Whoever said wishes don’t come true hasn’t explored our offers!

Union Bank IFSC and MICR Code:

State wise list of Union Bank IFSC code, MICR code and addresses of all branches in India

Locate any details of Union Bank branch in India.

or Choose State from list below


Union Bank of India (UBI) IFSC Code:

Indian Financial System Code (IFSC) is utilized for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service (IPM), a bank-to-bank electronic Instant Mobile Money Transfer service (IMPS), and Centralized Funds Management System (CFMS) designed by Reserve Bank of India (RBI). All this is to make it easier to track cash inflow and outflow.

IFSC codes have been allotted to all the branches of banks in India to easily identify transactions done through a particular branch. IFSC codes are alphanumeric, 11-digit codes, which are unique to a single branch and do not ever repeat. Money transfers can be done to a particular branch by compulsorily entering IFSC codes or MICR codes. These codes also helps users ensure that the transferred funds go to the right person, without any hassles.

The Reserve Bank of India has given different codes to all banks in the country and mandates their usage for all kinds of online money transactions. An IFSC code can be explained as carrying three different segments. The first four alphabets represent the name of the bank to which the code has been assigned. Then comes a zero which is generally a control character, left for future use. The next six digits of the code signify the specific branch of Union Bank of India and this is always unique. The last six digits change with every branch available.

Given below is an example of a Union Bank IFSC Code:

Union Bank IFSC Code

“UBIN0567434” - IFSC Code for a Union Bank of India branch

  • First four alphabets – UBIN denotes the name of the bank i.e. Union Bank of India
  • 0 - For future use.
  • 567434 - Indicates a particular branch of Union Bank of India (Indira Nagar branch)
Car Loan

How to Search for Union Bank IFSC and MICR Codes?

IFSC codes and MICR codes can be easily procured if the bank’s full name and the branch area is known to you. Users can conveniently find MICR codes and IFSC codes printed on cheque books/ leaves issued by Union Bank of India. The Reserve Bank of India website also offers the complete list of IFSC codes required for customers. Apart from the bank’s official website, the other sources available for getting IFSC codes are either third party financial websites or fiscal comparison websites.

BankBazaar, which is a popular financial comparison site, gives a comprehensive table carrying IFSC codes for Union Bank’s branches within India. Any user visiting the BankBazaar website has to select the Bank IFSC code link present at the bottom of the main page. Customers clicking on this link will be taken to a second page carrying four dropdowns. Customers have to enter certain details like state, bank, branch and district in order to get IFSC codes or MICR codes for Union Bank of India. The generated table also contains the phone number, address of the branch, name, branch code etc.

Union Bank customers can conveniently make online fund transfers by using NEFT or RTGS services, available on the bank’s website.

National Electronic Funds Transfer (NEFT):

National Electronic Funds Transfers (NEFT) are done in batches and have a specific timing within which the funds are settled by Union Bank of India. This process works on the basis of Deferred Net Settlements and is done on an hourly schedule. The money is credited to the beneficiary on the same day, if the batch clearance is within the stipulated time frame. Otherwise the money is credited on the next working day.

Real Time Gross Settlement System (RTGS):

Real Time Gross Settlement System (RTGS) transfers are done on an individual transaction basis, i.e., the clearance of funds are schedules one by one. As per the standing instructions set, UOB settles RTGS transactions within the current working day. RTGS is one of the fastest modes of fund transfers available and can be performed on completely secure platforms.

NEFT & RTGS Operating Hours:

RTGS NEFT
Monday to Friday – 8 AM to 4.20 PM Monday to Friday – 8 AM to 6.30 PM
Bulk RTGS File must be uploaded before 3:50 PM if you want it to be processed on the same day. Bulk NEFT File must be uploaded before 6 AM PM if you want it to be processed on the same day.
Saturday (except 2nd & 4th) – 3:30 PM Saturday (except 2nd & 4th)

NEFT Charges:

  • For transaction amount up to INR 1 lakh: No charge levied.
  • For transaction amount exceeding INR 1 lakh but no more than INR 2 lacs: INR 16.
  • For transaction amount exceeding INR 2 lacs: INR 26.

