State wise list of HDFC IFSC code, MICR code and addresses of all branches in India

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HDFC IFSC code is a unique 11-digit alphanumeric code that used for all types of electronic fund transfers such as IMPS, NEFT and RTGS. Indian Financial System, also referred to as IFSC, is different for each bank branch. It is a key that is issued by the Reserve Bank of India (RBI) in an effort to streamline the fund transfer process and make it error-free. For example, the HDFC IFSC code for the Indiranagar branch is HDFC0000184, while the code for the Domlur Layout branch is HDFC0003882. Note here that both the branches are in the same city, which is Bengaluru, and though it is the same bank, the IFSC codes for the Indiranagar and Domlur branch are different.

In this case, let us take a look at the code for the Arakere branch in Bengaluru, which is HDFC0004053. In the 11-character key, the first four letters typically stand for the name of the bank, which is ‘HDFC’. Most banks keep the fifth digit aside, which is ‘zero’, for later use. The next 6 digits, represents the specific bank branch, which in this case is the Arakere one.

All remitters should make sure they get the right IFSC before initiating any type of fund transfer transaction.


How to Search for HDFC Bank IFSC & MICR Code

Those who are searching for HDFC Bank IFSC or MICR code can find it online on a number of third-party websites. Even the bank website can be visited for the same information. MICR, expanded as Magnetic Ink Character Recognition Code, is usually printed on the bottom half of the cheque leaf. This is used to clear cheques in a more fast and error-free manner. Apart from this, both the keys are printed on the cheque leaf that is issued by the bank. So the customer can find this information also through this means.


One can also find all bank IFSC and MICR codes on the BankBazaar website at the click of a button. The following are the steps involved to search for the 11-digit key:

  • First visit the BankBazaar website and click on the ‘Bank IFSC Code’ option that can be found on the bottom half of the page
  • This will redirect the user to the IFSC main page, where there will be four drop down options
  • Here, the user will have to choose the name of the bank, the branch, the location of the bank ie: state or district
  • After the user chooses all the respective option in the drop down menu, the site will automatically display the bank IFSC code along with the MICR code, address of the specific branch and also the phone number

HDFC Bank offers multiple ways to make hassle free and secure fund transfers, not only to other HDFC Bank branches but also to any other bank branch. Customers can make use of NEFT, RTGS and IMPS to transfer money not only to other HDFC accounts but to accounts held in any other bank.

National Electronic Funds Transfer (NEFT):

HDFC introduces e-Monies National Electronic Funds Transfer, an electronic fund transfer facility which allows for easy, hassle free and convenient money transfer. NEFT transactions done at the branch do not have any maximum transaction limit. However, for net banking transactions, the daily limit has been fixed from Rs 1 and up to Rs 10 lakh. For NEFT transfers done online or at the branch, the bank follows a set schedule of timings.

Branch Timing

Net Banking Timing

Monday to Friday – Branch Working Hours

Monday to Friday – 6PM

Saturday (except 2nd & 4th) – Branch Working Hours

Saturday (except 2nd & 4th) – 6PM

Following are the transaction charges as specified by the bank for NEFT transactions.



Up To Rs 10,000

Rs 2.5 per transaction (excl. taxes)

From Rs 10,001 – Rs 1 lakh

Rs 5 per transaction (excl. taxes)

Rs 1 lakh – Rs 2 lakh

Rs 15 per transaction (excl. taxes)

Rs 2 lakh and above

Rs 25 per transaction (excl. taxes)

Real Time Gross Settlement (RTGS):

RTGS or Real Time Gross Settlement is another quick method of money transfer where the transfers are done in real time. RTGS transactions have faster settlement cycles with the absence of inter-bank or clearing house settlement issues. Also, these transactions are not limited to the geographical boundaries of India. HDFC levies a charge of Rs 25 (per transaction) for transactions between the amounts of Rs 2 lakh to Rs 5 lakh and a charge of Rs 50 (per transaction) for all transactions above Rs 5 lakh. There are no transaction limits for transaction done via the branch, but for ne banking transactions, the bank has specified a daily limit of Rs 2 lakh and up to Rs 10 lakh. The timings for RTGS transactions for branch and net banking are as follows:

