If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Gurgaon Car Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.5% - 10% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    8.90% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    13.1% - 15% Floating
    Up to 2%
    20K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    8.80% Floating
    0
    1Cr Max
    7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free SPECIAL OFFER FOR WOMEN
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    Eligibility Criteria
    8.60% - 11.50% Fixed
    Up to ₹5,500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
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    Eligibility Criteria
    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    11.40% Floating
    0
    35K - 25L
    5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
    Rs.2,500 Amazon voucher free
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    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
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    Eligibility Criteria
    12% - 13% Fixed
    1% One time fee
    50K - 10L
    1-4 Years
    Response Time : Within 30 minutes
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  • Gurgaon Car Loan is Rated as "Great!" by 950 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Gurgaon Car Loan

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Gurgaon Car Loan if you are

    01
    02
    03
    04
    Gurgaon Car Loan Minimum Age

    At least 21 years old

    Gurgaon Car Loan Maximum Age

    Less than 67 years old

    Gurgaon Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Gurgaon Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Car Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Gurgaon Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Gurgaon Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Car Loan amount by these steps

    01
    02
    Gurgaon Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Gurgaon Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Gurgaon Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Car Loan Interest RatesUpdated on 18 Nov 2017

    Gurgaon Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Gurgaon Car Loan Reviews

    • HDFC Bank Car Loan
      "Benefits Part should be improved"
      0.5 5.0/5 "Blown Away!"
      My showroom got tie up with HDFC bank, I purchased Maruthi swift dezire, the bank sanction 90% of loan on road price. But their interest rate was higher and also charges was high. But foreclosure charges was not there. I would like to suggest their penalty charges should be waived off.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 09, 2017
    • HDFC Bank Car Loan
      "Was charge late payment even after paying at right time"
      0.5 2.0/5 "Expected more"
      I took this Car Loan few years back and felt the experience from the start to be good. The whole of the loan process got approved quickly and the documentation required were minimal. Their Rate of Interest is 11%, which I felt is a little high. I was made a little uncomfortable when the payment made by me even before the 7th (due date) was charged with addition charges.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 07, 2017
    • Bank Bazaar Car Loan
      "Great help"
      0.5 5.0/5 "Blown Away!"
      The experience with Bankbazaar has been great they informed me the things I wanted in a nutshell. I have been using this website for the past few years and found them to be really interesting. Recently I was searching for a Car Loan with them and they did find me a Bank that was interested in providing me with the Loan. They are great place to compare various options available in the market.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 07, 2017
    • Axis Bank Car Loan
      "Sent me the link for future use"
      0.5 5.0/5 "Blown Away!"
      I applied for a Car Loan with Axis Bank and felt the experiene to be awesome. They called me up properly and informed me the complete details. I informed that it was just an inquiry, they happily sent me a link through which I can apply for the Car Loan whenever I want.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 07, 2017
    • Bank Bazaar Car Loan
      "Good website"
      0.5 3.0/5 "Satisfactory"
      I have used the Bankbazaar website before and i felt that it was helpful and useful to me. It helped me with financial products and the customer care team helped with giving me proper information and also helped me with the submission of the application.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 07, 2017
    • Bank Bazaar Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      There has been a good response from Bankbazaar. They were on time and they communicated well and they also processed my information to the banks I was eligible off. There were proper follow up calls and the website is also supportive with the necessary details.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 07, 2017
    • ICICI Bank Car Loan
      "Unhappy "
      0.5 2.0/5 "Expected more"
      I had applied for a car loan with ICICI bank but did not go further with the application as i changed my mind and decided not to proceed with the application. I would say that the experience during the initial stages was not very good as i had no proper response from them. I also felt that the rate of interest was high.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 07, 2017
    • HDFC Bank Car Loan
      "Services are good overall"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has contacted me for the car loan request and they also discussed the details with me. I did not take the loan finally as I purchased the vehicle through cash. The services and response is good as they were on time and they were clear in the communication too.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 07, 2017
    • Bank Bazaar Car Loan
      "Helpful website "
      0.5 5.0/5 "Blown Away!"
      I have used the Bankbazaar website before and i find it to be useful for financial products. I received good service and help in choosing the right product with regular calls and follow ups and all the information on the available offers and the bank norms and requirements. It has been a good experience with them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 07, 2017
    • HDFC Bank Car Loan
      "Good experience "
      0.5 5.0/5 "Blown Away!"
      I had applied for a car loan with HDFC Bank but did not proceed with the application as i had some other commitments at the time and decided not to proceed with the application. I would still say that the acknowledgment and service that i received from them was good and i had not issues with the response which was provided by them as well. It was a good experience in all.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 07, 2017
    • Bank Bazaar Car Loan
      "Using it for first time"
      0.5 5.0/5 "Blown Away!"
      I used Bankbazaar for the first time and it concluded in me getting the Car Loan that I was seeking. The whole module of them is very interesting, I got to compare various Banks and their charges before choosing the right product. This was not possible few years back.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 30, 2017
    • ICICI Bank Car Loan
      "Perfect experience"
      0.5 5.0/5 "Blown Away!"
      When it came to applying for my Car Loan, ICICI became the perfect fit. The whole experience with them was fantastic. There was not a single flaw with the way they communicated. Their Rate of Interest was also pretty low, and felt them to perfect all the way.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 30, 2017
    • ICICI Bank Car Loan
      "Not great experience"
      0.5 4.0/5 "Great!"
      I really didn't have a great experience with ICICI Bank in regards to my Car loan application. I felt the rate of interest was on a higher end and also the amount they were ready to loan out was also not that great. I felt the communication from them was good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 25, 2017
    • ICICI Bank Car Loan
      "Not great experience"
      0.5 4.0/5 "Great!"
      I really didn't have a great experience with ICICI Bank in regards to my Car loan application. I felt the rate of interest was on a higher end and also the amount they were ready to loan out was also not that great. I felt the communication from them was good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 25, 2017
    • Bank Bazaar Car Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 10 months, Bankbazaar provides good services when compared to all other banking websites. The customer service was good and responsive. I am using the website, it is easy to navigate and it is user friendly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 24, 2017
    • ICICI Bank Car Loan
      "Good customer service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the car loan from ICICI bank, my loan application was closed because i already had existing loan and i was paying EMI. When it comes to customer service, it was good and they were responsive. The rate of interest was nominal when compared to all other banks.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 24, 2017
    • ICICI Bank Car Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I didn't got the car loan from ICICI bank because of their interest rate and I would say the customer support gave good response in regards to my car loan application but the interest can be reduced in future . Overall I can say I got good service from ICICI.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 24, 2017
    • HDFC Bank Car Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      I am very much happy with the service of HDFC for my car loan service ,the customer service staffs are very good and responsible during the loan process and the rate of interest was excellent 8.4 compares to others in the market and for the documentation part they collected all my documents from my door step ,I will say the service of HDFC is excellent.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 20, 2017
    • Bank Bazaar Car Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      I will say the service from Bankbazaar.com is excellent from the date I applied for my car loan ,the only problem I had with the Bankbazaar.com service is I was unable to connect with their customer service it takes very long time to connect with the customer service I feel Bankbazaar.com needs to improve the response to the customer but the Bankbazaaar.com website is user friendly the service from Bankbazaar.com is excellent.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 20, 2017
    • Axis Bank Car Loan
      "good service"
      0.5 4.0/5 "Great!"
      I am totally confused with AXIS bank service they use to call me from different numbers ,I use to get followups from different numbers from different staffs of AXIS bank ,there is no proper response from AXIS bank for my car loan service still I would say the service of AXIS bank for my car loan service is good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 20, 2017
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