RTGS Charges:

For transaction amount ranging from INR 2 lacs to INR 5 lacs:

  • INR 26 (From 08 AM to 12 PM)
  • INR 27 (From 12 PM to 03:30 PM)
  • INR 32 (Post 03:30 PM)

For transaction sum exceeding INR 5 lacs:

  • INR 52 (From 08 AM to 12 PM)
  • INR 53 (From 12 PM to 03:30 PM)
  • INR 57 (Post 03:30 PM)

Information Required for Funds Transfer using any payment mode:

While making a NEFT or RTGS transaction with Union Bank of India, customers need to provide the below information:

  • Remittance Amount
  • Union Bank customer’s account number
  • Beneficiary’s bank name
  • Beneficiary’s name
  • Beneficiary’s Account number
  • Sender to receiver information
  • IFSC code of the beneficiary’s bank branch

Union Bank of India (UBI) is one of the premier banks owned by the Govt. of India (with 60.13 percent shares) and was established in the year 1919. Headquartered in Mumbai, financial capital of the country, it was officially inaugurated by Mahatma Gandhi in 1921. A popular banking brand in India, Union bank has a pan-India network of more than 4000 branches supported by around 6400 ATMs. Having achieved a significant name on the Forbes 2000 with a whopping asset of 13.45 billion USD, it has a strong international presence too. Union Bank has always played a pre-emptive role in country’s economic progression and continues to do so. It never failed to extend credit for the necessities of various segments of economy.

News Related to Union Bank of India IFSC Code
  • Union Bank launches ‘*99#’ mobile application for banking

    Union Bank of India has launched a USSD based ‘*99#’ mobile application for the Android platform, on Playstore.

    This app does not need internet connectivity for its operation. It enables basic banking operations like checking account balance, MPIN management and funds transfer. The app also provides value-added services such as PMJDY account overdraft status and Aadhaar-linked overdraft status.

    1st September, 2016

  • Union Bank of India Overseas Account Hacked

    Security of one of Union Bank of India’s offshore accounts has been compromised in a cyber attack. However, the hacking was tracked and money transfer through IFSC or BRIC codes had been blocked. The bank suffered no loss in the incident.

    The “nostro” account, a bank’s foreign currency account maintained in a foreign bank, was breached in New York. Around 70 percent of the amount was already traced and retrieved, while the remaining will be reclaimed in a few days, said Arun Tiwari, Union Bank chairman.

    The Reserve Bank of India had told Indian banks last month to set up higher cyber security for their overseas accounts after Bangladesh’s central bank lost around USD 81 million in an online heist.

    22nd July 2016

  • e-SBTR Facility Launched by Union Bank of India

    One of India’s largest public sector banks, Union Bank of India has launched e-SBTR (Electronic Secured Bank Treasury Receipt) that enables payment of registration fee as well as stamp duty fee towards home purchases in Maharashtra. This single window payment facility is an online facility that can be used 24/7 throughout the year and does not have a ceiling. e-SBTR will be made available to Union Bank of India customers in all the branches in the state through internet banking. The bank allows its customers to use other electronic fund transfer facilities such as NEFT and RTGS using IFSC codes of the bank branches.

    26th May 2016

  • Union Bank of India Launches e-SBTR for Payment of Stamp Duty and Registration

    Union Bank of India has introduced a payment facility for registration fee and stamp duty for customers purchasing houses. The facility is called the e-SBTR (Electronic Secured Bank Treasury Receipt) and it allows customers to make payments related to housing purchases through a single window.

