If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Gurgaon Car Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.1% - 15% Floating
    0
    20K - 10L
    1-5 Years
    Response Time Within 30 minutes
    Ad Rs.2,500 Amazon voucher free Paperless approval option available
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    Eligibility Criteria
    9.10% - 15% Fixed
    Up to ₹ 6,153 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Eligibility Criteria
    8.95% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval option available
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    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    8.25% - 9% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free PAPERLESS APPROVAL OPTION AVAILABLE
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    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
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    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5500
    1L Min
    1-7 Years
    Response Time Within 30 minutes
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    Eligibility Criteria
    13.50% - 15% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval option available
    What you'll love
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% - 9.30% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Fees & Charges
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    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    8.85% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free SPECIAL OFFER FOR WOMEN
    What you'll love
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    Perks
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  • Gurgaon Car Loan Reviews

    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar customer service was very supportive and helpful .Bank-bazaar is really fast in their response . I got a call immediately when I applied for the loan. . The bank bazaar web site is easy to use and user friendly. I am satisfied using bank bazaar portal.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 10, 2017
    • HDFC Bank Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had taken my car loan from HDFC Bank and the process was excellent. I did not have much of paper work and the disbursement was also on time. The rate of interest was normal and the processing charges was also reasonable. Even the after loan services are good
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 10, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The team at Bankbazaar has done a good job for me. I was contacted on time and given the necessary details and my information was submitted to the banks on time. I also received a prompt response from the bank and The website is perfect and user friendly
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 06, 2017
    • Axis Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was a pretty descent experience that I had with AXIS. They provided a good service when I approached them for car loan.The reason why I had not taken the loan from axis is, I have a car and I thought of selling it, But later on I decided to sell next year so that is the reason rest all were good with them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 06, 2017
    • SBI Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I got a good deal from State Bank of India for the car loan. I got a rate of interest of around 8.65% and the process was also smooth. As I had submitted all the required documents in one go the loan got approved I had applied for 2.50 lakhs and this is for a tenure of 6 years.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 06, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar services are really good and I am happy with bankbazaar. I received proper updates and regular followups from bankbazaar. Website or mobile app am not sure applied from but its kind of easy to handle and there are no issues with bankbazaar while processing my loan application with them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 06, 2017
    • Axis Bank Car Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      It was not a pleasing experience with Axis Bank for the car loan they didn't give me a good offer, I had expected better interest rate from AXIS but they had not, so I have opted loan from other resources.Hence I thought not to proceed with AXIS as they are high on the interest rate
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 06, 2017
    • Kotak Car Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I have explained my requirement with the banker, the Kotak mahindra came up and offered me a car loan with a bit higher interest rate. The customer service and the response is good with Kotak mahindra. I have got the required loan amount and I am satisfied with the service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 24, 2017
    • Bank Bazaar Customer Support
      "Satisfactory service"
      0.5 4.0/5 "Great!"
      I know bank bazaar through Google web search. I would like to suggest that bank bazaar promotional mails needs to be appropriate . The customer service and the response is really great with bank-bazaar. The website of bank bazaar is easy to use and user friendly. I am satisfied with bank bazaar service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 24, 2017
    • Oriental Bank of Commerce Car Loan
      "Average service"
      0.5 3.5/5 "Pretty good"
      The Oriental bank of commerce gave good service in regards to my car loan application. They told that they can process my car loan but I had doubt about my credit score, so that was the reason I haven't proceed with OBC car loan. The customer service and the response was good with OBC. The rate of interest is nominal with OBC.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 24, 2017
    • Bank Bazaar Customer Support
      "Super fast response"
      0.5 5.0/5 "Blown Away!"
      The moment I entered my details on the portal of Bankbazaar, I received a call within 10 to 20 minutes and that was a super fast response. The process was also quick, as soon as my details was verified, it was forwarded to the bank and process was on.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 23, 2017
    • HDFC Bank Car Loan
      "Good. Can work up on the ROI"
      0.5 4.0/5 "Great!"
      Since I changed my mind, I did not take the car loan from HDFC Bank. I had to travel out of the country. The services and response was good and they were on time to give me the details. The bank was a bit high on the rate of interest and processing charges when compared to other banks.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 23, 2017
    • Bank Bazaar Customer Support
      "Excellent service with single platform"
      0.5 4.0/5 "Great!"
      The bank bazaar understands the customers need. They are very particular about their customers, products and sales. I came to know about bank bazaar through google web search. I am with bank bazaar for less than a month. I used bank bazaar web portal to apply for the car loan , I would say it is an easy to use and user friendly portal. Bankbazaar shows the best price in the market in a single platform. I am satisfied with bankbazaar service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • Axis Bank Car Loan
      "Need Improvement"
      0.5 3.0/5 "Satisfactory"
      There is no proper follow up with Axis bank car loan application. The customer service with axis bank need to be improved and they need to improve in their follow up . The rate of interest is nominal with Axis bank. I would like to suggest Axis bank to keep in touch with the customers, and they need to be more aggressive in terms to explaining the products and they need to know to handle the customers.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • Bank Bazaar Customer Support
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar has been perfect in the customer services as I received a number of follow up calls and they were the only people who was concerned about my application. The process was smooth and there were no hassles as such. The mobile application is good overall very quick to use.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • HDFC Bank Car Loan
      "Zero response"
      0.5 1.0/5 "Really Bad"
      It was a complete zero response from HDFC Bank. I got no acknowledgement like an SMS or at least one call to check about my requirement. It has not been a good experience and I would never want to recommend the bank in the future. No information on the interest rate and charges.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • SBI Car Loan
      "Quick and fast service"
      0.5 4.0/5 "Great!"
      It was an easy process to apply for the car loan with SBI. I have applied car loan through state bank of India net banking immediately, I got OTP to my mobile and I have met the nearest SBI branch, which I have selected and they gave a call and I have submitted the required documents. Within a day time, I got the disbursement with SBI. The rate of interest is on the lower side when compared with ICICI bank. I am very much satisfied with the loan amount.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • Bank Bazaar Customer Support
      "Better service"
      0.5 4.0/5 "Great!"
      I got frequent call backs from bank bazaar customer support . I can compare and choose the products with the channel called bankbazaar.com. The bank bazaar customer service works quick and fast. I know bank bazaar long back , but I have used it recently, I use bank bazaar web site to check with my credit score, which is really useful. I have applied car loan through bank bazaar web site which is easy to use and user friendly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • ICICI Bank Car Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have changed my plan to avail car loan with ICICI bank, so that was the reason I haven't availed loan with ICICI bank. But, My first preference was with SBI. The ICICI bank has gave me good response in concern to my car loan application. I would say ICICI gave a very good service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • ICICI Bank Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had applied for a car loan with ICICI Bank. The response was good. They contacted me and informed me the details. The customer service and response from the bank executive was really good they came and collected the documents and the rate of interest they have offered me is 8.71% and the processing fee they have charged me is 1800 and the tenure I opted for is 5 years.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 04, 2017
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    Gurgaon Car Loan is Rated as "Great!" by 838 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Gurgaon Car Loan if you are

    01
    02
    03
    04
    Gurgaon Car Loan Minimum Age

    At least 21 years old

    Gurgaon Car Loan Maximum Age

    Less than 67 years old

    Gurgaon Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Gurgaon Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Car Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Gurgaon Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Gurgaon Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Car Loan amount by these steps

    01
    02
    Gurgaon Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Gurgaon Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Gurgaon Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Car Loan Interest RatesUpdated on 16 Aug 2017

    Gurgaon Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

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