Branch Timing

Net Banking Timing

Monday to Friday – 3:30 PM

Monday to Friday – 4 PM

Saturday (except 2nd & 4th) – 3:30 PM

Saturday (except 2nd & 4th) – 4 PM

Immediate Payment Service (IMPS):

IMPS (Immediate Payment Service) is another instant inter-bank electronic fund transfer service, offered by HDFC bank. With IMPS, customers can easily send or receive funds, not only on weekdays but Sundays and bank holidays as well. As the name suggests, via IMPS transfers, the money gets credited to the receiver’s account instantly. Charges for IMPS transactions are as follows:


Charge (per transaction, excluding taxes)

Up to Rs 10,000

Rs 5

Rs 10,001 – Rs 1 lakh

Rs 5

Rs 1,00,001 – Rs 2 lakh

Rs 15

Founded in the year 1994, HDFC, also known as the Housing Development Finance Corporation, is one of the leading financial services company in India. As one of the first private bank to be authorized by the RBI, HDFC operates with a network of over 3000 branches and over 11,000 ATMs located across 2,022 Indian cities. The bank offers an extensive range of financial products and services spanning across investment banking, wealth management, private banking, retail banking, corporate banking, mortgages, finance & insurance, credit cards, private equity and more.

Other IFSC Related Article

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  • HDFC Bank goes live on BBPS

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  • Reasonable MDR Charge Demanded by HDFC Bank

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    You can easily find the IFSC code of any HDFC Bank branch on the BankBazaar website.

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  • HDFC’s Banking Awareness Drive in Bihar Intensified

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    19th October 2016

HDFC Cuddapah AP Branch HDFC Hitec City Branch HDFC Hyderabad Begumpet Extn Ctr Branch
HDFC Hyderabad Chanda Nagar Branch HDFC Hyderabad Jubilee Hills Branch HDFC Hyderabad Nacharam Branch
HDFC Hyderabad S R Nagar Branch HDFC Defence Colony Neredmet Branch HDFC Sector 43 B Chandigarh Branch
HDFC Ahmedabad Sg Road Bodakdev Branch HDFC Vasna Branch HDFC Gurgaon Dlf Cyber City Branch
HDFC Gurgaon First India Place Branch HDFC Gurgaon Sector 14 Haryana Branch HDFC Jmd Mega Polis Sohna Road Branch
HDFC 100 Feet Road Indira Nagar Branch HDFC Bangalore Gandhi Bazaar Branch HDFC Bangalore IT Park Branch
HDFC Bangalore Kasturba Gandhi Marg Branch HDFC Karthik Nagar Branch HDFC Koramangala Bangalore Branch
HDFC Near Baby Memorial Hospital Branch HDFC Info Park Kochi Branch HDFC Panampilly Nagar Branch
HDFC East Fort Branch HDFC Unnao Branch HDFC Ahura Centre Andheri East Branch
HDFC Malad East Upper Govind Nagar Branch HDFC Model Co Op Bank Ltd Branch HDFC Mumbai Dombivali East Branch
HDFC Mumbai Kandivali W Shoppers Stop Branch HDFC Mumbai Sandoz House Branch HDFC Chinchwad Branch
HDFC Pune Aundh Branch HDFC Pune District Central Co Op Bank Ltd Pune Branch HDFC Anna Nagar West Branch
HDFC Besant Nagar Chennai Branch HDFC Chennai Itc Centre Anna Salai Branch HDFC Chennai Mylapore Branch
HDFC Chennai Nelson Manickam Road Branch HDFC Chennai Nungambakkam Branch HDFC Chennai R A Puram Branch
HDFC Chennai Thiruvanmiyur Branch HDFC Olympia Tech Park Guindy Branch HDFC Perungalathur Branch
HDFC T Nagar Iv Usman Road Branch HDFC Coimbatore R S Puram Branch HDFC Noida Sector 63 Branch
HDFC Sector 12 Branch HDFC Prince Anwar Shah Road Branch  

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