    The e-SBTR is available for use 24 hours via the internet banking facility, where home buyers can complete all formalities including paperwork, online. Customers can also get their final documents endorsed at the branch level in one go. The facility will be initially available at all 508 branches of the Union Bank of India in Maharashtra and later expand to other states. Union Bank of India also offers electronic fund transfer facilities where money can be transferred using the IFSC codes of bank branches.

    25th May 2016

  • Union bank launches e-SBTR

    Union Bank of India has launched an Electronic Secured Bank Treasury Receipt (e-SBTR) that allows single window payment of both stamp duty and registration fee for house purchase in Maharashtra.

    Any amount can be paid through e-SBTR and it can be availed at any time of the day and year through internet banking. IFSC codes are not required to make this transaction.

    While the product has been launched in the 508 branches of the Mumbai-based bank initially, it will be offered at branches in other states soon, the bank said.

    25th May 2016

  • Sydney Branch of Union Bank of India inaugurated by Arun Jaitley

    Union Finance Minister Arun Jaitley believes,banks play a significant role in helping a country achieve high growth rates according to his speech in Sydney at the inaugural ceremony of the Union Bank of India. The inauguration of the Sydney branch was done in the presence of the Chairman & Managing Director of Union Bank of India, Mr. Arun Tiwari and High Commissioner of India in Australia, Mr. Navdeep Suri among others.

    Jaitley also said that in order to recapitalise banks, sufficient funds would be provided.

    The Union Bank of India was established in 1919 and is the currently the fifth largest in India among nationalised banks. As part of its banking portfolio, Union Bank of India offers services and products for MSME, Agriculture, Retail along with NRI and corporate customers and online transfer of funds via IFSC codes. This bank has over 4000 branches including three abroad and 6999 ATMs. The app ‘Digipurse’ was recently launched with the aim of simplifying various options such as mobile and DTH recharge, online shopping and more.

    29th March 2016

  • Union Bank of India’s Digital Wallet App Available for Windows Phone

    The DigiPurse app is now available for those using Windows smartphones. Money transfers, shopping, recharges and utility bills can be paid through the Union Bank DigiPurse online wallet app. DigiPurse also enables customers to send funds to other users, as well as to accounts in other banks.

    Customers have to transfer money from their internet banking or credit/debit cards to begin paying through the app. A feature of the app is its Visa card, a virtual card that can be used to make payments across websites. Money can also be transferred instantly via IMPS. This would require the IFSC or MICR code for the transactions to go through.

    2nd February 2016

  • Union Bank Willing to Take Over Bhartiya Mahila Bank

    Even as government executives are said to be considering the union of Bhartiya Mahila Bank (BMB) with State Bank of India, country’s biggest public sector bank and the state-run Union Bank of India. According to media representative Ms. Ritu Singh Union Bank of India is quite interested in acquiring BMB and is presently in negotiations with the Finance Ministry administrators for that purpose. Bhartiya Mahila Bank was started by the Congress-led UPA government only two years ago solely to cater to female business people. But the bank could not make much of an impression in the loan portfolio and has achieved only a mortgage book of about INR 200 crores. Bank representatives claim that the Modi Government is of the opinion that there is no real validation for a special bank to provide to only women, particularly with the pressure the government has been put under the financial inclusion front. This has fetched the un-banked areas into the fiscal ecosystem, regardless of their gender. The IFSC Code too will be changed accordingly if the union happens.

    3rd December, 2015

  • UBI Intent on Utilizing Digital Technology to The Max

    Union Bank of India (UBI) is concentrating on making the best technological expediency available to their sizable clientele. This is the bank’s main agenda as of now, said the Chairman and MD of UBI, Arun Tiwari when he was in Vijayawada to induct new branches of UBI. In this event he spoke about the enormous potential for clouting technology and roping in phone banking for the fiscal inclusion initiative to make a payment network in India.

