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    We found 31 Gurgaon Car Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.35% Fixed
    Up to ₹4,720 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
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    13.1% - 15% Floating
    999 + applicable tax
    20K - 10L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
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    8.60% - 11.50% Fixed
    Up to ₹5,500
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
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    Eligibility Criteria
    12.5% - 14.5% Floating
    2% One time fee
    1.5L - 25L
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% financing on car value
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    12% - 15.5% Fixed
    Up to ₹5,310 One time fee
    75K Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher 100% PAPERLESS APPROVAL
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    Eligibility Criteria
    8.75% - 8.80% Fixed
    3,500 One time fee
    1L Min
    1-5 Years Tenure
    Response Time : Within 30 minutes
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    Eligibility Criteria
    12% - 14% Fixed
    2,500 One time fee
    1L Min
    1-3 Years Tenure
    Response Time : Within 30 minutes
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    16% Floating
    1% One time fee
    50K - 15L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
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    Eligibility Criteria
    12% - 13% Fixed
    1% One time fee
    50K - 10L
    1-4 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher
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    Good to Know
    Eligibility Criteria
    8.40% - 13.25% Fixed
    Up to ₹ 5,000 One time fee
    1L Min
    1-7 Years
    Response Time : Within 30 minutes
    Rs.2,500 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.15% Floating
    575 One time fee
    1L - 2Crs
    1-7 Years
    Response Time : Within 30 minutes
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    Eligibility Criteria
    11.50% Floating
    575 One time fee
    1L Min
    1-3 Years
    Response Time : Within 30 minutes
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  • Gurgaon Car Loan is Rated as "Great!" by 973 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Car Loan BYTES FROM OUR KITCHEN

    Gurgaon Car Loan

    Gurgaon is a city in India and is a leading financial and industrial center, situated in the National Capital Region near the Indian capital New Delhi in the state of Haryana.Gurgaon has witnessed rapid urbanization, chiefly as a result of multinational corporations opening outsourcing offices in the city.Gurgaon has the third highest per capita income in India.

    About Car Finance: Personal Car Finance is a complete subsector of personal finance, with numerous different products available. These include a straightforward car loan, hire purchase, personal contract hire (car leasing) and Personal Contract Purchase. Therefore car finance includes but is not limited to vehicle leasing. These different types of car finance are possible because of the high residual value of cars and the second hand car market, which enables other forms of financing beyond pure unsecured loans.


    You’re probably eligible for an Gurgaon Car Loan if you are

    01
    02
    03
    04
    Gurgaon Car Loan Minimum Age

    At least 21 years old

    Gurgaon Car Loan Maximum Age

    Less than 67 years old

    Gurgaon Car Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Gurgaon Car Loan Minimum Income

    Earn more than the minimum
    income required


    Your Gurgaon Car Loan amount eligibility is based on these factors

    01
    02
    03
    Gurgaon Car Loan Minimum Salary

    Minimum income required Rs.2,40,000 per annum

    Gurgaon Car Loan Maximum Loan to Value

    Loan capped @
    85% Ex-Showroom price

    Gurgaon Car Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Gurgaon Car Loan amount by these steps

    01
    02
    Gurgaon Car Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Gurgaon Car Loan Maximum Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Gurgaon Car Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Gurgaon Car Loan Interest RatesUpdated on 22 May 2018

    Gurgaon Car Loan Details
    Interest Rate (Monthly reducing balance) 10.5% - 12.75%
    Processing Fees Rs. 500 to Rs, 5,000
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% to 4% on outstanding loan amount
    Guarantor Requirement No guarantor required

