If you really think about it, it's easier getting a loan for a car than a loan for bus fare!
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    Gurgaon Car Loan

    We found 34 Gurgaon Car Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    13.1% - 15% Floating
    0
    20K - 10L
    1-5 Years
    Response Time Within 30 minutes
    Ad Paperless approval option available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% - 13.25% Fixed
    Up to ₹ 6,153 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.10% Floating
    ₹500 to ₹7000 + S.T.
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.50% - 11% Fixed
    2,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% - 11.6% Fixed
    Up to ₹5,150 One time fee
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    PAPERLESS APPROVAL OPTION AVAILABLE
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time Within 30 minutes
    100% financing on car value
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    9% - 11.50% Fixed
    Up to ₹5500
    1L Min
    1-7 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.25% - 13.99% Fixed
    Up to ₹2,300 One time fee
    75K Min
    1-7 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.00% Floating
    ₹500 to ₹7000 + S.T.
    1Cr Max
    7 Years
    Response Time Within 30 minutes
    SPECIAL OFFER FOR WOMEN
    What you'll love
    Documents
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    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Gurgaon Car Loan Reviews

    • Bank Bazaar Customer Support
      "Best"
      0.5 4.0/5 "Great!"
      My experience with the Bankbazaar.com was really good and am with them from the last three years of time. Response was good one with the Bankbazaar.com and I got the call from them within fourteen hours of time. I am happy with the Bankbazaar.com.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 27, 2017
    • Axis Bank Car Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      I have already arranged the money through some other sources like its directly from the car manufacturer finance itself, so I have not taken the personal loan with the Axis bank. The services are really good with the Axis bank and the rate of interest was around 9%, which was not okay for me.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 27, 2017
    • Bank Bazaar Customer Support
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      When I approached Bankbazaar for the loan, I got regular followups from them. I got time to time updates on my car loan application. They are good when it comes to responsiveness and it is approachable and their website is informative and its quite easy for surfying.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 20, 2017
    • Axis Bank Car Loan
      "No Proper Followups fromt the Bank"
      0.5 4.0/5 "Great!"
      My experience with Axis bank is quite good and the rate of interest for the car loan is ok. But then, I am not happy with the customer service because there was no proper followup from the bank, I had to followup with them to get the process done. One guy from the bank collected my documents but post which no calls nothing from them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 20, 2017
    • Bank Bazaar Customer Support
      "Nice benefits"
      0.5 4.0/5 "Great!"
      It was a simple and hassle free process at Bankbazaar.com, I received calls as soon as I registered and it was a good experience to know many banks and the offers on one single platform. The process of registration is made easy by few simple steps.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 08, 2017
    • Oriental Bank of Commerce Car Loan
      "Good services"
      0.5 4.0/5 "Great!"
      The experience was good at Oriental Bank of Commerce for the car loan. Though I could not take the loan because I had to drop plans. The services was good and they responded on time time. The deal was also pleasing on the interest rate and processing charges.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 08, 2017
    • Bank Bazaar Customer Support
      "No hassles faced"
      0.5 4.0/5 "Great!"
      I received a proper response from Bankbazaar and I was supported with all the necessary information. The details were clearly communicated and they also followed up through the process as well. I did not find any difficulty in using the website too.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 08, 2017
    • ICICI Bank Car Loan
      "Can be more responsive"
      0.5 4.0/5 "Great!"
      After me applying for a car loan with ICICI bank, I received a proper response. But I did not go ahead for the loan finally because they did not get back to me about the offer that I was demanding from them. They took some time and in the mean while I went ahead with another bank. The interest rate and charges was normal.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 08, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Excellent service provided by the bank bazaar executive The response was on time when I applied for a loan through the portal.,Bank Bazaar mobile aap is so easy to handle. I submitted my application on that. They have good option to choose, proper followup calls and information was given by their executives.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 05, 2017
    • Oriental Bank of Commerce Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Actually I had applied for the car loan with Oriental bank of Commerce. I had also applied with other bank also my loan got approved through other resources, that was the reason I haven't got the loan with OBC bank. I had opted for a loan amount of 4 lakhs
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 05, 2017
    • Bank Bazaar Customer Support
      "Its Userfriendly"
      0.5 5.0/5 "Blown Away!"
      Basically Bank Bazaar is a good and reliable site, I got immediate response on my car loan application and they confirmed my requirement and shared the loan process to me. Then they have connected with the bank without any hassles and the site is very much user friendly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 04, 2017
    • Oriental Bank of Commerce Car Loan
      "Its Excellent"
      0.5 2.0/5 "Expected more"
      My showroom dealer advised me to wait for three months for particular model car, hence postponed my plan right now. Oriental bank gave me a response on my loan application but interest rate, processing fee and other charges were higher when compared with HDFC bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 04, 2017
    • HDFC Bank Car Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a car loan without any fuss. The team communicated with me and informed me the details and also processed my information quickly. I am also comfortable with the rate of interest and processing charges. It was a transparent process.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 03, 2017
    • Bank Bazaar Customer Support
      "Good services"
      0.5 4.0/5 "Great!"
      The process at Bankbazaar.com was very smooth and easy. It helps the customer to choose the right bank and also allows the customer to check on the interest rates before processing the loan. The EMI calculator is also helpful and in all a smooth experience.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 03, 2017
    • Axis Bank Car Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I could not proceed ahead with Axis bank for the car loan due to banking norms. I was told that my income was not matching the criteria of the bank. Therefore I had ahead with another bank for the loan. The rate of interest and processing charges were average too.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 03, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar web portal is really good and informative. Also it is very easy to apply for any kind of loan over their site. Their executives are very supportive and I received regular followups from them on my car loan application. I am satisfied with Bankbazaar services.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 03, 2017
    • Oriental Bank of Commerce Car Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I got an excellent service from Oriental Bank of Commerce for my car loan. I was very much interested in taking a car loan so I had applied with OBC. Actually I wanted to take it for commercial purpose. But I had to apply for a housing loan, hence I dropped my car loan for time being. But there is no challenge with OBC on my car loan.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 03, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      It has been an excellent experience with Bankbazaar. As everything was on time with them. Its a good and hassle free experience, I did not visit the bank to submit my application, bankbazaar itself submitted my application to the bank with immediate effect.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 02, 2017
    • Sundaram Finance Car Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Response given by SUNDARAM FINANCE for my car loan process was very fast They were clear in the process and the details were very much transparent I did not proceed for the car loan is because I had changed my programme so I thought In future if it required I will go for it and the loan amount I had opted for a loan amount of 5 lakhs.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 02, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      Bank bazaar is very much very pro-active, when it comes to response and it was a instant service, while providing the information about the product . It would be great, if bank bazaar gives more than one option in choosing the loan products. Bank bazaar web portal is easy to use and customer friendly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 02, 2017
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    Gurgaon Car Loan

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Gurgaon Car Loan if you are

    01
    02
    03
    04
    Gurgaon Car Loan Minimum Age

    At least 21 years old

    Gurgaon Car Loan Maximum Age

    Less than 67 years old

    Gurgaon Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Gurgaon Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Car Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Gurgaon Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Gurgaon Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Car Loan amount by these steps

    01
    02
    Gurgaon Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Gurgaon Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Gurgaon Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Car Loan Interest RatesUpdated on 29 May 2017

    Gurgaon Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

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