    The UBI was in the front position in utilizing digital portals and had even launched a user-friendly app for its clients. This has made a positive change in bringing down operative expenses drastically. All you need to know is the IFSC Code to transact funds this way. UBI also has the distinction of being the first bank to introduce the Immediate Payment Service (IMPS) for its business and corporate clients.

    14th September, 2015

  • Use Your IRCTC Union Bank Prepaid Card to Shop Online

    With the Indian Railway Catering and Tourism Corporation (IRCTC) expanding its services, passengers can now shop using their IRCTC RuPay prepaid cards. Since its launch in May, the card was only used to make railway bookings by customers. The IRCTC Union Bank Prepaid Card was introduced as a co-branded card, owing to a collaboration between the National Payment Corporation of India (NPCI) and Union Bank of India. Card holders can now make payments at various merchant locations inclusive of malls, restaurants, and also use the RuPay card for online transactions. Union Bank of India is very popular for its wide array of banking products and also offers convenient internet banking services like bill payments and fund transfers using IFSC codes to any bank in India.

    Customers can make five free transactions every month using their IRCTC Union Bank Prepaid Cards along with an exciting rewards program. IRCTC expects that the new introduction will open further shopping avenues to customers, alongside making railway ticket and hotel bookings. The recent tie-up of IRCTC with Amazon, only ascertains this, with IRCTC customers finding more opportunities to shop online.

    10th September, 2015

Union Bank of India Bhimavaram BranchUnion Bank of India Begumpet BranchUnion Bank of India Dilsukhnagar Branch
Union Bank of India Kamalapuri Colony BranchUnion Bank of India Kandikal BranchUnion Bank of India Saifabad Branch
Union Bank of India Secunderabad BranchUnion Bank of India Somajiguda BranchUnion Bank of India Governorpet Vijayawada Branch
Union Bank of India Akkayyapalem BranchUnion Bank of India Dwaraka Nagar Visakhapatnam BranchUnion Bank of India Gandhi Institute of Technology Mangt Branch
Union Bank of India Madhurawada BranchUnion Bank of India Mvp Colony BranchUnion Bank of India Vizianagaram Branch
Union Bank of India Connaught Place BranchUnion Bank of India Jodhpur Tekra Ahmedabad BranchUnion Bank of India Race Course Circle Rajkot Branch
Union Bank of India City Light Surat BranchUnion Bank of India Jharsa Road Gurgaon BranchUnion Bank of India Bvk Iyengar Road Branch
Union Bank of India Gitam University BranchUnion Bank of India Hennur BranchUnion Bank of India Hsr Layout Branch
Union Bank of India Richmond Town BranchUnion Bank of India Annapurna Road Indore BranchUnion Bank of India Sindhi Colony Indore Branch
Union Bank of India Jabalpur Cantonment Branch Union Bank of India High Court Jabalpur BranchUnion Bank of India Darukhana Reay Road Mumbai Branch
Union Bank of India Goregaon East Mumbai SSI BranchUnion Bank of India Hiranandani Powai BranchUnion Bank of India Mumbai Samachar Marg Branch
Union Bank of India Nariman Point BranchUnion Bank of India Oshiwara BranchUnion Bank of India Vashi Turbhe Branch
Union Bank of India Vikhroli West BranchUnion Bank of India Market Yard Pune BranchUnion Bank of India Adyar Branch
Union Bank of India Chennai Main BranchUnion Bank of India Gandhipuram Coimbatore BranchUnion Bank of India Up Azamgarh Branch
Union Bank of India Maharajganj Jaunpur BranchUnion Bank of India Jaunpur Patti Narendrapur Branch Union Bank of India Knowledge Park Greater Noida Branch
Union Bank of India Noida Complex Harola Main BranchUnion Bank of India Sector 51 Hoshiarpur Noida BranchUnion Bank of India Vijay Nagar Branch
Union Bank of India Mahe BranchUnion Bank of India Kharagpur Branch


  • reTH65gcmBgCJ7k - pingdom check string.
    reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.