If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    We found 34 Gurgaon Car Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.1% - 15% Floating
    0
    20K - 10L
    1-5 Years
    Response Time Within 30 minutes
    Ad Rs.2,500 Amazon voucher free Paperless approval option available
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    Eligibility Criteria
    9.10% - 15% Fixed
    Up to ₹ 6,153 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.95% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    8.25% - 9% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free PAPERLESS APPROVAL OPTION AVAILABLE
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    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free 100% financing on car value
    What you'll love
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    Fees & Charges
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    Eligibility Criteria
    8.75% - 11.50% Fixed
    Up to ₹5500
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Eligibility Criteria
    13.50% - 15% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free Paperless approval option available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% - 9.30% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time Within 30 minutes
    Rs.2,500 Amazon voucher free
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.85% Floating
    ₹500 to ₹7000 + applicable tax
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    SPECIAL OFFER FOR WOMEN
    What you'll love
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  • Gurgaon Car Loan Reviews

    • Bank Bazaar Customer Support
      "Excellent service with single platform"
      0.5 4.0/5 "Great!"
      The bank bazaar understands the customers need. They are very particular about their customers, products and sales. I came to know about bank bazaar through google web search. I am with bank bazaar for less than a month. I used bank bazaar web portal to apply for the car loan , I would say it is an easy to use and user friendly portal. Bankbazaar shows the best price in the market in a single platform. I am satisfied with bankbazaar service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • Axis Bank Car Loan
      "Need Improvement"
      0.5 3.0/5 "Satisfactory"
      There is no proper follow up with Axis bank car loan application. The customer service with axis bank need to be improved and they need to improve in their follow up . The rate of interest is nominal with Axis bank. I would like to suggest Axis bank to keep in touch with the customers, and they need to be more aggressive in terms to explaining the products and they need to know to handle the customers.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • Bank Bazaar Customer Support
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar has been perfect in the customer services as I received a number of follow up calls and they were the only people who was concerned about my application. The process was smooth and there were no hassles as such. The mobile application is good overall very quick to use.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • HDFC Bank Car Loan
      "Zero response"
      0.5 1.0/5 "Really Bad"
      It was a complete zero response from HDFC Bank. I got no acknowledgement like an SMS or at least one call to check about my requirement. It has not been a good experience and I would never want to recommend the bank in the future. No information on the interest rate and charges.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • SBI Car Loan
      "Quick and fast service"
      0.5 4.0/5 "Great!"
      It was an easy process to apply for the car loan with SBI. I have applied car loan through state bank of India net banking immediately, I got OTP to my mobile and I have met the nearest SBI branch, which I have selected and they gave a call and I have submitted the required documents. Within a day time, I got the disbursement with SBI. The rate of interest is on the lower side when compared with ICICI bank. I am very much satisfied with the loan amount.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • Bank Bazaar Customer Support
      "Better service"
      0.5 4.0/5 "Great!"
      I got frequent call backs from bank bazaar customer support . I can compare and choose the products with the channel called bankbazaar.com. The bank bazaar customer service works quick and fast. I know bank bazaar long back , but I have used it recently, I use bank bazaar web site to check with my credit score, which is really useful. I have applied car loan through bank bazaar web site which is easy to use and user friendly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • ICICI Bank Car Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have changed my plan to avail car loan with ICICI bank, so that was the reason I haven't availed loan with ICICI bank. But, My first preference was with SBI. The ICICI bank has gave me good response in concern to my car loan application. I would say ICICI gave a very good service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 05, 2017
    • ICICI Bank Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had applied for a car loan with ICICI Bank. The response was good. They contacted me and informed me the details. The customer service and response from the bank executive was really good they came and collected the documents and the rate of interest they have offered me is 8.71% and the processing fee they have charged me is 1800 and the tenure I opted for is 5 years.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 04, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The service was really prompt with bank bazaar. The responsiveness is really good and the person who interacted with me was really informative and they were understanding the requirement of the customers. The bank bazaar web site is easy to use and user friendly. I am satisfied with bank bazaar service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 04, 2017
