RTGS or Real Time Gross Settlement is another quick method of money transfer where the transfers are done in real time. RTGS transactions have faster settlement cycles with the absence of inter-bank or clearing house settlement issues. Also, these transactions are not limited to the geographical boundaries of India. HDFC levies a charge of Rs 25 (per transaction) for transactions between the amounts of Rs 2 lakh to Rs 5 lakh and a charge of Rs 50 (per transaction) for all transactions above Rs 5 lakh. There are no transaction limits for transaction done via the branch, but for ne banking transactions, the bank has specified a daily limit of Rs 2 lakh and up to Rs 10 lakh. The timings for RTGS transactions for branch and net banking are as follows: