If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Gurgaon Car Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.1% - 15% Floating
    0
    20K - 10L
    1-5 Years
    Response Time Within 30 minutes
    Ad Rs.2,500 Amazon voucher free Paperless approval option available
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    Eligibility Criteria
    9.10% - 15% Fixed
    Up to ₹ 6,153 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
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    Eligibility Criteria
    9.00% Floating
    ₹500 to ₹7000 + S.T.
    1Cr Max
    7 Years
    Response Time Within 30 minutes
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    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    9.15% - 11.6% Fixed
    Up to ₹5,150 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free PAPERLESS APPROVAL OPTION AVAILABLE
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    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
    What you'll love
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    Fees & Charges
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    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5500
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
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    Eligibility Criteria
    12.25% - 13.99% Fixed
    Up to ₹4000 One time fee
    75K Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval option available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    8.90% Floating
    ₹500 to ₹7000 + S.T.
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    SPECIAL OFFER FOR WOMEN
    What you'll love
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  • Gurgaon Car Loan Reviews

    • Bank Bazaar Customer Support
      "Good Response"
      0.5 4.0/5 "Great!"
      On my car loan application, I got proper service from bankbazaar when I visited their website for the loan. It was easy to apply for the loan on their website. They are very prompt in processing the application and they forwarded it to the bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
    • HDFC Bank Car Loan
      "High Interest Rate"
      0.5 3.0/5 "Satisfactory"
      Actually I was looking for used car hence I applied for the car loan with HDFC bank. But the bank is offered high interest rate when compared with other banks so I just cancelled my car loan application and I did not avail the loan from them. Response part was good, I received proper call from the bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am quite happy to use Bank Bazaar service, Their executive are very responsive they helped on loan process. The website is pretty easy and quite informative to check the eligibility and offers based on customer profile. Overall Iam fine with Bank Bazaar service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
    • Axis Bank Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      My experience was very great with respect to AXIS bank in terms of car loan and the interest rate wasn't shared, even their customer service was good and they contacted me regularly. But the bank has denied to process the loan because I was not having the local proof, therefore they were not in a position to accept that.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      I choose bankbazaar to get the assistance for the car loan which I am going to take. When I submitted my loan application on bankbazaar website, I had received good response from them. I got calls and messages from their team. Also they assigned my application to the bank without any delays. Their website is pretty much easy to handle.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
    • Axis Bank Car Loan
      "High Interest Rate"
      0.5 3.0/5 "Satisfactory"
      I found that the rate of interest is very high with Axis bank for the car loan. Hence I did not process my car loan application which was submitted already with Axis bank. But the response part and customer service was good with the bank on my loan application.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "One stop search for any financial products"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is a kind of excellent one and I have started to use it on time. I would like to say that the website of the Bankbazaar.com is easy to access and I am happy with them till now , also they have done the good job with regards to my financial inquiry.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 12, 2017
    • Axis Bank Car Loan
      "Need some lucrative for existing customers"
      0.5 2.0/5 "Expected more"
      I did not take the car loan from the Axis bank because the interest rate was huge like it was around 10%, while I got the better offer through some other sources. Services aspects are good one with the Axis bank and my car would get delivered after two months of time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 12, 2017
    • Bank Bazaar Customer Support
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is financial service provider . The bank bazaar web portal is easy to use and user friendly. I am with bank bazaar for around past 3 years.I came to know about bank bazaar through advertisements. I am satisfied with the bank bazaar service
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 08, 2017
    • HDFC Bank Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I didn't get the offer from my car dealer, so that was the reason I did not proceed with car loan application with HDFC bank. The customer support and the response was good with HDFC bank. The rate of interest is nominal with HDFC bank. I had post postponed my plan in getting the car and I am completely satisfied with the HDFC banking service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 08, 2017
    • Bank Bazaar Customer Support
      "Its Good"
      0.5 4.0/5 "Great!"
      It was a good experience with Bank Bazaar on my car loan. They had called me again and again to help me on my queries, Bank Bazaar suggested me and helped me on the car loan process. I am using Bank Bazaar website is easy to navigate all the option are very much available on the site.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 08, 2017
    • Axis Bank Car Loan
      "Interest rate has to be reduced as per the market"
      0.5 3.5/5 "Pretty good"
      I have purchased a car using my own source, I thought to go with AXIS but they offered me a high rate of interest. But they are quite good in response and servicing the customer. Everything was okay expect for the Interest rate, it should as per the interest of the customer.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 08, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      Bank bazaar is helpful to know about the financial products interest rates with different kind of banks. The bankbazaar web site is easy to use and user friendly. I am using bank bazaar for the first time and I got very good response from them. The customer service with bank bazaar is really good. Finally, I am satisfied with bank bazaar service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 07, 2017
    • Axis Bank Car Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      The axis bank is offering car loan only for the new car, but I need the car loan for used cars, that was the reason I haven't proceed with axis bank car loan application. The customer support and the response was good with axis. The rate of interest is nominal with axis.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 07, 2017
    • Bank Bazaar Customer Support
      "Easy to Navigate"
      0.5 3.0/5 "Satisfactory"
      I got quite good response from Bank Bazaar on car loan request. Once I post the inquiry, I got instant response and guided on the loan process. They helped me to connect with the Axis bank on time. Website is good, its very effective about the banking details.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 06, 2017
    • Axis Bank Car Loan
      "Loan process should be competitive"
      0.5 3.0/5 "Satisfactory"
      I felt AXIS term and condition it is not competitive, Interest rate was also quite higher than other banks. They offered me around 8.7% for the new car loan. But they ready to sanction 100% of loan on car value. Everything is good, I am fine with them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 06, 2017
    • HDFC Bank Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      HDFC is the good bank and customer friendly too.... The car loan disbursement was done within 1 week after submitting the documents. Interest rate charge was 21.5% processing fee was around 3300 and EMI is for 10640 and it is for five years it was a nice and good experience.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 06, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      BankBazaar is good. Your feed back call is good as wel. Service was good with BankBazaar. Thorough this site, I had got a good opportunity to see all the banks and make comparison of interest rates and choose the best. The website is very much friendly too.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 06, 2017
    • Axis Bank Car Loan
      "Responce Was Not Good"
      0.5 1.0/5 "Really Bad"
      When Axis bank contacted me for the car loan the executive could have handled the call better by providing the details I was looking for But instead of that they have spoken unprofessional way I do not like the services of Axis bank So I approached HDFC bank for the loan, they said they will process the loan on time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 06, 2017
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I would give a five stars for Bankbazaar as they were prompt in contacting me and helped me by processing my details on time to the banks and they continued to follow up on a regular basis. The website is also informative and user friendly to navigate through.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 06, 2017
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    Gurgaon Car Loan is Rated as "Great!" by 809 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Gurgaon Car Loan if you are

    01
    02
    03
    04
    Gurgaon Car Loan Minimum Age

    At least 21 years old

    Gurgaon Car Loan Maximum Age

    Less than 67 years old

    Gurgaon Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Gurgaon Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Car Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Gurgaon Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Gurgaon Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Car Loan amount by these steps

    01
    02
    Gurgaon Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Gurgaon Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Gurgaon Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Car Loan Interest RatesUpdated on 25 Jun 2017

    Gurgaon Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

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