HDFC operates with a network of over 3000 branches and over 11,000 ATMs located across 2,022 Indian cities. The bank offers an extensive range of financial products and services spanning across investment banking, wealth management, private banking, retail banking, corporate banking, mortgages, finance & insurance, credit cards, private equity and more.

    Other IFSC Related Article

    NEFT Timing Digital Wallet Mobile Wallet
    News Related to HDFC IFSC Code
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      You can easily find the IFSC code of any HDFC Bank branch on the BankBazaar website.

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    HDFC Cuddapah AP Branch HDFC Hitec City Branch HDFC Hyderabad Begumpet Extn Ctr Branch
    HDFC Hyderabad Chanda Nagar Branch HDFC Hyderabad Jubilee Hills Branch HDFC Hyderabad Nacharam Branch
    HDFC Hyderabad S R Nagar Branch HDFC Defence Colony Neredmet Branch HDFC Sector 43 B Chandigarh Branch
    HDFC Ahmedabad Sg Road Bodakdev Branch HDFC Vasna Branch HDFC Gurgaon Dlf Cyber City Branch
    HDFC Gurgaon First India Place Branch HDFC Gurgaon Sector 14 Haryana Branch HDFC Jmd Mega Polis Sohna Road Branch
    HDFC 100 Feet Road Indira Nagar Branch HDFC Bangalore Gandhi Bazaar Branch HDFC Bangalore IT Park Branch
    HDFC Bangalore Kasturba Gandhi Marg Branch HDFC Karthik Nagar Branch HDFC Koramangala Bangalore Branch
    HDFC Near Baby Memorial Hospital Branch HDFC Info Park Kochi Branch HDFC Panampilly Nagar Branch
    HDFC East Fort Branch HDFC Unnao Branch HDFC Ahura Centre Andheri East Branch
    HDFC Malad East Upper Govind Nagar Branch HDFC Model Co Op Bank Ltd Branch HDFC Mumbai Dombivali East Branch
    HDFC Mumbai Kandivali W Shoppers Stop Branch HDFC Mumbai Sandoz House Branch HDFC Chinchwad Branch
    HDFC Pune Aundh Branch HDFC Pune District Central Co Op Bank Ltd Pune Branch HDFC Anna Nagar West Branch
    HDFC Besant Nagar Chennai Branch HDFC Chennai Itc Centre Anna Salai Branch HDFC Chennai Mylapore Branch
    HDFC Chennai Nelson Manickam Road Branch HDFC Chennai Nungambakkam Branch HDFC Chennai R A Puram Branch
    HDFC Chennai Thiruvanmiyur Branch HDFC Olympia Tech Park Guindy Branch HDFC Perungalathur Branch
    HDFC T Nagar Iv Usman Road Branch HDFC Coimbatore R S Puram Branch HDFC Noida Sector 63 Branch
    HDFC Sector 12 Branch HDFC Prince Anwar Shah Road Branch  

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