If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Gurgaon Car Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 10% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    8.90% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    13.1% - 15% Floating
    Up to 2%
    20K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    8.80% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free SPECIAL OFFER FOR WOMEN
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    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5,500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
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    Eligibility Criteria
    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    11.40% Floating
    0
    35K - 25L
    5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
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    Eligibility Criteria
    12% - 13% Fixed
    1% One time fee
    50K - 10L
    1-4 Years
    Response Time : Within 30 minutes
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  • Gurgaon Car Loan is Rated as "Great!" by 924 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Gurgaon Car Loan

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Gurgaon Car Loan if you are

    01
    02
    03
    04
    Gurgaon Car Loan Minimum Age

    At least 21 years old

    Gurgaon Car Loan Maximum Age

    Less than 67 years old

    Gurgaon Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Gurgaon Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Car Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Gurgaon Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Gurgaon Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Car Loan amount by these steps

    01
    02
    Gurgaon Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Gurgaon Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Gurgaon Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Car Loan Interest RatesUpdated on 19 Oct 2017

    Gurgaon Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Gurgaon Car Loan Reviews

    • Bank Bazaar Car Loan
      "SATISFACTORY"
      0.5 2.5/5 "Just OK"
      Though the response and customer support is good from Bankbazaar, as I received a call on time. But I was a little disappointed as the details of the bank was not matching with the details on the website. The interest rate was different and the loan amount was also varying. It would be more better if these details are the same.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 19, 2017
    • HDFC Bank Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank had good options when I approached them personally for a car loan. They offered me a interest rate of 8.2% and the processing charges are normal. The process of getting the loan was smooth as I got it on time. The loan amount was also to my expectations.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 19, 2017
    • Bank Bazaar Car Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      My experience wit Bank Bazaar was good. The response was prompt and had continuous followups. I known this website for a long time but recently I have used their service. I am using mobile application was good and accurate. Its recommendable to others.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 19, 2017
    • HDFC Bank Car Loan
      "Good response & service"
      0.5 4.0/5 "Great!"
      I have approached HDFC Bank on the car loan. The response was good and there were no issues with the service. Since I got better interest from the other bank, I have cancelled my application. HDFC has offered me interest rate of 9% but I got it for 7.99.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 19, 2017
    • Bank Bazaar Car Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I know Bankbazaar.com from last 1 year, Bankbazaar provides excellent services when compared to all other banking websites. The customer service was very good and prompt, I am using bankbazaar website, it is easy to access and it is user friendly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • ICICI Bank Car Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the car loan from ICICI bank, my loan application was closed because i have taken loan from one of my friend. When it comes to customer service, it was good and they were very responsive. The rate of interest was nominal when compared to all other banks.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • Bank Bazaar Car Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The service was good with bank bazaar team. The customer support was average with bank bazaar team. The partner bank interest rates can be known via bank bazaar website, which is very helpful when compared with other portals. I would say I got good service from bank bazaar.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • Oriental Bank of Commerce Car Loan
      "Good service"
      0.5 2.0/5 "Expected more"
      The car loan process is not up to the mark with oriental bank of commerce. The customer support didn't gave proper response in regards to my car loan application. The rate of interest is nominal with oriental bank of commerce when compared with others.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • Bank Bazaar Car Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      The experience at Bankbazaar has been great and the overall services are good. It was a good experience and the process was very much convenient and easy. I was connected to the banks on time. The website is good and overall there are no hassles.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • HDFC Bank Car Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      I have taken a car loan from HDFC Bank and the process was perfect and on time. The customer services are good and overall it was a nice experience. I was also cool about the rate of interest and processing charges. It was normal around 8% and the after loan services are good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • Bank Bazaar Car Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 4 to 5 years, Bankbazaar provides excellent service when compared to all other banking websites. The bankbazaar website is easy to navigate and it is user friendly. The customer service was good and supportive.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • ICICI Bank Car Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the car loan from ICICI bank, my application was closed because i decided not to take a car loan as i had financial issues. When it comes to customer service, it was good and they were responsive, they followed up frequently. The rate of interest was little high when compared to other banks.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • ICICI Bank Car Loan
      "Fast approval"
      0.5 5.0/5 "Blown Away!"
      I got proper response from the ICICI bank. The rate of interest was nominal. The executive came to my place and collected the documents. They have sanctioned the loan was on time. I have purchased a new WAGNOR car. I pay approximately 6k for month through ECS.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • Bank Bazaar Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My experience with bank bazaar was good. I came to know about this website through social media. The online website speed was good. The options for EMI calculator and credit score check are useful. The customer service and response was satisfactory.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • HDFC Bank Car Loan
      "ROI to be reduced & good service"
      0.5 4.0/5 "Great!"
      I have approached HDFC Bank for my car loan. Actually the rate of interest is very high and I was not satisfactory. But the customer service and response is good. The other private banks are offering low interest than HDFC. I have taken a loan through ICICI bank with less interest rate.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • Bank Bazaar Car Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar gave me a call and explained me about the product very clearly and they helped me to choose the best product . The website of bank bazaar is easy to use and user friendly. I would say I got very good service from bank bazaar team. I would say bank bazaar gave good service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 16, 2017
    • HDFC Bank Car Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      I have got the loan from other bank so that was the reason I haven't got the loan from HDFC bank added, the HDFC bank has asked me to submit so many documents, but I never had proper documents. The documentation process need to be changed with HDFC bank. The rate of interest is nominal with HDFC bank when compared with others.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 16, 2017
    • Bank Bazaar Car Loan
      "Good financial website"
      0.5 4.0/5 "Great!"
      Bank Bazaar service is good, I applied car loan through them, they have taken complete initiative to arrange call from Bank its good. I am using the site for past 2 to 3 months, its first experience with them for the car loan, I hope Bank Bazaar is good site to go head for financial products.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 16, 2017
    • HDFC Bank Car Loan
      "Its Good"
      0.5 1.0/5 "Really Bad"
      After applying car loan with HDFC, bank executive was not contacted me properly. But I have submitted all the documents but there was no revert on the loan process. I tried to reach the executive number, he never picked up my call. I am very fed up with that, their service should be improved.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 16, 2017
    • Bank Bazaar Car Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      I have came to know about Bankbazaar as I use to get emails and sms from Bankbazaar regarding offers and even during the loan process I use to get regular updates from Bankbazaar ,I will say the service of Bankbazaar is very good ,never had any issue with Bankbazaar.com service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 16, 2017
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