    • Axis Bank Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I did not receive proper response from Axis bank for car loan actually they have contacted me after a long time and there was communication gap, the loan was approved by them by the time it was very late and I had applied from other resources and it got approved very fast and the loan amount I was about to opt was 8 lakhs.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 04, 2017
    • Bank Bazaar Customer Support
      "Very Good service"
      0.5 4.0/5 "Great!"
      Bank bazaar is offering very good service to their customers. The response is also very good with the customer service team , even they followup with the customers was as per the appropriate time. They are also very good when it comes to communicating wtih their customers. They give timely response to the customers. I am aware of bankbazaar through Google web search. The web site of bank bazaar is easy to use and user friendly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 01, 2017
    • HDFC Bank Car Loan
      "Good Service"
      0.5 4.5/5 "Excellent!"
      The HDFC bank gives good banking service to their customer, but they told they can arrange only up to 75% of the car loan, but the requirement is more than that , so that was the reason I haven't processes my car loan application with HDFC bank. The customer service and the response with HDFC bank is good. The Rate of interest is nominal with HDFC bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 01, 2017
    • Bank Bazaar Customer Support
      "Excellent website"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is perfect, it is integrated with good information. They are offering what they are getting from the bank. The same way Bank Bazaar is offering the deal to the customers. Bank Bazaar guys are helping the customers to get the right thing in the market, I would like to suggest Bank Bazaar application page should be made shorter to fill the details to check the offers.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 30, 2017
    • Axis Bank Car Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      Currently, I am not looking for any loan because I have arranged the funds through my own sources. Axis has called and explained me about the loan procedure when I applied for the car loan. But I believe AXIS interest rate was on the higher side they offered me around 9.75% for the car loan.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 30, 2017
    • ICICI Bank Car Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was totally a hassle free experience with ICICI Bank on my car loan, I have my existing account with them. Rate of interest is 8.85% compare to other banks and processing fee is also fine. no issues absolutely the tenured is for five years and the EMI is 7400 and loan got approved in 24 hours.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 29, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Bankbazaar was very prompt in responding the customers on their loan application. I received good response and proper service from them. Also the website is quite easy to handle and it is full of financial information. Their customer service is good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 29, 2017
    • Axis Bank Car Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I did not take the car loan from the Axis bank because the interest rate was huge like it was around 9.50%, while I got the better offer through some other sources. Services aspects are good one with the Axis bank Loan amount tried to opt is 3.50 lakhs the response was also fine with them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 29, 2017
    • Bank Bazaar Customer Support
      "Good Response"
      0.5 4.0/5 "Great!"
      On my car loan application, I got proper service from bankbazaar when I visited their website for the loan. It was easy to apply for the loan on their website. They are very prompt in processing the application and they forwarded it to the bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
    • HDFC Bank Car Loan
      "High Interest Rate"
      0.5 3.0/5 "Satisfactory"
      Actually I was looking for used car hence I applied for the car loan with HDFC bank. But the bank is offered high interest rate when compared with other banks so I just cancelled my car loan application and I did not avail the loan from them. Response part was good, I received proper call from the bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am quite happy to use Bank Bazaar service, Their executive are very responsive they helped on loan process. The website is pretty easy and quite informative to check the eligibility and offers based on customer profile. Overall Iam fine with Bank Bazaar service.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
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    Gurgaon Car Loan is Rated as "Great!" by 826 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Gurgaon Car Loan if you are

    01
    02
    03
    04
    Gurgaon Car Loan Minimum Age

    At least 21 years old

    Gurgaon Car Loan Maximum Age

    Less than 67 years old

    Gurgaon Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Gurgaon Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Car Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Gurgaon Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Gurgaon Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Car Loan amount by these steps

    01
    02
    Gurgaon Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Gurgaon Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Gurgaon Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Car Loan Interest RatesUpdated on 24 Jul 2017

    Gurgaon Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

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