    Gurgaon Car Loan Reviews

    • ICICI Bank Car Loan
      "ICICI bank car loan"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan from ICICI bank and the approved loan amount was 6.7 lakhs. The rate of interest was 8.3%. They have reduced the rate of interest from 8.7 to 8.3%. The monthly emi is 13874 for tenure of 5 years.The processing fee was around 3500.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 14, 2018
    • Bank Bazaar Car Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I am totally satisfied with bankbazaar and the application was really easy to use. The approach was good.I got my car loan through bankbazaar. It was all well and good. I got good response from bankbazaar end. The loan got processed on time..
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 14, 2018
    • SBI Car Loan
      "BEST SERVICE"
      0.5 4.0/5 "Great!"
      Using state bank of India for car loan , regarding the documentation and approval they made it so easy to avail and got approved. There is minimum rate of interest for car loan when comparing to other bank which is available in the market. Their customer service and response is good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 04, 2018
    • HDFC Bank Car Loan
      "Good Experience for car loan"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan from HDFC bank and the approved loan amount was 5 lakhs. The rate of interest was 8%. It was a reasonable one. The monthly EMI comes around 10800 for a tenure of 5 years.I got the approved with in 1 week of time. It was a good experience.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 18, 2018
    • HDFC Bank Car Loan
      "Car loan with HDFC"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan from HDFC bank and the approved loan amount is 5.56 lakhs. The monthly EMI comes around 11700 with a rate of interest of 8.8%. The total tenure was for 4 years. There was some processing fee which they have taken from the loan amount itself.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 07, 2018
    • Bank Bazaar Car Loan
      "Friendly website"
      0.5 5.0/5 "Blown Away!"
      The service provided by bankbazaar is very much comfortable. In bankbazaar there is many options to compare among other banks. We can choose the best offer with the best interest.The executives are very polite and supportive. The website was really helpful.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 07, 2018
    • HDFC Bank Car Loan
      "Charges are high"
      0.5 4.0/5 "Great!"
      I have also taken a car loan from HDFC Bank and the rate of interest and charges are on the higher side. Even for the closure of the loan I had to visit the loan center and there was a lot of paper work and they are more expensive and time consuming too.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 01, 2018
    • Bank Bazaar Car Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have got a very good response from the bank bazaar team. The customer support service is good withe bank bazaar because they always give positive response to the customers. I use the bank bazaar mobile application while applying for the car loan , which is easy to use and user friendly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 07, 2018
    • HDFC Bank Car Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have postponed my car loan plan to next year, so that was the only reason I haven't got the car loan from the HDFC bank. The customer support is good with the HDFC bank and they gave me good response in regards to my car loan application and I am satisfied with it.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 07, 2018
    • SBI Car Loan
      "Good service for car loan"
      0.5 5.0/5 "Blown Away!"
      I have taken a car loan from SBI bank. The rate of interest was 10% for the approved loan amount of 3 lakhs.The monthly EMI comes around 6480. The total tenure is for 5 years with no processing fees but i have pre closed the loan and there was no pre closure charges.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 24, 2018
    • SBI Car Loan
      "Good deal and services"
      0.5 5.0/5 "Blown Away!"
      My car loan is with State Bank of India. I have taken the loan couple of years back. The process was easy and smooth. The documentation was also nominal. The rate of interest and processing charges are normal when compared to other banks. The after loan services are also good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 23, 2018
    • HDFC Bank Car Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have purchased a Maruti Car with the help of HDFC Bank. It was taken 4 months back. The rate of interest was 8.5% which am satisfied. They charged a processing of 11,000 rupees. The documentation process was very easy. They provided the loan on time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 19, 2018
    • ICICI Bank Car Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      There is an ongoing car loan with ICICI ,the rate of interest what they quoted was absolutely fine. The documentation procedure was absolutely smooth ,I have never experienced any difficulty during the service,it was totally a happy service that I had with car loan department.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 17, 2018
    • Bank Bazaar Car Loan
      "Quick response"
      0.5 4.0/5 "Great!"
      It was a good experience from bankbazaar regarding my car loan application. I got regular follow up calls and shared all the information on time. The customer service and response was great. the website is easy and understandable. There are lot of options.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 02, 2018
    • HDFC Bank Car Loan
      "Recommedable car loan with HDFC"
      0.5 4.0/5 "Great!"
      I have taken a car loan from HDFC bank. The approved loan amount was 5 lakhs 56 thousand. The rate of interest was nominal. The monthly EMI comes around 11600. I am not sure about the total tenure. The service rendered by HDFC Bank was excellent.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 02, 2018
    • SBI Car Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      I have taken car loan from SBI and it was overall a good loan experience with SBI. The loan amount was for Rs 5 lakhs with the rate of interest of 9.70% which is proper rate. The process was quite fast and my loan amount was approved within the given time. Customer service was good and they responded on time. There are no charges on foreclosure and part payment. It was overall a good service from SBI.
      Was this review helpful? 7
      , gurgaon
      Reviewed on Dec 07, 2017
    • Bank Bazaar Car Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      Customer service that I received from Bankbazaar's end is really good. Within a day i received call from the bank bazaar executive as after i registered on the website . The website of bank bazaar is user friendly and helpful for the customers . It was a fine experience i had with Bank bazaar .
      Was this review helpful? 1
      , gurgaon
      Reviewed on Nov 29, 2017
    • AU SMALL FINANCE BANK Car Loan
      "Rate of Interest was good"
      0.5 5.0/5 "Blown Away!"
      This was my second Car Loan, and this Financier actually lowered my Rate of Interest comparing it to my earlier loan. The whole process with was good, and I really didn't need to do anything. I paid my EMI using cheque and this company were really patient with it. They had option to pre-close the loan also, which I took.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 24, 2017
    • Bank Bazaar Car Loan
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      The overall experience was good at Bankbazaar. Though there was a problem in between and it was resolved in a professional manner. There was some miscommunication with the bank person who was assigned to me initially and after which I was reassigned with another person who took care pretty well from there.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 21, 2017
    • HDFC Bank Car Loan
      "Fantastic services"
      0.5 5.0/5 "Blown Away!"
      The process was smooth at HDFC bank for the car loan as the executive came and collected the documents and there was no need for me to go to the bank and complete the formalities. The rate of interest is really reasonable, it was of 8.5%. The only extra charges was for the GPS tacking provided by the bank. They charged me a fee of 16K for the period of five years and that part was a bit on the unreasonable side and it costs much cheaper when it is done by one self. I have taken a Tata Tiago. The vehicle is a hatchback model. It is a pretty basic car and I had all the features added to it.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 21, 2017
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